About the job
Job Title: KYC / CDD Analyst
Location: Sharjah
Contract Duration: 6 months
Level: Analyst
Job Overview
We are on the lookout for a meticulous KYC / CDD Analyst to assist in executing periodic and trigger-based customer due diligence activities, aligning with the Bank’s customer risk rating framework and regulatory mandates.
Key Responsibilities
- Execute periodic KYC refreshes and trigger reviews to meet internal policies and regulatory standards.
- Review, update, and maintain comprehensive customer profiles, covering:
- Customer identification and verification data
- Ownership and control structures
- Ultimate Beneficial Ownership (UBO)
- Nature of business, Source of Funds (SoF), and Source of Wealth (SoW)
- Ensure KYC records are thorough, accurate, and current across core banking and KYC systems.
- Conduct Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for high-risk customers, including:
- High-risk geographies
- Politically Exposed Persons (PEPs)
- Complex ownership structures
- Cash-intensive or high-risk industries
- Evaluate and document customer risk factors and assign appropriate risk ratings.
- Draft clear and concise EDD narratives, including justifications for risk acceptance or escalation.
- Collect, validate, and assess KYC documentation per regulatory and internal standards.
- Maintain accurate documentation and audit trails to support internal audits, compliance reviews, and regulatory inspections.
- Adhere to defined SLAs and productivity targets while upholding high-quality standards.
- Collaborate with Relationship Managers, Front Office, Operations, and Compliance teams to address KYC discrepancies and unresolved issues.
Required Skills & Competencies
- In-depth knowledge of AML/CFT, KYC, CDD, and EDD requirements.
- Practical familiarity with CBUAE AML/CFT Regulations and regulatory guidelines.
- Exceptional attention to detail complemented by strong documentation and analytical skills.
- Capability to manage multiple cases within strict timelines.

