Software Engineer - Credit Risk Platform

About the RoleAt Chime, we empower our members with financial flexibility through SpotMe, enabling them to manage essential expenses when funds are limited. We are seeking a dedicated Backend Engineer to enhance and maintain our services that facilitate this crucial support. Join our collaborative and high-performing team, where quality is paramount, and we are committed to addressing the real challenges faced by our members.Our members consistently cite SpotMe as a key reason to recommend Chime. If you are eager to grow as a product-focused backend engineer and are excited about contributing to a cherished and impactful feature at scale, this opportunity is perfect for you.The base salary for this position ranges from $133,000 to $184,000, with full-time employees eligible for bonuses, a competitive equity package, and comprehensive benefits. The specific salary offered will depend on your location, skills, qualifications, and experience.

Role overview Chime’s Data Engineering team develops the systems that power data-driven decisions across the company. Senior Data Engineers play a key role in designing and implementing scalable data pipelines and frameworks, making sure analytics remain reliable and well-governed. This work supports teams across Chime as they build new capabilities and improve how data informs business choices. What you will do Build and maintain scalable data pipelines and frameworks to support analytics Create solutions that keep data accessible, accurate, and governed Design workflows for analytics and reporting used throughout the organization Help shape data engineering practices that can influence fintech standards Compensation and benefits The base salary for this Senior Data Engineer position ranges from $164,000 to $227,000. Full-time employees are also eligible for bonuses, equity options, and a comprehensive benefits package. Final salary depends on skills, qualifications, and experience.

Join Chime, a leading financial technology company, as a Finance Associate. In this dynamic role, you will be responsible for supporting our financial operations and contributing to our mission of creating financial peace of mind for our members. Your analytical skills will play a crucial part in enhancing our financial strategies and ensuring compliance with industry regulations.

Join Chime as an Engineering Manager for our Data Platform team, where you will lead a talented group of engineers in building innovative data solutions. Your leadership will drive the development of scalable and reliable data infrastructure that supports our mission to help our members achieve financial peace of mind. If you have a passion for data and a track record of delivering impactful projects, we want to hear from you!

Join Chime, a leading financial technology company, as a Senior Accountant. In this pivotal role, you will be responsible for managing financial records, preparing reports, and ensuring compliance with accounting standards. You will work closely with cross-functional teams to support financial planning and analysis.

Join Chime as an Accountant and play a crucial role in our financial operations. We are seeking a detail-oriented professional who can ensure accuracy in financial reporting, manage accounts payable and receivable, and support our growth with insightful financial analysis.

Join our dynamic team at Chime as a Senior Technical Recruiter. In this pivotal role, you will be responsible for identifying, attracting, and engaging top-tier technical talent to support our innovative initiatives. Your expertise in recruiting will directly impact our mission to assist millions of Americans in achieving financial peace.

Role Overview Chime is looking for an Associate Creative Director in San Francisco to guide a team of creative professionals. This position focuses on shaping marketing campaigns and strengthening Chime’s brand identity. What You Will Do Lead and mentor a team of creatives on campaign development Develop concepts that tell compelling stories and connect with target audiences Apply a strong understanding of digital channels to maximize campaign impact Work to enhance and evolve Chime’s brand presence What We’re Looking For Experience leading creative teams in a marketing or brand environment Ability to craft and communicate a clear creative vision Knowledge of digital media and storytelling techniques Position based in San Francisco, CA.

About Chime At Chime, our mission is to empower everyday individuals by facilitating their financial growth. We eliminate unnecessary fees and create innovative products designed to help users save, spend, and grow their finances. Through our efforts, we enable millions of Americans to take charge of their financial futures. About the Role Chime is seeking a Strategic Finance Manager to become a vital member of our Growth & Marketing Finance team. This role involves close collaboration with cross-functional leaders across Growth, Marketing, Product, and Data to assess growth initiatives, track performance, and guide strategic investment decisions. Our team's objective is to provide rigorous, data-driven insights that enhance Chime's scalability and promote sustainable growth. As a strategic partner within the organization, you will significantly influence how we assess and prioritize growth opportunities, encompassing new acquisition strategies and innovative product launches. You will frame complex business challenges, develop analytical frameworks, and convert performance data into actionable recommendations that shape our investment strategies. As Chime continues to grow, we are in search of adaptable, strategic thinkers who can seamlessly transition between in-depth analysis and cross-functional leadership. In this role, you will oversee end-to-end growth-focused analyses—from problem definition and hypothesis formulation to modeling, insight generation, and executive communication—while collaborating closely with partners to ensure alignment and execution. Success in this position necessitates strong analytical skills, sound judgment, and the ability to take ownership in a dynamic, fast-paced environment. The base salary for this position starts at $141,000.00 and can reach up to $195,000.00 based on experience and location. Full-time employees are also eligible for bonuses, a competitive equity package, and comprehensive benefits. The final base salary offered may vary according to your skills, qualifications, and experience.

About the Role Chime is on the lookout for a talented Data Platform Product Manager specializing in Data Foundations & Insights to help us enhance the way data is structured, accessed, and utilized across our organization. In this pivotal role, you'll collaborate closely with engineering, analytics, and various cross-functional teams to convert intricate stakeholder requirements into robust, scalable data products. You'll serve as an integrated product partner within XFN squads, taking ownership of data foundations that optimize time-to-insight, self-service capabilities, and data reliability as Chime continues its growth journey. The base salary for this position starts at $207,000.00, reaching up to $244,000.00, based on experience and qualifications. Full-time employees are eligible for bonuses, a competitive equity package, and benefits. The actual base salary may vary depending on your location, skills, and experience. This position requires in-office work in San Francisco from Monday to Thursday. Key Responsibilities: Lead product strategy and execution for data foundations and insights that support core products. Work closely with data engineering and analytics teams to develop scalable, self-service data platforms and tools. Act as the data subject-matter expert within cross-functional squads, translating stakeholder needs into scalable, reusable data products and solutions. Enhance time-to-insight and data cycle time for various business, product, and compliance use cases. Boost stakeholder satisfaction by delivering reliable, well-documented, and trusted data products. Effectively communicate with both technical and non-technical partners throughout the organization. Ideal Candidate Qualifications: Proven product management experience managing platform, data, or analytics products in complex organizations. Previous experience in fintech, financial services, or highly regulated environments is preferred. Strong partnership with data engineering teams on foundational components such as data models, pipelines, or metrics layers. Proficient in functioning as an embedded PM within cross-functional teams. Adept at translating ambiguous stakeholder inquiries into scalable product solutions. Experience supporting analytics, reporting, or insight-generation for diverse audiences. Exceptional communication skills across technical and business stakeholders.

About the Role Chime is a pioneer in the challenger banking sector, recognized as the largest and fastest-growing player in the U.S. Our mission is to provide individuals with financial peace of mind by offering access to bank accounts with no-fee overdraft, early paycheck access, credit improvement tools, and more. We are seeking a Lead Data Analyst to spearhead forecasting initiatives for our critical growth and revenue metrics. In this role, you will oversee comprehensive forecasting workstreams, including member growth, purchase volume, deposit volume, and monthly performance tracking. You will collaborate closely with teams across Analytics, Data Science, Product, Marketing, and Investor Relations. This position is perfect for someone who possesses strong analytical skills, excels in model-driven environments, and can translate complex data into actionable insights for leadership. The starting base salary for this role ranges from $152,000 to $210,000, with full-time employees also eligible for bonuses, competitive equity packages, and comprehensive benefits. The final salary will be determined based on your location, skills, qualifications, and experience.

About the Role Join Chime as a Lead Employee Relations Partner, where you will act as the foremost advisor and escalation point for intricate employee relations matters across our organization. Reporting to the People Partner team, this role will function as a strategic ally to People Partners and cross-functional teams, ensuring an equilibrium between risk management, compliance, and cultural integrity while promoting a fair, inclusive, and consistent employee experience. The base salary for this role begins at $167,000 and may reach up to $230,000, depending on your skills, qualifications, location, and experience. Full-time employees also benefit from bonuses, a competitive equity package, and comprehensive benefits. The actual salary may be higher based on individual qualifications. Key Responsibilities: Manage the intake, assessment, investigation, and resolution of complex employee relations issues, including complaints, misconduct, performance concerns, policy violations, and sensitive conflicts. Act as the escalation point for high-risk or ambiguous situations, providing clear guidance on investigation strategy and risk exposure. Conduct and oversee thorough, unbiased, and timely investigations, ensuring compliance with legal and company standards. Offer expert consultation to People Partners and business leaders concerning employee relations risks, employment law, corrective actions, and decision-making. Enhance excellence in ER documentation and case management, ensuring accurate, consistent, and defensible records. Analyze employee relations data to identify root causes, systemic issues, and recommend preventative solutions. Collaborate with People Partners to coach managers on effective conflict resolution and performance management strategies. Work closely with Legal, People Operations, Compliance, and Benefits to guarantee equitable outcomes and policy alignment. Ensure compliance of employee relations programs with all relevant employment laws and update policies as necessary.

About the MyPay Software Engineer Role Chime is hiring a Software Engineer for the MyPay team in San Francisco, CA. This role focuses on building and improving payment solutions that help Chime members manage their money. The MyPay team works closely with colleagues from different departments to deliver software that serves real user needs. What You’ll Do Develop and enhance payment features within the MyPay product line Work with cross-functional teams to design, build, and ship reliable software Contribute to the quality and stability of Chime’s payment systems Impact This position offers the chance to shape products used by millions. Work here influences how people access and use their money every day.

Join Chime as a Software Engineer within our Instant Loans team, where you will leverage cutting-edge technology to enhance our financial services. Your role will involve designing, developing, and implementing software solutions that improve our loan offerings, ensuring they meet the needs of our customers efficiently and effectively. As a key member of our engineering team, you will collaborate with cross-functional teams to drive innovation and deliver exceptional user experiences.

Role overview Chime seeks a Senior Software Engineer for the Data Platform team based in San Francisco, CA. This position centers on building and enhancing the systems behind Chime’s data infrastructure. The work directly supports Chime’s goal of helping members achieve financial peace of mind. What you will do Design, build, and maintain scalable data pipelines that form the backbone of Chime’s data operations Collaborate with colleagues across engineering, product, and analytics to deliver reliable data solutions Help ensure data integrity and strong system performance as Chime’s user base and data needs expand

Join Chime as a Senior Frontend Engineer specializing in Design Systems! In this pivotal role, you will lead the development of scalable and user-friendly design components that enhance our product offerings. Collaborate with cross-functional teams to create seamless user experiences and design solutions that meet the needs of our growing customer base.

Join Condor Software as a Full-Stack Platform EngineerAt Condor, we are revolutionizing the financial infrastructure that supports clinical development. With billions invested annually in discovering and developing new therapies, we strive to connect clinical operations and finance into a cohesive system. By integrating real-time financial intelligence, we empower R&D and finance leaders with the tools they need to make informed, high-stakes decisions.We are an AI-driven, pharma-native infrastructure provider, scaling industry standards in collaboration with top-tier partners. Our platform facilitates prediction, control, and execution in the most complex R&D environments worldwide.The Importance of Your RoleHaving established ourselves as a trusted partner for enterprise teams, we are now focused on the challenging task of scaling our platform to meet increasing demands. As a rapidly growing company, backed by prominent investors like Felicis and 645 Ventures, this is a unique opportunity to contribute to the foundational infrastructure that will redefine how therapies reach patients.Your ResponsibilitiesAs a Full-Stack Platform Engineer, you will be pivotal in building and scaling the core platform that supports the financial intelligence infrastructure relied upon by leading biopharma companies. This role encompasses critical engineering tasks at the intersection of backend systems, cloud infrastructure, and intelligent automation, with a strong emphasis on reliability and scalability.Your primary focus will be on backend architecture, where you'll design and implement services that drive complex financial and operational workflows. You'll be instrumental in shaping data flow, workflow orchestration, and enabling emerging AI-driven capabilities. This role goes beyond simple integration; you'll be crafting robust primitives that support other teams as our product and customer base expand.Working as a core member of a cross-functional product team, you will closely collaborate with product managers, designers, quality engineers, and data specialists to transition features from concept to production. While backend expertise is crucial, you will also engage across the stack to ensure the platform's capabilities are effectively leveraged.

Role overview Chime seeks a Data Governance Engineer based in San Francisco, CA. The role centers on protecting the quality and integrity of data assets throughout the organization. This engineer will partner with teams across departments to help shape and apply data governance frameworks that support Chime’s business needs. What you will do Develop and implement data governance processes and frameworks Work with teams from various parts of the company to ensure data management aligns with business objectives Support compliance with regulatory requirements related to data Promote data quality and consistency across systems Requirements Technical skills in data management and governance Experience with data governance frameworks Strong interest in data quality and compliance Ability to collaborate effectively with colleagues from multiple disciplines Why join This role offers a chance to work with new technologies and help shape the direction of Chime’s data strategy. The team values technical skill and a real commitment to responsible data management.

Employee Applicant Privacy NoticeAbout Us:Join us in shaping a brighter financial future.At SoFi, we are revolutionizing how individuals engage with personal finance. We are a forward-thinking financial services company and national bank leveraging cutting-edge, mobile-first technology to empower our millions of members in achieving their financial aspirations. As the industry undergoes unprecedented changes, we proudly stand at the forefront, fully aware that our contributions directly impact lives. Our core values guide us through every endeavor. Join us to invest in your future, your career, and the financial landscape.The Team:The Credit Team at SoFi is responsible for managing credit risk across our diverse lending products (including Student Loan Refinance, Private Student Loans, Personal Loans, Credit Cards, and Mortgages). This team develops innovative, data-driven credit strategies and policies for new account origination and portfolio management, alongside collections and recovery strategies. We ensure that our lending growth aligns with the company's risk appetite while focusing on our members' best interests.As a Senior Credit Manager, you will analyze and evaluate data to create and propose effective credit risk strategies and models for SoFi’s lending products, initially focusing on Personal Loans, but with opportunities to contribute to other products as well.Your key responsibilities will include independently developing and implementing Personal Loan underwriting strategies that align with our risk appetite, monitoring risk trends within the portfolio, and offering insights for strategy enhancements. You will collaborate with cross-functional teams, leveraging your business acumen, credit experience, and analytical skills to drive revenue, mitigate risk, and add value to both the company and our members.