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Credit Analyst Manager

ParkerNYC Head Office
On-site Full-time

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Experience Level

Manager

Qualifications

10+ years of experience in underwriting, credit risk, or lending, ideally within SMBs, eCommerce, or card-based products. Background in fintech, payments, or embedded credit products. Strong analytical and data interpretation skills. Proven leadership experience and a collaborative approach. Passion for financial innovation and customer empowerment.

About the job

About The Role:

Parker is on an ambitious mission to empower individuals to achieve financial independence. We believe that the key to this goal is equipping independent business owners with the essential financial tools required for sustainable growth.

Our innovative product features a virtual corporate card paired with dynamic spending limits and profitability-driven software tools. This combination helps eCommerce merchants accelerate their growth while maintaining control over their profit margins.

Having successfully raised over $180M in equity and debt from esteemed investors including Valar Ventures, Y Combinator, and SVB, as well as prominent founders such as Solomon Hykes (Docker), Paul Buchheit (Gmail), and Robert Leshner (Compound), we have established a strong product-market fit and are experiencing rapid growth as a Series B fintech.

We are currently expanding our credit operations and seeking a detail-oriented and experienced Credit Analyst Manager to assess business creditworthiness and facilitate disciplined portfolio expansion. In this role, you will oversee and enhance Parker’s underwriting operations, develop credit policies, streamline processes, and help us achieve a balanced approach to risk and growth. If you are driven by credit risk, data-focused decision-making, and empowering customers through innovative financial solutions, we want to hear from you.

What You’ll Do:

  • Lead the credit analyst team for both new and existing applicants for Parker’s corporate card and lending products.
  • Refine and uphold credit policies, approval thresholds, and risk segmentation frameworks.
  • Evaluate financial statements, banking information, and alternative data sources to determine creditworthiness.
  • Collaborate closely with Risk, Data, and Product teams to enhance automation and develop predictive scoring models.
  • Provide timely, well-informed credit decisions to support Sales and Success teams.
  • Monitor portfolio performance and adapt underwriting strategies as necessary.
  • Assist in building a scalable, high-performing underwriting team over time.

What We’re Looking For:

  • 10+ years of experience in underwriting, credit risk, or lending, preferably with SMBs, eCommerce, or card-based offerings.
  • Experience in fintech, payments, or embedded credit products.
  • Strong analytical skills and proficiency in data interpretation.
  • Excellent leadership abilities and a collaborative mindset.
  • Passion for innovation in the financial sector.

About Parker

At Parker, we are committed to empowering individuals on their journey to financial independence. Our unique blend of innovative financial products and technology aims to support independent business owners in achieving profitable growth. As a rapidly scaling Series B fintech backed by notable investors, we are poised to redefine the financial landscape for eCommerce merchants.

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