Staff Software Engineer - AI Features at SoFi | San Francisco

Employee Applicant Privacy NoticeAbout Us:Join us to reshape the future of finance.At SoFi, we are transforming how individuals approach personal finance, empowering our members to achieve their financial goals through innovative, mobile-first technology. As a leading financial services company and national bank, we are at the forefront of an industry-wide evolution. Our mission is to positively impact lives while adhering to our core values. Become part of our journey to enhance your career and contribute to the financial landscape.We are looking for a talented Senior Software Engineer to join our emerging crypto team. SoFi is expanding its offerings in the crypto space by developing secure, user-friendly products and services that cater to our members' needs, including crypto investing, transfers, payments, custody, and more.In this role, you will be deeply involved in all aspects of our development process—designing system architecture, implementing features, debugging, and ensuring the integrity of our codebase, while also advancing your skills as an engineer. The ideal candidate is proactive, hands-on, and possesses a strong sense of ownership and commitment to success. Collaboration is key at SoFi; you will work closely with Product, Design, and Engineering teams throughout the entire product lifecycle—from conception to deployment and ongoing enhancements.At SoFi, our vision is to be integral to our members' financial lives, assisting them in achieving financial independence. We began with student loan refinancing, addressing significant financial challenges for a new generation with a modern lending approach. As we expand our services across loans, wealth management, and insurance, we are committed to continued growth, driven by exceptional talent like you.

Join Sofi as a Senior Software Engineer specializing in Cloud Efficiency, where you will play a crucial role in enhancing the performance and scalability of our cloud-based applications. You will collaborate with cross-functional teams to design and implement innovative solutions that drive operational excellence and customer satisfaction.Your expertise in cloud technologies and software development will be instrumental in optimizing our infrastructure, ensuring reliability, and supporting the growth of our dynamic platform.

Employee Applicant Privacy NoticeWho We Are:Join us in shaping a brighter financial future. Together with our members, we are revolutionizing personal finance.As a forward-thinking financial services company and national bank, we leverage innovative, mobile-first technology to empower millions of members to achieve their financial goals. In an era of unprecedented transformation within the industry, we take pride in knowing that our work directly impacts the lives of individuals, guided by our core values every step of the way. Become part of our mission to invest in yourself, your career, and the financial landscape.We are in search of a Senior Software Engineer to join our dynamic team. SoFi Invest represents our cutting-edge investment platform, featuring a market-leading robo-advisor and comprehensive online brokerage services (including stock, ETF, and mutual fund trading).As a vital member of our team, you will be at the heart of our operations—implementing functionality, designing our system architecture, addressing bugs, maintaining the integrity of our code, and continually enhancing your skills as an engineer. The ideal candidate exhibits a proactive mindset, hands-on approach, strong ownership, a commitment to delivery, and the ability to mentor and collaborate effectively. At SoFi, we emphasize collaboration among Product, Design, and Engineering, providing you with the opportunity to engage in the entire product lifecycle—from ideation to building, deployment, and ongoing improvement.At SoFi, you will be part of a pioneering finance company dedicated to helping our members achieve financial independence and fulfill their goals. Our ambition is to integrate ourselves into our members’ financial lives and assist every member in managing their finances effectively. Starting with student loan refinancing to tackle a significant financial challenge for a new generation, we have expanded our offerings across loans, wealth management, and insurance. SoFi has experienced remarkable growth and has ambitious plans for the future, and to sustain this momentum, we need exceptional talent. And that starts with you.Key Responsibilities:Lead the development and testing of system components/services, including code and design reviews.Participate in defining the technical architecture of the product.Translate user stories into effective technical solutions.Deliver highly available and scalable services in a production environment.

Employee Applicant Privacy NoticeWho We Are:At SoFi, we are on a mission to revolutionize the financial landscape. We are committed to empowering our members to take control of their financial futures through innovative, mobile-first technology.We are a dynamic financial services company and national bank at the forefront of an industry-wide transformation, and we take pride in knowing that our efforts make a meaningful difference in people's lives. Our core values guide us in everything we do. Join us to invest in yourself, your career, and the future of finance.The Role:We are looking for a Staff Software Engineer to join our ambitious team focused on developing cutting-edge cryptocurrency products and services. As we re-enter the crypto space, we aim to enhance our offerings with intuitive, secure, and fully featured solutions spanning crypto Investing, Transfers, Payments, Custody, and more.In this role, you will be pivotal in implementing new functionalities, architecting robust systems, troubleshooting, maintaining code health, and advancing your engineering skills. The ideal candidate will be proactive, hands-on, and possess a strong sense of ownership, while also being an effective mentor and collaborator. At SoFi, we emphasize collaboration across Product, Design, and Engineering, ensuring your involvement throughout the product lifecycle—from ideation to deployment and iterative improvement.At SoFi, you will be part of a transformative finance company dedicated to helping our members achieve financial independence. We strive to be integral to our members’ financial journeys, aiding them in achieving their financial goals. We began by addressing student loan refinancing, a significant financial challenge for today's generation, and have since expanded our portfolio to include loans, wealth management, and insurance. SoFi has experienced remarkable growth, and to sustain this momentum, we are looking for exceptional talent. That starts with you.

Employee Applicant Privacy NoticeAbout Us:Join us in shaping a brighter financial future. At SoFi, we are revolutionizing the personal finance experience for our millions of members through innovative mobile technology.As a next-generation financial services company and national bank, we pride ourselves on being at the forefront of an unprecedented transformation in the industry. Our core values guide our efforts every day, driving meaningful changes that impact people's lives. Invest in yourself, your career, and the financial world with us.SoFi is on the lookout for a seasoned and driven Senior Staff Data Engineer to lead our Data Engineering group within the SoFi Data Platform (SDP) division. The SDP's mission is to harness data across SoFi, enabling the development of personalized and engaging experiences for our members.The Role:In this position, you will have the chance to significantly influence and steer the architecture of our next-generation AI-powered SoFi Data Platform (SDP). You will enhance data reliability through AI-driven workflows, tools, and practices. You will be responsible for leading, defining, and tackling complex problems in a fast-paced, collaborative environment. The ideal candidate will be a mentor and technical leader who is hands-on, with a strong sense of ownership and a commitment to delivering results.

Employee Applicant Privacy NoticeAbout Us:Join us in shaping a brighter financial future.At SoFi, we are revolutionizing personal finance through innovative, mobile-first technology, helping millions of members achieve their financial goals. We pride ourselves on being at the forefront of the transformation in financial services, delivering impactful solutions that enhance our members' lives. Become a part of our journey to empower individuals financially.We are looking for a Senior Software Engineer to join our dynamic team focused on developing cutting-edge cryptocurrency products and services for our members. With recent advancements, SoFi is poised to re-enter the crypto space, expanding our product offerings with secure and intuitive solutions spanning crypto Investing, Transfers, Payments, Custody, and more.As a key member of our team, you will be involved in all aspects of our development process—implementing features, architecting systems, debugging, maintaining code quality, and continuously evolving as an engineer. We seek a candidate who is proactive, hands-on, and possesses a strong sense of ownership and commitment to delivering high-quality solutions. Collaboration is at the core of our work culture, and you will engage closely with Product, Design, and Engineering teams throughout the entire product lifecycle, from ideation and development to deployment and ongoing enhancements.At SoFi, we aim to be at the center of our members' financial lives, helping them get their money right. Our innovative approaches, such as student loan refinancing, have already addressed significant financial challenges for many. As we expand our offerings across loans, wealth management, and insurance, we are experiencing remarkable growth and are on the lookout for exceptional talent to continue this trajectory. Your journey begins here.

Employee Applicant Privacy NoticeAbout Us:Join us in shaping a brighter financial future. Together with our members, we are transforming the way individuals perceive and engage with personal finance.As a pioneering financial services company and national bank, we harness innovative, mobile-centric technology to empower millions of our members in achieving their financial goals. The industry is currently under a remarkable transformation, and we are proud to be at the forefront of this evolution. Every day, we come to work knowing our actions directly influence people's lives, guided by our core values. Join us to invest in yourself, your career, and the world of finance.The RoleWe are actively seeking a Senior Staff Engineer to become an integral part of our team. SoFi is launching a new unit dedicated to developing cryptocurrency products and services for our members. Recent advancements have opened a pathway for SoFi to re-enter this space and expand our offerings with intuitive, secure, and comprehensive solutions across crypto investing, transfers, payments, custody, and more.In this role, you will be at the heart of our efforts—designing functionality, architecting our systems, resolving bugs, ensuring code health, and continuously evolving as an engineer. The ideal candidate is proactive and hands-on, possesses a strong sense of ownership and commitment to delivery, and excels as a mentor and collaborator. At SoFi, we value collaboration among Product, Design, and Engineering, so you will engage in the entire product lifecycle, from conception to deployment and ongoing enhancement.At SoFi, you will be part of a transformative financial company with the ambition to help our members achieve financial independence and meet their goals. We strive to be at the core of our members' financial lives, assisting everyone in managing their finances effectively. We pioneered student loan refinancing to tackle the primary financial challenge of a new generation with a modern approach to lending and personal finance. We have since broadened our range of products and services across lending, wealth management, and insurance. SoFi has experienced remarkable growth and has ambitious plans for the future, but to sustain this momentum, we need exceptional talent. And that begins with you.

Employee Applicant Privacy NoticeAbout Us:At SoFi, we are dedicated to shaping a brighter financial future. Our mission is to revolutionize the way individuals engage with personal finance. As a next-generation financial services company and national bank, we leverage innovative, mobile-first technology to empower millions of members in achieving their financial goals. The industry is undergoing a significant transformation, and we are proud to be at the forefront of this change. Join us in investing in your career and the financial landscape.The Opportunity:We are on the lookout for a Senior Full-Stack Software Engineer to join our dynamic team. SoFi is expanding its crypto product offerings, creating a new team focused on delivering exceptional crypto services for our members. With recent advancements paving the way for our return to the crypto space, we aim to develop secure, intuitive, and comprehensive solutions in crypto Investing, Transfers, Payments, Custody, and beyond.As a key member of our team, you will be involved in all aspects of development, including functional implementation, system architecture, bug resolution, and code health maintenance, while continuously evolving as an engineer. The ideal candidate is hands-on, possesses a strong sense of ownership, and is passionate about delivering quality. We excel in collaboration between Product, Design, and Engineering, allowing you to engage in the entire product lifecycle from ideation to deployment and ongoing enhancement.At SoFi, you will be part of a revolutionary finance company dedicated to helping our members achieve financial independence. Our commitment to being at the center of our members’ financial lives drives us to innovate continually and expand our product range across loans, wealth management, and insurance. With our impressive growth trajectory, we are eager to attract exceptional talent, starting with you.

Join SoFi as a Senior Software Engineer in our Data Foundations team, where you will play a pivotal role in shaping our data architecture and enhancing our data-driven capabilities. You will work closely with cross-functional teams to develop robust data solutions that empower our business decisions and improve customer experiences.As a Senior Software Engineer, you will leverage your expertise in data engineering, software development, and cloud technologies to build scalable data pipelines and maintain high-quality data infrastructure. Your contributions will directly impact our ability to deliver innovative financial solutions.

Employee Applicant Privacy NoticeWho We Are:Join us in shaping a brighter financial future.At SoFi, we are redefining personal finance by transforming the way individuals engage with their financial journeys. As a cutting-edge financial services provider and national bank, we leverage innovative, mobile-first technology to empower our millions of members to achieve their aspirations. In a rapidly evolving industry, we pride ourselves on making a meaningful impact on the lives of our members while adhering to our core values. Invest in your future with SoFi and be part of the financial revolution.The Role:We are seeking a seasoned Senior Principal Software Engineer to provide strategic AI leadership within SoFi’s technology division. In this pivotal position, you will significantly influence and guide the AI enablement strategy in collaboration with key engineering and data science leaders. Your focus will be on promoting best practices in AI applications across diverse domains, especially in software development and back-office operations. You will lead the vision for infrastructure and methodologies essential for supporting these initiatives, ensuring rapid adoption of the latest foundational model capabilities and emerging best practices. To achieve this, you will implement a build-over-buy strategy to minimize friction from reliance on third-party vendors while making judicious investments in those that can expedite our delivery and foster future innovation.This is an exciting opportunity to tackle complex challenges within a dynamic, collaborative, and innovative environment. The ideal candidate will be a thought leader in AI applications for software development, capable of impacting both technical and non-technical team members. You should possess a strong background in mentoring and skill development across our organization and advocate for the integration of AI alongside traditional techniques to enhance both velocity and quality. You will be expected to lead prototype development and production solutions as necessary to facilitate widespread organizational changes.What You’ll Do:Technical Leadership: Provide visionary guidance on enabling and integrating AI throughout the organization.Strategic Partnerships: Collaborate with cross-functional teams to identify and implement AI solutions.

Employee Applicant Privacy NoticeWho We Are:Join us in shaping a brighter financial future.At SoFi, we are transforming the personal finance landscape and empowering our members to achieve their financial goals through innovative, mobile-first technology. As a next-generation financial services company and national bank, we are at the forefront of an unprecedented industry transformation. Our core values guide us daily, and we take pride in the meaningful impact we have on our members' lives. Invest in yourself, your career, and the financial world with us.The Role:We are seeking a seasoned Senior Staff Software Engineer to join our Builder Tools engineering team. This role involves enabling SoFi engineers to effectively address challenges by influencing the architecture and direction of our next-gen AI-powered Software Development Lifecycle (SDLC). You will enhance developer experience through AI-enabled workflows, tooling, and practices, while leading and tackling intricate problems in a dynamic, collaborative environment. The ideal candidate will be a mentor, a technical leader, and a team player, hands-on in driving solutions from architecture through to implementation with a strong sense of ownership and commitment to delivery.What You’ll Do:Technical Leadership: Provide guidance on technical architecture and design, implementation, delivery, and operations of AI-enabled tools across the SDLC including planning, coding, testing, building, deploying, observing, and remediating.Innovate: Collaborate with cross-functional teams to foster innovation in developer tooling and advancements, including AI-assisted productivity flows.Exemplary Practitioner: Serve as a subject matter expert in one or more developer tooling domains, ensuring operational excellence.Mentor: Work closely with team engineers, providing mentorship and domain expertise to bolster the team's overall technical capabilities.

Employee Applicant Privacy NoticeAbout Us:Join us in shaping a brighter financial future. At SoFi, we are transforming the way individuals engage with personal finance. As a pioneering financial services company and national bank, we leverage cutting-edge, mobile-first technology to empower millions of members in achieving their financial aspirations. Our commitment to innovation positions us at the forefront of an industry undergoing significant change. We take pride in our work, knowing it directly impacts lives, guided by our core values. Be part of our journey to invest in yourself, your career, and the financial landscape.The Opportunity:We seek a seasoned Senior Staff Software Engineer to become part of our Builder Tools engineering team, tasked with empowering SoFi engineers to address challenges with sophistication. In this pivotal role, you will influence the architecture and direction of our AI-enhanced software testing framework, enhancing product reliability through innovative testing infrastructures and methodologies. This fast-paced, collaborative environment allows you to lead and tackle complex challenges, making significant contributions to the team. The ideal candidate will be an inspiring mentor, technical leader, and collaborative team member, adept at driving solutions from conceptualization to implementation with a strong sense of ownership.

Sofi is hiring a Software Engineer, Cloud to help build and support cloud-based solutions for a diverse and expanding customer base. This position plays a key part in shaping the technology that powers Sofi’s financial products. Role overview This role centers on designing, developing, and maintaining systems in the cloud. The Software Engineer will work closely with colleagues from different teams to introduce new technologies and refine existing systems. What you will do Create and maintain cloud-based applications and services. Work with cross-functional teams to implement new features and improve performance. Contribute to projects that enhance the overall user experience. Impact Work in this role supports Sofi’s mission to make financial tools accessible to everyone. Contributions directly affect how customers interact with and benefit from Sofi’s offerings.

Employee Applicant Privacy NoticeWho We Are:At SoFi, we are committed to shaping a brighter financial future. We are revolutionizing the way individuals engage with personal finance through innovative, mobile-first technologies that empower our members to achieve their goals. As a next-generation financial services company and national bank, we are at the forefront of unprecedented industry transformation. Join us in our mission to make a genuine impact on people’s lives, while investing in your own career and the financial landscape.The Role:We invite a dynamic and detail-oriented Senior Event Producer to join our Marketing team. This role is pivotal in creating unforgettable experiences that bolster brand loyalty and elevate product awareness. You will seamlessly connect high-level strategy with flawless execution, collaborating across the organization to bring the SoFi brand to life through large-scale member experiences, PR launches, social media activations, and financial wellness initiatives. You are a logistics virtuoso, a creative partner, and a confident communicator, equally adept with data-driven insights and engaging presentations. During the off-season, you will also support our creative studio with project management and campaign production.This position reports to the Executive Director of Creative Operations and plays a vital role within our exemplary project management and creative studio team, collaborating with talented marketers and strategists throughout the department.What You’ll Do:Strategic Planning: Collaborate with strategists, creatives, and product marketers to translate business objectives into impactful event concepts.End-to-End Execution: Manage the complete event lifecycle, from initial planning and RFP distribution to on-site logistics and post-event evaluation.Creative & Film Oversight: Partner with creative teams to ensure alignment with brand messaging and quality standards.

Employee Applicant Privacy NoticeAbout Us:At SoFi, we are on a mission to reshape the future of personal finance. Together with our community of members, we are revolutionizing the way individuals engage with their financial lives.As a pioneering financial services company and national bank, we leverage cutting-edge, mobile-first technology to empower millions of members in achieving their financial aspirations. The financial landscape is evolving rapidly, and we are leading that change. We take pride in knowing that our work has a meaningful impact on people's lives, driven by our core values. Join us to invest in your future, your career, and the financial ecosystem.The Role:SoFi is seeking a talented Senior Copywriter to become a vital part of our internal Creative Studio. You are a proactive and collaborative team player who can effortlessly embrace our brand's tone and style across diverse communications. Your main responsibility will be crafting branded content for various platforms including web, digital, social, blog, and print, specifically focused on our lending products. You will also have the opportunity to contribute to other areas of the Studio as needed. This is a contract position expected to last until the end of the year, with potential extension into early 2027.Key Responsibilities:Take charge of the entire concept and copywriting process for marketing initiatives, which may include:○ Email communications○ In-app messages○ Social media content○ Branding campaigns and associated assets○ Lead generation campaigns and materials○ Digital video scripts○ Website content (including our site, lead generation pages, partner pages) and other interactive elementsLeverage data to guide your creative decisions, balancing established practices with innovation.Collaborate closely with the design team to develop inventive solutions.Work with the Lifecycle Marketing team to shape the customer journey for prospects and members.Utilize AI tools (such as ChatGPT, Writer, Runway, Figma AI) to enhance your workflow—approaching them as amplifiers of creativity rather than shortcuts.Engage with stakeholders and reviewers to maintain a consistent brand voice.Explore new narratives to effectively convey our brand story—creating impactful and engaging content.

Join SoFi as a Principal Engineer specializing in Digital Identity, where you will leverage cutting-edge technologies to enhance our digital platforms and secure user identity. This role offers the opportunity to drive innovative solutions that impact millions of customers. You'll collaborate with cross-functional teams to design, develop, and implement robust identity verification systems that ensure the highest standards of security and user experience.

Employee Applicant Privacy NoticeAbout Us:Join us in shaping a brighter financial future.At SoFi, we are revolutionizing how individuals engage with personal finance. We are a forward-thinking financial services company and national bank leveraging cutting-edge, mobile-first technology to empower our millions of members in achieving their financial aspirations. As the industry undergoes unprecedented changes, we proudly stand at the forefront, fully aware that our contributions directly impact lives. Our core values guide us through every endeavor. Join us to invest in your future, your career, and the financial landscape.The Team:The Credit Team at SoFi is responsible for managing credit risk across our diverse lending products (including Student Loan Refinance, Private Student Loans, Personal Loans, Credit Cards, and Mortgages). This team develops innovative, data-driven credit strategies and policies for new account origination and portfolio management, alongside collections and recovery strategies. We ensure that our lending growth aligns with the company's risk appetite while focusing on our members' best interests.As a Senior Credit Manager, you will analyze and evaluate data to create and propose effective credit risk strategies and models for SoFi’s lending products, initially focusing on Personal Loans, but with opportunities to contribute to other products as well.Your key responsibilities will include independently developing and implementing Personal Loan underwriting strategies that align with our risk appetite, monitoring risk trends within the portfolio, and offering insights for strategy enhancements. You will collaborate with cross-functional teams, leveraging your business acumen, credit experience, and analytical skills to drive revenue, mitigate risk, and add value to both the company and our members.

Employee Applicant Privacy NoticeAbout Us:Join us in reshaping the financial landscape. At SoFi, we are revolutionizing how individuals engage with personal finance, empowering our members with innovative, mobile-centric solutions. As a pioneering financial services firm and national bank, we leverage cutting-edge technology to help our millions of members achieve their financial aspirations. In an era of unprecedented industry transformation, we take pride in our daily contributions that significantly enrich lives, guided by our core values. Invest in your future, your career, and the financial realm with us.The Position:We are looking for a Senior Staff Software Engineer, AI to join our Member Growth team, focused on delivering AI-driven value to SoFi Members. This position is crucial in enhancing our members' financial journeys through advanced personalization and AI solutions. You will spearhead the development of internal frameworks, tools, and applications that elevate our marketing, communication, and measurement capabilities.Our mission is to guide members towards financial independence by equipping them with the precise tools, resources, and insights they need to thrive. We aspire to be a reliable ally in their financial endeavors, providing timely and personalized insights that cultivate lasting confidence. Achieving this demands a thoughtful, highly customized approach tailored to each member's unique financial circumstances.The ideal candidate will have extensive expertise in Artificial Intelligence (AI) and Machine Learning (ML) systems, coupled with a fervor for developing next-generation products. At SoFi, we value seamless collaboration between Product, Design, and Engineering; hence, you will engage throughout the entire product lifecycle—from initial concept to deployment and continuous enhancement. We champion a culture of continuous learning and expect you to be equally committed to your professional development and mentoring colleagues.Your Responsibilities:Lead technical architecture and design decisions, facilitating cross-functional discussions for AI and ML solutions.Ensure the delivery of highly available and scalable services in a production environment.

Employee Applicant Privacy Notice SoFi is a national bank and financial technology company. Its mobile-first platform supports millions as they manage, invest, and grow their money. Products span student loan refinancing, lending, wealth management, and insurance. The team values impact, innovation, and a commitment to positive change in members’ lives. Role overview The Senior Staff Software Engineer, Invest, joins the SoFi Invest team in either Seattle or San Francisco. SoFi Invest provides robo-advisor and online brokerage services for stocks, ETFs, and mutual funds. This position focuses on shaping the architecture and core functionality of Invest systems, troubleshooting technical issues, and maintaining high code quality. The role combines hands-on engineering with technical leadership and a strong sense of ownership. What you will do Design and define the technical architecture for SoFi Invest’s core systems. Lead development, testing, and release practices for Invest components, and contribute to shared SoFi components. Mentor engineers and help foster a supportive technical culture. How the team works Engineers partner with Product and Design teams throughout the product lifecycle, from early concepts to deployment and ongoing improvements. Collaboration and continuous learning are central to the team’s approach. As SoFi expands its offerings, experienced engineers play a key role in supporting growth and the mission to help members achieve financial independence. Locations Seattle, WA San Francisco, CA