About the job
About Allica Bank
Allica Bank is recognized as the UK's fastest-growing company and the premier financial technology (Fintech) firm in history. Our mission is to empower established SMEs, a significantly underserved market in the Fintech landscape.
Established SMEs form the backbone of local communities, contributing over a third of our economy, yet they often find themselves overlooked by both traditional banks and contemporary fintech solutions.
Department Overview
The Credit Strategy Team is integral to Allica's lending capabilities, focusing on managing credit risk, defining lending strategies, and enhancing portfolio growth through optimized credit strategies that align risk with reward. Our team excels in analytical thinking and problem-solving, underpinned by strong technical and data expertise.
Role Overview
In the role of Senior Associate, you will be crucial in shaping our lending proposition. You will make strategic decisions to drive growth and manage risk within a loan portfolio exceeding £3 billion as we continue to expand. Your deep knowledge of data analytics, credit products, and SME financing will be pivotal in Allica's mission to innovate the SME lending sector, enabling us to achieve market-leading growth.
This dynamic position offers significant exposure to senior stakeholders, allowing you to influence how data drives our portfolio decisions at Allica.
Key Responsibilities
Lead the formulation and execution of our credit strategy.
Develop frameworks and credit strategies that inform Allica's lending choices and balance risk and reward in alignment with our broader business strategy and risk appetite.
Conduct in-depth analyses to identify emerging risks and opportunities, providing valuable insights to the Lending Leadership team.
Direct in-market actions that align Allica's lending appetite with optimal growth opportunities.

