Loan IQ Testing Specialist

Exceptional Service. Unmatched Experience. Seamless Closings.At Griffin Funding, we believe that the Mortgage Loan Partner's primary mission is to provide an unparalleled five-star experience for borrowers from the moment their loan is locked until the closing.Our borrowers experience transparency, confidence, and forward momentum.They don't encounter guidelines, conditions, or internal processes; instead, they experience clarity and support.As a Mortgage Loan Partner, you play a pivotal role in shaping their reality — making the process feel effortless and smooth.Role OverviewWhen executed effectively, this role ensures that borrowers find the process entirely manageable.They remain unaware of the challenges you anticipate and address proactively.You are the calming force guiding them through the complexities, enabling them to enjoy the journey.You navigate the road, while they relax in the passenger seat.ResponsibilitiesOnce a loan is locked, the experience transitions to your stewardship.You become the main point of contact for the borrower, serving as their advocate and guide.Your objective is to ensure a smooth, predictable, and professional experience, even amidst complexities.You filter out internal noise, translating essential information and shielding them from unnecessary complications.This role is not just reactive support; it's about designing a proactive borrower experience.Why This Position Stands OutYou take the initiative to identify potential issues before they arise during underwriting or closing.Your proactive approach allows you to solve problems efficiently, ensuring the borrower’s experience is positive throughout.

This role offers a hybrid work schedule, with a requirement to be present at our headquarters in South Charlotte, NC from Tuesday to Thursday, and the flexibility to work remotely on Mondays and Fridays.As a Mortgage Loan Originator on our dynamic Sales team, you will serve as the initial point of contact for clients, guiding them through their homebuying journey with expertise and care. You will engage with potential and existing clients via phone and email, offering clear insights into our loan products, prequalification processes, and the subsequent steps—all while fostering strong, trust-based relationships. In collaboration with our Operations and Processing teams, you will manage a substantial pipeline, proactively reach out to generate new business opportunities, and oversee the client experience from the initial conversation through to closing. Join a team that values coachability, teamwork, and a shared commitment to client-first service, because we believe that achieving success the right way is paramount. If you thrive on meaningful interactions, are driven by impact, and are eager to elevate our clients' experiences every day, this is the place for you.

Take Charge of the Process. Get Rewarded for Your Impact.At Griffin Funding, we value our Mortgage Processors as key players who drive multi-million dollar transactions to completion. Unlike other firms that see processors merely as support staff, here you are recognized as a crucial operator with the opportunity to earn accordingly.Your Earnings PotentialOur processors successfully fund 15-20 Non-QM loans monthly, resulting in bonuses ranging from $3,750 to $5,000 on top of their base salary. Top performers regularly achieve monthly earnings exceeding $10,000. Your bonus structure is performance-driven, factoring in pull-through rates, borrower satisfaction, and five-star feedback. Precision in execution is rewarding.Why This Role Stands OutYou're more than just a document collector. You pre-underwrite each file prior to submission, identifying guideline discrepancies, income miscalculations, and property concerns before they reach underwriting. You think ahead on every loan, ensuring a smooth process.You tackle complexities that many processors never encounter. This includes bank statement income, P&L programs, DSCR investor loans, multiple property scenarios, and self-employed borrowers with fluctuating compensation. This is not your standard Fannie Mae processing. You're developing in-depth expertise.Your insights are valued. When a loan officer presents a challenging deal, you're the expert who assesses its viability. You understand the guidelines and anticipate underwriting flags. You are a strategic partner in the lending process.Desired QualificationsRelevant Experience. We seek candidates with a minimum of 2 years of experience processing residential loans specifically in NON-QM Loans, including DSCR and Bank Statement loans, within the last two years. Familiarity with an LOS system, rapid credit report analysis, and understanding of program guidelines versus investor overlays are essential.You excel at pre-underwriting. You proactively catch DTI errors before they escalate into conditions. You identify income calculation discrepancies in applications and can predict appraisal outcomes even before they are ordered. You review files with the analytical mindset of an underwriter.You accurately assess complex income scenarios. If a borrower is self-employed, you're adept at analyzing 1040s, Schedules C, K-1s, and applying depreciation add-backs. For variable compensation, you know how to average it responsibly and document its stability. Bank statements? You apply the correct percentage and structure for evaluations.

**This role requires in-office presence in Charlotte, NC.**At Griffin Funding, we specialize in consumer direct mortgage solutions, allowing our Loan Officers to engage directly with clients who are eager to finance or refinance their homes. Our substantial investment in marketing and technology enables us to provide high-intent first-party leads, streamlining your sales process. Instead of building a client base from the ground up, our Loan Officers are equipped to respond promptly, provide expert consultation, and convert interested prospects into closed loans.How We Empower Your SuccessExclusive High-Intent Leads: Gain immediate access to inbound leads sourced from our targeted Google SEO and PPC efforts, allowing you to concentrate on closing deals.On-Site Operational Support: Our dedicated Charlotte operations team will manage your files from submission through to closing.More Deals, Less Paperwork: We alleviate the stress of document chasing, enabling you to devote your energy to client advisement and securing deals.What You Will Be Responsible ForHigh-Volume Sales: Handling exclusive inbound leads to convert prospective borrowers into funded loans while maintaining a 5-star customer service approach.Customer Advisement: Evaluating and guiding borrowers through intricate financial processes, suggesting the most suitable mortgage programs to meet their needs. Compliance: Accurately completing applications and ensuring all files comply with federal and state regulations.Collaboration: Working closely with our in-house processing and underwriting teams to facilitate timely loan closures. QualificationsA minimum of 2 years of experience in loan origination within a fast-paced, borrower-focused consumer direct environment.Possession of an active National Mortgage Loan Originator (MLO) license.Familiarity with Non-QM (preferred), Conventional, FHA, and VA loan products.Outstanding communication, time management, and relationship-building skills.

Join M/I Homes, a reputable and established leader in the homebuilding industry for over 50 years, known for crafting high-quality homes with exceptional design. Founded in 1976 by Irving and Melvin Schottenstein, our commitment to customer satisfaction has allowed us to realize the dreams of more than 175,000 homeowners. With operations in 17 markets across the nation, including Charlotte, we pride ourselves on our legacy of quality and excellence.As we continue to expand in North Carolina, we are actively seeking a Mortgage Loan Officer Assistant to join our partner builder financing subsidiary, M/I Financial, located in the heart of Charlotte. The ideal candidate will possess comprehensive knowledge of loan origination processes for various mortgage types, including conventional, FHA, and VA loans. Proficiency in Encompass is essential for this role.This position offers:A stable work environment focused on new home purchase sales—NO refinances.Convenient office location just off I-77 on the near south side of Charlotte.Competitive salary with monthly incentives based on performance metrics.Standard Monday through Friday work schedule.Generous paid time off benefits.All loan operations—origination, processing, underwriting—are handled locally.Collaboration opportunities with a top 15 national builder.Employee discounts on new home purchases.Comprehensive benefits including 401K, profit sharing, plus full medical, vision, and dental insurance.This role is strictly on-site; remote work is not an option.Key Responsibilities:Support loan officers in completing applications for Conventional, FHA, and VA loans, preparing submissions for automated approval, and managing the processing workflow.This role presents a growth opportunity for candidates aspiring to advance to loan officer positions.The company provides paid educational resources for NMLS and State of North Carolina licensing, which is a requirement for this position shortly after the hire date.Qualifications:Collaborate effectively with loan officers, builder sales teams, and new home buyers to facilitate successful transaction processes.Strong verbal and written communication skills are required to engage with a diverse clientele both within and outside the organization.Ability to gather, interpret, analyze, and apply information in relation to underwriting guidelines and requirements.Comfortable reaching out to clients via phone or email to discuss loans, request necessary documentation, and provide assistance as needed.

Join Our Team: Mortgage Loan Officer at Ternus Lending, LLCAre you eager to elevate your career in the burgeoning field of real estate investment lending? Ternus Lending, LLC is actively seeking driven and energetic Mortgage Loan Officers to spearhead success in lending for 1-4 family residential investment properties. This role transcends typical job responsibilities — it presents an opportunity to educate, motivate, and empower property investors while fostering significant relationships within a rapidly expanding market.Your Responsibilities:Serve as the trusted advisor for residential property investors by educating them, originating innovative loan products, and assisting them in reaching their financial aspirations.Stay at the forefront by mastering our lender product offerings, guidelines, and systems to efficiently navigate loans through Due Diligence, Underwriting, and Closing processes.Promote our offerings by distributing engaging marketing materials and conducting thorough customer qualification analyses.Maximize your effectiveness by skillfully managing company-provided leads and Salesforce contact databases, ensuring prompt follow-up and quality lead management.Achieve exceptional results by consistently surpassing weekly, monthly, and annual origination production targets.Why Choose Ternus Lending? At Ternus, we are more than just another lender; we are a collective of seasoned investors who have developed a lending platform by investors, for investors. We understand the journey, challenges, and victories of the real estate industry. Joining our team means entering a world of limitless growth potential and offering distinctive loan products that stand out among traditional options.How to Apply: Ready to make a difference? Submit your resume and complete the assessment linked below. Don’t hesitate—opportunities like this are fleeting!Assessment Link: https://TeamArchitects.asmt.io/X7HNRKK7T/AccountExecutiveJob-Assessment

Join our dynamic team at Sage Home Loans as a Loan Processor II, where you will play a critical role in ensuring the efficient processing of loan applications. You will work closely with clients, underwriting teams, and other stakeholders to ensure a seamless loan experience.Your responsibilities will include reviewing loan applications, verifying documentation, and communicating with clients to gather necessary information. This position requires excellent attention to detail, strong communication skills, and the ability to thrive in a fast-paced environment.

Join our dynamic team at Sage Home Loans as a highly motivated and detail-oriented Senior Technical Project Manager for Mortgage Operations. In this pivotal role, you will oversee and deliver technical projects that span all aspects of mortgage operations, including processing, underwriting, closing, funding, and servicing.Your expertise will bridge the gap between business needs and technology solutions, ensuring our systems and workflows are optimized for efficiency and designed with scalability and client satisfaction in mind. As a vital liaison for cross-functional teams, you will provide clarity and direction on complex initiatives.This position offers high visibility, providing you with the opportunity to engage with senior leadership while influencing the technology that drives our mortgage operations. To thrive in this role, you must possess an ownership mindset, prioritize client needs, and maintain a sense of urgency to deliver results without compromising compliance or integrity.This role follows a hybrid work schedule, requiring you to be onsite at our South Charlotte, NC headquarters from Tuesday to Thursday, with the flexibility to work remotely on Mondays and Fridays.

Join Sage Home Loans as a motivated and enthusiastic individual eager to kickstart your career in mortgage sales! As part of our dynamic team, you will receive comprehensive training and mentorship to equip you with the necessary skills to thrive in the mortgage industry. This is an exciting opportunity for those looking to make a significant impact in a fast-paced environment.

Become a Part of Sage Home Loans! We typically follow a hybrid work schedule, operating from our headquarters in South Charlotte, NC (Tuesday through Thursday) and working remotely on Mondays and Fridays. At Sage, we are on a mission to transform the mortgage industry by simplifying the process. Our purpose-driven organization thrives on our dedication to our employees, clients, and the community. We are more than just a mortgage company; we act like owners, prioritize our clients, and strive for continuous improvement every day. Who We Are Looking For We aim to establish a talent pipeline filled with ambitious, driven individuals who are eager to grow, think innovatively, and make a significant impact. If you enjoy tackling meaningful challenges, excel in a values-driven environment, and wish to take ownership of impactful results—this is the place for you. Our Core Values in Action Get Better Every Day – We value coachability, a growth mindset, and embracing discomfort as a means to progress. Be Great to Work With – Reliability, collaboration, and bringing positive energy to every setting—virtual or in-person—are crucial. Think Like an Owner – Taking initiative, owning outcomes, and striving for continuous improvement are key to our success. Every Second Counts – We operate with urgency, prioritize essential tasks, and respect everyone's time.

Join LendingTree as the General Manager of Home Loans and lead our dynamic team in revolutionizing the mortgage industry. In this role, you will drive strategic initiatives, enhance operational efficiency, and foster a culture of excellence. Your leadership will shape the future of home lending, ensuring our customers receive unparalleled service. If you are passionate about innovation and have a proven track record in management, we want to hear from you!

Join Our Team as a Loan Officer – Focused on Real Estate Investors! Located in Charlotte, NC (Flexible Hybrid: 1 to 3 days in the office based on your location) | Full-Time Position | Competitive Earnings Potential of $140K–$175K+Are you eager to elevate your career in lending? At Ternus Lending, LLC, we are not just lenders; we are investors who have crafted a unique platform tailored for fellow investors. We excel in providing financing for 1–4 family residential investment properties, enabling our clients to expand their portfolios through innovative loan products that are exclusive to us.Step into a role where you will not only close loans, but also educate, inspire, and empower property investors, all while forging lasting relationships.Your ResponsibilitiesBecome the trusted advisor for residential property investors, expertly guiding them through our specialized loan programs.Master our loan products and systems to efficiently navigate the entire loan process from Due Diligence to Underwriting to Closing.Work intelligently: leverage company-provided leads and utilize our Salesforce database to maximize conversions.Establish rapport, conduct marketing outreach, and confidently qualify clients.Achieve and surpass origination targets — here, high achievers fast-track their career growth.QualificationsWhat We SeekMinimum of 2 years in residential or commercial mortgage lending (or equivalent experience).Proven sales acumen — exceptional ability to build relationships, finalize deals, and cultivate repeat clientele.A Bachelor's degree is advantageous but not mandatory.State mortgage licensing is preferred.Compensation & BenefitsWhat We OfferBase Salary: $50,000 annuallyCommission: $500 per funded loan or 30 BPS of the loan amount (whichever is higher)Earnings Potential: $140K–$175K annually, plus additional bonusesFlexible hybrid work schedule: Enjoy working from home with 1 to 3 days on-site in Uptown CharlotteMonday to Friday workweek — balance your life while maximizing your earning potential.Why Choose Ternus Lending?We understand the challenges investors face, having been in their position ourselves. Our lending platform is designed to address real issues in real estate investing. Our distinctive products and thriving team culture make Ternus Lending a high-growth company where your contributions and earnings can expand simultaneously.Ready to Apply? Submit your resume and complete the assessment linked below. Don’t delay—this opportunity won’t last long!Assessment Link: Take the Assessment Here

We invite candidates residing in the Charlotte area to apply for this exciting opportunity, featuring a hybrid work schedule of three days in the office (Tuesday to Thursday) and two days of remote work. Please note that we are currently unable to provide relocation assistance. POSITION OVERVIEW LendingTree is seeking a dynamic Account Executive to join our Sales team. This role is pivotal in driving sales by offering our comprehensive suite of customer acquisition products to lenders. As a true sales hunter, you will engage in extensive prospecting, employ consultative selling techniques, and demonstrate exceptional closing abilities. We are looking for top-tier talent who can prove their success, ideally candidates who have consistently ranked in the top 5% at their previous roles. Offering a highly competitive compensation package, we welcome applications from outstanding performers. KEY RESPONSIBILITIES Identify and prospect decision-makers in assigned financial sectors. Efficiently manage a variety of tasks within the sales pipeline, including prospecting, follow-ups, sales activities, and onboarding new partnerships across multiple financial sectors. Conduct strategic business meetings with lender leadership to establish new partnerships. Develop expertise in your assigned vertical, gaining an in-depth understanding of financial products, LendingTree offerings, the sales process, onboarding, tech integration, and contract negotiations. Collaborate effectively with internal partners to achieve established goals. Respond to inbound inquiries from lenders with prompt and professional communication. Exhibit strong presentation skills to internal and external leadership. Utilize a CRM system to track sales activities and progress. QUALIFICATIONS Bachelor's Degree in Business, Marketing, or a related field. Proven experience as a Sales Account Executive in B2B sales. Demonstrated success in sales within the financial or marketing sectors. Comfortable working under a Salary Base + Commission compensation model. Knowledgeable about various financial products. Results-oriented with a strong ability to follow up and follow through. Exceptional time management skills; able to operate independently with minimal supervision. Quick learner, self-starter, and highly motivated with a focus on closing business deals. Ability to adapt and foster trust within professional relationships.

This role requires a hybrid schedule and will be based in our South Charlotte, NC Headquarters (Tuesday through Thursday) and work fully remotely on Mondays and Fridays each week.As a Vendor Management Associate on our Mortgage Operations team, you will serve as the trusted voice for our clients—managing communication and coordination throughout the loan process to ensure a seamless, transparent, and timely experience. In this entry-level position, you will gain practical exposure to the inner workings of the mortgage industry, assisting with everything from documentation collection to scheduling closings, while learning to navigate key systems like Encompass and collaborating cross-functionally with various teams within the organization. You will be part of a team that is dedicated to continuous improvement, acting swiftly, and tackling challenges to enhance our clients' experience. If you are detail-oriented, motivated by helping others, and eager to grow in a fast-paced, impactful environment, you will flourish in this role. This is your opportunity to learn the business, make a meaningful contribution from day one, and elevate the service we provide with every client interaction.

Job Title: Loan ProcessorPosition SummaryJoin our dynamic lending operations team as a Loan Processor! We are looking for a detail-oriented professional with extensive experience in residential investment lending, specifically in Fix-and-Flip and DSCR loan programs. This pivotal role ensures the smooth and precise processing of loans from submission to closing, providing investors and borrowers with a seamless experience.Key ResponsibilitiesLoan Intake & Initial Review: Validate and review loan applications and required documentation including credit, income, entity documents, and purchase contracts. Ensure all submissions to underwriting are accurate and complete. Maintain files in the Loan Origination System (LOS) in compliance with internal and regulatory standards.Borrower Communication & Support: Serve as the primary contact for borrowers, brokers, and the sales team throughout the loan processing cycle. Clearly communicate outstanding document needs, next steps, and timelines.Coordination & Pipeline Management: Work closely with third parties such as title companies, inspectors, insurance agents, and closing agents. Manage a pipeline of active loans to guarantee timely closings. Follow up with internal underwriting and credit teams for file decisions and escalations as necessary. Ensure compliance with loan program guidelines, investor overlays, and risk tolerances.RequirementsEducation & Experience:Proven experience processing loans for real estate investors (single-family, multi-family, short-term bridge loans).Familiarity with various ownership structures (LLCs, corporations, trusts).Technical Skills:Deep understanding of loan documents, title reports, and property insurance requirements.Ability to read and interpret credit, background, entity documents, and title reports.Soft Skills:Exceptional attention to detail and organizational skills.Outstanding written and verbal communication abilities.Strong problem-solving skills and a proactive, solutions-oriented mindset.Ability to excel in a fast-paced, deadline-driven environment.BenefitsBase Salary Range:Entry-Level (1–2 years, limited fix-and-flip/DSCR exposure): $55,000 – $65,000Mid-Level (3–5 years with relevant experience): $65,000 – $70,000Compensation & Benefits:Competitive salary with potential bonus opportunities.Comprehensive health, dental, life, and vision insurance.401(k) retirement plan with company match.

Employee Applicant Privacy NoticeAbout Us:Join us in shaping a more promising financial future.At SoFi, we are transforming the way individuals perceive and engage with personal finance. We are a pioneering financial services provider and national bank, leveraging cutting-edge, mobile-first technology to assist millions of members in achieving their financial aspirations. As the industry undergoes a significant evolution, we stand at the forefront, proud to make a positive impact on people's lives, guided by our core values. Be a part of our mission to invest in yourself, your career, and the financial landscape.Role OverviewThe Mortgage Quality Control Analyst plays a vital role in conducting comprehensive evaluations of mortgage loan files to ensure adherence to federal and state regulations, agency/investor standards, and internal policies. This position identifies defects, documents findings, and provides actionable insights to enhance loan quality and mitigate organizational risk. The QA Analyst works collaboratively with Underwriting, Operations, and Compliance teams to address issues and promote ongoing quality improvements.Key ResponsibilitiesLoan File AuditingPerform detailed pre-funding, post-closing, or targeted audits of mortgage loan files.Verify the accuracy of loan data, documentation, disclosures, and calculations.Ensure compliance with federal and state regulations (TRID, RESPA, TILA, ATR/QM, HMDA) and agency/investor standards (Fannie Mae, Freddie Mac, FHA, VA, USDA).Document findings clearly and consistently, including supporting evidence and guideline references.Quality & Compliance ReviewIdentify defects, inconsistencies, and risk factors that may affect loan salability or regulatory compliance.Escalate complex or significant issues to management for further review.

Join Red Ventures as a Mortgage Lending Operations Manager, where your expertise will drive the efficiency and effectiveness of our mortgage operations. You will lead a dynamic team, ensuring adherence to best practices while optimizing processes to enhance customer satisfaction and operational performance. Your leadership will foster a culture of continuous improvement and innovation, empowering your team to excel in a fast-paced environment.

Join Prosidian Consulting as a Senior HR Business Partner, where you will play a pivotal role in aligning human resources strategies with business objectives. You will lead initiatives that enhance workforce performance, foster a positive organizational culture, and support talent management programs.

Join the dynamic team at Bisnow as a Commercial Mortgage Broker. In this role, you will leverage your expertise in commercial financing to assist clients in securing the best mortgage solutions available. You'll be responsible for analyzing financial data, advising clients on loan options, and facilitating the loan application process from start to finish.