Product Analytics Engineer at KOHO | Canada

About KOHOAt KOHO, we are dedicated to transforming financial services for all Canadians. Our goal is to eliminate hidden fees and predatory interest rates, offering financial products that empower our users to spend wisely, save effectively, and build significant wealth. We prioritize performance and outcomes, deeply caring about our mission to financially empower a generation of Canadians.We don’t adhere to the traditional 9-5 work model. At KOHO, we understand that true impact arises from a culture of trust, empowerment, and support, allowing our team to excel without compromising their personal lives. We emphasize work-life integration through asynchronous collaboration, flexible hours, and a remote-first environment that fosters autonomy and high trust.As we embark on our next chapter, KOHO is becoming leaner, smarter, and more integrated with AI. We focus on creating impact rather than bureaucracy. If you thrive in an environment that values clarity, ownership, and innovative thinking, you will feel right at home here.We are seeking a Product Analytics Engineer to develop and scale robust reporting pipelines that facilitate complex product launches across our Payments, Credit, and Subscriptions sectors. As an integral part of the Product Analytics organization, you will collaborate closely with Product Analysts, Product Managers, and Engineering teams on multi-month projects, ensuring that our data infrastructure evolves alongside our ambitious product initiatives.This role uniquely combines analytics engineering excellence with product analytics requirements. You will be responsible for the technical foundation that empowers our product teams to make informed, data-driven decisions at scale.

About KOHOAt KOHO, we are driven by the mission to enhance financial services for every Canadian. We eliminate hidden fees and predatory interest rates, offering financial products tailored to help our users spend wisely, save more, and build real wealth. With a performance-oriented culture and a strong commitment to positive outcomes, we aim to financially empower a generation of Canadians.Unlike a typical 9-5 job, KOHO values the impact of trusted and empowered individuals who are supported in doing their best work while maintaining a healthy work-life integration. We promote asynchronous collaboration, flexible working hours, and a remote-first environment that fosters autonomy and high trust.As we embark on the next phase of our journey—becoming leaner, smarter, and more AI-integrated—we invite you to join us if you thrive in environments that prioritize clarity, ownership, and innovative thinking.About The RoleWe are seeking a Senior Product Manager to join our team remotely from Canada. In this role, you will contribute to shaping the future of financial empowerment for Canadians. This is an evergreen opportunity to engage with our team and explore how your skills and aspirations align with KOHO's mission as we continue to grow.What You’ll Be DoingIdentifying Unmet Needs: You will discover and iterate on non-obvious user needs, leading strategic discovery sessions and guiding roadmap decisions through data-driven insights to create meaningful customer value.Managing Dependencies: You will oversee high-impact dependencies and cross-functional execution, navigating complex relationships across various teams while articulating domain strategy effectively.Building Business Cases: You will develop compelling business cases supported by data and economic models, leveraging quantitative analysis and behavioral insights to validate strategies and make informed decisions.Owning Financial Goals: You will be responsible for the financial objectives of your business domain, balancing immediate wins with long-term strategies, and developing operational models to demonstrate success.

About KOHOAt KOHO, we are dedicated to revolutionizing financial services for Canadians. Our focus is on transparency—no hidden fees or exploitative interest rates—just innovative financial products that empower our users to make smart spending choices, save effectively, and cultivate genuine wealth. As a performance-driven organization, we prioritize outcomes that align with our mission: to empower a new generation of financially savvy Canadians.We embrace a work culture that transcends the traditional 9-5 model. We believe that true impact comes from individuals who are trusted and empowered to perform at their best, without sacrificing their personal lives. Our approach emphasizes work-life integration, promoting asynchronous collaboration, flexible hours, and a remote-first environment that fosters autonomy and trust.As KOHO embarks on an exciting new phase—becoming leaner, smarter, and more AI-driven—we are focused on creating meaningful impact rather than bureaucratic processes. If you thrive in a setting that values clarity, ownership, and innovative thinking, you will find your place here.About The RoleWe are seeking a skilled Analytics Engineer, Credit Risk to develop and enhance our reporting infrastructure for complex credit analysis. You will work closely with the Credit Team and collaborate with Payment Operations, Technology, Security, Risk, and Finance teams, alongside other Analytics Engineers, on multi-month projects to ensure our data infrastructure evolves in tandem with ambitious credit product goals.This newly established role merges analytics engineering expertise with the demands of credit data transformation. You will be responsible for the technical foundation that guarantees the accurate processing and reporting of funds both internally and to financial authorities.

KOHO is seeking a Treasury Manager to support the launch of KOHO Bank and expand treasury operations across several regulated entities. This fully remote role is open to candidates based anywhere in Canada. Role overview The Treasury Manager will report to the Treasurer and focus on building and running core treasury functions. The work includes overseeing cash management with multiple banking partners and products, handling daily financial transactions, and leading efforts to centralize treasury processes using a modern Treasury Management System (TMS). What you will do Work directly with the Treasurer to establish and operate bank treasury functions Oversee cash management across various partners and products Manage daily financial transactions Drive the centralization of treasury processes using a TMS Requirements Experience working at both the strategic level (liquidity, asset-liability management, funding) and in daily transaction execution Comfort in a lean, evolving, and technology-driven setting Strong ownership mindset and clear communication skills KOHO values initiative, practical results, and clear thinking. The company supports flexible hours, asynchronous collaboration, and a remote-first approach, encouraging employees to take ownership of their work while maintaining work-life integration.

Join KOHO as a Senior Product DesignerAt KOHO, we're dedicated to transforming financial services for Canadians. Our goal is to eliminate hidden fees and predatory interest rates, offering financial products that empower our users to spend wisely, save effectively, and build genuine wealth. We are a performance-driven organization with a compassionate approach, ensuring that our mission to financially empower a generation of Canadians is at the heart of everything we do.Our work culture goes beyond the typical 9-5. We understand that true impact stems from individuals who feel trusted, empowered, and supported to excel in their roles without compromising their personal lives. We emphasize work-life integration, offering flexible hours and a remote-first setup that promotes autonomy and mutual trust.As KOHO evolves, we are becoming leaner, smarter, and more integrated with AI. We focus on impactful solutions rather than bureaucratic processes. If you thrive in an environment that values clarity, ownership, and innovative thinking, you'll find your place here.Your RoleAs a Senior Product Designer at KOHO, you will play a pivotal role in shaping our brand identity and product offerings. Your expertise in UI/UX design, interaction design, visual design, and prototyping will be essential in crafting user experiences that are not only impressive but also deliver measurable value.We seek a candidate who is passionate about innovation, especially in utilizing Generative AI and other AI-driven tools to enhance workflows, foster creative solutions, and refine design decision-making. Our ideal candidate is enthusiastic about understanding user needs and collaborates seamlessly with designers, engineers, data analysts, and product managers to create the ultimate banking experience for Canadians.ResponsibilitiesCollaborate with Product Managers to refine product strategy and vision, focusing on the rationale behind product development.Create wireframes, user flows, process flows, customer journeys, and other artifacts to communicate design ideas effectively.Engage in an iterative design process involving rapid prototyping, user experience research, feedback incorporation, and hypothesis testing in an agile environment.Participate in an end-to-end product development team, collaborating with engineers early in the process and understanding the technical requirements for implementing your designs.

Join KOHO as a Senior Accountant!At KOHO, we are dedicated to transforming financial services for Canadians. Our aim is to eliminate hidden fees and predatory interest rates, offering financial products that empower our users to spend wisely, save effectively, and accumulate genuine wealth. As a performance-driven organization with a compassionate approach, we focus on achieving outcomes that align with our mission to financially empower a generation of Canadians.We embrace a culture that values flexibility and work-life integration, allowing our team members to thrive without compromising their personal lives. Our remote-first setup encourages collaborative efforts across time zones, with an emphasis on trust and autonomy.As KOHO evolves into a more streamlined and AI-integrated company, we are seeking individuals who are ready to contribute to our impactful mission, free from bureaucratic constraints.Role OverviewWe invite a dedicated Senior Accountant to become a vital part of our finance team in this remote position, based in Canada. Reporting directly to the Manager of Financial Reporting, you will play an essential role in advancing our finance function to a

About KOHOAt KOHO, we're on a transformative mission to enhance financial services for all Canadians. Our commitment is to eliminate hidden fees and predatory interest rates, offering innovative financial products that empower our users to spend wisely, save more, and build substantial wealth. We are a results-driven organization that deeply values outcomes, aligning every effort with our goal of financially empowering a generation of Canadians.We embrace a work culture that goes beyond the traditional 9-5 framework. Our belief is that true impact stems from individuals who feel trusted, empowered, and supported in delivering their best work without compromising their personal lives. We focus on work-life integration, allowing for asynchronous collaboration, flexible hours, and a remote-first environment that emphasizes autonomy and high trust.As KOHO embarks on its next phase—leaner, smarter, and more AI-integrated—we're focused on creating impact rather than bureaucracy. If you're someone who thrives in environments that prioritize clarity, ownership, and bold thinking, you'll find a perfect fit with us.About The RoleWe are seeking a Senior Manager, Integrated Marketing to join our dynamic team, with the flexibility to work remotely from anywhere in Canada.In this pivotal role, reporting to the Director of Integrated Marketing, you will be instrumental in bridging the realms of Brand, Product, and Performance. You'll shape our narrative, defining why users should choose KOHO and crafting the story we tell across all communication channels.As a people-focused manager, you will lead the strategy for significant brand-building campaigns and product launches, orchestrating efforts across partnerships, digital media, out-of-home (OOH) advertising, public relations, and more. You'll serve as the vital connection between our product roadmap and market presence, ensuring our positioning is precise, data-driven, and closely aligned with the needs of our users.Your ResponsibilitiesBrand Positioning & Value Proposition: Take ownership of the brand narrative. Define and enhance KOHO's market positioning to ensure we stand out in the competitive fintech landscape.Integrated Campaign Strategy: Develop and spearhead brand-building campaigns that drive awareness and user acquisition. Ensure cohesive execution across diverse channels, including digital media, OOH, public relations, partnerships, influencer channels, and more.Go-to-Market (GTM) Leadership: Design and implement GTM strategies for new product and feature launches to boost user engagement and market penetration.

About KOHOAt KOHO, we are committed to revolutionizing financial services for Canadians. Our mission is to eliminate hidden fees and predatory interest rates, offering products designed to enable our users to spend wisely, save effectively, and build genuine wealth. Our performance-driven organization has a strong heart; we are deeply invested in outcomes that resonate with our mission to financially empower a generation of Canadians.We are not your typical 9-5 company. We believe that real impact stems from individuals who are trusted, empowered, and supported to perform at their best without compromising their personal lives. We prioritize work-life integration over mere balance, fostering asynchronous collaboration, flexible hours, and a remote-first setup that emphasizes autonomy and trust.As KOHO embarks on its next chapter, we are becoming leaner, smarter, and more AI-integrated. We focus on impactful solutions rather than bureaucratic processes. If you thrive in environments that value clarity, ownership, and innovative thinking, you will find a great fit here. About The RoleWe are seeking a Senior Product Manager - Credit Building to join our team remotely from Canada. In this role, you will report to the Group Product Manager of Credit and be part of a dynamic, cross-functional team that drives KOHO's core credit product strategy. You will own the roadmap and execution for our suite of credit building products, including Credit Building, Secured Credit Building, Rent Reporting, Credit Score, and Credit Report. What You’ll Be DoingOversee the entire product lifecycle for the Credit Building portfolio—from drafting initial Product Requirement Documents (PRDs) to coordinating stakeholder engagement and managing product rollout.Analyze product metrics to optimize user acquisition and retention, minimize delinquency rates, and unlock additional gross profit for KOHO.Collaborate with engineering, design, and data teams to create seamless user experiences that empower Canadians to transparently build their credit scores.Act as the central hub for cross-functional alignment, ensuring that stakeholders in credit risk, compliance, and marketing are actively informed and engaged in product decisions.Deepen your understanding of our adjudication models and credit policies to continually refine our product offerings and enhance our impact.

Join KOHO: Revolutionizing Financial ServicesAt KOHO, we are driven by a vision to transform financial services for Canadians. Our goal is to eliminate hidden fees and predatory interest rates, offering products that empower users to make smart spending decisions, save effectively, and accumulate real wealth. We pride ourselves on being a performance-driven organization with a strong commitment to meaningful outcomes. Our mission is to financially empower a generation of Canadians.We embrace a flexible work culture that promotes real impact through trust, empowerment, and support. At KOHO, we prioritize work-life integration, allowing for asynchronous collaboration, flexible hours, and a remote-first environment that fosters autonomy and mutual trust.As KOHO enters an exciting new chapter—one that is leaner, smarter, and increasingly integrated with AI—we are focused on building for impact and eliminating bureaucracy. If you thrive in a setting that appreciates clarity, ownership, and innovative thinking, you’ll find a great fit with us.Role OverviewWe are looking for a talented Software Engineer II, Data to join our Data Platform team. In this vital role, you will be responsible for developing, maintaining, and enhancing the data infrastructure that supports KOHO’s analytics, data science initiatives, and product features.You will report to the Data Platform Development Manager and collaborate with a team dedicated to maintaining and expanding KOHO's data engineering capabilities.Key ResponsibilitiesEmbodying KOHO’s valuesGathering requirements and implementing both streaming and batch data pipelinesDeveloping and maintaining batch data pipelines leveraging AWS Glue, Lambda, and PythonCollaborating with business stakeholders, Data Analysts, and Data Scientists regarding inquiries related to our data platformImplementing shared infrastructure utilized by all services and teams across the KOHO platformContributing to and enhancing our internal standards for coding style, maintainability, and best practicesParticipating in a rotating on-call schedule, including incident management responsibilitiesYour Profile2-5 years of professional experience in data-related roles, or equivalent internships/co-op experience, along with:Strong proficiency in Python and SQLExperience with AWS services, particularly Glue and LambdaExcellent problem-solving skills and ability to work collaboratively in a team environment

About KOHOKOHO is dedicated to revolutionizing financial services for all Canadians. Our mission is clear: eliminate hidden fees and predatory interest rates while providing financial products that empower our users to spend wisely, save effectively, and accumulate genuine wealth. We are a performance-driven organization with a strong commitment to positive outcomes, aligning every effort with our goal of financially empowering a generation of Canadians.At KOHO, we embrace a work culture that goes beyond the traditional 9-5. We believe that meaningful impact arises from a team that is trusted, empowered, and supported in their quest to deliver exceptional work—all while maintaining a healthy life balance. We champion work-life integration, offering asynchronous collaboration, flexible hours, and a remote-first environment grounded in autonomy and mutual trust.As we embark on our next chapter, KOHO is poised to be leaner, smarter, and more integrated with AI. We prioritize impactful outcomes over bureaucratic processes. If you flourish in a culture that values clarity, ownership, and innovative thinking, you will be an excellent fit.About the RoleWe are seeking a Senior Data Analyst to spearhead business growth initiatives both for the current quarter and in the long term. This role is pivotal in enabling data-driven decision-making and identifying strategic opportunities that enhance overall business performance. As a Senior Data Analyst, you will utilize your skills in query optimization, advanced data modeling, and cross-functional collaboration to present insights that shape business strategy. If you excel in transforming intricate data into actionable intelligence, creating advanced dashboards that convey compelling narratives, and mentoring fellow analysts while upholding high standards of data integrity, we want to hear from you!What You'll DoTake ownership of significant data domains, integrating data requirements into project plans, collaborating with cross-functional teams, building pipelines and dashboards, and ensuring our data warehouse remains the definitive source of truth at KOHO.Design and enhance data models with a focus on performance, utilizing advanced DBT features independently.Create dashboards that transcend mere visualization to address critical business inquiries and facilitate strategic decision-making.Proactively discern trends and opportunities through comprehensive data analysis, looking beyond immediate requests to reveal further relevant insights.Collaborate with stakeholders to refine requirements, providing data-driven recommendations that align with business objectives and maximize impact.

Join KOHO as a Product and Regulatory CounselAt KOHO, we are dedicated to revolutionizing financial services for all Canadians by eliminating hidden fees and predatory interest rates. Our innovative financial products are designed to empower users to make smarter spending choices, save more effectively, and genuinely build wealth. We pride ourselves on being a performance-driven organization that truly cares about the outcomes for our customers, striving to financially empower a generation of Canadians.We foster an environment that values flexibility and supports our team members to achieve a healthy work-life integration. At KOHO, we understand that real impact comes from individuals who are trusted and empowered to do their best work without compromising their personal lives. Our remote-first culture emphasizes autonomy and asynchronous collaboration, allowing you to work your best hours.As KOHO embarks on its next chapter, we are becoming leaner, smarter, and more integrated with AI. We prioritize impact over bureaucracy, welcoming those who thrive in an environment that values clarity, ownership, and bold ideas.Role OverviewIn the role of Product and Regulatory Counsel, you will be instrumental in advancing KOHO’s product development and regulatory strategies across KOHO Tech and KOHO Bank. Collaborating with teams in Product, Marketing, Risk, and Compliance, you will provide pragmatic legal advice that fosters innovation while safeguarding our customers and ensuring adherence to regulatory standards.This position is perfect for a lawyer who thrives on creating innovative solutions, navigating complex regulatory landscapes, and collaborating closely with dynamic business teams in a fast-paced environment.Your Responsibilities Will Include:Collaborating with KOHO Tech and KOHO Bank to provide actionable regulatory guidance that supports growth while ensuring customer protection.Facilitating the design and launch of new financial products and features, proactively identifying regulatory risks and assisting teams in developing compliant solutions.Playing a pivotal role in establishing and operationalizing a regulated bank, including engagement with regulatory bodies such as OSFI, FCAC, and the Bank of Canada.Supporting marketing and growth initiatives by ensuring that all campaigns are effective and compliant with financial services and consumer protection laws.Offering guidance to customer-facing teams on complaint handling, communication strategies, and fairness considerations.Assisting in the development of scalable legal and regulatory processes to support KOHO’s mission.

About KOHOAt KOHO, we are dedicated to transforming financial services for all Canadians. Our approach eliminates hidden fees and predatory interest rates, offering clear and fair financial products that empower our users to spend wisely, save effectively, and accumulate genuine wealth. We are a performance-driven company with a strong commitment to our mission: to financially empower a generation of Canadians.Our work environment is anything but ordinary. We believe that genuine impact stems from a team that feels trusted, empowered, and supported to deliver their best work without compromising their personal lives. We prioritize work-life integration over the traditional work-life balance through asynchronous collaboration, flexible hours, and a fully remote setup that promotes autonomy and mutual trust.As KOHO embarks on a new chapter—one that is more streamlined, intelligent, and integrated with AI—we are focused on making a meaningful impact rather than fostering bureaucracy. If you thrive in an environment that values clarity, ownership, and innovative thinking, you'll find your place with us.About The RoleWe are seeking a Senior Manager of Financial Risk Strategy & Analytics to spearhead vital strategic and analytical initiatives within our financial risk management team. This role blends advanced technical analysis with strategic leadership, where you will take ownership of complex models and forecasts while mentoring a team of analysts. You will collaborate closely with Finance, Product, and Data teams to transform intricate data into actionable insights, ensuring our growth remains robust, compliant, and protective of KOHO's portfolio.

KOHO is working to transform financial services in Canada by eliminating hidden fees and predatory interest rates. The company creates tools that help people manage spending, save money, and build wealth. KOHO emphasizes results and aims to empower Canadians to reach financial well-being. The team operates remotely across Canada, with flexible hours that support both strong performance and personal balance. Trust, support, and autonomy shape KOHO’s culture. The company values clarity, ownership, and creative problem-solving, and it is committed to using smarter, AI-driven strategies as it grows. Role overview The Director of New Business Initiatives leads KOHO’s product team in launching and scaling new business lines. This leader manages a group of Product Managers, each focused on a separate initiative, and ensures projects are executed thoroughly to maximize their impact. The role reports to the VP of Product. The main responsibility is to guide the development of new ventures. This includes keeping each initiative clearly defined, using rapid learning cycles, maintaining transparent economic models, and tracking progress. Success means building a portfolio of businesses that contribute meaningfully to KOHO’s growth. What you will do Lead and develop Product Managers: Recruit, mentor, and support Product Managers as they manage new business lines. Set high standards for moving projects from idea to execution. Drive quality execution: Oversee each initiative to ensure a consistent approach: start with the smallest testable version, use tight feedback loops, and evaluate data honestly. Support PMs through uncertainty: Help Product Managers build skills in scoping, user research, partner engagement, and making critical go/no-go decisions, especially during early stages. Establish operational rhythm: Create a cadence that keeps multiple new business lines accountable and aligned with KOHO’s objectives. Location This is a remote-first role based in Canada.

About KOHOAt KOHO, we are dedicated to transforming financial services for all Canadians. Our mission is to eliminate hidden fees and predatory interest rates, offering financial products that empower users to spend wisely, save efficiently, and create genuine wealth. We are a performance-driven organization with a strong commitment to positive outcomes, all aligned with our goal of financially empowering a generation of Canadians.We operate outside the traditional 9-5 framework, believing that real impact stems from a team that is trusted, empowered, and supported in their endeavors—without compromising their personal lives. Our focus is on work-life integration rather than mere balance, promoting asynchronous collaboration, flexible work hours, and a remote-first environment that fosters autonomy and mutual trust.As KOHO embarks on its next chapter—leaner, smarter, and more integrated with AI—we are focused on achieving meaningful impact rather than creating bureaucratic hurdles. If you thrive in a setting that values clarity, ownership, and innovative thinking, you will find your place here.About The RoleWe are seeking a Product Manager or Senior Product Manager, Payments to join our team in a fully remote capacity based in Canada.This role is not your standard PM position. We are looking for a fully AI-native builder—someone who is comfortable in the terminal, prototypes with Claude, and leverages LLMs not just for summarizing meetings, but for coding, querying data, and enhancing product velocity.Reporting directly to the VP of Product, you will oversee the core operations of KOHO—our payment infrastructure. You'll manage existing systems, spearhead the strategy for new payment methods (including Real-Time Rail), and utilize your technical expertise to connect product strategy with engineering execution.What You’ll Be DoingManage & Optimize Core Rails: Ensure the performance, reliability, and efficiency of our payment systems (Interac, EFT, Card, etc.), guaranteeing seamless transactions for our users.Build the Future of Payments: Lead the research and deployment of new payment solutions to enhance user experience and operational efficiency.

Join KOHO as a Senior Fullstack DeveloperAt KOHO, we are dedicated to revolutionizing financial services for Canadians. Our mission is clear: to eliminate hidden fees and predatory interest rates, providing financial products that empower users to manage their spending, save effectively, and create lasting wealth. We pride ourselves on being a performance-driven organization with a compassionate approach, where outcomes matter and every effort ties back to our goal of financially empowering a generation.Our work culture at KOHO is anything but traditional. We believe impactful work comes from a team that feels trusted, empowered, and supported without compromising their personal lives. We emphasize work-life integration over balance, fostering asynchronous collaboration, flexible hours, and a remote-first environment that champions autonomy and mutual trust.As we embark on our next chapter—streamlined, smarter, and more AI-focused—we are actively seeking a Senior Software Developer who thrives in an environment that values clarity, ownership, and innovative thinking. If you are ready to contribute to a team breaking down the barriers between frontend and backend development, we want to hear from you.

KOHO focuses on transforming financial services for Canadians by removing hidden fees and high interest rates. The company’s products help users manage money wisely, save more, and build lasting wealth. KOHO values performance and heart, aiming for real outcomes that support its mission of financial empowerment. The team works in a remote-first setting across Canada, with flexible hours and a culture built on trust and autonomy. KOHO believes meaningful impact comes from people who feel empowered to do their best work. Role overview The Community Marketing Manager will join KOHO’s remote team in Canada, reporting to the Director of Integrated Marketing. This position manages the full marketing funnel, blending creative content production with hands-on community engagement. What you will do Oversee KOHO’s presence on platforms such as Reddit, Trustpilot, and other social channels. Develop and run a VIP user program that highlights real customer voices and helps shape the product roadmap. Create engaging content and foster active conversations within the community. Collaborate with internal teams and external agencies to keep KOHO’s social media presence lively and on-brand. Who thrives here This role suits someone who enjoys connecting with people, shaping conversations, and building communities. A creative approach and the ability to work across teams will help ensure KOHO’s brand remains vibrant and relevant.

About KOHOAt KOHO, we are on a transformative mission to enhance financial services for every Canadian. Our commitment is to eliminate hidden fees and predatory interest rates, offering financial products that empower our users to spend wisely, save effectively, and accumulate genuine wealth. As a performance-driven organization with a compassionate core, we prioritize outcomes that align with our mission: to financially empower a generation of Canadians.We are not your typical 9-5 workplace. We believe that real impact stems from individuals who feel trusted, empowered, and supported to excel in their roles without compromising their personal lives. We emphasize work-life integration rather than just work-life balance, offering asynchronous collaboration, flexible hours, and a remote-first environment rooted in autonomy and high trust.As KOHO embarks on its next chapter, we are embracing a leaner, smarter, and more AI-driven approach. If you thrive in an atmosphere that values clarity, ownership, and innovative thinking, you will feel right at home with us.About The RoleWe are seeking a Senior Business Analyst, Fraud Strategy to join our expanding team remotely from Canada. In this pivotal role, you will be instrumental in developing the data systems, models, and controls that shield our users and the business from fraud and financial crime.You will operate at the nexus of data and financial crime risk, converting intricate fraud and AML challenges into analytical frameworks and actionable strategies. The ideal candidate will possess profound insights into the dynamics of fraud, encompassing its patterns, motivations, and evolving tactics, utilizing this understanding to create more intelligent and focused controls.Technical proficiency alone is insufficient; we seek someone with a customer-centric mindset who recognizes that every friction point, false decline, and delayed transaction affects real individuals. You will strike a balance between risk management and product development, contemplating not only whether a strategy prevents fraud but also how it enhances the KOHO experience for our users.What You’ll Be DoingYou will take ownership of the complete fraud control landscape concerning applications and transactions: evaluating effectiveness, identifying gaps, and initiating enhancements to minimize losses and protect customers.

About KOHOAt KOHO, our mission is to revolutionize financial services for all Canadians. We strive to eliminate hidden fees and predatory interest rates, offering financial products that empower our users to spend wisely, save effectively, and build genuine wealth. We are a performance-driven organization that deeply values outcomes, with a commitment to financially empowering the next generation of Canadians.Unlike traditional workplaces, KOHO fosters an environment where impact is driven by trust, empowerment, and support—allowing our team members to excel without compromising their personal lives. We emphasize work-life integration through asynchronous collaboration, flexible hours, and a remote-first setup that prioritizes autonomy and mutual trust.As we embark on our next chapter, KOHO is becoming leaner, smarter, and more integrated with AI. If you thrive in a setting that values clarity, ownership, and innovative thinking, you will feel right at home with us.About The RoleWe are seeking a talented Analytics Engineer, Treasury & Payments to develop and enhance robust reporting pipelines that support our intricate banking processes. Collaborating closely with the Banking Team, you will work with Payment Operations, Technology, Security, and Finance teams, as well as fellow Analytics Engineers, on extensive builds that ensure our data infrastructure meets the demands of ambitious banking initiatives.This newly created role will merge analytics engineering expertise with the evolving needs of banking data transformation. You will be responsible for maintaining the technical foundation that guarantees accurate processing and reporting of funds, both internally and to financial authorities.Your ResponsibilitiesLead the development of complex financial pipelines: Design and implement scalable data pipelines that facilitate banking processes, from initial scoping to final delivery.Collaborate with cross-functional teams: Partner with Payment Operations, Technology, Security, and Finance to define data requirements.Establish financial reporting infrastructure: Create reliable and efficient operational data models that support internal and external reporting, audits, and financial transactions.Design scalable data models: Utilize modeling frameworks tailored for banking reporting use cases, including techniques like one big table, entity tables, event streams, and Kimball methodologies.Optimize and monitor: Ensure the health of data pipelines, enhance query performance, and proactively manage data flow.

Job SummaryAs an Analytics Engineer at Create Music Group, you will join our dynamic Analytics & Insights team. In this role, you will collaborate closely with stakeholders and internal data teams to develop scalable analytics solutions that address business needs. Your responsibilities will include data analysis, integration from diverse datasets, SQL optimization for analytics and reporting, and managing end-to-end analytics deliverables while proposing enhancements for data and reporting.The ideal candidate is a proactive individual who approaches complex challenges with creativity and determination, consistently striving for analytical excellence. You will combine your technical skills with strong business insight to transform data into actionable insights that drive significant business impact.

Role overview Cozey is hiring a Staff Analytics Engineer to help shape the future of analytics engineering within the company. This position is based in Canada and reports directly to Frank Joly, Director of Data Engineering. The role centers on building and maintaining the data models, pipelines, and frameworks that inform business decisions. Setting technical standards for data structure, documentation, and trust is a key part of helping teams work efficiently and confidently. What you will do Design, build, and maintain scalable dbt data models that serve as the single source of truth for important business metrics. Collaborate with teams across Cozey to make sure data remains accurate and accessible. Lead initiatives to improve data quality, reliability, and the efficiency of analysis. Reporting line This position reports to Frank Joly, Director of Data Engineering. Location This role is open to candidates based in Canada.