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Underwriter - New Business

Pareto HealthPhiladelphia, Pennsylvania, United States
On-site Full-time

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Experience Level

Experience

Qualifications

Applicants should have a strong analytical mindset and the ability to interpret complex healthcare data effectively. Prior experience in underwriting or risk management, particularly in the health insurance sector, is preferred. A Bachelor’s degree in Finance, Business, or a related field is desirable.

About the job

At Pareto Health, we are driven by a mission for collective excellence. Our team is dedicated to transforming employee health benefits for the betterment of all.

Founded in 2011, our company empowers small and medium-sized businesses to tackle the skyrocketing costs of employee health benefits. We have pioneered innovative financing solutions that mitigate risks associated with self-insurance, delivering remarkable savings while continually expanding our ecosystem of partners and top-tier cost control strategies.

Our measure of success transcends mere financial metrics; we pride ourselves on providing our clients and their employees with reliable, affordable healthcare for the long term.

Please note that Pareto Health does not offer employment visa sponsorship for this position. Candidates must be authorized to work in the United States without sponsorship, both now and in the future.

Position Overview:

Pareto Health is on the lookout for a meticulous and driven Underwriter to enhance our dynamic team. This pivotal role involves evaluating and managing risks associated with self-funded and fully insured health plans through stop-loss insurance. The ideal candidate will possess a solid foundation in health risk analysis and the development of stop-loss strategies, aligning with our vision of delivering innovative and cost-effective healthcare solutions to our clients.

Key Responsibilities:

  • Contribute to the underwriting process by leveraging our exceptional captive offerings to create profitable stop-loss solutions for potential captive members.
  • Perform initial risk assessments for prospective Pareto captive members, evaluating both fully insured and self-funded health plans to ascertain suitable stop-loss coverage levels and premiums.
  • Assist in analyzing healthcare data, including claims and utilization trends, to project potential risks and their financial implications.
  • Collaborate with the Sales team to provide insights and support in the development of new business strategies.

About Pareto Health

Pareto Health is committed to revolutionizing employee health benefits, combining innovation with a customer-centric approach to ensure affordability and effectiveness. We empower businesses to take charge of their health benefit strategies while delivering outstanding results.

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