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Staff Software Engineer - Origination

PayJoySan Francisco, CA
On-site Full-time

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Experience Level

Mid to Senior

Qualifications

We are looking for a candidate with a strong background in software engineering, experience with scalable systems design, and a passion for mentoring others. Proven expertise in machine learning, data science, or related fields is highly desirable.

About the job

Join PayJoy as a Staff Software Engineer - Origination

At PayJoy, we are dedicated to transforming the financial landscape for under-served customers in emerging markets, empowering them to achieve financial stability and success. Our innovative, patented technology for secured credit opens doors for new customers to access the credit system. With our point-of-sale financing and credit cards, we enhance our customers' quality of life, enabling them to seize opportunities as micro-entrepreneurs and providing a safety net during challenging times. Leveraging cutting-edge machine learning, data science, and anti-fraud AI, we have successfully served over 18 million customers by 2025, achieving robust profitability and sustainable growth.

Role Overview

The Staff Software Engineer will play a pivotal role in shaping our technical foundation. Initially, you will collaborate with the Merchant team to foster innovation while having opportunities to engage with other teams. This hands-on position involves mentoring, designing scalable systems, and influencing cross-functional initiatives. You will be responsible for making critical technical decisions and developing essential services that drive our mission forward.

About PayJoy

PayJoy is a mission-driven credit provider focused on helping under-served customers in emerging markets achieve financial stability. By combining technology with a customer-centric approach, we are transforming lives and creating opportunities for millions.

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