Head of Risk - MENA Region (CFD)

Join Our TeamWe are on the lookout for a detail-oriented and proactive Operational Risk Analyst to enhance our Retail Banking division. This pivotal position is essential for maintaining operational excellence and ensuring compliance with regulatory standards within our banking operations. You will be instrumental in pinpointing process inefficiencies, mitigating potential risks, and fostering a culture of robust governance throughout the organization.Key ResponsibilitiesAssess and analyze processes within the Retail Banking Unit to identify operational and regulatory deficiencies.Work collaboratively with various business units to create actionable strategies with clear accountability and timelines to manage identified risks.Propose process enhancements and control improvements to bolster operational resilience.Disseminate valuable insights and learnings across teams to cultivate a culture of continuous improvement.Assist in governance initiatives and promote best practices throughout all sub-units.Support investigations into operational risk events, fraudulent activities, and regulatory assessments.Map business processes to operational procedures and applicable regulatory standards.Examine both system-generated and manually maintained data to ensure it aligns with documented processes.Identify and document inconsistencies between data and operational execution.Engage with teams to comprehend task execution and highlight deviations from established best practices.Review customer communications for compliance with CPF and regulatory standards.Analyze internal MIS reports to identify gaps and opportunities for improvements.Support RCSA control testing, KRI monitoring, and conduct periodic risk reviews.

We are seeking a dynamic and results-oriented professional to join our team in Dubai as a Corporate Banking & Contracting Sales Executive. This Emiratised role focuses on collaborating with Coverage teams to design and deliver innovative Cash and Trade solutions, while actively managing and expanding our Transaction Banking business across the UAE.Key Responsibilities:Commercial Oversight: Drive long-term success in delivering working capital solutions for our cash and trade clients.Business Development: Identify and cultivate Cash and Trade business opportunities to enhance profitability throughout the UAE.Product Growth: Collaborate with coverage teams to increase Cash and Trade product offerings, implementing strategic calling plans for various industry segments to enhance client engagement.Consultative Solutions: Utilize your Cash and Trade expertise to create and implement tailored solutions that meet customer needs, including structuring complex cash management deals and addressing RFPs.Market Innovation: Develop custom open account solutions (SCF & RF), ensuring a superior customer experience through a consultative approach.Liquidity Solutions: Design liquidity and liability solutions that support CASA growth while maintaining a focus on customer satisfaction.Risk Management: Proactively manage compliance and fraud risks within the Cash and Trade business while developing client solutions.Digital Transformation: Encourage the transition of existing and new clients to FAB’s digital platforms.Pipeline Management: Collaborate with coverage teams to build and sustain a robust Cash and Trade pipeline, focusing on closing deals and maintaining consistent communication with stakeholders.Credit Proposal Development: Partner with coverage teams to create quality credit proposals for Trade facilities, managing transactional risk efficiently.Service Excellence: Ensure the highest level of service delivery by collaborating with various stakeholders to prioritize customer satisfaction.Cross-Regional Collaboration: Maintain close communication with regional stakeholders to facilitate cross-border transactions and opportunities.Client Engagement: Enhance revenue by deepening existing client relationships and supporting the coverage team in attracting new clients.

Company: SFORS Location: Dubai, United Arab Emirates About SFORS SFORS is an established name in global financial markets, focused on proprietary trading and pre-market strategies. For over two decades, the firm has built its reputation on developing talent, investing in advanced trading technology, and applying sophisticated risk management models. SFORS trades exclusively with proprietary capital, creating a focused environment for its teams. Role Overview: Risk Quantitative Analyst The Risk Quantitative Analyst will join the Risk Management team. This role works directly with traders and risk managers to develop, validate, and improve market risk models. The main goal: ensure strong risk oversight of equity portfolios, especially those in US markets. What You Will Do Collaborate with traders and risk managers on risk model development Validate and refine market risk models for equity portfolios Support effective risk oversight for US market trading activities Work Environment SFORS operates with proprietary funds only, offering a dedicated and focused trading setting.

Location: Dubai, UAEJoin SFORS, a prominent player in the global financial markets with over 20 years of proven success in proprietary trading. Our commitment to talent development, advanced trading technologies, and innovative risk management strategies has established us as leaders in pre-market trading. Operating solely with proprietary funds, we prioritize trader success and excellence in all our activities.We are seeking a Risk Operations Manager to enhance and support our risk management framework, ensuring rigorous oversight and informed decision-making across our trading operations. This pivotal role encompasses real-time monitoring, detailed analytical assessments, and close collaboration with trading and operations teams.Core Responsibilities:Report directly to the Head of Risk Management, providing insights and updates.Monitor trading activities to adhere to established risk limits and internal policies.Evaluate portfolio risk exposure and identify potential vulnerabilities.Enhance existing risk management methodologies through the utilization of in-house tools and reporting systems.Stay abreast of market dynamics, macroeconomic factors, and portfolio performance indicators.Provide dedicated risk management coverage for a group of trading desks.Communicate risk-related insights effectively to traders, broker management, and operations teams.Contribute to the enhancement of internal controls and risk governance frameworks.

Why This Position is ImportantWe are on the lookout for a meticulous Arabic Typist who possesses exceptional skills in typing, formatting, and proofreading Arabic documents. The ideal candidate will be proficient in the Arabic language, exhibit swift and precise typing capabilities, and demonstrate a keen eye for detail.Your ResponsibilitiesAccurately type, edit, and format Arabic documentsTransform handwritten or scanned Arabic materials into digital formatsProofread Arabic texts to identify and correct spelling, grammar, and formatting inconsistenciesMaintain uniformity in fonts, layouts, and document stylesSafeguard the confidentiality of sensitive materialsAdhere to deadlines while efficiently managing multiple typing assignmentsProvide basic translation services when necessary (Arabic ↔ English)Effectively utilize word processing and document management software

Data Management • Identify and evaluate valuable data sources while automating data collection processes. • Prepare datasets for modeling applications. • Conduct preprocessing of both structured and unstructured data. • Analyze extensive datasets to uncover trends and insights. • Utilize data visualization techniques to effectively present information.Business Acumen • Strong understanding of retail banking products, particularly in the credit card sector.Model Development and Management • Create and refine credit risk models tailored for retail portfolios (e.g., credit decisioning, PD, LGD, EAD, IFRS9), ensuring adherence to internal and regulatory standards. • Validate that model outputs are suitable for daily business operations, underwriting decisions, and risk appetite strategies. • Continually enhance models based on user feedback, regulatory requirements, and ongoing performance assessments. • Collaborate closely with the Enterprise Risk Management (ERM) team for stress testing and ICAAP submissions.Model Monitoring and Implementation: • Ensure models remain precise, dependable, and compliant with regulatory standards. • Conduct user acceptance testing to guarantee proper implementation of models within the operational systems. • Address ad-hoc portfolio analysis requests promptly. • Consistently realign models to monitor performance, offering ongoing guidance for retail portfolio lending activities.• Develop, implement, and oversee risk models for the retail lending portfolio. • Support the team in achieving efficient delivery of requirements set forth by management and external regulators.

Join us at Capital.com, a premier trading platform renowned for our innovative technology and exceptional client experiences. As we ambitiously expand our global footprint, we seek top-tier talent to join our dynamic and talented team.We are in search of a seasoned Chief Risk Officer with extensive experience in a regulated, multi-jurisdictional financial services landscape. This individual must possess the credibility, agility, and proactive mindset necessary to operate at the Executive Committee (ExCo) level. While technical expertise is essential, we value a leadership style that aligns with our organizational culture. As a member of the ExCo, you will collaborate closely with the Founder and the broader leadership team. Your role will encompass overseeing the entire risk management agenda, from establishing the framework and building the risk function to proactively engaging with regulators and ensuring that Capital.com scales rapidly and responsibly. The risk management team includes a central group and local risk leaders across key markets, currently in the developmental phase. You will inherit an existing foundation and be instrumental in shaping its future.

Join Deliveroo as a Sales Operations Analyst and play a vital role in driving operational excellence within our dynamic sales team. As a UAE National, you will leverage your unique insights to enhance our sales strategies, optimize processes, and contribute to the overall success of the organization.

About KAYALI KAYALI, founded in 2018 by Mona Kattan, blends a passion for fragrance with a focus on creativity and quality. The brand draws from Mona's Middle Eastern heritage and the tradition of scent layering. Each fragrance is crafted with renowned perfumers, using premium ingredients and a cruelty-free approach. Our Mission KAYALI aims to help people feel valued and confident, building a global community of fragrance enthusiasts. The team shares expertise in scent and Middle Eastern fragrance rituals through education and storytelling. Role Overview: Commercial Analyst The Commercial Analyst plays a key role in analyzing commercial data across international markets. This position supports global reporting and forecasting, providing insights that help senior management make informed decisions in a high-growth luxury fragrance business. What You Will Do Pricing Strategy & Analysis: Create and maintain pricing models for various markets and channels. Analyze price elasticity and monitor competitor pricing to spot new opportunities. Market Intelligence & Commercial Research: Build and update competitive intelligence trackers. Conduct in-depth analyses to support market expansion and negotiations. Sales Performance & Commercial Reporting: Develop detailed sales reports and insights to help drive performance improvements. Location This role is based in Dubai, United Arab Emirates.

Role OverviewJoin Capitex as a Director of Operational Resilience and play a pivotal role in driving operational risk management in our dynamic financial services firm based in Dubai. This strategic position will primarily focus on navigating the complexities of regulatory-driven operational risk management, ensuring compliance with the latest directives from the UAE Central Bank over the next 12-24 months. You will spearhead initiatives to expand our footprint in the GCC through targeted business development efforts.Key Responsibilities Regulatory Implementation: Take charge of executing operational resilience programs that align with the new operational risk management regulations set forth by the UAE Central Bank. Leadership & Strategy: Cultivate and lead a high-performing team, beginning with 2-3 members and scaling as required. Establish the strategic direction for operational resilience initiatives. Client Engagement & Delivery: Act as the subject matter expert (SME) in operational resilience across client engagements, providing leadership in risk assessments, continuity planning, and resilience frameworks. Business Development: Collaborate with the Regional Director to identify and secure new business opportunities within the GCC, particularly in the banking and financial services sectors. Market Coverage: Operate from Dubai, with regional responsibilities that extend to Qatar, Riyadh, Bahrain, and Kuwait, with occasional travel required. Collaboration: Partner closely with consulting firms (both Big Four and boutique) and financial institutions to design and implement effective resilience solutions.

Join Capital as the Head of Risk for our E-Money division in the MENA region. In this pivotal role, you will be responsible for overseeing risk management strategies, ensuring compliance with regulatory frameworks, and safeguarding our financial operations. You will lead a dynamic team, driving innovation and excellence in risk assessment and mitigation.

Join AECOM as a Risk Management Associate, where you will play a crucial role in identifying, assessing, and mitigating risks across various projects. Your expertise will contribute to ensuring project success and compliance with industry standards.In this dynamic position, you will collaborate with cross-functional teams, analyze risk data, and develop strategies to enhance project resilience. Your insights will help drive informed decision-making and foster a culture of proactive risk management.

About Us:At Zeal Group, we are a trailblazing FinTech organization, recognized for our commitment to delivering innovative financial products and solutions. Since our inception in 2017, we have grown exponentially, boasting a dynamic team of over 700 talented professionals worldwide .Our operations span across Europe, Asia, North & South Africa, the Middle East, and South America, with our technology hubs strategically located in Cyprus . We take pride in fostering a collaborative culture that emphasizes growth and embraces groundbreaking technology .About the Role:The Trading and Risk Manager plays a pivotal role in overseeing TRAZE’s trading activities while effectively managing the organization’s exposure to market, credit, and operational risks. This dual responsibility is essential for enhancing trading profitability, safeguarding assets, and ensuring adherence to regulatory standards.Key Responsibilities:Trading ManagementOversee and coordinate all trading transactions to ensure efficient execution aligned with the firm’s trading strategies.Design and implement robust trading strategies aimed at maximizing profitability and minimizing market risks.Continuously monitor market trends and make informed trading decisions to leverage opportunities and mitigate risks.Guarantee compliance with SCA regulations and internal policies throughout all trading activities.Risk ManagementIdentify, evaluate, and monitor potential risks associated with the company’s operations, including market, credit, and operational risks.Formulate and execute risk mitigation strategies to manage the firm’s risk exposure effectively.Conduct periodic risk assessments and stress tests to gauge the firm’s resilience to adverse market conditions.Regularly review and update the firm’s risk management framework, policies, and procedures to align with business objectives.Compile and present comprehensive risk reports to senior management and the Board of Directors.

Confirmo is a leading global payment platform that prioritizes stablecoins, earning the trust of top market leaders. Established in Prague in 2014, Confirmo has developed one of the most robust infrastructures in the industry. In 2025, Confirmo Limited, a proud member of the Confirmo Group, achieved authorization under the EU Markets in Crypto-Assets (MiCA) framework from the Central Bank of Ireland.Role Overview:As the Risk & Compliance Officer for our newly formed UAE entity, you will play a pivotal role in shaping Confirmo's regulatory and risk management framework in the region. Your responsibilities will include securing and upholding all necessary licenses from relevant UAE authorities (such as VARA and/or CBUAE), constructing compliance programs from the ground up, and ensuring that operations comply with both local and international regulations governing virtual assets and payment services. You will collaborate closely with the MLRO, who manages the AML/CFT function, to create an integrated risk and compliance framework for the UAE entity. This role reports to Group Risk & Compliance and operates within Confirmo’s governance structure. As one of the founding members, your influence will be crucial in defining Confirmo's compliance culture and risk appetite in the UAE.Key Responsibilities:Oversee the VARA licensing process until approval, including addressing regulatory inquiries and information requests during the review phase.Serve as the main liaison with VARA regarding licensing, governance, technology risk, and market conduct matters (AML/CFT-specific engagement is handled by the MLRO).Maintain continuous regulatory correspondence, reporting obligations, and license renewals with VARA.Keep abreast of regulatory developments in the UAE's virtual assets and payments landscape, ensuring timely updates to internal policies.Develop and sustain the entity’s risk register, encompassing operational, regulatory, financial, reputational, and technology risks.Implement and supervise the Group’s risk appetite framework locally, ensuring alignment with VARA requirements and reporting deviations to Group Risk.Conduct regular risk assessments, including exposure to crypto-asset market risks, counterparty risk, sanctions risk, and technology/cyber risk as per VARA Company Rulebook.Ensure that market conduct risks and consumer protection requirements under VARA are duly identified, assessed, and managed.Lead operational resilience planning, which includes business continuity and incident response from both compliance and risk perspectives.Work within Confirmo’s governance framework, ensuring that UAE risk reporting integrates into group-level risk registers and committees.Collaborate with the MLRO to enhance compliance processes.

Risk & Payments Subject Matter Expert (Contract)Location: Dubai, United Arab EmiratesType: Contract PositionRole OverviewCapitex is in search of a highly skilled Risk & Payments Subject Matter Expert (SME) to spearhead risk-oriented supervisory initiatives for payment system operators. This pivotal role will entail the identification, evaluation, and mitigation of operational, settlement, and systemic risks. As a trusted technical advisor, the SME will play a crucial role in shaping policy and developing oversight frameworks for both established and emerging payment infrastructures.Key Responsibilities Develop and implement risk-based supervisory frameworks tailored for payment system operators, encompassing real-time gross settlement (RTGS), retail payment systems, and digital payment platforms. Create robust risk assessment methodologies to identify and monitor operational, settlement, and business risks that could affect system stability. Establish and maintain risk registers, contributing to scenario analyses related to settlement failures, cyber incidents, and operational disruptions. Evaluate compliance with international standards and provide recommendations on best practices regarding operational resilience, business continuity, data security, and consumer protection. Formulate frameworks and standard operating procedures (SOPs) for both on-site and off-site supervisory reviews, including management interviews, technical assessments, and the reporting of findings, KPIs, and supervisory concerns to oversight committees. Work collaboratively with supervisory teams to ensure a consistent and proportional approach to risk-based supervision, particularly for systemically important operators. Offer technical guidance on regulatory advancements, international standards (e.g., CPMI-IOSCO Principles for Financial Market Infrastructures), and industry best practices. Skills and Qualifications Extensive knowledge of payment systems, risk-based supervision methodologies, and applicable regulatory frameworks. Deep understanding of PFMI principles, including self-assessment, gap analysis, and compliance roadmaps. Demonstrated experience with risk assessment techniques, risk registers, and scenario-based supervision. Solid knowledge of operational resilience requirements, including business continuity, disaster recovery, and information security controls. Exceptional analytical skills in evaluating payment system operations, governance frameworks, and financial stability relationships. Outstanding communication and stakeholder management capabilities, particularly in advising senior management and regulatory bodies.

As the Vice President of Risk Analytics, you will play a pivotal role in the development, enhancement, and execution of advanced modeling methodologies, including stress testing, IFRS9, and capital management for our wholesale portfolio.Key Responsibilities:Model Development, Monitoring, and Implementation:• Lead the performance, upkeep, and refinement of wholesale risk models throughout various portfolio life cycles, including IFRS9 models, Probability of Default (PD), Loss Given Default (LGD), Exposure at Default (EAD), and stress testing.• Ensure models are accurate, reliable, and compliant with all regulatory mandates.• Continuously realign models to track performance, providing ongoing guidance for all lending activities concerning wholesale portfolios.• Review and assess the bank’s wholesale risk to identify opportunities for model improvements and process enhancements, recommending changes to senior management and implementing cutting-edge techniques for optimal decision-making tools.• Oversee the correct implementation of models while supporting their use, interpretation, and ongoing monitoring.• Create and maintain a comprehensive model inventory ensuring compliance with model governance policies.• Collaborate closely with the Enterprise Risk Management (ERM) team for stress testing and Internal Capital Adequacy Assessment Process (ICAAP) submissions.• Stay informed on updates to IFRS9 standards and requirements, implementing necessary changes to models and methodologies.Team Management:• Lead a dedicated team of model developers, ensuring their output meets the highest standards of accuracy, timeliness, and quality.Stakeholder Management:• Assist business, risk, finance, and audit departments with model-related inquiries, providing essential information and analyses.• Work alongside stakeholders to support Expected Credit Loss (ECL) calculations and validation of IFRS9 reporting.• Aid the model validation team with amendments, validation, and verification tasks.• Liaise with business functions, credit approval, collections, and other related areas to drive model usage, monitor overrides, analyze new requirements, and gather feedback on existing models.Core Responsibilities:• Rigorously analyze databases for risk modeling, further developing them while ensuring quality assurance.• Create wholesale models in alignment with external guidance and standards, overseeing recalibration until all components align.• Facilitate the implementation of models.• Identify process changes impacting credit risk models, offering expert support to adapt accordingly.

As part of AECOM’s dedication to Emiratisation and in compliance with UAE labor law, only UAE Nationals with a valid family book will be eligible for this position.This role qualifies for full NAFIS eligibility, with AECOM managing all registrations and contributions to the GPSSA (General Pension and Social Security Authority).Key Responsibilities:• Interpret and enforce relevant government codes, ordinances, and regulations.• Initiate necessary actions to rectify deficiencies or violations of regulations.• Assist in updating and maintaining comprehensive plans, transportation plans, and land development regulations.• Serve as a liaison between community groups, governmental bodies, developers, and elected officials to develop neighborhood plans.• Review various development applications including plats, permits, site plans, variance requests, and rezonings.• Conduct extensive research in specific or general project areas.• Write and present formal and technical reports, working papers, and correspondence.• Identify community issues and opportunities in neighborhoods that can be improved through enhanced planning.• Develop long-range plans for communities facing similar developmental challenges.• Formulate strategies to promote economic and community development or efficient land use that aligns with community goals.• Assess the adequacy of community facilities to meet current and projected needs.• Recommend priorities, schedules, and funding sources to execute public improvement plans.

JOB PURPOSEThis role is designed for a skilled manager to oversee delinquent and vulnerable accounts specifically in secured products. The primary objective is to drive team performance to meet key performance indicators (KPIs) while adhering to local regulations and the Code of Practice (CPR).Key ResponsibilitiesStrategic ResponsibilitiesOversee the team's portfolio, achieving financial targets related to collections, productivity, and call quality while minimizing valid complaints.Lead, motivate, and manage a dedicated team whose performance significantly influences the Bank’s profitability.Direct the team to maximize recoveries and facilitate financial solutions that support and assist customers.Conduct debt counseling sessions and, when necessary, initiate legal discussions with affected customers.Implement the collection process in compliance with CPR regulations, ensuring the bank's reputation remains intact.Establish effective capacity planning to optimize staffing resources.Maintain a low audit risk rating for the unit.Negotiate settlements with customers, aiming for mutually beneficial outcomes.Support the development of a robust collections infrastructure for recovering delinquent accounts by recruiting motivated staff and providing training and resources.Coordinate with various internal departments (Credit, CAD, Paralegal) to finalize processes related to restructures, settlements, and legal matters.Engage with external entities and property management firms to gather lease information for mortgaged properties.Oversee the front-end collections team, monitoring performance metrics and call volumes.Execute dialer campaigns (both predictive and preview) and manage voice and SMS outreach to delinquent mortgage customers.Effectively reduce delinquency rates by managing front-end collection efforts.Address escalated complaints and customer inquiries, enhancing resolution processes and reducing complaint rates.Legal, Regulatory and Compliance:Ensure adherence to local legal and regulatory standards, reporting any developments that may impact collection activities or legal actions.Oversee Know Your Customer (KYC) and Anti-Money Laundering (AML) compliance.Key Performance IndicatorsCompliance with Collection Policies and ProceduresAchievement of Collection Targets/BudgetsAdherence to CPR regulations in customer interactionsNo high-risk audit observations

About AirwallexAirwallex stands as the foremost unified payments and financial platform tailored for global enterprises. Our innovative blend of proprietary infrastructure and cutting-edge software empowers over 200,000 businesses globally, including industry leaders like Brex, Rippling, Navan, Qantas, and SHEIN. We provide fully integrated solutions that streamline everything from business accounts, payments, and spend management to treasury and embedded finance on a worldwide scale.Founded in Melbourne, we boast a dynamic team of over 2,000 talented professionals across 26 offices worldwide. Valued at $8 billion, we are backed by prominent investors like T. Rowe Price, Visa, Mastercard, and Sequoia Capital, placing Airwallex at the forefront of revolutionizing the global payments and financial services landscape. If you're eager to undertake the most ambitious work of your career, we invite you to join our journey.Attributes We ValueWe seek driven builders who possess a founder's mindset, eager to make significant impacts, fast-track their learning, and embrace ownership. With strong expertise and analytical thinking, you align with our mission and operating principles. You act decisively, engage with curiosity, and make informed decisions that balance speed with thoroughness.Your humility and collaborative spirit enable you to transform innovative ideas into tangible products. Your ability to harness AI to maximize efficiency will be crucial in addressing complex, high-visibility challenges alongside exceptional colleagues while advancing your career in shaping the future of global banking. If this resonates with you, let's create the next chapter together.What You’ll DoThis pivotal role involves spearheading Airwallex's operations in the Middle East. You will direct the comprehensive commercial, operational, and cultural strategy for the region, acting as the highest-ranking Airwallex leader locally. Your responsibilities will include crafting and executing the strategic roadmap, expanding the team, and ensuring sustainable, cash-flow-positive growth.Responsibilities:Commercial Success & VisionLead both SME and Enterprise commercial teams to achieve KPIs across revenue generation, customer acquisition, and product adoption.Oversee the entire go-to-market strategy, ensuring alignment with overall business objectives.