About the job
About Us:
Perpay is proud to be a certified B Corporation and stands as Philadelphia’s most impactful growth-stage startup. Our mission is to enhance the financial stability of everyday Americans significantly. Over the past ten years, we have achieved a robust product-market fit and developed a profitable, efficient operating model across a range of innovative products, establishing Perpay as the leading financial partner for consumers with subprime credit.
With over 500,000 satisfied customers leveraging more than $1 billion in spending power, we are at a crucial juncture of growth. We are expanding our operations, introducing new offerings, and amplifying our impact. We are in search of passionate teammates ready to embark on this exciting journey with us.
Our venture partners include renowned investors such as First Round Capital and L Catterton.
Innovative products we’ve developed include:
- Perpay Marketplace: Merging interest-free payments with modern e-commerce to decrease ownership costs and encourage healthy repayment habits.
- Perpay+: Utilizing Marketplace repayment history to assist members in monitoring and improving their credit scores with all three credit bureaus.
- Perpay Credit Card: Broadening access to the benefits and flexibility of a World Mastercard by eliminating typical barriers like high security deposits and low approval odds.
Our team thrives on in-person collaboration within our unique center-city Philadelphia office, which serves as a comfortable "home away from home" with river views, fostering rapid product development, strong relationships, and career growth. The energy from achieving significant milestones is tangible here. While we primarily work on-site, we offer sensible flexibility for personal needs, like caring for sick children or urgent errands, and organize official remote weeks around major holidays. If you are passionate about making a meaningful impact in a collaborative environment with generous perks, Perpay is the ideal place for you in Philadelphia.
About the Role:
We are looking for a responsible, driven, and detail-oriented Junior Financial Analyst to join Perpay’s Finance & Accounting Team. The successful candidate will analyze business trends, create financial models, maintain the general ledger, and deliver insights that support our strategic financial decisions. This position necessitates strong quantitative abilities coupled with the skill to distill complex information and communicate effectively. As a vital member of our team, you will collaborate closely with our Accounting and Analytics functions to strategize and report on various business initiatives, metrics, and ad hoc projects.
Our greatest asset is our people, and we would love for you to join us!

