Senior Manager, Credit & Risk for Consumer Financing

Become a Trailblazer in BankingAt Equitable Bank, we break away from conventional banking norms to innovate financial solutions tailored for Canadians. If you're eager to reshape the future of banking and enjoy a dynamic work environment, this role could be the perfect fit for you!We have grown significantly, serving over 800,000 customers through EQ Bank, Canada's Challenger Bank™, and with over 50 years of experience. Our partnership with Concentra Bank supports credit unions that collectively serve more than six million members. Together, we manage over $142 billion in assets, driven by our commitment to transform Canadian banking to enhance people's lives. Our EQ Bank digital platform has been recognized by Forbes as one of the top banks in Canada since 2021.Your RoleThe Senior Manager of Portfolio Management within the Commercial Finance Group (CFG) will be an integral part of our Commercial Portfolio Management team. Reporting to the Director of Portfolio Management, you will lead a team of Account Managers and provide strategic oversight on a diverse portfolio of conventional and construction mortgages, valued at over $3 billion, across Canada.Your main responsibilities will encompass supervising and mentoring Account Managers and Underwriting Associates to ensure compliance with company policies and the effective management of the CFG portfolio, particularly the construction segment. This will involve ongoing loan monitoring, conducting annual reviews, and facilitating amendments or modifications, while strategically utilizing delegated authority for transaction approvals.

Equitable Bank, operating through eqbank, is dedicated to driving innovation within Canada's financial sector. The organization encourages creative thinking and values employees who are willing to challenge established norms in banking. Role overview The Senior Account Manager - Portfolio Management joins the Commercial Portfolio Management team in Toronto. This role is responsible for overseeing a portfolio of lending partners and their mortgage assets, managing the process from initial funding through to maturity. The portfolio includes complex construction, renovation, and other mortgage types, secured by various asset classes. Typical deal sizes range from $5 million to $50 million, with some syndicated transactions exceeding $150 million. Main responsibilities Manage daily operations for assigned lending partners and their mortgage portfolios. Oversee portfolios that include construction, renovation, and other secured mortgages. Participate in large syndicated transactions when required. Provide strong customer service by underwriting renewals, assumptions, refinances, and loan modifications to achieve annual retention goals. Ensure all activities adhere to established policies, underwriting standards, and regulatory requirements. Assess and manage portfolio risk, maintaining alignment with the Bank’s risk appetite and lending guidelines through regular annual reviews. Handle credit-related tasks, administrative duties, reporting, and manage the deal pipeline. Build relationships with external business partners and collaborate with internal teams. Serve as a subject matter expert, offering training and mentorship to junior team members. What success looks like Clients receive timely, knowledgeable service tailored to their needs. Portfolios remain compliant and within established risk parameters. Team members benefit from your expertise and support. Strong working relationships are developed with both colleagues and external partners. Location This position is based in Toronto, Ontario.

Become Part of a Banking RevolutionAt eqbank, we are not just another traditional bank; we are a challenger aiming to innovate and provide unique banking solutions for Canadians. Our creative approach is driven by a talented team of agile thinkers who strive to redefine the future of banking. If you are enthusiastic about transforming the banking landscape while enjoying your work, this is your chance to join us!With over 50 years of experience, our organization is rapidly expanding and currently serves more than 800,000 customers nationwide through Equitable Bank, recognized as Canada’s Challenger Bank™. We are proud to have our digital platform, EQ Bank, featured on the Forbes World's Best Banks list since 2021. Alongside our subsidiary, Concentra Bank, we manage over $142 billion in assets and are dedicated to driving positive change in the Canadian banking sector.Your RoleWe are seeking a diligent and proactive Commercial Mortgage Analyst to join our dynamic Commercial team. In this role, you will support the Commercial Portfolio Management team in overseeing the Commercial Finance Group (CFG) portfolio. You will collaborate closely with Senior and Account Managers to manage the daily operations of their commercial mortgage portfolios, which include both conventional and construction mortgages.Key responsibilities include effectively managing the construction sub-advance pipeline while ensuring compliance with regulations and control measures to meet departmental service goals and targets. You will also assist with various credit-related and administrative tasks, including preparing construction and annual reviews, handling ad hoc requests, drafting extension memorandums, and managing reporting and pipeline activities. Networking with external business partners and collaborating with internal team members within the Commercial department will be essential to your success.

Join a ChallengerAt Equitable Bank, we are not your traditional bank. Our mission is to innovate and provide exceptional banking solutions tailored for Canadians. How do we achieve this? By fostering a team of talented, inquisitive, and dynamic challengers who are committed to breaking the mold. If you have a passion for transforming the future of banking while enjoying the process, this opportunity may be your next career milestone.Equitable Bank, Canada’s Challenger Bank™, has a rich history spanning over 50 years. Today, we proudly serve more than 780,000 customers nationwide through our EQ Bank digital platform, recognized as one of Canada’s top banks on the Forbes World's Best Banks list since 2021. Our wholly-owned subsidiary, Concentra Bank, collaborates with credit unions across Canada, serving over six million members combined, managing over $138 billion in assets.The RoleAs an integral member of our expanding and vibrant Commercial Portfolio Management team, the Commercial Account Manager will be responsible for underwriting renewals, assumptions, and conducting annual reviews for all commercial mortgage product types. You will ensure adherence to established policies and underwriting standards, fulfilling compliance and control requirements while delivering timely solutions to clients to meet service goals and retention targets. Additionally, you will undertake credit-related tasks, manage reports, oversee the pipeline, and cultivate relationships with external business partners, as well as various departments within the organization.

Equitable Bank, through EQ Bank, serves more than 800,000 clients and manages over $142 billion in assets. With a history of more than fifty years as Canada’s Challenger Bank™, the organization continues to develop new banking solutions for Canadians. Its subsidiary, Concentra Bank, works with credit unions across the country and supports over six million members. EQ Bank has been recognized by Forbes as one of Canada’s top banks since 2021. Role overview The Commercial Account Manager - Portfolio Management is based in Toronto and joins the Commercial Portfolio Management team. This role oversees daily operations for a select group of lending partners and their mortgage portfolios, managing the process from initial funding through to maturity. The portfolio includes both conventional and construction mortgages across various asset classes. Main responsibilities Manage day-to-day operations for assigned lending partners and their mortgage portfolios. Guide portfolios through all stages, from funding to maturity, with a focus on conventional and construction mortgages. Provide attentive customer service, handling underwriting processes such as renewals, assumptions, refinances, and loan modifications to support annual retention goals. Ensure compliance with established policies and underwriting standards. Proactively manage risks within the commercial construction lending portfolio. Work closely with the Commercial Analyst and Manager of Portfolio Management to monitor project statuses, covenants, and risk mitigation strategies. Communicate with stakeholders and conduct site inspections as needed. Oversee the work of the Commercial Analyst. Conduct annual reviews to ensure lending parameters and risk management standards are met. Take on additional credit-related and administrative tasks as required. What makes this role unique This position has a direct impact on shaping the commercial mortgage portfolio at Equitable Bank. It combines hands-on portfolio management with compliance, risk oversight, and collaboration across teams. The work supports the bank’s focus on innovative and client-centered banking in Canada.

Join the Revolution in Banking!At eqbank, we pride ourselves on being anything but traditional. We are committed to innovating and challenging the norms of banking to offer fresh solutions tailored for Canadians. Our secret? A dynamic team of forward-thinking individuals who thrive on creativity and are dedicated to redefining the banking experience. If you share our passion for innovation and are eager to make an impact while enjoying your work, this could be your next exciting opportunity.As a growing institution, we proudly serve over 780,000 customers nationwide through Equitable Bank, known as Canada’s Challenger Bank™. With over 50 years of experience, we are supported by our subsidiary, Concentra Bank, which aids credit unions serving more than six million members. Together, we manage over $138 billion in assets and are on a mission to transform Canadian banking for the better. Our EQ Bank digital platform has consistently ranked among Canada’s top banks on the Forbes World's Best Banks list since 2021.Your RoleAs a key member of our dynamic Commercial Portfolio Management team, the Bilingual Commercial Account Manager will oversee the underwriting of renewals, assumptions, and annual reviews for all commercial mortgage products. You will ensure compliance with established policies and underwriting standards while providing timely and effective solutions to our clients. Your role will also involve additional responsibilities such as reporting, pipeline management, and fostering relationships with external business partners and internal departments within the Commercial sector.

Ebury is seeking a Senior Client Portfolio Manager (FX Dealer) for its Toronto office. This office-based position centers on managing a significant portfolio of corporate clients, with a primary focus on foreign exchange (FX) trading, account management, and building strong client relationships. Key Responsibilities Manage a portfolio of active corporate clients, overseeing trading account setup and execution of deals. Execute a variety of products, including FX hedging, lending, payments, and cash management solutions. Advise clients on tailored FX risk strategies and solutions to deliver optimal value. Promote Ebury’s product offerings to deepen client relationships and enhance the overall client experience. Collaborate with the sales team to support business origination and gain insight into client needs, strategies, and industries. Analyze competitors to effectively position Ebury’s banking solutions. Meet key performance indicators by generating new and repeat business revenue, minimizing client churn, and increasing wallet share through upselling and cross-selling. Develop and maintain strong client relationships, presenting ideas and proposals confidently in meetings. Drive business growth by expanding existing client accounts and contributing to Ebury’s overall expansion. Growth and Development Top performers in this role often move into leadership and training positions, helping to develop future talent within Ebury. Location This position is based in Toronto and requires working from the office. Compensation Base salary: $100,000 Commission: On-target earnings (OTE) of up to $250K+

Ebury empowers ambitious businesses to achieve global growth, and we extend the same philosophy to our employees. We cultivate a culture of innovation, collaboration, and problem-solving, creating an inclusive environment where everyone feels valued and supported in their journey to success.If you are a team player eager to revolutionize how businesses operate on a global scale, we encourage you to reach out - we would be thrilled to explore how Ebury can elevate your career and help you shape the future.Senior Client Portfolio Manager / FX DealerEbury Toronto - Office basedCompensation: $100,000 base salary + commission (OTE of up to $250K+)We are seeking an experienced Client Portfolio Manager for our Toronto Office. The ideal candidate will possess a strong background in dealing, trading, and account management. You will oversee a substantial active portfolio of clients, managing trading account setups, relationship management, and deal execution.Our CPMs provide tailored advice and strategies to help clients mitigate their FX risk challenges. You will plan, structure, and execute deals, ensuring optimal value for our clients while contributing to Ebury’s growth.Our top CPMs progress to lead and mentor teams, inspiring the next generation to excel in their roles.Key Responsibilities of a Client Portfolio ManagerManage a portfolio of corporate clients, executing various products including FX hedging, lending, payments, and cash management. You will promote Ebury’s extensive product offerings, ensuring a premier client experience.Collaborate with a successful sales team to drive business development. Understand clients' business landscapes, strategies, and industries to offer the most effective solutions using Ebury's comprehensive product suite.Analyze competitors' offerings to strategically position Ebury’s Banking solutions.Achieve specific KPIs, including generating repeat and new business revenues, minimizing client churn, upselling and cross-selling multiple relevant products, and increasing wallet share.Build and maintain strong client relationships through meetings, confidently presenting ideas, proposals, and updates.Expand existing business and foster new opportunities.

About UsAt Momentum Financial Services Group, we are dedicated to empowering individuals by reimagining financial solutions for those who require it the most. With over 40 years of industry expertise, we are the driving force behind Money Mart, Canada's largest non-bank branch network, and a pioneer in offering financial solutions to underserved communities.We provide a range of products including short-term loans, money transfers, and prepaid cards, connecting millions of customers with the financial resources they need, precisely when they need them.At MFSG, we collaborate across teams and functions to create meaningful solutions that eliminate barriers, granting access to financial resources that might otherwise be unavailable. Whether you're addressing challenges, developing systems, or refining strategies, your contributions make a significant impact on real lives.Your BenefitsCompetitive Compensation – Salary aligned with experience and market trends.Annual Discretionary Bonus – Recognizing individual and company performance.Comprehensive Benefits Package – Fully covered health and dental coverage, along with an Employee Assistance Program.Retirement Savings Plans – Assisting you in planning for a secure future.Hybrid Work Model – Flexibility to balance remote and in-office collaboration, with access to creatively designed corporate spaces.Additional Perks – Tuition reimbursement, professional development opportunities, discounts via Perkopolis, and recognition programs celebrating your contributions.

Ebury supports businesses aiming for international growth and extends that same commitment to its employees. The team values innovation, collaboration, and practical problem-solving. Every employee is encouraged to contribute, develop skills, and feel part of the group. Role Overview Title: Associate Client Portfolio Manager Location: Toronto (office based) Earnings: Performance-based, with strong potential for high earnings This position focuses on managing a portfolio of corporate clients from Ebury’s Toronto office. The Associate Client Portfolio Manager handles account setup, relationship management, and trade execution. A background in dealing, trading, or account management is important for success in this role. Client Portfolio Managers at Ebury advise clients on foreign exchange risk, develop transaction strategies, and execute trades. The role combines client service with business growth, offering the chance to make a direct impact on both client outcomes and Ebury’s success. Top performers often move into leadership roles, guiding and mentoring others. Main Responsibilities Manage a portfolio of corporate clients, executing products such as FX hedging, lending, payments, and cash management. Promote Ebury’s product range to improve client satisfaction. Work closely with the sales team to identify new business opportunities. Understand client industries and strategies to recommend tailored solutions from Ebury’s suite. Assess competitors’ strengths and weaknesses to position Ebury’s banking solutions effectively. Meet KPIs, including generating repeat and new business, reducing client attrition, upselling and cross-selling, and increasing wallet share. Build and maintain strong client relationships through meetings and presentations. Share ideas, proposals, and updates confidently. Expand existing accounts and share client insights with product and technology teams. Grow new business by networking with current clients and seeking referrals.

Become a Part of a Financial RevolutionAt Equitable Bank, we believe in challenging the conventional banking model. Our mission is to create innovative financial solutions tailored for Canadians, and we rely on a team of dynamic thinkers who are eager to disrupt the status quo.If you are driven by a passion for transforming the banking landscape and enjoy navigating new challenges while having fun, this opportunity may be the perfect fit for you.Equitable Bank continues to expand its footprint, proudly serving over 780,000 customers nationwide as Canada’s Challenger Bank™. With a legacy spanning over 50 years, our wholly-owned subsidiary, Concentra Bank, collaborates with credit unions across Canada, benefiting more than six million members. Together, we manage over $138 billion in assets, committed to enhancing the banking experience for Canadians. Our digital platform, EQ Bank, has been recognized by our customers and named among the top banks in Canada on the Forbes World's Best Banks list since 2021.Key ResponsibilitiesThe Regional Director will spearhead the origination and analysis of new loan opportunities, fostering relationships and collaborating with credit and funding teams to ensure seamless deal flow from initiation through to closing.Your primary focus will be on evaluating and structuring conventional and construction loans across various asset classes, ensuring alignment with Equitable’s underwriting and pricing guidelines, and making informed recommendations.You will engage with senior executives to facilitate large commercial mortgage transactions, working directly with clients, mortgage brokers, and new partners. This role will also involve preparing loan summaries, drafting proposals, conducting property inspections, and providing limited account management support to the underwriting team. Your contributions will be vital to the commercial group’s success in achieving annual targets.

Join our dynamic team at turnertownsend as a Senior Consultant in Cost & Commercial Management. In this pivotal role, you will leverage your expertise to provide strategic insights and support to our infrastructure projects. You will work closely with clients and stakeholders to ensure that cost management processes are executed effectively and efficiently, contributing to successful project outcomes.

Join Turner Townsend as a Senior Project Manager specializing in Commercial Buildings. In this pivotal role, you will lead complex projects, ensuring timely delivery, and maintaining high standards of quality and safety. Your expertise will guide project teams through the planning, execution, and completion phases, collaborating with stakeholders and clients to achieve project goals effectively.As a leader in our organization, you will apply your extensive project management skills, industry knowledge, and innovative thinking to drive successful outcomes. This position offers an exciting opportunity to work on diverse projects that shape the urban landscape.

What We’re Looking ForAre you a proactive and analytical finance expert? Phoenix is seeking a Senior Finance Manager who excels in navigating financial complexities and is passionate about establishing scalable financial frameworks. This pivotal role is ideal for someone who prioritizes precision, robust controls, and transparent data, and is eager to influence the growth trajectory of Phoenix.In this position, you will oversee our accounting, tax planning, insurance, and inventory management processes from start to finish, ensuring accuracy in our financials, efficiency in our processes, and adaptability in our systems to match the pace of a dynamic and operationally intricate business environment. You will collaborate closely with the CFO to facilitate informed, data-driven decisions and play a vital role in the forecasting framework.Your role will require cross-departmental collaboration with our Operations and Pharmacy teams to guarantee the seamless flow of financial data across inventory, payments, payroll, and accounting systems. Additionally, you will manage accounting functions across multiple entities, spearheading intercompany accounting and reconciliations to support coherent, consolidated reporting as we expand.What You’ll DoLead and mentor Phoenix’s bookkeeping teamOversee all aspects of Phoenix’s accounting operations, including financial reporting, controls, operational finance, tax compliance, and audit preparationManage accounting across multiple legal entities, including intercompany transactions, reconciliations, and eliminationsSupervise inventory accounting, including valuation, reconciliation, reserves, and cost of goods sold analysisEnhance and adapt financial and accounting systems to support growth and complexityDevelop, document, and implement accounting policies and procedures to maintain strong internal controlsPrepare monthly, quarterly, and annual financial statements in compliance with ASPELead the annual audit process and act as the main liaison for external auditorsOversee accounts receivable, accounts payable, payroll, expense reimbursements, and the monthly close processCollaborate with external tax advisors to manage income tax, sales tax, and other compliance filingsAssist in budgeting, forecasting, and variance analysis in close collaboration with FP&A and department leadersEvaluate financial results, trends, margins, costs, and inventory performance, providing clear insightsSupport supply and demand forecasting with a focus on inventory efficiency and working capital optimization

We are seeking a dynamic and experienced Finance & Risk Management Manager to join our team at sia. In this pivotal role, you will oversee and enhance our financial operations while identifying and mitigating risks to ensure the stability and growth of our organization. You will lead a talented team, develop strategic financial plans, and implement robust risk management frameworks to safeguard our assets.

Are you a finance professional with a strategic mindset? Join AfterShip as a Strategic Finance Manager and play a pivotal role in shaping our financial strategies. You will collaborate with cross-functional teams to optimize financial performance and drive growth initiatives. Leverage your analytical skills to provide insights that influence key business decisions.

Join our dynamic team at sia as an Associate Manager in Finance & Risk Management. In this role, you will be pivotal in enhancing our financial strategies and managing risk effectively. We are looking for a proactive leader who thrives in a fast-paced environment and is ready to tackle challenges head-on. Your insights will directly contribute to our strategic objectives and help shape the future of our financial operations.

Join our dynamic team at Turner Townsend as a Project Manager specializing in Commercial Buildings. In this pivotal role, you will lead projects from concept through completion, ensuring they are delivered on time, within scope, and on budget. Your leadership will drive collaboration among stakeholders, including clients, architects, and contractors, fostering an environment of teamwork and excellence.

About FeatheryFeathery is at the forefront of streamlining data intake processes for insurance and wealth management firms. Our innovative platform is trusted by industry leaders to enhance critical workflows such as underwriting, client onboarding, and automated account openings.With our impressive revenue growth and increasing demand from enterprises, we are expanding our operational capabilities to facilitate the next stage of our company’s evolution.Why We’re HiringAs Feathery continues to expand, we recognize the necessity for robust financial and operational management to navigate the complexities that arise, including revenue planning, cash management, vendor oversight, compliance, and seamless cross-functional execution.We are seeking a Finance & Operations Manager to construct and manage the essential financial and operational framework of our organization. This opportunity is perfect for an individual with a strong financial background who is eager for strategic involvement and significant responsibility within a thriving B2B SaaS environment.In this role, you will serve as a strategic partner to our leadership team while ensuring adherence to financial discipline and operational excellence in day-to-day activities.About the RoleThis high-responsibility position encompasses:Financial planning and analysisDesigning operational systems and processesDriving cross-functional executionOverseeing team and administrative functionsYou will be tasked with developing long-term financial strategies while maintaining operational integrity throughout the organization.What You’ll DoFinancial Strategy & PlanningLead the annual budgeting and quarterly forecasting processesCreate and maintain financial models to assist in strategic decision-makingOversee company-wide KPI reporting (ARR, CAC, burn rate, runway, gross margin, etc.)Manage cash flow planning and optimize capital efficiencyAssist in preparing board reports and investor communicationsCollaborate with leadership on pricing strategies, hiring plans, and investment considerationsFinancial Operations & ControlsOversee month-end close processes in collaboration with external accountantsEstablish scalable financial controls and reporting systemsManage vendor contracts and oversee expensesEnsure audit readiness and compliance with regulationsImplement effective financial reporting mechanisms