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Strategic Private Credit Officer

Finstrat ManagementAnnapolis, MD
Remote Full-time

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Experience Level

Mid to Senior

Qualifications

7+ years of experience in venture debt, private credit, structured finance, commercial banking, or related financial services. Proficient credit analysis, financial modeling, and deal structuring skills. Prior experience with due diligence and ongoing loan servicing of investor-backed companies is essential. Exceptional communication and relationship-building capabilities. Familiarity with SaaS metrics, startup financials, and growth company dynamics is preferred.

About the job

Join our dynamic team as a Private Credit Officer at Finstrat Management, where you will leverage your strategic finance expertise to support our deal team in various critical functions including underwriting, due diligence, loan servicing, and ongoing portfolio management. This role is ideal for individuals with a robust understanding of credit structures tailored for investor-backed companies and who possess exceptional analytical and relationship-management skills.

Loan Origination & Structuring:

  • Conduct thorough evaluations of venture capital and private equity-backed companies to assess creditworthiness by analyzing financial statements, cap tables, investor profiles, and market dynamics.
  • Design and originate diverse loan products such as venture debt, acquisition financing, growth capital, and working capital lines.
  • Collaborate with cross-functional teams—including investment, legal, and operations—to finalize term sheets, secure credit approvals, and complete legal documentation.

Due Diligence:

  • Lead and coordinate comprehensive financial, legal, operational, and management due diligence for prospective borrowers.
  • Evaluate company burn rates, revenue quality, unit economics, churn metrics, and customer concentration.
  • Review corporate governance documents, capitalization structures, intellectual property status, and key contracts.
  • Work closely with external legal counsel, third-party diligence providers, and internal stakeholders to validate underwriting assumptions.

Loan Servicing & Portfolio Management:

  • Oversee onboarding and disbursement processes for newly originated loans.
  • Monitor loan performance, ensuring borrower compliance with covenants, financial reporting obligations, and key risk indicators.
  • Manage periodic portfolio reviews, risk grading, and exposure analysis.
  • Coordinate amendments, waivers, renewals, or restructurings as necessary.
  • Act as the primary point of contact for borrowers post-closing, ensuring a high-quality client experience and proactive issue resolution.

Relationship Management & Market Engagement:

  • Foster and maintain relationships with startup founders, CFOs, VC/PE partners, and advisory networks to drive deal flow.
  • Stay updated on market trends, sector developments, and capital market dynamics relevant to growth-stage lending.

About Finstrat Management

Finstrat Management is a leading financial services firm specializing in providing tailored credit solutions for investor-backed companies. We pride ourselves on fostering a culture of innovation and strategic insight, enabling our team members to thrive in a dynamic marketplace.

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