IT Risk Analyst

eqbank seeks a Credit Risk Intern based in Toronto. This internship offers practical experience in credit risk management within the banking sector. Role overview Work closely with experienced credit risk professionals. Participate in projects that contribute to daily operations and help shape outcomes for customers. What you will do Support ongoing credit risk management activities Assist with projects that impact both internal processes and customer experience Gain exposure to the tools and practices used in a modern banking environment Location This internship is based in Toronto.

About figfinancial figfinancial is a Canadian FinTech company based in Toronto, Ontario. Since launching in 2023, the team has focused on simplifying personal loans for Canadians through a fully digital platform. The company aims to remove the usual hurdles and wait times found in traditional lending, making credit more accessible and straightforward. figfinancial has received several industry honors, including Consumer Lender of the Year from the Canadian Lenders Association and FinTech Startup of the Year from the FinTech Breakthrough Awards. The company is also recognized as one of Canada’s Best Workplaces and holds a 4.8 out of 5 rating on Trustpilot, reflecting strong customer and employee satisfaction. Backed by Fairstone Bank of Canada and the Ontario Teachers’ Pension Plan, figfinancial combines deep lending experience with a startup’s agility. This support helps the company serve Canadians from a range of financial backgrounds.

Join a Banking InnovatorAt eqbank, we don’t conform to traditional banking norms. Instead, we foster a culture of creativity to deliver groundbreaking banking solutions tailored for Canadians.Our journey is propelled by a dynamic team of curious and adaptable professionals who challenge conventional wisdom. If you are driven by a passion for transforming the banking landscape while enjoying the process, this could be your next significant opportunity.As we continue to expand, we proudly serve over 800,000 customers nationwide through Equitable Bank, recognized as Canada’s Challenger Bank™ for more than 50 years. Our subsidiary, Concentra Bank, collaborates with credit unions across Canada, reaching more than six million members. Together, we manage over $142 billion in assets, committed to driving positive change in Canadian banking to enhance lives. Our EQ Bank digital platform has consistently ranked among Canada's top banks on the Forbes World's Best Banks list since 2021, thanks to our dedicated customers.Your RoleThe Director of Credit Risk will report directly to the Vice President of Credit Risk, playing a crucial role in guiding senior management on all facets of credit risk management at the Bank. This position is pivotal in developing and implementing credit risk strategies while overseeing various loan portfolios to ensure high-quality lending and effective risk mitigation practices.Key responsibilities include credit adjudication, governance, strategic initiatives, and fostering enterprise-wide relationships to promote a robust risk and credit culture across the Bank.

Who We Are About Stripe Stripe serves as a robust financial infrastructure platform tailored for businesses. Our services are leveraged by millions of companies, ranging from the largest multinational corporations to the most innovative startups, enabling them to accept payments, enhance revenue, and accelerate new business opportunities. Our mission is to elevate the GDP of the internet, and we have a monumental task ahead of us. This presents a unique opportunity for you to contribute to the global economy while engaging in some of the most meaningful work of your career. About the Team The Credit team safeguards Stripe's financial interests by managing the comprehensive risk associated with our largest and most intricate users. We utilize profound underwriting expertise and data-informed stress heuristics to make strategic decisions at every phase of the user lifecycle—from onboarding to loss recovery. Our objective is to empower Stripe’s growth by making well-informed, calculated decisions regarding our highest-exposure users. What You’ll Do Stripe processes billions of dollars annually for businesses worldwide, and the Risk team is crucial to the financial success of the company. As a Credit Analyst Underwriter on the North America Strategy Risk team, you will be responsible for underwriting and managing a portfolio of our largest and fastest-growing businesses. Your efforts will facilitate Stripe’s growth objectives while minimizing our credit risk. This role demands strong cross-functional collaboration with Sales, Legal, Treasury, and Finance teams. Responsibilities Engage directly with our top merchants, including successful venture-backed startups and established institutions, to assess their business models and financial statements. Offer tailored credit risk recommendations that reduce Stripe’s exposure while fostering growth for partner companies. Assist in managing the portfolio through a comprehensive understanding of risk across various industries, geographies, and operating models. Deliver insights to guide senior management decisions, influencing onboarding strategies and merchant pricing analyses. Contribute to the refinement of tools and processes to help the team meet key performance indicators, including credit loss targets and portfolio coverage metrics. Collaborate with internal and external partners to support merchants globally. Who You Are We are searching for a candidate who meets the minimum requirements to be considered for this role.

Join Clutch: Shaping the Future of Car Ownership At Clutch, we are dedicated to transforming the way individuals buy, sell, and own vehicles. Are you ready to make an impact? As Canada's premier platform for buying and selling cars, Clutch provides a seamless, digital-first experience. Customers can explore a vast selection of vehicles online, have their chosen car delivered directly to them, and benefit from our 10-Day Money-Back Guarantee for peace of mind. Looking to sell your car? We purchase over $3 million worth of vehicles daily, offering immediate, AI-generated quotes every 15 seconds. With Clutch, you get paid instantly—now that’s what we call convenience! Recognized for four consecutive years on The Globe & Mail’s list of Canada’s Top Growing Companies and consistently featured in Deloitte’s Technology Fast 50™ and Fast 500™, we are on the lookout for passionate, driven individuals to join our expanding team. Founded in 2017 and based in Toronto, Clutch is operational in Ontario, New Brunswick, Nova Scotia, and Prince Edward Island. Our esteemed investors include Altos Ventures, Canaan, FJ Labs, BrandProject, and Upper90. Discover more at clutch.ca. About the Consumer Financing Team: At Clutch, we are committed to creating an integrated car buying and ownership experience, with financing as a pivotal component. We are developing our consumer financing capabilities from scratch to provide customers with a straightforward and transparent approach to vehicle financing, while simultaneously supporting Clutch’s growth through a scalable and disciplined lending platform. In this role, you will significantly influence our lending strategy, risk framework, and operations as we bring this initiative to fruition. Your Role: We are seeking a Senior Manager for Credit & Risk to design and oversee the credit strategy and risk framework for Clutch’s consumer financing program. You will be responsible for determining how we assess risk, make credit decisions, appropriately price offers, and manage portfolio performance over time. This is a foundational role ideal for someone who thrives in ambiguity, is hands-on, and is adept at creating scalable credit systems that evolve with volume. As a key player, you will collaborate closely with the Director of Consumer Financing and work across departments—including Product, Engineering, Operations, Sales, and Customer Experience—to embed risk management into the customer journey, while establishing the monitoring, controls, and feedback mechanisms to ensure responsible performance management.

Join System Canada Technologies as a Business Analyst with a focus on Quality Assurance in our Credit Risk project. We are seeking an experienced professional who can bridge the gap between business needs and technical solutions. This role requires a keen understanding of credit risk processes and the ability to ensure the highest standards of quality in our deliverables.

About IBUInternational Business University (IBU) is Ontario's pioneering independent not-for-profit university. With Ministerial consent for full accreditation obtained in 2020 and DLI approval in 2023, IBU stands as Ontario's sole not-for-profit independent university. Our foundation is inspired by the world's most prestigious independent universities, establishing a 'next generation' model characterized by innovation, agility, and responsiveness. IBU is dedicated to being a truly student-centric, industry-aligned institution, employing best practices to cultivate the future talent relevance of tomorrow. Our commitment to curricula and learning experiences integrates rigorous academic preparation with practical skill development, reflecting emerging technologies and the evolving needs of society and the global workforce.Job Title: Manager of Pathways & Transfer CreditsTerm: Full-time, IndefiniteDepartment: Office of the RegistrarReports to: RegistrarLocation: Toronto, OntarioExpected Salary Range: $75,000.00 – $80,000.00 annuallyThe Manager of Pathways & Transfer Credits plays a pivotal role in identifying, developing, and managing academic pathways and articulation initiatives with Ontario colleges and universities while also supporting international pathway projects.

Aviso Wealth:At Aviso Wealth, our mission is to enhance the financial well-being of Canadians. As a premier wealth management organization, we pride ourselves on our commitment to leadership, innovation, partnership, responsibility, and community engagement. Joining a team of talented and passionate professionals who embody our core values, you will quickly see how our unique 'oneaviso' culture distinguishes us in the industry. If you're seeking rewarding and challenging work within a company that values its people, discover more about the opportunities at Aviso Wealth by visiting www.aviso.ca.The Opportunity:We are seeking a Senior Internal Auditor to become a vital member of our Internal Audit team.In this role, reporting directly to the Manager of Internal Audit, you will play a key role in facilitating a comprehensive and ongoing evaluation of risk management, internal controls, and governance processes. Your responsibilities will include independently planning and executing the approved internal audit plan and related projects, delivering insightful results, and providing actionable recommendations to enhance the effectiveness of internal controls and the overall control environment.Additionally, the Senior Internal Auditor will contribute to the ongoing development of Aviso's Internal Audit Practices and the Quality Assurance Improvement Program.Who You Are:Service: You prioritize client needs, advocate for service excellence, and work to deliver client-centered solutions while proactively building strategic partnerships that position Aviso Wealth as a trusted advisor.Execution: You are dedicated to achieving your goals and success, focusing on getting things done while recognizing and seizing opportunities. Constantly seeking ways to improve your performance, you embrace continuous improvement and take accountability for your actions.Collaboration: You work effectively with others towards common objectives, prioritizing meaningful contributions to your team and organizational goals. You foster collaboration, build trust and inclusion, and develop effective relationships both within and outside the organization.

emcocorporation is hiring a Credit Analyst in Toronto. This position centers on evaluating creditworthiness and delivering insights that support financial decision-making. Role overview The Credit Analyst collaborates with teams across the company to review financial data and assess credit risk. Preparing clear, detailed reports and offering recommendations on credit solutions are key parts of this role. The work directly supports the company’s broader financial strategies. What you will do Analyze financial information to assess credit risk Work with multiple departments to gather and interpret relevant data Prepare comprehensive reports on findings Recommend credit solutions that align with company goals Location This role is based in Toronto.

About UsAt Passage, we envision a world where one's birthplace does not hinder the pursuit of dreams. We serve as more than just a financial support bridge; we connect families globally to transformative opportunities. Our commitment is to a future where talented students can chase their aspirations, regardless of their parents' financial situation.Our mission is clear and ambitious: by 2030, we aim to break down the obstacles that prevent bright minds from accessing the opportunities they rightfully deserve. Starting with financial hurdles, we are providing loans to international students and refugees, enabling them to seek superior education in Canada and opening doors not only for themselves but also for their families and generations to come.Note: We uphold an in-office working policy, and candidates must either reside in Toronto or be willing to relocate, committing to a five-day work week in the office.Your RoleWe are in search of a Credit Strategy Analyst to enhance and manage the operational engine that drives our growth. This role is not confined to back-office tasks; it offers a front-row seat to witness how strategy is transformed into execution. You will navigate operational workflows one day and engage in cross-functional brainstorming the next. Your responsibilities will include analyzing, optimizing, and developing systems to scale our mission and impact.If you are early in your career, eager to grow rapidly, and motivated by solving complex problems with a practical approach, this role is for you. We are looking for someone who excels in fast-paced environments, takes initiative, and desires substantial ownership—quickly. This is your opportunity to contribute to something impactful from the ground up, with a clear trajectory for growth.Key ResponsibilitiesOwn and Optimize Core Workflows: Manage operational processes such as loan application processing, underwriting, due diligence, and servicing, ensuring systems are audit-ready, precise, and consistently updated.Build Scalable Tools and Systems: Develop and enhance SOPs, dashboards, and internal tools to streamline workflows and boost team productivity while identifying operational bottlenecks and driving continuous improvements.Cross-Functional Collaboration: Work closely with teams across credit, finance, and operations to align strategies and enhance overall efficiency.

Join our dynamic team as a Clinical Risk Lead, where you will play a pivotal role in overseeing risk management activities across a portfolio of innovative clinical projects. You will ensure compliance with ICH GCP E6 requirements while coordinating the development of project-specific risk assessments, risk management plans, and Integrated Strategic Monitoring Plans (ISMPs) during study startup. Your expertise will drive adherence to these plans throughout the project lifecycle. You will also maintain our risk library and provide essential guidance to promote consistency in risk assessment and management across the organization. Collaborating closely with functional leads, you will assist in developing the clinical monitoring strategy and implement Risk-Based Quality Management (RBQM) principles, while delivering necessary training to the study team regarding risk assessment and the clinical monitoring strategy.

What We Do:At Paddle, we revolutionize payment infrastructure for SaaS companies. Rather than juggling multiple payment-related applications and services, we simplify the process by acting as the Merchant of Record. This innovative approach eliminates payment fragmentation, making transactions faster, safer, and more cost-effective.With backing from prominent investors such as KKR, FTV Capital, Kindred, Notion, and 83North, we proudly serve over 5,000 software vendors across 245 regions worldwide.Your Role:We are seeking an enthusiastic self-starter with proven leadership and onboarding risk management experience in a dynamic environment. As the Risk Onboarding Team Lead, you will oversee the Onboarding Risk Team, evaluating potential SaaS suppliers and monitoring transactions for high-risk accounts during their initial phases. You will work closely with the Onboarding Risk Manager to identify and implement improvements, ensuring our risk processes are comprehensive, compliant, and uphold exceptional standards.We are looking for a creative thinker with a positive attitude, strong onboarding and leadership skills in eCommerce, and a readiness to learn and adapt in the fast-evolving payments landscape.Key Responsibilities:Oversee daily operations of the Onboarding Risk team, coordinating workflows, ensuring timely task completion, and optimizing resource allocation for efficiency and compliance.Foster team growth through recruitment, coaching, mentorship, and training opportunities while promoting a culture of continuous professional development and positivity.Assist teams with complex applications and decision-making by providing expert guidance, reviewing critical scenarios, and collaborating to resolve challenges while minimizing risks.Document, maintain, and enhance procedures to ensure accuracy, accessibility, and alignment with evolving standards and best practices.Build relationships within and outside the Risk department through networking, stakeholder engagement, and collaboration with other departments to improve information sharing and strategic alignment.Supervise and assist with risk management activities, identifying emerging threats, implementing mitigation strategies, and monitoring overall risk exposure to protect organizational objectives.

Join EQ Bank as a Senior Manager of Risk Transformation, where you will play a pivotal role in reshaping our risk management framework. In this influential position, you will lead initiatives that enhance our risk assessment processes, ensuring our operations are aligned with industry standards and best practices. Your strategic vision and leadership skills will drive transformative change, enabling us to navigate risk effectively while maximizing opportunities for growth.

Join Kumarans Systems Private Limited as a Business Analyst specializing in Market Risk, where your analytical skills will drive strategic decision-making and enhance our risk management framework. You will work collaboratively with cross-functional teams to identify and assess market risks, design models, and implement effective risk mitigation strategies. If you possess a keen eye for detail and a passion for data analysis, we invite you to apply for this exciting opportunity.

We are seeking a highly skilled Senior Business Analyst with a focus on Capital Market Risk Analytics, specifically in Liquidity Risk. The ideal candidate will possess around 10 years of relevant experience and a unique blend of expertise in risk modeling, risk analytics, risk software implementation, and software programming.The candidate must demonstrate substantial hands-on experience in developing risk models or quantitative risk analytics, combined with a solid understanding of financial products across retail banking, corporate banking, and capital markets. This knowledge should stem from working within risk, finance, or treasury functions in a large banking environment.Essential qualifications include at least one year of experience implementing liquidity risk solutions from renowned vendors such as Algorithmics or Sunguard, with a strong preference for familiarity with Algorithmics’ RiskWatch.Applicants should also have a theoretical grasp of basic financial and valuation models for bonds and swaps, along with the capability to model cash flows across various financial products. Additionally, candidates should be adept at creating shocks and scenarios for stress testing.A comprehensive understanding of regulatory requirements, including Basel, FSA, and OSFI for credit, market, operational, or liquidity risk, is a must. The candidate should have experience with at least one end-to-end implementation, ideally involving Basel 2 or Basel 3.Furthermore, a minimum of three years of IT experience in system implementation, programming, or software product development is required. The candidate will be responsible for writing data extraction specifications and creating database structures for efficient data storage and liquidity computations, while also engaging in testing data extracts, addressing data gaps, and validating reports and final figures.Knowledge of complex financial instruments such as derivatives, repurchase agreements, securitization products, leasing, fixed income, and various financial securities will be highly advantageous.Strong communication skills and financial/risk expertise are crucial for conducting meetings with senior members of Group Treasury, Finance, and Group Risk Management.We encourage candidates with a Bachelor's degree in a quantitative discipline (finance, economics, engineering, or mathematics) and significant experience in measuring/managing at least one financial risk type, preferably liquidity risk, to apply.

Join a Trailblazer in BankingAt Equitable Bank, we pride ourselves on being more than a traditional banking institution. Our mission is to innovate and provide unique banking solutions that cater to the diverse needs of Canadians.How do we achieve this? By fostering a talented and dynamic team of curious individuals who are dedicated to challenging the norms of banking. If you are excited about reshaping the future of banking and enjoy working in a collaborative environment, this could be the perfect opportunity for you.With over 50 years of experience, Equitable Bank serves more than 800,000 customers across Canada through its EQ Bank platform, recognized as one of the top banks on the Forbes World's Best Banks list since 2021. Our wholly-owned subsidiary, Concentra Bank, further strengthens our impact by supporting credit unions that collectively serve over six million members. Together, we manage over $142 billion in assets, with a commitment to driving meaningful change in the Canadian banking landscape to enhance the lives of our customers.Your RoleAs the Manager of Operational Risk Management, you will play a pivotal role in developing and implementing a robust operational risk management program across Equitable Bank. You will provide independent oversight and effective challenge as the second line of defense, ensuring that the Bank operates within its defined operational risk appetite.

Momentum Financial Services Group (MFSG) supports millions of customers across Canada with financial products such as short-term loans, money transfers, and prepaid cards. With over four decades of experience, MFSG operates the Money Mart network, offering services to individuals who may not have access to traditional banking options. As Product Manager - Credit Cards, the focus is on developing and managing credit card offerings that help remove barriers for underserved communities. This role involves working with cross-functional teams to design solutions that expand access to essential financial resources. Role overview Collaboration is central to MFSG’s approach. Product Managers contribute by addressing complex challenges, improving existing systems, and influencing the company’s strategic direction in the credit card space. What you will do Work closely with teams to develop and enhance credit card products Help identify and solve barriers to financial access for customers Contribute to ongoing improvements in product design and delivery Location This position is based in Toronto, Canada.

Join Turner Townsend as a Risk Lead in our Nuclear Projects division, where you will play a pivotal role in overseeing and managing risks associated with large-scale nuclear projects. Your expertise will guide project teams in identifying, assessing, and mitigating risks to ensure successful project delivery.In this dynamic position, you will collaborate closely with various stakeholders and leverage your extensive experience to create risk management frameworks that align with our strategic objectives. Your leadership will be essential in fostering a culture of risk awareness across all project phases.

Who We AreAt Momentum Financial Services Group, we empower individuals by transforming the way financial services are provided to those in need. With over 40 years of experience, we are the driving force behind Money Mart—Canada's leading non-bank branch network and a champion of financial solutions for underrepresented communities.Our offerings range from short-term loans to money transfers and prepaid cards, connecting over a million customers annually with the funds they require, precisely when they need it.At MFSG, we collaborate across teams and disciplines to create impactful solutions that eliminate barriers, granting access to financial resources that may otherwise be unavailable. Whether you're tackling complex challenges, developing innovative systems, or crafting strategic initiatives, your contributions directly support real individuals and communities.