Senior Quantitative Risk Data Scientist - Fintech

Optasia is an advanced B2B2X financial technology platform dedicated to enhancing scoring, financial decision-making, disbursement, and collection processes. Our mission is to drive financial inclusion globally, as we are transforming the financial landscape.We are in search of passionate and dynamic professionals with a results-oriented mindset to join our innovative team. As the Director of Quantitative Risk Management, you will lead a team of 50 dedicated members focused on optimizing Credit Risk. Your primary responsibility will involve researching, developing, implementing, and managing a framework for quantifying model and market risk. The ideal candidate will be self-motivated, thrive in fast-paced environments, and possess strong interpersonal skills for effective collaboration with Credit Traders and Quantitative Risk Data Scientists.Key Responsibilities:Oversee the measurement, monitoring, and control of credit risk.Develop a robust framework for risk model validation and strategy assessment.Review and validate the accuracy and suitability of existing and new risk models.Assess and validate credit risk policies.Design and define comprehensive credit risk management reports.Provide expert guidance to risk stakeholders regarding risk-taking practices.Support and validate risk optimization systems.Conduct detailed analysis and documentation of methodologies, techniques, and findings.Engage in cutting-edge research for risk quantification and model validation.

Optasia is a B2B2X financial technology platform focused on scoring, financial decision-making, disbursement, and collection. The company’s mission centers on advancing financial inclusion worldwide and reshaping the financial sector through a distinct approach. Role Overview The Quantitative Risk Data Scientist will join the Credit Portfolio Optimization team in Athens. This position sits at the intersection of risk management, research, and technology, contributing to algorithmic trading and portfolio optimization projects. The role involves working alongside traders, big data experts, and machine learning engineers to support real-time decision-making and maintain strong system performance. What You Will Do Design and implement algorithmic solutions to maximize revenue through detailed credit risk analysis. Extract actionable insights on credit risk using advanced big data analytics. Develop tools and procedures for portfolio risk assessment to monitor and manage credit risk effectively. Conduct thorough risk analyses of microloans and other financial products, refining risk models to improve decision quality. Identify and evaluate credit risk factors by applying advanced computational techniques to large datasets. Build predictive models using statistical and machine learning methods to strengthen risk management strategies. Collaborate closely with data scientists and machine learning engineers. Continuously update risk assessment methods in response to changing market conditions. What We Look For Bachelor’s or Master’s degree in Data Science, Statistics, Finance, Mathematics, or a related discipline. 2-5 years of experience in quantitative risk analysis, preferably within financial services. Demonstrated skill in developing and applying algorithmic models for revenue and risk optimization. Strong background in statistical modeling and experience with machine learning models. Proficiency in Python or R, and hands-on experience with big data risk analytics. Track record of designing and deploying portfolio risk assessment tools. Excellent problem-solving skills and attention to detail when working with complex datasets. Key Attributes Sound judgment and strong analytical thinking. Self-driven, resourceful, and comfortable working independently.

Optasia is an innovative B2B2X financial technology platform dedicated to transforming financial decision-making, scoring, disbursement, and collection processes. Our mission is to promote financial inclusion for everyone, and we are making a significant impact in the world.We are looking for passionate individuals who are driven by results and possess a proactive mindset. Join our dynamic team of like-minded professionals who are committed to delivering cutting-edge solutions in an exciting and collaborative environment.As a Junior Quantitative Risk Data Scientist, you will play a vital role in enhancing Optasia's advanced risk management strategies and optimizing revenue as a key member of our Credit Portfolio Optimization team. This team specializes in credit scoring, model development, and managing large loan portfolios daily. Your responsibilities will include (i) creating statistical and machine learning algorithms for credit evaluation, (ii) optimizing revenues through effective risk management, (iii) conducting detailed risk analytics, and (iv) integrating models into day-to-day operations of extensive loan portfolios. You will collaborate within a robust team of 25 skilled professionals.Your ResponsibilitiesConduct comprehensive risk analyses and optimizations on microloans, comprising 80% of your role.Design predictive models, primarily focusing on statistical approaches with occasional machine learning applications.Provide actionable insights into credit risk utilizing advanced big data analytics.Assess and analyze credit risk factors through computational techniques on extensive datasets.Work closely with cross-functional teams to facilitate data-driven decision-making.Continuously enhance risk models to maximize financial outcomes while minimizing risks.Your QualificationsBachelor’s degree in Data Science, Statistics, Mathematics, or a related discipline.Strong background in statistical modeling; familiarity with machine learning is advantageous.Proficient in programming languages such as Python or R, with substantial experience in big data analytics.Thorough understanding of risk analytics and credit risk determinants.Adept at managing and analyzing large datasets to extract valuable insights.Excellent analytical and problem-solving abilities.Key AttributesExceptional interpersonal and communication skills.Capacity to meet tight deadlines while maintaining meticulous attention to detail.Strong judgment and problem-solving capabilities.Experience adhering to secure coding practices and guidelines (e.g., OWASP, NIST).Why Join Us? Experience the thrill of working in a forward-thinking company that is committed to driving change in the financial landscape.

Snappibank is hiring a Quantitative Analytics Manager in Athens to focus on risk management within its financial operations. This position centers on using quantitative analysis to identify, assess, and help reduce risks across the organization. Role overview The Quantitative Analytics Manager leads a team dedicated to building and refining analytical models for risk assessment. The role involves interpreting complex data, shaping risk strategies, and ensuring findings are communicated clearly to stakeholders to support business decisions. What you will do Guide a team of analysts in developing and maintaining quantitative models for risk management Analyze financial data to identify trends and potential areas of risk Present actionable insights and recommendations to senior stakeholders Requirements Experience in quantitative analysis within financial services Proven ability to lead teams and manage analytical projects Strong communication skills for presenting complex findings to diverse audiences

Optasia is a pioneering B2B2X financial technology platform that specializes in scoring, financial decision-making, disbursement, and collection services. Our mission is to promote financial inclusion globally and transform the financial landscape.We are on the lookout for a dynamic and results-oriented Internal Audit Specialist who is energized by a fast-paced and empowering environment. This role is perfect for individuals who excel in teamwork and wish to contribute to an innovative fintech organization. Candidates should possess a solid technology and IT background with 4 to 6 years of experience in internal audit, IT audit, or technology risk management.The successful candidate will join our Risk, Compliance, and Assurance team, reporting directly to the Head of Internal Audit. You will play a critical role in assessing and enhancing the effectiveness of our internal controls, risk management practices, and various business and governance processes. Your focus will be on IT General Controls, technology platforms, integrations, IT systems lifecycle, AI/ML models, cloud infrastructure, data governance, and information security.The ideal candidate will showcase strong analytical and communication skills, capable of translating audit findings into clear, actionable insights that drive business value. Collaboration with cross-functional teams, including engineering, product, operations, compliance, and finance, will be essential to help us scale securely while upholding robust control frameworks and operational discipline.Key Responsibilities:Plan, execute, and deliver risk-based internal audits to assess the design and operational effectiveness of internal controls across operations, systems, and business processes.Draft comprehensive reports and communicate audit findings, providing actionable insights and recommendations to management.Collaborate with technology, product, risk, and compliance teams to understand systems, processes, and emerging risks.Track the implementation of audit recommendations.Assist in developing the annual audit plan.Foster a culture of accountability and strong internal controls.Contribute to enhancing automation and data-driven methodologies within the audit function.

Optasia is a leading, fully-integrated B2B2X financial technology platform specializing in scoring, financial decisioning, disbursement, and collection services. Our innovative AI Platform enhances financial inclusion, enabling responsible financing decisions and fostering superior business models and customer experiences across 39 countries, supported by 7 regional offices.We are seeking a dynamic and adaptable Product Manager to join our team and oversee the complete lifecycle of our fintech products. This position is perfect for individuals who excel in a fast-paced, global environment and are enthusiastic about taking charge of product strategy, execution, and commercial outcomes.You will collaborate closely with senior product leadership and cross-functional teams to spearhead product innovation, steer product roadmaps, and ensure the successful delivery and expansion of our solutions in diverse markets.

Join Our TeamOpenBet stands as a premier figure in the global betting and gaming entertainment sector, relied upon by over 200 partners to deliver unforgettable winning experiences to millions of players around the globe. From facilitating bets during monumental events like the FIFA World Cup and Super Bowl to innovating cutting-edge products such as BetBuilder, we are committed to enhancing the player experience through superior content, state-of-the-art technology, and advanced player protection mechanisms.With a rich legacy spanning over 25 years, our robust platform empowers the most esteemed betting brands, guaranteeing optimal performance with 100% uptime, unparalleled scalability, and rapid execution. Boasting 85 licenses and a client roster that includes 20 World Lottery Association operators, along with a dedicated team of over 1,200 professionals across 14 countries, we remain at the forefront of the industry. Join OpenBet and elevate your career while being part of a global team that is redefining the future of betting entertainment for millions.Your RoleThe Quant Development unit within our Data Science team is seeking a Senior Quant Developer responsible for the creation and maintenance of sports betting forecasting models. This role will be situated in Athens.Key Responsibilities:· Develop new player prop markets leveraging price feed and statistical data, including unique exotic betting markets that stand out in our current offerings.· Innovate and enhance sports betting models, improving pricing accuracy, scalability of code, and execution speed and memory efficiency.· Oversee the team's services, including Alerting systems for Traders.· Manage and optimize data pipelines in the cloud for efficiency and scalability.· Introduce new coding design patterns that adhere to best practices in object-oriented programming, and effectively communicate these to the team.· Collaborate with client-facing teams to discern customer needs and business requirements, and present project updates to leadership.· Work closely with product owners and software developers to transition projects from concept to integration.· Mentor junior team members and conduct regular knowledge-sharing sessions on topics such as sports betting models, API design, and cloud solutions.Your Qualifications:· A postgraduate degree in Data Science, Machine Learning, Statistics, Mathematics, or a related quantitative discipline.· A minimum of 5 years of relevant work experience, or a PhD in a quantitative field with at least 2 years of experience.· Proficient programming skills in object-oriented programming languages (C# or Python) and familiarity with databases (SQL and NoSQL).· Experience with various modeling techniques including Probability Distributions, Generalized Linear Models, Monte Carlo Simulations, Bayesian Inference, and Time-Series Analysis.· A proven interest in developing forecasting models specifically for sports.· Strong analytical and problem-solving skills, along with excellent communication abilities.

Optasia is a cutting-edge B2B2X financial technology platform that encompasses scoring, financial decision-making, disbursement, and collection services. Our adaptable AI platform fosters financial inclusion, facilitates responsible financing decisions, and enhances customer experiences across 39 countries, supported by 7 regional offices.We are on the lookout for dynamic and driven professionals who possess a proactive attitude and a results-oriented mindset. Join our innovative team to deliver exceptional solutions in an exciting and collaborative environment.Your Responsibilities:Conduct market research and identify distribution partners across Africa.Uncover underserved market segments.Identify new asset classes.Examine regulatory and market shifts.Analyze competitors to identify product gaps.Define and prioritize product features.Manage product backlog effectively.Oversee the prioritization of customer requests (CR).Support the initial rollout and integration of new products.Create comprehensive use cases and business requirements.Perform feasibility studies and draft business plans.Lead product design, development, and release processes.Coordinate the collection and prioritization of product functionality requests.Monitor developments in the fintech credit space.Evaluate new credit product propositions.Assess distribution partners and tailor products to meet their needs.Prepare detailed business requirements and product specifications.Define go-to-market (GTM) strategies.Draft user manuals and sales support documentation.Collaborate with legal teams on contract templates.Engage with various stakeholders to piece together product elements.Train commercial and operations teams on new products and distribution partners.Monitor and optimize new products and partnerships during the first year of operations.

Join our dynamic team as a Senior Engineering Manager in the Fintech domain at efood, where you will be pivotal in developing a robust, scalable, and adaptive platform that underpins customer payments and internal financial operations.This is a high-impact leadership position within a critical business sector, overseeing the complete lifecycle of efood's payment and financial transaction processes. Your responsibilities will span from customer order payments through downstream operations, inclusive of refunds, cancellations, fraud checks, vendor payouts, reporting, and regulatory compliance. Your engineering expertise, leadership acumen, and ability to navigate a complex stakeholder landscape will be essential.You will collaborate closely with Product Managers, Finance stakeholders, Engineering leaders, C-level executives, and Delivery Hero teams to enhance operational efficiency, elevate technical standards, and support the growth of the domain as our business expands. Technical EnvironmentOur architecture employs microservices, with over 80 services managing high volumes of requests through both synchronous and event-driven communication.Our technology stack includes Golang, REST APIs, gRPC, Kubernetes, AWS, GCP, PostgreSQL, MongoDB, Redis, and messaging platforms like SNS, SQS, Kafka, and cloud messaging services.As part of the Delivery Hero group, we maintain close collaboration with their Global Services teams. Your Responsibilities:Lead the Fintech engineering domain, managing a hybrid team structure that includes an Engineering Manager and senior engineers, adapting the team layout as priorities evolve.Collaborate with Product Managers to drive the delivery of innovative payment capabilities and domain enhancements, while providing valuable technical insights, tradeoffs, and prioritization guidance.Engage with Finance stakeholders to optimize finance flows, minimize discrepancies, enhance automation, and clarify cross-team issues and dependencies.Provide technical leadership by guiding architectural and design decisions, mentoring engineers and managers, and raising the standard for engineering quality, ownership, and systems thinking.Ensure execution across multiple services and teams, managing dependencies with Delivery Hero services by maintaining clear priorities, surfacing risks early, and tracking progress, challenges, and outcomes.Assist the team in balancing feature delivery, system reliability, and technical enhancements, with hands-on involvement as needed to remove obstacles or support critical choices.Mentor and support the development of engineers and managers to foster their growth.

Join our dynamic and expanding team at Uni Systems as a Governance, Risk, and Compliance (GRC) Consultant within our UniQue Security & Compliance Services unit.Our diverse team is united by a shared enthusiasm for technology and innovation, bringing together varied backgrounds and skill sets. In this pivotal role, you will guide clients in implementing GRC frameworks and ensuring adherence to regulatory compliance across multiple industries, focusing on Cybersecurity, Privacy, Business Continuity, AI Compliance, and Third-Party Risk.Your responsibilities will include:Engaging with clients to align their business objectives with risk and compliance assessments.Designing and executing tailored GRC frameworks, policies, and procedures.Conducting comprehensive risk and vulnerability assessments, translating insights into actionable strategies.Advising clients on navigating regulatory compliance and achieving necessary standards.Assisting clients in selecting and implementing effective GRC tools.Facilitating training sessions to enhance client understanding of GRC best practices.Estimating time and effort for new projects and contributing to proposal development.Participating in project management and ensuring timely project delivery.Keeping current with industry trends and regulatory changes impacting GRC.

Optasia is a cutting-edge B2B2X financial technology platform specializing in scoring, financial decision-making, disbursement, and collection processes. Our mission is to foster financial inclusion globally, as we strive to transform the financial landscape in our unique way.We are on the lookout for passionate professionals who are energetic, results-oriented, and possess a proactive mindset. Join our dynamic team at Optasia, where you will contribute to delivering innovative solutions in a stimulating environment. As a member of the Solution Architecture team, your main responsibility will be to collaborate closely with clients, product management, and software development teams, showcasing your high level of technical expertise, product knowledge, and effective communication skills.Your Responsibilities:Translate business requirements into effective technology solutions utilizing Optasia’s proprietary platform.Engage with various stakeholders from clients to ensure IT solutions meet business goals.Develop technical documentation including use cases, flow diagrams, integration specifications, and solution documentation.Work collaboratively with internal teams such as Engineering, Quality Assurance, Product Management, Business, and Operations to implement innovative solutions.Assess and prototype APIs for seamless third-party integrations.Partner with the Software Architecture team to identify opportunities for enhancements to the Optasia platform.Provide technical guidance to the sales team, including product demonstrations and support for RFP responses.

Optasia is an innovative B2B2X financial technology platform dedicated to enhancing scoring, financial decision-making, disbursement, and collection processes. We are passionate about fostering financial inclusion globally and are on a mission to transform financial services.We are looking for energetic and enthusiastic professionals who are driven by results and possess a positive, can-do attitude. Join our team of like-minded individuals in an exciting and innovative environment. As a Software & Performance Engineer, you will play a crucial role in developing software solutions that address real-world challenges. You will be actively engaged in the full software development lifecycle, contributing to the design, coding, analysis, and documentation of application programs within the Spring Framework. Working closely with cross-functional teams, you will help evolve our products and implement modern technologies and methodologies for software development.

At Sunlight Group, we are at the forefront of revolutionizing energy storage solutions for industrial and advanced technology applications, fueled by our unwavering commitment to excellence and perpetual advancement. Our operations are guided by a profound understanding of our environmental responsibility, promoting a culture of transparency and integrity in all our engagements. With a strong customer-centric approach, we continually harness data and insights to craft innovative solutions that not only empower our clients but also enrich our collective ecosystem. Embracing an entrepreneurial mindset, we foster a dynamic and collaborative workspace where our team members are motivated through open dialogue, ongoing education, and the chance to realize their full potential.Vision: To Transform Energy Storage Solutions for a Sustainable Future.Mission: We strive to provide cutting-edge, high-quality energy storage solutions that pave the way for an all-electric future.In light of our ongoing growth and expansion, Sunlight Group is excited to offer a remarkable opportunity for professional advancement and is looking for a dedicated Risk & Internal Control Officer to become part of our Finance team.We are seeking a proactive professional to assist in the enhancement and effective execution of the Company’s Enterprise Risk Management (ERM) and Internal Controls framework. This role will require close collaboration with process owners throughout the organization to identify, evaluate, mitigate, and monitor significant risks, while also contributing to the ongoing fortification of the internal control environment. Participation in annual Risk & Control Self-Assessment (RCSA) and Internal Control System (ICS) exercises is expected, alongside the upkeep of the Company’s Risk Register and Risk & Control Matrices (RCMs), as well as the development of Key Risk Indicators (KRIs) and the Risk Appetite Framework. Close collaboration with the Head of Internal Audit will be necessary, including participation in Internal Audit reviews as outlined in the approved Annual Internal Audit Plan, where applicable.Key responsibilities include:Assist in the design, improvement, and continuous development of the Enterprise Risk Management (ERM) and Internal Controls frameworks.Collaborate with process owners for risk identification, assessment, mitigation, and ongoing monitoring.Facilitate and prepare for annual Risk & Control Self-Assessment (RCSA) and Internal Control System (ICS) workshops.Develop and track Key Risk Indicators (KRIs) to ensure effective risk oversight.Maintain and regularly update the Company’s Risk Register and Risk & Control Matrices (RCMs).Support the formulation and periodic review of the Risk Appetite Framework, aligning it with business strategy and regulatory requirements.

At Optasia, we are pioneering a transformative B2B2X financial technology platform that encompasses scoring, financial decisioning, disbursement, and collection. Our mission is to promote financial inclusion for everyone. Join us as we revolutionize the industry.Since our establishment over ten years ago, we have emerged as a global frontrunner in the fintech sector, consistently enhancing our portfolio with innovative solutions and uncovering new monetization avenues for our partners and clients.As a vital part of the Systems Engineering team at Optasia, your key responsibility will be to guarantee the stability, security, and seamless operation of our Linux-based systems. This includes managing core platforms, supporting essential services, and ensuring optimal performance across both production and staging environments.Your ResponsibilitiesAdminister and maintain Linux systems (Red Hat and Debian) across production and staging environments.Execute regular patch management, system updates, and security enhancements.Oversee and monitor system performance utilizing Nagios, Grafana, and other relevant tools.Support and maintain applications such as Passbolt, DNS, FreeIPA, Radius, Jenkins, and Red Hat Satellite.Conduct incident management, troubleshooting, and root cause analysis to secure system reliability and uptime.Engage in operations and maintenance tasks as well as system improvement initiatives.Track and manage licenses, End of Support, and End of Life for Linux assets and software.Collaborate with cross-functional teams to bolster infrastructure and authentication services.Ensure precise documentation for configurations, changes, and operational procedures.Your Qualifications3-5 years of substantial experience as a Linux Systems Engineer or Administrator.Deep understanding of Red Hat Enterprise Linux and Debian administration.Proficient in FreeIPA, DNS, and Red Hat Satellite.Familiar with Nagios, Grafana, and Radius.Strong grasp of system patching, incident management, and operations & maintenance processes.Proficient in scripting or automation (Bash, Python, Ansible).Excellent documentation, communication, and collaboration abilities.Why You Should Join UsWe Offer: Competitive salary package Additional day off on your birthday Performance-related bonus scheme All the necessary tech to work efficientlyOptasia’s Benefits: Be part of a diverse and multicultural team Engage with a unique and promising business landscape Gain insights into the future of the marketOptasia’s Core Values #1 Drive to Thrive: Fully committed to continuous evolution. We embrace challenges and learning opportunities.

Optasia is a cutting-edge B2B2X financial technology platform specializing in scoring, financial decision-making, disbursement, and collections. Our mission is to promote financial inclusion for everyone, and we pride ourselves on transforming the world in our own unique way.We are on the lookout for passionate and proactive professionals who are driven by results and possess a can-do attitude. Join a team of like-minded individuals dedicated to delivering innovative solutions in an exciting environment.We invite you to apply for the position of Data Engineer within our expanding Data Engineering team. In this role, you will design and implement highly scalable end-to-end batch and streaming data pipelines, contributing to the overall success of Optasia.Your responsibilities will include:Enhancing the scalability, stability, accuracy, speed, and efficiency of our existing data systems.Designing and developing end-to-end data processing pipelines.Navigating a diverse technology stack, including Scala, Spark, Python3, Bash/Python scripting, Hadoop, and SQL.Designing, constructing, testing, and deploying new libraries, frameworks, or complete systems while adhering to the highest standards of testing and code quality.Developing, maintaining, and optimizing core libraries for batch processing and large volume data ingestion into our big data infrastructure.Building and maintaining CI/CD orchestration.What we expect from you:Bachelor's or Master's degree in Computer Science or Informatics.A minimum of 2 years experience in Data Engineering.Proven experience in software/data engineering and/or operations/DevOps/DataOps.Familiarity with the Apache Hadoop ecosystem (YARN, HDFS, HBase, Spark).Hands-on experience with both relational and NoSQL databases.Proficient in systems administration with Linux.Experience in deploying, configuring, and maintaining distributed systems and data/software engineering tools.Your key attributes:Experience with fluid virtual infrastructures such as containers (e.g., Docker, Kubernetes).Familiarity with data and ML flow engines and tools, such as Apache Airflow.A strong passion for learning new technologies and collaborating with other creative professionals.Why you should join us:We offer a range of benefits including: Flexible hybrid working options Competitive remuneration package An extra day off on your birthday Performance-based bonus scheme‍ Comprehensive private healthcare insurance All the tech gear you need to work efficientlyExperience the Optasia perks: Join our multicultural working environment Engage with a unique and promising business and industry Gain insights into the future market landscape Enjoy a solid career path within our working family.

Optasia is a cutting-edge B2B2X financial technology platform focused on providing scoring, financial decisioning, disbursement, and collection services. Our mission is to promote financial inclusion for everyone. We are reshaping the financial landscape in our unique way.We are looking for passionate and energetic professionals who are results-oriented and possess a proactive mindset. Join our team of like-minded individuals dedicated to delivering innovative solutions in an exciting and dynamic environment.As an Integration Support Engineer (ISE), you will assess operational changes proposed by external systems integrated with Optasia, evaluate their technical impact, and create appropriate rollout strategies. You will also be responsible for ensuring that all new or existing projects meet the technical criteria necessary to initiate the System Integration Testing phase, collaborating closely with a Solutions Architect to ensure architectural alignment.This position is focused solely on integration readiness, excluding live production support, low-level solution design, software development, and the maintenance of test environments.Your ResponsibilitiesAssess change requests including platform upgrades, protocol migrations, and topology modifications by quantifying technical impacts and rollback risks, outlining mitigation strategies, and securing a consensus on rollout plans with both internal and external stakeholders. Engage with the Solutions Architect as needed for modifications to the solution design.Communicate configuration and development prerequisites that third-party systems must fulfill to achieve System Integration Testing readiness, collaborating directly with system owners.Conduct a targeted suite of HTTP-based API smoke tests (REST, SOAP, RPC, etc.), troubleshoot any anomalies, and escalate unresolved issues to third-party counterparts and the Solutions Architect.Develop Integration Acceptance Testing (IAT) test cases for execution by Optasia developers, guided by the Solutions Architect.Maintain transparency and traceability by updating Jira and Confluence records for change requests and SIT preparations.Foster continuous improvement by converting lessons learned into reusable templates, including change request assessments, SIT readiness checklists, and smoke test scripts, to standardize future integrations.Transition smoothly to an Associate Solution Architect role once you demonstrate proficiency in design and business insight.

Join us at tbibankgr, a pioneering challenger bank in Southeast Europe, recognized as a regional leader in alternative payment solutions. We are dedicated to creating an innovative ecosystem that seamlessly integrates financing and shopping to meet our customers' diverse needs. Our commitment to a customer-centric approach has positioned us as one of the most profitable and efficient banks in the region, proudly serving clients across Romania, Germany, Bulgaria, and Lithuania. With our recent expansion into Greece, we have established strong partnerships with thousands of merchants and consumers. Are you ready to play a pivotal role in our remarkable success story?What You Will Do:Conduct comprehensive credit risk analysis to guide strategic decision-making within our consumer lending portfolio.Prepare and validate both regulatory and internal risk reports, ensuring adherence to compliance standards.Calculate and monitor key risk parameters (e.g., PD, LGD) while ensuring consistent methodologies are applied.Analyze portfolio performance, identifying trends, deviations, and early warning signals of potential risks.Ensure the accuracy, reconciliation, and consistency of data across all risk reports and source systems.Support the implementation and continuous monitoring of credit policies, aligning with our risk appetite.Translate business requirements into clear analytical specifications and validate analytical outputs.Actively engage in User Acceptance Testing (UAT) and Quality Assurance (QA), including designing test cases, executing tests, and validating results.Contribute to the development and maintenance of risk reporting frameworks, dashboards, and data pipelines.Maintain thorough documentation of methodologies, calculations, and reporting processes in compliance with audit and regulatory standards.

Optasia is a cutting-edge B2B2X financial technology platform specializing in scoring, financial decision-making, disbursement, and collection. Our mission is to promote financial inclusion for everyone. We are transforming the financial landscape in our unique way.We are on the lookout for passionate professionals who are energetic, results-oriented, and possess a can-do attitude. Join our dynamic team of innovators dedicated to delivering top-notch solutions in an exhilarating environment.As a vital member of the Systems Engineering team at Optasia, you will oversee the efficient provisioning, installation/configuration, operation, and maintenance of our systems hardware and software, along with associated infrastructure. Your contributions will include participating in technical research and development to foster ongoing innovation within our infrastructure. You will ensure compliance with organizational values by upholding high standards in system hardware, operating systems, software systems, and related procedures, thereby empowering staff, volunteers, and partners.

Optasia is an innovative B2B2X financial technology platform that specializes in scoring, financial decision-making, disbursement, and collections. Our mission is to facilitate financial inclusion for everyone. We are transforming the world in our unique way.We are in search of a dynamic and results-oriented Internal Audit Specialist who possesses a proactive mindset and excels in a fast-paced, agile, and empowering environment. Join our expanding team of passionate professionals dedicated to delivering solutions in an exciting and innovative landscape. This position is perfect for individuals with Senior Associate or Manager-level expertise, particularly those with fintech experience.As part of our Risk, Compliance, and Assurance function, the successful candidate will report to the Head of Internal Audit. You will be instrumental in assessing and enhancing the effectiveness of our internal controls, risk management practices, and overall governance processes, ensuring we maintain compliance while scaling operations.The ideal candidate will showcase strong analytical abilities and communication skills, adept at converting audit findings into actionable insights that drive business value. Collaboration with cross-functional teams across finance, operations, commercial, product, risk, and compliance will be key to ensuring secure scaling while upholding robust control frameworks and operational discipline.Key Responsibilities:Lead comprehensive risk-based internal audits from scoping to reporting and follow-up.Develop an in-depth understanding of Optasia’s business model and evaluate key risks in Finance, Operations, Commercial, Product, Risk, Compliance, and third-party engagements.Assess the design and operational efficiency of internal controls, identify root causes, and propose actionable enhancements to support growth and compliance.Prepare detailed reports and communicate audit findings, offering clear, actionable recommendations to management.Collaborate with stakeholders to facilitate remediation and ensure measurable improvements in controls.Contribute to the ongoing development of the annual internal audit plan, methodology, and monitoring activities.Foster a culture of accountability and strong internal controls.Act as a trusted advisor—balancing risk and operational needs.