Senior Credit Risk Manager

Relay is revolutionizing the logistics landscape for the digital age. With a landmark logistics Series A funding of $35 million from leading deep-tech investors Plural, whose portfolio includes advancements in fusion energy and space exploration, Relay is outpacing 99.98% of venture-backed startups in terms of growth. We are on a mission to build an exceptionally talented team, the most skilled in the logistics sector.Our Mission is to eliminate friction in commerce. High delivery costs currently impose an invisible tax on e-commerce, shaping what can be marketed online and restricting participation. We envision a future where goods move freely among individuals, creating a seamless and inclusive online shopping experience.THE TEAM• A close-knit group of approximately 110 individuals, with over 50% specializing in engineering, product development, and data analysis.• More than 45 advanced degrees in disciplines such as computer science, mathematics, and operations research.• We analyze and predict thousands of data points for every parcel we manage.• A culture that thrives on first principles thinking, fast feedback cycles, and continuous experimentation.About the RoleAs we expand our network of over 600 pitstop partners across the UK, each partner requires careful onboarding, consistent performance monitoring, coordination with our Middle Mile operations, and support during challenges. Currently, much of this knowledge is held informally, relying on manual processes and ad-hoc solutions that do not scale.This position aims to transform these processes. You will oversee the systems aspect of our Pitstop operations: determining optimal procedures, designing scalable infrastructures, and collaborating with product and engineering teams to implement solutions. Your role will not merely involve problem analysis but also executing lasting fixes that can handle tenfold growth.We seek a candidate skilled in systems thinking, capable of clear communication, and proficient in driving projects to completion. Experience in a dynamic operations or strategy role is essential, as is the ability to engage effectively with engineers.

About FaireFaire is a revolutionary online wholesale marketplace founded on the principle that local is the future. Independent retailers worldwide are generating more revenue than giants like Walmart and Amazon combined, yet they remain relatively small compared to these corporate behemoths. At Faire, we harness the power of technology, data, and machine learning to unite this vibrant community of entrepreneurs globally. Imagine your favorite local boutique — we empower them to discover and showcase exceptional products from around the world in their shops. By providing the right tools and insights, we aim to level the competitive landscape, enabling small businesses everywhere to thrive against big box and e-commerce competitors.By fostering the growth of independent businesses, Faire contributes positively to local economies on a global scale. We are on the lookout for intelligent, resourceful, and passionate individuals to join us in driving the shop local movement. If you share our belief in community, we invite you to become part of ours.About this roleWe are seeking a Senior Associate for Strategy & Operations to play a crucial role in steering informed, data-driven decisions across our international operations. In this position, you will utilize a unique blend of analytical skills, strategic insight, and execution to spearhead growth for our business.As an integral member of the International Strategy team, you will have the opportunity to lead high-impact projects from inception to conclusion. Collaborating cross-functionally with Product, Sales, Operations, Marketing, and Finance teams, you will contribute to our strategic roadmap by deriving insights and translating them into actionable initiatives.This position suits individuals who thrive as impactful contributors in a dynamic, collaborative, and data-centric environment, with the chance to engage with various functional teams.This role is based in our London, UK office (3 days in the office).

Join Deliveroo as a Senior Associate in Finance and Strategy, where you will play a pivotal role in shaping our business strategies. This position offers the opportunity to work in a dynamic environment, collaborating with cross-functional teams to drive financial performance and strategic initiatives.

Join Shawbrook Bank as an Associate Director of Credit Distribution, where you will play a pivotal role in shaping our credit portfolio strategies. In this dynamic position, you will lead initiatives to optimize credit distribution across our diverse service offerings, ensuring robust risk management while enhancing customer satisfaction.As part of our Portfolio & Credit Solutions department, you will collaborate with cross-functional teams to implement innovative credit solutions that meet market demands. Your expertise will guide the development of credit products that align with our strategic objectives.

Shawbrook Bank is seeking an Associate Director of Credit Distribution to join its London office. This senior role is part of the Portfolio & Credit Solutions team and plays a key part in shaping the bank’s credit portfolio strategy. The position oversees a team focused on advancing credit distribution methods and refining credit offerings. Role overview The Associate Director leads efforts to develop and implement new approaches to credit distribution. The role is responsible for guiding a team, driving strategic initiatives, and ensuring that all credit activities align with regulatory requirements. What you will do Lead and mentor a team working on credit distribution initiatives Create and execute strategies that improve credit distribution across the portfolio Implement and refine innovative credit offering methods Maintain compliance with all relevant regulatory standards Requirements Strong analytical skills In-depth knowledge of credit markets Proven experience developing and executing credit strategies Ability to work effectively in a financial setting that values innovation and pace This position offers the opportunity to shape Shawbrook’s approach to credit portfolio management and distribution.

About WPP MediaWPP is the trusted partner for growth for the world’s leading brands. With a combination of exceptional talent, reliable data and intelligence, and world-class partnerships, we empower our clients to navigate change, seize opportunities, and achieve transformational growth through our innovative marketing platform, WPP Open.WPP Media serves as WPP's AI-driven media operating unit, integrating media, data, and partnerships to provide creative personalization at scale. Through WPP Open and powered by Open Intelligence, clients gain clear insights into the effectiveness of their media investments.For more information, visit wppmedia.com.Opportunity OverviewThis is a remarkable opportunity for a Strategy Associate Director to join a high-performing team, playing a pivotal role in shaping the strategic vision for adidas, one of the most iconic and innovative brands globally.As part of the central adidas EU Brand Planning team, you will be key in defining and steering the strategic direction of major, pan-European campaigns. You will lead the development of innovative strategic frameworks, translate complex insights into compelling media strategies, and oversee their execution across our specialist Hubs and 19 local market teams.

Legal & General seeks a Senior Credit Analyst to join the Reinsurance and Insurance division in London. This role centers on evaluating credit risk and influencing decisions that help protect clients’ financial security. Role overview The Senior Credit Analyst will focus on assessing credit risk across reinsurance and insurance portfolios. The position involves shaping credit decisions and supporting the company’s long-term financial commitments. Key responsibilities Evaluate credit risk for both reinsurance and insurance portfolios Provide clear, actionable insights to guide business choices Work closely with colleagues across departments to improve credit assessment practices Support compliance with relevant industry standards and internal policies Requirements Extensive experience in credit analysis, preferably within insurance or reinsurance Strong analytical abilities and effective communication skills Comfort working with colleagues from a range of business areas

Join Deliveroo as a Finance & Strategy Associate, where you will play a crucial role in shaping our financial strategy and driving business growth. In this dynamic position, you will work closely with cross-functional teams to analyze financial data, identify trends, and provide actionable insights that support our strategic initiatives. Your analytical skills and strategic mindset will be vital in helping Deliveroo maintain its position as a leader in the food delivery industry.

About LendableLendable is on a mission to develop cutting-edge technology designed to empower individuals to access credit and save money effectively. As one of the UK's emerging fintech leaders, we have achieved remarkable milestones:Recognized as one of the UK’s newest unicorns with a dedicated team of over 700 professionals.Ranked among the fastest-growing technology companies in the UK.Achieved profitability since 2017.Supported by prestigious investors such as Balderton Capital and Goldman Sachs.Praised by customers, boasting exceptional ratings (4.9 out of 5 based on thousands of reviews on Trustpilot).We have revolutionized the Big Three consumer finance products—loans, credit cards, and car finance—enabling our customers to receive funds within minutes, not days.Our growth trajectory is impressive, with ambitious plans to penetrate the two largest Western markets, the UK and the US, where traditional banks offer outdated financial products and cumbersome processes.Join Us if You Want ToTake ownership across a diverse range of responsibilities, making impactful decisions from day one that influence Lendable's success.Collaborate with exceptional teams, known for their resourcefulness in problem-solving and innovation.Develop cutting-edge technology in-house, leveraging new data sources, machine learning, and AI to optimize our operations.About The RoleWe are seeking a detail-oriented Senior Credit Risk Analyst to drive meaningful enhancements in our consumer finance products within the UK or US markets. This position is perfect for an individual who is data-savvy, proficient in coding, and passionate about tackling complex challenges.As part of a collaborative and ambitious team, your contributions will directly influence strategic decisions and elevate our portfolio's performance.

Join our dynamic Strategy & Risk Advisory team at J.S. Held as a Senior Associate or Managing Consultant. This is an exceptional opportunity for a proactive, entrepreneurial individual with a diverse skill set to contribute to the expansion of our practice within the Global Risk sector.The ideal candidate will possess substantial regional expertise—specifically in the Middle East, Russia/FSU, or Francophone Africa—and have a proven track record in delivering political risk and business intelligence projects.In this pivotal role, you will spearhead projects for clients spanning various jurisdictions, particularly in your area of expertise.Your responsibilities will include managing political risk and business intelligence initiatives, while also enhancing our high-level government engagement efforts both within and outside your region of specialization.Key ResponsibilitiesLead and execute political risk and business intelligence projects, including scoping, analysis, stakeholder mapping, and producing high-quality client reports.Provide expert insights into regional developments (Middle East, Russia/FSU, or Francophone Africa), keeping clients informed of political, regulatory, and commercial changes.Oversee and manage multi-jurisdictional assignments, ensuring adherence to robust methodologies, stringent quality control, and timely project delivery.Enhance and broaden high-level government and stakeholder engagement by leveraging and expanding your professional networks.Serve as a trusted advisor, articulating complex developments clearly and confidentially while offering actionable recommendations.Contribute to business development efforts through proposal writing, thought leadership, and identifying new opportunities for client engagement.Mentor junior team members and assist in the development of analytical standards, best practices, and internal knowledge sharing.Maintain the highest standards of ethical, legal, and compliance practices in all research, reporting, and client interactions.

Role Overview:Join the dynamic team at Brook Green Supply, a leading independent B2B energy supply company based in London. As a Senior Credit Risk Analyst, you will be part of a seasoned team committed to fostering growth and success within the energy sector. This role presents an excellent opportunity for a motivated and adaptable professional looking to advance their career in an innovative environment.In this pivotal position within the Credit Risk team under the Commercial department, you will collaborate with internal account managers, coordinators, and trading desk members, as well as external clients and credit stakeholders. Your focus will be on evaluating data and contracts, managing counterparty credit risks associated with physical power and gas supply, and supporting sustainable business growth through effective credit management practices.Your responsibilities will include managing complex credit exposures and collateral arrangements, and shaping reporting and risk-mitigation frameworks to enhance overall operational efficiency.

At Kriya, we revolutionize financial services with our innovative suite of tools that ensure businesses have seamless access to payments, credit, and working capital. Our solutions provide frictionless integrations and immediate credit decisions, empowering companies to thrive.Since our inception in 2011, we have successfully facilitated over £28 billion in B2B payments and granted more than £3.7 billion in credit through our business loans and working capital solutions. We pride ourselves on our extensive network of strategic partners, including Barclays Bank, Stripe, Halfords, and the British Business Bank, and continue to attract support from esteemed investors like Northzone, Barclays Bank, and Mouro Capital, a subsidiary of Santander Bank.About the PositionWe are in search of a dynamic and experienced Head of Risk to join our executive team, responsible for the comprehensive risk strategy and its implementation across the organization. This pivotal role reports directly to the CEO and holds significant visibility within the company.As the Head of Risk, you will spearhead the formulation and execution of Kriya’s enterprise-wide risk framework, collaborating closely with the Commercial, Product, Data, Finance, and Legal departments. You will manage the entire credit lifecycle—from analytics and underwriting to compliance and collections—while leading a high-performing risk team. Additionally, you will drive the integration of AI and advanced risk analytics within the risk function.This is an exceptional opportunity to influence the future of embedded finance and digital lending at a rapidly growing company.Key ResponsibilitiesFormulate and direct Kriya’s risk strategy across all business sectors, products, and geographical regions.Act as a primary advisor to the CEO and Board on risk appetite, governance, and portfolio management.Recruit, develop, and mentor a high-performing Risk team (initially comprising 8 members).Oversee collections strategies and recovery workflows, ensuring they are efficient and customer-focused.Qualifications7-10 years of experience in debt capital markets, structured finance, or corporate banking, with a proven track record in leading complex credit transactions.A degree in a STEM field, demonstrating strong analytical and decision-making skills.Located in London or willing to relocate to London.Experience in managing intricate underwriting and deal structuring processes.Exemplified leadership in various facets of risk management.Ability to construct and oversee diversified portfolios while maximizing risk-adjusted returns.Advanced analytical capabilities including financial modeling, large-data analysis, and critical credit evaluation.Strong communication and conflict resolution skills.Interest or experience in utilizing AI tools.

About Clear Street:At Clear Street, our mission is to empower every sophisticated investor with access to every asset across all markets through a single, high-speed platform designed for transparency and scalability.We equip our clients with cutting-edge technology, tools, and services that were once exclusive to the largest institutions, all reimagined on modern infrastructure. Our comprehensive, cloud-native capital markets platform is not only driving investor growth today but is also revolutionizing how they will engage with markets in the future.For further details, please visit https://clearstreet.io.

m-kopa is hiring a Senior Analyst - Credit Risk & Eligibility in London. This position centers on analyzing credit risk and evaluating eligibility for the company’s financial products. Role overview This role focuses on assessing credit risk and supporting the development of credit assessment processes. The Senior Analyst will help refine how eligibility is determined, contributing to improvements that support m-kopa’s goal of expanding access to financial solutions. Key responsibilities Analyze credit risk for a range of financial products. Evaluate eligibility criteria and recommend process enhancements. Support ongoing improvements in credit assessment methods. Impact This work directly supports m-kopa’s mission to provide financial access in underserved markets. The Senior Analyst’s insights will help shape the company’s future approach to credit risk and eligibility.

Konrad Group is seeking an Associate Consultant, Strategy & Technology, based in London. This position centers on supporting client projects that blend business strategy with technology solutions. Role overview Associate Consultants at Konrad Group work closely with cross-functional teams. The role involves collaborating to shape strategies that use technology to solve business challenges and support clients through digital transformation. What you will do Conduct market research to inform project recommendations Analyze business processes and identify improvement opportunities Develop actionable suggestions to enhance operational efficiency Assist with implementing technology-driven solutions that support client goals Collaboration and impact This role provides the chance to work with a variety of teams and clients, helping organizations address complex problems and achieve strategic objectives through technology.

Entain is looking for a Senior Strategy Manager based in London. This role centers on shaping business strategy and improving performance across the company. The Senior Strategy Manager will work closely with teams from different departments to develop and implement initiatives that strengthen Entain’s market position and support customer satisfaction. What you will do Collaborate with cross-functional teams to design and execute strategic projects Use analytical skills to assess business performance and recommend improvements Support the development of strategies that respond to market trends Requirements Strong leadership skills and experience guiding teams or projects Ability to interpret market trends and apply insights to business decisions Comfort working with data to inform strategy This position offers the chance to contribute to Entain’s approach in gaming and entertainment by focusing on strategy and analysis.

The Global Public Sector (GPS) team at ScaleAI is rapidly expanding as we strive to develop dependable AI systems for governments worldwide. This endeavor represents one of the most ambitious and impactful challenges of our era, and we are on the lookout for talented, mission-driven operators to join our team. We are seeking a Business Operations & Strategy Associate to facilitate crucial initiatives across GPS product development, engineering, sales, marketing, and core operations. The ideal candidate is a highly analytical generalist who thrives in dynamic environments, adept at transitioning between strategic problem-solving and hands-on execution to enhance daily operations. No task is too insignificant if it contributes to our impact. Your Responsibilities: Assist in establishing the team’s core operational rhythms and strategic planning activities, including structuring inputs for business reviews, planning cycles, deep dives, and offsite meetings to enable clear decision-making and effective execution. Collaborate with functional leaders to monitor and validate OKRs and key performance metrics, aiding teams in transitioning from goals to measurable results. Lead the preparation for team All Hands by crafting narratives, simplifying complex work into concise updates, and ensuring accountability for commitments. Work closely with Sales Operations on forecasting and pipeline reviews to enhance predictability and drive more cohesive execution across the go-to-market team. Partner with Product Managers and Product Operations to align roadmap decisions with delivery capacity, operational constraints, and downstream implications. Identify and resolve cross-functional operational gaps by structuring solutions and driving implementation when ownership or processes are unclear. Preferred Qualifications: A strong inclination for diving into data, applying first principles thinking, and iterating swiftly to achieve results. A results-oriented mindset, with a proven track record of being resourceful when it matters most. A collaborative spirit and low ego; eager to work alongside intelligent, humble colleagues and do whatever is necessary to ensure team success. An approachable interpersonal style, effective in interactions ranging from in-depth technical discussions with engineers to polished communications with executives. Demonstrated ability to cultivate high-trust relationships across diverse organizational levels. Experience in product or project management, successfully guiding projects from inception to launch. Exceptional qualitative and quantitative analytical capabilities.

Company Overview:Founded in 1983, Caxton Associates is a distinguished global trading and investment firm with offices in key financial hubs such as London, New York, New Jersey, Monaco, and Singapore. Our core business revolves around managing client and proprietary capital through innovative global macro hedge fund strategies. With a wide-ranging mandate, we engage in trading a diverse array of global markets and financial instruments.About the Associate Portfolio Manager Program:At Caxton Associates, we pride ourselves on nurturing exceptional investment talent. Established in 2012, our Associate Portfolio Manager (APM) Program is designed to cultivate the next generation of Portfolio Managers. This program offers an incredible opportunity for high-potential investors, accomplished sell-side professionals, and quantitative analysts to refine their investment skills.Our APM Program has proven to be a successful talent pipeline, with over 25% of our current Portfolio Managers having joined through this initiative, including many of our most senior risk takers.Position Overview:We are currently on the lookout for experienced systematic portfolio managers and/or analysts. Candidates should demonstrate proficiency in utilizing various asset classes with a flexible approach to holding periods. Our primary focus is on technical expertise and a solid grasp of quantitative and systematic investment methodologies.If you are eager to join this program, please submit your CV, investment track record (if available), and a comprehensive outline of your proposed investment strategy.

Join Interpath, a rapidly expanding international advisory firm renowned for its extensive expertise in deals, advisory services, and restructuring. We are dedicated to delivering measurable results for global businesses, their investors, and stakeholders during critical decision-making processes when complex challenges arise.Our independent and agile approach, coupled with our commitment to ethical practices, distinguishes us in the market. Interpath boasts a diverse team that combines specialized technical knowledge with deep sector experience across various service lines. Established in 2021, we have quickly expanded our presence across the UK, Ireland, France, Germany, Austria, Spain, BVI, Cayman Islands, Bermuda, Barbados, and Hong Kong. Our goal is to be among the world’s leading advisory firms by 2030, with a truly global reach.As we pursue our growth ambitions, we are establishing the Deal Strategy team within our Value Creation service line. This team will collaborate with investors and executive management teams, aiding them throughout their transaction cycles and accelerating their growth journeys. As the team evolves, it will develop specialization across numerous market sectors.This position offers a unique chance to contribute to the development of a new service line within a well-established and successful organization. As an Associate Director in Deal Strategy at Interpath, you will partner with our Managing Director to build the Deal Strategy service line focused on Healthcare and Life Sciences, both in the UK and in international markets.