About the job
Fraud Manager - Germany
Hybrid in London
About Us
At iwoca, we're creating an ecosystem where small businesses can flourish. We believe that small enterprises are not mere statistics – they are vital components of our communities, the essence of our high streets, and the driving force of our economy. Since our inception in 2012, we have transformed the way these businesses access financing, streamlining a previously cumbersome and frustrating process into a seamless journey: fast, flexible funding that caters to the needs of modern businesses.
Our achievements are evident: we've disbursed billions in funding to over 150,000 businesses throughout Europe, solidifying our position as one of the continent's foremost fintech trailblazers. But our journey is only beginning. Our goal? To empower one million businesses with the financial tools they truly deserve.
The Team
The DE Compliance team is an independent group of experts committed to ensuring iwoca remains a secure and reliable partner for German SMEs. This team operates at the crossroads of technology and risk management, working in close collaboration with Tech, Operations, and Risk Management to develop robust fraud detection systems. In an agile environment, the team regularly convenes to share insights on emerging fraud trends and collaborates on cross-functional projects to proactively address evolving threats.
Role Overview
As a Fraud Manager, you will play a pivotal role in shaping the security and integrity of our digital lending products. You will have the autonomy to identify emerging risks and the influence to implement both technical and strategic solutions to mitigate them.
Your Impact:
Identify and assess emerging fraud scenarios, including impersonation, social engineering, and account takeovers (ATO).
Develop and adjust the fraud strategy tailored for the German digital lending market, ensuring an optimal balance between risk management and conversion rates.
Design effective verification processes that safeguard the business while minimizing friction for our customers.
Innovation & Collaboration:
Collaborate with Tech and Data teams to deploy automated detection mechanisms, leveraging machine learning models and rule-based systems.
Lead the selection and implementation of innovative technologies to enhance the fraud prevention toolkit.
Create and conduct training programs to elevate fraud awareness across the organization and with our external partners.

