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Lead Analyst, Financial Crimes

ChimeSan Francisco, CA, USA
On-site Full-time $139K/yr - $193K/yr

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Experience Level

Manager

Qualifications

Qualifications:A minimum of 5 years of experience in financial crimes, fraud, or risk investigations. Strong understanding of AML regulations (BSA, USA PATRIOT Act, OFAC, SAR/UAR reporting). Experience in identifying suspicious activities and conducting comprehensive investigations. Proficiency in analyzing transaction data to detect patterns or anomalies. Exceptional attention to detail and the ability to thrive in a high-volume work environment. Experience working collaboratively and effectively communicating with external partners. CAMS certification is preferred.

About the job

Chime is looking for a Lead Analyst, Financial Crimes, based in San Francisco, CA. This position focuses on strengthening the transaction monitoring program and investigating unusual activities within member accounts. The Lead Analyst works closely with internal teams and banking partners to assess risks, deliver clear analysis, and uphold regulatory compliance while protecting members’ interests. The role shapes the quality of investigations and helps refine methods for detecting and addressing financial crimes.

Main Responsibilities

  • Review account activity using monitoring tools to spot potentially suspicious or atypical behavior.
  • Partner with vendor teams to achieve quality and productivity goals.
  • Identify new trends and transactional risks that may require additional monitoring.
  • Work alongside banking associates to evaluate risks and manage escalations.
  • Update and maintain process documentation as needed.
  • Recommend next steps for accounts, such as retention or closure, based on investigation outcomes.
  • Analyze data to find trends or anomalies and suggest improvements to processes.

About Chime

At Chime, we are committed to empowering everyone to achieve financial progress. We are a financial technology company, not a bank, built on the premise that core banking services should be accessible and beneficial for all. Our innovative solutions help millions of individuals navigate their financial journeys with confidence.

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