Growth & Strategy Intern

About the Opportunity Join N26 as a Market Risk Controlling Manager and play a pivotal role in enhancing our Risk Controlling function, particularly focusing on interest rate risk in the banking book. You will be integral to our ICAAP Methodology & Analytics team, contributing to model development, implementation, and risk data analysis. Your responsibilities will include assessing, controlling, and reporting on N26’s risks while fostering effective collaboration with various teams and stakeholders. At N26, we are revolutionizing banking through innovative technology, and as a Manager in Market Risk, you will have the opportunity to shape the future of risk management in a dynamic and innovative environment.

Liquidity Risk Controlling Manager (ILAAP) About the Opportunity Join N26 as a Liquidity Risk Controlling Manager and play a pivotal role in enhancing our Risk Controlling capabilities, primarily focusing on the Internal Liquidity Adequacy Assessment Process (ILAAP) and comprehensive Liquidity Risk Management. As a key member of the Risk Controlling team, you will spearhead the development, implementation, and evaluation of sophisticated models for liquidity risk management, ensuring compliance with regulatory requirements (Pillar I) and internal methodologies. Your expertise will help ensure that N26 maintains a solid liquidity position through innovative modelling, stress testing, and methodological leadership. At N26, we are revolutionizing the banking experience through technological advancements and innovative solutions. As a Liquidity Risk Controlling Manager, you will have the opportunity to shape the future of risk management within a dynamic and progressive environment. Join our team where collaboration, creativity, and excellence are at the forefront of our mission. Key Responsibilities Lead the design, maintenance, and ongoing enhancement of the ILAAP framework to accurately reflect the firm's liquidity adequacy and risk appetite. Develop and refine advanced methodologies for evaluating liquidity risk, including internal liquidity maturity ladders, survival period analysis, and intraday liquidity metrics. Initiate the design and calibration of comprehensive liquidity stress scenarios, identifying potential vulnerabilities and rigorously challenging qualitative assumptions. Ensure compliance with relevant European and German regulatory requirements, such as MaRisk and EBA Guidelines on ILAAP, while supervising regulatory liquidity reporting standards. Establish and uphold the architectural design of risk limits for liquidity and funding, providing expert insights on limit calibration and remediation strategies. Lead initiatives to enhance the quality, governance, and lineage of core balance sheet data utilized in liquidity risk and ILAAP computations. Act as the primary methodological expert and project lead for engagements with internal/external auditors and regulators (e.g., EBA, national central banks) regarding the robustness of liquidity risk practices.

Role overview N26 GmbH seeks a Team Lead for Risk Management in Madrid, with a focus on ICAAP and ILAAP processes. The position involves overseeing strategic risk initiatives and ensuring compliance with regulatory standards throughout the organization. What you will do Lead and develop a team handling risk management activities related to ICAAP and ILAAP. Shape and enhance risk assessment frameworks so they align with regulatory expectations. Work with colleagues across departments to refine risk methodologies and support broader company goals. Encourage high standards and continuous improvement within the risk management team. Requirements Background in risk management, with hands-on experience in ICAAP and ILAAP processes. Proven leadership skills, including experience mentoring or developing teams. Strong ability to collaborate with cross-functional groups. Dedication to regulatory compliance and a proactive mindset for process improvement.

Role overview N26 is looking for a Growth Marketing Manager based in Madrid. This position plays a key part in shaping marketing strategies that support the company's broader growth objectives. Collaboration with teams across the business is central to refining and improving marketing initiatives. What you will do Design and launch marketing campaigns focused on driving company growth Monitor campaign performance, analyze key metrics, and prepare reports on outcomes Partner with cross-functional teams to enhance and optimize marketing activities

As an Associate Research Manager at Control Risks, you will play a pivotal role in ensuring the excellence of our VANTAGE projects. You will lead a team dedicated to delivering clear, insightful, and meticulously crafted reports that empower our clients to safeguard their integrity and reputation. Your responsibilities will encompass engaging with clients throughout the project lifecycle—from initial scoping to the evaluation of project outcomes. Collaborating closely with the Associate Director, you will assist in managing both internal and external resources to ensure timely and effective project execution. You will also contribute to strategic initiatives aimed at growing the team organically while maintaining optimal project margins.Key Responsibilities:Team Leadership: Oversee a team of researchers, senior researchers, and team leads, setting clear objectives and responsibilities aligned with practice goals.Conduct performance reviews and promote professional development to ensure staff well-being.Assist in the recruitment of new research talent alongside the Associate Director.Project Management for Third-Party Due Diligence:Ensure comprehensive scoping, allocation, tracking, and timely delivery of VANTAGE projects within budget.Engage directly with clients to clarify project scopes, address inquiries, and propose additional research avenues.Review and endorse VANTAGE outputs, ensuring they meet high-quality standards and client specifications.Coordinate with vendors and subcontractors, providing feedback to uphold global delivery standards.Collaborate with colleagues across Control Risks to resolve client queries effectively.Regional Research Initiatives:Regularly liaise with other managers and the Quality Assurance team to provide support and feedback on VANTAGE outputs.Participate in discussions with management, Client Services, and Product teams to offer insights for service and product enhancements.

Role overview The Senior Manager of Banking Operations at N26 leads the banking operations team in Madrid. This position focuses on refining operational processes, supervising regulatory compliance, and upholding strong service standards for customers. Leadership in this role influences daily workflows and supports ongoing improvements across the banking function. What you will do Lead and support the banking operations team in Madrid Simplify and enhance operational processes Monitor and enforce compliance with regulatory requirements Maintain consistent, high-quality customer service Encourage operational excellence and foster new ideas Location This role is based in Madrid.

About AboundAt Abound, we are revolutionizing consumer lending across the UK and beyond. By leveraging cutting-edge AI and Open Banking data, we strive to make fair and affordable personal finance accessible to a wider audience. Unlike traditional lenders that heavily depend on credit scores, we adopt a comprehensive approach, assessing spending habits and repayment capabilities to develop a nuanced understanding of each customer's financial landscape.Our innovative methods have proven successful on a large scale, having issued over £1.3 billion in loans directly to consumers while maintaining industry-leading credit performance – witnessing only 3 defaults for every 10 anticipated by the industry. Moreover, we reached profitability just 2.5 years post-launch.Supported by over £2 billion in funding from prestigious investors like Citi, GSR Ventures, and Deutsche Bank, we have been recognized as one of Europe’s fastest-growing fintech companies (Sifted, CNBC). As we expand into new markets and product lines, we invite ambitious individuals eager to learn, take initiative, and grow with us.About the Role:We are seeking a Credit Risk Manager/Data Scientist to spearhead our credit risk and data science initiatives in Spain. This role will involve tailoring our product to the Spanish market, identifying and integrating new data sources, developing models and features, and tracking performance to establish a robust foundation for expansion.What You'll Be Doing:Managing credit performance, data science, and reporting in Spain comprehensively.Developing and overseeing our local decision-making model and its associated features.Establishing and nurturing our API integrations and relationships with local data providers.Collaborating closely with our local product, tech, underwriting, and operations teams to iteratively refine and create new features.Understanding the balance between risk and growth, and leveraging the tools at our disposal to drive both.Evaluating successful strategies from the UK and adapting them appropriately for the local Spanish market.Monitoring and reporting key credit performance indicators and concentration metrics.Who You Are:A meticulous, data-driven professional with a passion for enhancing credit risk management and data science.

Join Our Team as a Banking Operations Analyst!At N26, we are enhancing our expertise in Account & Customer Data management within Banking Operations, and we are seeking a passionate and experienced Banking Operations Analyst who is fluent in French to join our dynamic team.Our Banking Operations department serves as the central hub for managing and processing specialized account types, including probate and estates, accounts involving legal representatives or custodians, and basic accounts under the Payment Accounts Act. Additionally, we oversee customer inquiries related to tax proceedings and GDPR information requests, ensuring meticulous handling of cases while protecting N26 Bank SE from legal and regulatory challenges.As an Analyst focused on the French market, you will leverage your expertise and take ownership of complex and sensitive cases, serving as a key escalation point and actively contributing to the enhancement of our operational processes. You will collaborate closely with internal stakeholders, including Legal, Compliance, Anti-Financial Crime, KYC, and Quality Assurance teams, as well as external partners and authorities.This role is perfect for individuals eager to transcend daily case handling and play a pivotal role in shaping the evolution and operations of our team.

Join Our Team as a WFM Forecasting Expert Hello! I’m Brayn, the Global WFM Manager at N26, and I am excited to invite a talented WFM Forecasting Expert to become a vital part of our newly established Operations team in Madrid. Do you possess hands-on management expertise in forecasting processes? Are you passionate about tackling complex challenges using SQL and Python to develop and refine forecasting models as well as conduct data analysis and KPI monitoring? Do you thrive on building and maintaining effective forecasting within Operations? About the Role The Forecasting Expert is a key position within our workforce management team, responsible for overseeing the WFM Forecasting processes for one or multiple business lines, depending on their scale. This role entails managing volume forecasts, input metrics, and the creation, delivery, and presentation of forecasts to both internal and external stakeholders, ensuring the fulfillment of forecasting targets and Service Level Agreements. Key Responsibilities Maintain volume forecasting from information gathering through to delivery and stakeholder reporting. Conduct regular process reviews and plan improvement projects from start to finish. Ensure all service desk tickets and WFM emails are processed within the agreed SLA. Utilize concise oral and written communication skills to present solutions in a business context. Foster a culture of innovation and collaboration within the team. Qualifications for Success Ability to embrace and drive change with a positive and resilient approach to challenges. Exceptional communication skills to effectively convey ideas, theories, and technical information to operational and managerial staff. Proficiency in English is essential; additional languages relevant to our markets are advantageous. Experience with advanced spreadsheet tools (Excel or Google Sheets). Proficiency in SQL and Python; knowledge of similar programming languages is a plus. Previous experience in a similar role is required. Familiarity with workforce management technologies, particularly Calabrio, is beneficial but not mandatory. Why Join Us? Accelerate your career growth by joining one of Europe’s most innovative disruptors! Enjoy a range of employee benefits, including a competitive personal development budget and a work-from-home allowance.

Join our dynamic VANTAGE team at Control Risks as a Compliance Due Diligence Researcher, where your expertise will be vital in evaluating our clients' counterparties for potential reputational and compliance risks. This role demands a keen eye for detail and the ability to synthesize complex information swiftly.Your responsibilities will include conducting thorough media and database research, analyzing primary documents, and identifying politically exposed individuals and potential sanctions exposure. You will distill your findings into concise reports and collaborate with colleagues across the organization on various projects.As part of our compliance-driven approach, you will utilize your research skills to provide insights that help safeguard our clients' interests.

Ebury empowers ambitious businesses to achieve global expansion while equally investing in the growth of our team members. We prioritize innovation, collaboration, and problem-solving in a supportive environment where everyone is valued and encouraged to thrive.If you are a proactive collaborator eager to revolutionize global business operations, we invite you to connect with us. Join Ebury and take the next step in your career while shaping the future.Director of Internal ControlsEbury Madrid Office - Hybrid: 4 days in the office, 1 day working from home per weekThe Head of Internal Controls is responsible for enhancing Ebury's governance and internal control framework. This role involves protecting assets, reducing operational risks, and ensuring compliance with relevant laws, regulations, and ethical standards. The position will also involve the advancement of our Risk Management Framework by integrating data analytics and AI technologies.

Role Overview N26 is looking for a Team Lead to guide the KYC Quality Assurance (QA) team in Madrid. This role centers on upholding compliance with Anti-Financial Crime regulations and internal policies across banking and financial services. The KYC QA Team Lead plays a key part in building trust with authorities, customers, and stakeholders by fostering a strong compliance culture. What You Will Do Lead and manage a team of KYC QA Analysts and Associates, providing coaching and mentorship to support professional development. Drive operational quality by overseeing KYC-related controls and ensuring adherence to industry regulations and company standards. Contribute to the strategic direction of the KYC QA function, collaborating with teams across the organization on cross-functional projects. Stay informed about regulatory changes and ensure processes and team knowledge remain current and compliant. Support and help deliver improvement projects that impact both internal operations and external obligations. Communicate the QA vision and strategy clearly to the team, ensuring alignment on enhancement initiatives. Key Responsibilities Motivate and empower team members, fostering an environment of trust and focus. Shape the team's structure and capabilities, participate in hiring, onboarding, and create growth plans for new and existing staff. Set and review relevant OKRs (Objectives and Key Results) for the team. Implement the strategic roadmap for KYC QA and present projects and ideas to the wider organization. Promote risk awareness within the team and develop actionable mitigation strategies. Use data to meet service level agreements and produce accurate forecasts.

Role overview N26 seeks a Banking Operations Analyst in Madrid with a focus on GDPR compliance. This position is responsible for making sure banking operations consistently uphold strict data protection and privacy standards. The work directly contributes to customer trust and helps maintain the quality of N26’s banking services. What you will do Review and analyze current operational processes to spot areas where data protection and privacy can be improved. Collaborate with teams across the company to ensure GDPR requirements are clearly understood and consistently applied. Support the implementation and ongoing maintenance of practices that keep N26’s operations in line with GDPR standards. Requirements Strong attention to detail and a systematic approach to compliance tasks. Genuine interest in operational excellence and data privacy. Comfort working with cross-functional teams and building effective collaboration.

Join our dynamic team as a Pest Control Technician in Madrid! At Rentokil Initial, we are dedicated to providing exceptional pest control services, ensuring a safe and healthy environment for our clients. In this role, you will be responsible for diagnosing pest issues, implementing effective solutions, and educating customers on pest prevention strategies.

Role Overview airapps is hiring a Financial Controller in Madrid. This position manages core financial operations, maintains compliance, and supports strategic financial planning. The Financial Controller will work closely with leadership to refine processes and strengthen the company’s financial foundation.

Join Our Team as a Banking Operations Analyst (GDPR)At N26, we are pioneering a new Data Privacy Operations division within our Banking Operations team. We are seeking a meticulous and proactive Operations Analyst with a strong command of German to help manage GDPR Data Subject Rights requests, encompassing access, correction, deletion, restriction, objections, and automated decision-making.Your role is crucial in fostering transparency and trust with our customers while safeguarding N26 from potential legal and regulatory challenges. You will work collaboratively with teams across Legal, Complaints Management & Prevention, Anti-Financial Crime, KYC, and partner with external stakeholders.

Join our dynamic team at Rentokil Initial as a Pest Control Technician in Madrid, Spain! In this vital role, you will be responsible for ensuring the safety and satisfaction of our customers by effectively managing pest control services. You will utilize advanced techniques and equipment to identify and eliminate pests, ensuring our clients' environments remain pest-free.

Join Red Bull as a Student Marketer in Madrid and immerse yourself in the world of marketing while you continue your studies. As a part-time member of our marketing team, you will have the unique opportunity to promote our brand on campus, engage with fellow students, and execute innovative marketing strategies that resonate with your peers. This role allows you to gain valuable experience in the fast-paced marketing industry while balancing your academic commitments.

Ebury empowers dynamic businesses to achieve global expansion, and we adopt the same philosophy with our team. We promote innovation and mobility, collaboration and problem-solving, nurturing an environment where each individual feels a sense of belonging, is appreciated, supported, and equipped for success.If you are a team player eager to revolutionize global business operations, reach out to us - we would be excited to explore how Ebury can enhance your career journey and help you shape the future.Financial Risk - CASS & Safeguarding ManagerEbury Madrid Office - Hybrid: 4 days in the office, 1 day working from home per weekRole Overview:Ebury is looking for a driven and detail-focused Financial Risk - CASS & Safeguarding Manager to play an essential role in ensuring the robust safeguarding of customer funds and compliance with relevant regulations, particularly regarding safeguarding requirements and applicable regulations of the Client Assets Sourcebook (CASS) or local equivalents.Located in our Madrid office, you will be tasked with establishing, maintaining, and overseeing the monitoring framework for safeguarding and CASS compliance throughout the organization. This role goes beyond safeguarding; you will also be a vital contributor to Ebury’s Financial Risk Management function. This position demands exceptional analytical skills, organizational capabilities, and the ability to collaborate with multiple internal stakeholders to ensure consistent implementation of risk standards.Key Responsibilities:Develop and Implement Monitoring Frameworks: Design, execute, and maintain thorough monitoring programs to evaluate the effectiveness of safeguarding arrangements and, where applicable, CASS compliance across all business sectors.Conduct Compliance Monitoring: Carry out regular monitoring tasks, which include but are not limited to:Reviewing and testing governance, procedures, and controls related to safeguarding and UK Client Money & Assets (CASS).Analyzing transaction data and reconciliation processes to detect potential breaches or vulnerabilities.Conducting thematic reviews and risk-based evaluations of safeguarding and CASS compliance.Performing on-site and remote inspections of operational processes.Identify and Report Findings: Meticulously document monitoring activities, findings, and recommendations in clear and concise reports.