Senior Consultant - Risk and Compliance (Financial Crimes)

Join EQ Bank as a Senior Manager of Risk Transformation, where you will play a pivotal role in reshaping our risk management framework. In this influential position, you will lead initiatives that enhance our risk assessment processes, ensuring our operations are aligned with industry standards and best practices. Your strategic vision and leadership skills will drive transformative change, enabling us to navigate risk effectively while maximizing opportunities for growth.

Role overview Capco is hiring a Senior Leader for its Cyber Risk Management practice in Toronto. This senior consulting role centers on expanding and improving cybersecurity and technology risk services for clients in the financial services sector. The Senior Leader will advise senior executives such as CISOs, CROs, and CIOs, guiding them through the complexities of cyber and technology risk management in a shifting regulatory and threat landscape. The position combines strategic leadership, client advisory, and hands-on execution to deliver measurable outcomes. What you will do Client advisory and engagement: Act as a trusted advisor to senior client stakeholders on cybersecurity strategy, governance, risk management, and regulatory compliance. Lead complex consulting projects from planning through delivery, and provide insights on industry trends and best practices. Practice leadership: Drive the growth of Capco’s Cyber Risk Management offerings, focusing on cyber and technology risk management, third-party cyber risk, and cyber strategy, governance, and delivery. Delivery excellence: Oversee multidisciplinary teams delivering cyber programs in areas like identity and access management, vulnerability management, application and data security, and third-party risk. Ensure projects align with client goals, budgets, timelines, and quality standards. Business development: Contribute to thought leadership, develop service offerings, and create marketing materials to strengthen Capco’s presence in cyber risk management. Mentor consulting talent and support business development through proposals, solution designs, and executive presentations. Requirements 8-10+ years of progressive experience in cybersecurity, technology risk, or cyber consulting, preferably within financial services. Demonstrated success leading cyber risk management programs and initiatives.

Join Clutch: Shaping the Future of Car Ownership At Clutch, we are dedicated to transforming the way individuals buy, sell, and own vehicles. Are you ready to make an impact? As Canada's premier platform for buying and selling cars, Clutch provides a seamless, digital-first experience. Customers can explore a vast selection of vehicles online, have their chosen car delivered directly to them, and benefit from our 10-Day Money-Back Guarantee for peace of mind. Looking to sell your car? We purchase over $3 million worth of vehicles daily, offering immediate, AI-generated quotes every 15 seconds. With Clutch, you get paid instantly—now that’s what we call convenience! Recognized for four consecutive years on The Globe & Mail’s list of Canada’s Top Growing Companies and consistently featured in Deloitte’s Technology Fast 50™ and Fast 500™, we are on the lookout for passionate, driven individuals to join our expanding team. Founded in 2017 and based in Toronto, Clutch is operational in Ontario, New Brunswick, Nova Scotia, and Prince Edward Island. Our esteemed investors include Altos Ventures, Canaan, FJ Labs, BrandProject, and Upper90. Discover more at clutch.ca. About the Consumer Financing Team: At Clutch, we are committed to creating an integrated car buying and ownership experience, with financing as a pivotal component. We are developing our consumer financing capabilities from scratch to provide customers with a straightforward and transparent approach to vehicle financing, while simultaneously supporting Clutch’s growth through a scalable and disciplined lending platform. In this role, you will significantly influence our lending strategy, risk framework, and operations as we bring this initiative to fruition. Your Role: We are seeking a Senior Manager for Credit & Risk to design and oversee the credit strategy and risk framework for Clutch’s consumer financing program. You will be responsible for determining how we assess risk, make credit decisions, appropriately price offers, and manage portfolio performance over time. This is a foundational role ideal for someone who thrives in ambiguity, is hands-on, and is adept at creating scalable credit systems that evolve with volume. As a key player, you will collaborate closely with the Director of Consumer Financing and work across departments—including Product, Engineering, Operations, Sales, and Customer Experience—to embed risk management into the customer journey, while establishing the monitoring, controls, and feedback mechanisms to ensure responsible performance management.

Join a Trailblazer in BankingAt Equitable Bank, we pride ourselves on being more than a traditional banking institution. Our mission is to innovate and provide unique banking solutions that cater to the diverse needs of Canadians.How do we achieve this? By fostering a talented and dynamic team of curious individuals who are dedicated to challenging the norms of banking. If you are excited about reshaping the future of banking and enjoy working in a collaborative environment, this could be the perfect opportunity for you.With over 50 years of experience, Equitable Bank serves more than 800,000 customers across Canada through its EQ Bank platform, recognized as one of the top banks on the Forbes World's Best Banks list since 2021. Our wholly-owned subsidiary, Concentra Bank, further strengthens our impact by supporting credit unions that collectively serve over six million members. Together, we manage over $142 billion in assets, with a commitment to driving meaningful change in the Canadian banking landscape to enhance the lives of our customers.Your RoleAs the Manager of Operational Risk Management, you will play a pivotal role in developing and implementing a robust operational risk management program across Equitable Bank. You will provide independent oversight and effective challenge as the second line of defense, ensuring that the Bank operates within its defined operational risk appetite.

Join our dynamic team as a Senior Consultant in Risk & Compliance (ORM) at sia, where your expertise will drive innovative solutions. You will collaborate with clients to assess risks and ensure compliance with industry standards, enhancing their operational resilience. This role demands a strategic mindset and the ability to translate complex risk scenarios into actionable recommendations.

About Us:At Financeit, we are a leading provider of point-of-sale financing, catering to some of the most prominent home improvement and retail organizations across Canada. Our innovative platform empowers businesses to enhance their sales capabilities by providing customers with attractive monthly payment options for significant purchases, whether it's a home improvement project, vehicle acquisition, or retail shopping.We foster an environment where your contributions truly matter. With a culture grounded in collaboration, inclusivity, fairness, and respect, Financeit is not just a workplace; it's a community. If you resonate with our values and are eager to make a meaningful impact, we invite you to explore this opportunity with us.Position Overview:Are you passionate about leveraging data and technology to simplify complex challenges? Do you have a keen interest in the realms of indirect consumer lending, capital markets, and fintech? If so, this role is tailored for you! As the Senior Manager of Commercial & Channel Risk Strategy, you will be pivotal in shaping risk management strategies for our key verticals, focusing on home improvement and powersports lending.Reporting to the Director of Risk Strategy, you will spearhead initiatives to develop robust channel risk management frameworks, optimize profitability, and mitigate risk across our product offerings, including multi-stage project financing. Your exceptional analytical skills and strategic mindset will be essential as you navigate this dynamic landscape.If you possess outstanding collaboration and communication skills, along with a sense of fun, we want to hear from you!

As the Senior Manager, Software Engineering for our Risk, Fraud and Disputes team at Marqeta, you will spearhead the design, development, and execution of issuer-side disputes across various card networks and payment platforms. Your role will be pivotal in constructing and managing robust systems that handle cardholder disputes, oversee chargeback lifecycles, adhere to network regulations, and streamline evidence workflows. This is a hands-on leadership position suited for an individual with extensive experience in disputes and chargebacks, who possesses an AI-first approach, takes full accountability for results, and is adept at collaborating with enterprise clients and networks to navigate complex dispute situations. We embrace a Flexible First work model. This role can be performed remotely from anywhere in Canada or from our office in Oakland. Join us in transforming the future of payments dispute resolution.

We are seeking a highly skilled Senior Business Analyst with a focus on Capital Market Risk Analytics, specifically in Liquidity Risk. The ideal candidate will possess around 10 years of relevant experience and a unique blend of expertise in risk modeling, risk analytics, risk software implementation, and software programming.The candidate must demonstrate substantial hands-on experience in developing risk models or quantitative risk analytics, combined with a solid understanding of financial products across retail banking, corporate banking, and capital markets. This knowledge should stem from working within risk, finance, or treasury functions in a large banking environment.Essential qualifications include at least one year of experience implementing liquidity risk solutions from renowned vendors such as Algorithmics or Sunguard, with a strong preference for familiarity with Algorithmics’ RiskWatch.Applicants should also have a theoretical grasp of basic financial and valuation models for bonds and swaps, along with the capability to model cash flows across various financial products. Additionally, candidates should be adept at creating shocks and scenarios for stress testing.A comprehensive understanding of regulatory requirements, including Basel, FSA, and OSFI for credit, market, operational, or liquidity risk, is a must. The candidate should have experience with at least one end-to-end implementation, ideally involving Basel 2 or Basel 3.Furthermore, a minimum of three years of IT experience in system implementation, programming, or software product development is required. The candidate will be responsible for writing data extraction specifications and creating database structures for efficient data storage and liquidity computations, while also engaging in testing data extracts, addressing data gaps, and validating reports and final figures.Knowledge of complex financial instruments such as derivatives, repurchase agreements, securitization products, leasing, fixed income, and various financial securities will be highly advantageous.Strong communication skills and financial/risk expertise are crucial for conducting meetings with senior members of Group Treasury, Finance, and Group Risk Management.We encourage candidates with a Bachelor's degree in a quantitative discipline (finance, economics, engineering, or mathematics) and significant experience in measuring/managing at least one financial risk type, preferably liquidity risk, to apply.

We are seeking a dynamic and experienced Finance & Risk Management Manager to join our team at sia. In this pivotal role, you will oversee and enhance our financial operations while identifying and mitigating risks to ensure the stability and growth of our organization. You will lead a talented team, develop strategic financial plans, and implement robust risk management frameworks to safeguard our assets.

Join our dynamic team at System Canada Technologies as an IT Risk Analyst. In this pivotal role, you will be responsible for identifying, analyzing, and mitigating risks associated with our IT systems and processes. You will work closely with various departments to ensure compliance with regulatory requirements and enhance our cybersecurity posture. If you are passionate about technology and risk management, we want to hear from you!

Turner Townsend is seeking a dedicated and experienced Risk Management Lead to join our dynamic team in Toronto. In this pivotal role, you will be responsible for overseeing risk management strategies within our infrastructure department, ensuring that all potential risks are identified, assessed, and mitigated effectively. You will collaborate closely with project teams, providing guidance on risk-related matters and developing robust risk management frameworks that align with organizational objectives.Your expertise will be crucial in fostering a culture of risk awareness and proactive management. You will lead risk assessments, facilitate workshops, and deliver training sessions to enhance the team's understanding of risk management principles. The ideal candidate will possess strong analytical skills, excellent communication abilities, and a proven track record in risk management within the infrastructure sector.

Join our dynamic team at sia as an Associate Manager in Finance & Risk Management. In this role, you will be pivotal in enhancing our financial strategies and managing risk effectively. We are looking for a proactive leader who thrives in a fast-paced environment and is ready to tackle challenges head-on. Your insights will directly contribute to our strategic objectives and help shape the future of our financial operations.

About figfinancial figfinancial is a Canadian FinTech company based in Toronto, Ontario. Since launching in 2023, the team has focused on simplifying personal loans for Canadians through a fully digital platform. The company aims to remove the usual hurdles and wait times found in traditional lending, making credit more accessible and straightforward. figfinancial has received several industry honors, including Consumer Lender of the Year from the Canadian Lenders Association and FinTech Startup of the Year from the FinTech Breakthrough Awards. The company is also recognized as one of Canada’s Best Workplaces and holds a 4.8 out of 5 rating on Trustpilot, reflecting strong customer and employee satisfaction. Backed by Fairstone Bank of Canada and the Ontario Teachers’ Pension Plan, figfinancial combines deep lending experience with a startup’s agility. This support helps the company serve Canadians from a range of financial backgrounds.

What We Do:At Paddle, we revolutionize payment infrastructure for SaaS companies. Rather than juggling multiple payment-related applications and services, we simplify the process by acting as the Merchant of Record. This innovative approach eliminates payment fragmentation, making transactions faster, safer, and more cost-effective.With backing from prominent investors such as KKR, FTV Capital, Kindred, Notion, and 83North, we proudly serve over 5,000 software vendors across 245 regions worldwide.Your Role:We are seeking an enthusiastic self-starter with proven leadership and onboarding risk management experience in a dynamic environment. As the Risk Onboarding Team Lead, you will oversee the Onboarding Risk Team, evaluating potential SaaS suppliers and monitoring transactions for high-risk accounts during their initial phases. You will work closely with the Onboarding Risk Manager to identify and implement improvements, ensuring our risk processes are comprehensive, compliant, and uphold exceptional standards.We are looking for a creative thinker with a positive attitude, strong onboarding and leadership skills in eCommerce, and a readiness to learn and adapt in the fast-evolving payments landscape.Key Responsibilities:Oversee daily operations of the Onboarding Risk team, coordinating workflows, ensuring timely task completion, and optimizing resource allocation for efficiency and compliance.Foster team growth through recruitment, coaching, mentorship, and training opportunities while promoting a culture of continuous professional development and positivity.Assist teams with complex applications and decision-making by providing expert guidance, reviewing critical scenarios, and collaborating to resolve challenges while minimizing risks.Document, maintain, and enhance procedures to ensure accuracy, accessibility, and alignment with evolving standards and best practices.Build relationships within and outside the Risk department through networking, stakeholder engagement, and collaboration with other departments to improve information sharing and strategic alignment.Supervise and assist with risk management activities, identifying emerging threats, implementing mitigation strategies, and monitoring overall risk exposure to protect organizational objectives.

Join our dynamic team as a Clinical Risk Lead, where you will play a pivotal role in overseeing risk management activities across a portfolio of innovative clinical projects. You will ensure compliance with ICH GCP E6 requirements while coordinating the development of project-specific risk assessments, risk management plans, and Integrated Strategic Monitoring Plans (ISMPs) during study startup. Your expertise will drive adherence to these plans throughout the project lifecycle. You will also maintain our risk library and provide essential guidance to promote consistency in risk assessment and management across the organization. Collaborating closely with functional leads, you will assist in developing the clinical monitoring strategy and implement Risk-Based Quality Management (RBQM) principles, while delivering necessary training to the study team regarding risk assessment and the clinical monitoring strategy.

Join Kumarans Systems Private Limited as a Business Analyst specializing in Market Risk, where your analytical skills will drive strategic decision-making and enhance our risk management framework. You will work collaboratively with cross-functional teams to identify and assess market risks, design models, and implement effective risk mitigation strategies. If you possess a keen eye for detail and a passion for data analysis, we invite you to apply for this exciting opportunity.

As an Enterprise Risk Management (“ERM”) Associate at Marqeta, you will play a pivotal role as a key member of our risk management team. Your contributions will help shape the methodology Marqeta employs to identify, assess, and monitor risks throughout the organization. You will collaborate in the design and implementation of a contemporary ERM framework that seamlessly integrates risk management principles, advanced analytics, and financial quantification, all aimed at safeguarding the company while facilitating risk-balanced growth. This position requires a proactive individual who can transform emerging and existing risks into actionable insights for cross-functional leaders.We embrace a Flexible First approach, allowing this role to be performed remotely anywhere within Ontario or British Columbia, Canada. We are excited to welcome you to our team!This is an opportunity to fill an existing vacancy.

We are thrilled to announce an exceptional opening for an Associate/Senior Associate to become a vital part of our Technology Services Group at Optimus SBR. The ideal candidate will have the chance to collaborate with a dynamic team of professionals from various backgrounds, all driven by a common goal: to foster growth for both our firm and our clients. This position demands a robust understanding of technology delivery and risk management, gained through hands-on experience in creating, developing, and implementing technology-driven business solutions, alongside evaluating and mitigating technology and cybersecurity risks. The successful candidate will blend technical delivery skills with a consulting approach, enabling effective engagement with senior stakeholders, supporting cross-functional teams, and executing security-centric initiatives. This role reports to the Technology Services Group and necessitates familiarity with project/program management methodologies, technology delivery, risk management frameworks (such as NIST, ISO, COSO), and relevant risk regulations.

About FuturpreneurFuturpreneur is a prominent national non-profit organization dedicated to empowering diverse entrepreneurs between the ages of 18 and 39. We provide comprehensive support for starting, buying, and growing businesses across Canada, offering loans alongside mentorship and resources.Since our inception in 1996, we have successfully assisted over 20,000 young entrepreneurs in launching more than 15,600 businesses, reinforcing entrepreneurship among Canadian youth as a vital component for economic growth, job creation, and a sustainable future.Futurpreneur proudly holds membership in the G20 Young Entrepreneurs’ Alliance, is a founding member of Youth Business International, and hosts Global Entrepreneurship Week (GEW) in Canada.Our Purpose: Driving inclusive prosperity in Canada through the success of young entrepreneurs.Our Mission: Empowering diverse entrepreneurs aged 18-39 with loans, mentorship, and resources to establish and grow effective businesses that contribute to sustainable economic prosperity in their communities and nationwide.Our Values: We operate with a mission-driven approach, fostering a collegial, collaborative, diverse, and inclusive environment, while upholding accountability and transparency.Opportunity Overview: Director of Risk & ComplianceAs the Director of Risk & Compliance, you will be integral in ensuring the quality and effectiveness of our loan adjudication and compliance processes, emphasizing client success and an optimal client experience. You will lead and mentor a team of credit and compliance professionals, serving as a subject matter expert on the eligibility and viability of loan applications within a complex, principle-based framework.This hands-on role involves managing the National Credit Adjudication (NCA) team, participating in loan adjudication, and overseeing compliance processes, collaborating closely with the Manager of National Credit Compliance. The position requires extensive knowledge in consumer credit interpretation, business legal structures, financial statement analysis, contracts, and the broader financial and business regulatory landscape.