About the job
At Kroo Bank, we are on a mission to redefine banking. Our commitment to customer-centricity, responsible financial practices, and innovative technology drives us to create a banking experience that is simpler, fairer, and more transparent. As a fully regulated UK bank backed by long-term investors, we boast a rapidly growing customer base and ambitious goals. Our culture emphasizes agility, thoughtful decision-making, and maintaining high standards in product development, risk management, and employee welfare.
Key Responsibilities:
As a Financial Planning and Analysis Manager, you will spearhead Kroo Bank's forecasting, planning, and performance insights across the organization. Your expertise will shape strategic decisions through high-quality financial models, detailed analysis, and effective storytelling. This hands-on role requires proficiency in developing and managing financial models and planning tools from the ground up in our fast-paced environment. You will collaborate closely with senior leaders in Finance, Risk, Product, and Operations to establish scalable forecasting and budgeting processes, ensuring alignment with banking-specific factors such as balance sheet dynamics, capital requirements, liquidity, and regulatory standards.
Additional responsibilities include:
- Creating, managing, and continually enhancing comprehensive financial models encompassing P&L, balance sheet, and cash flow, ensuring transparency, control, and scalability.
- Leading the bank’s forecasting and planning cycles, including annual budgets, reforecasting, and multi-year planning, while providing clear outputs and variance analyses.
- Developing driver-based forecasting frameworks for key banking metrics such as net interest income, cost of funds, credit performance, operating expenses, and customer growth.
- Generating high-quality management reports and performance insights for senior leadership, including commentary on significant fluctuations, risks, and strategic actions.
- Collaborating with Treasury and Risk teams to ensure that planning reflects balance sheet composition, interest rate trends, and capital and liquidity considerations.
- Designing and maintaining planning tools using Excel and Google Sheets, enhancing automation and control through advanced formulae, VBA, and structured model governance.
- Leveraging data and scripting tools like Python to automate repetitive analyses, improve data integrity, and expedite forecasting and reporting workflows.
- Supporting the development of capital and regulatory-aware planning, ensuring consistency with the bank’s prudential framework and internal risk appetite.
- Engaging with business owners to challenge assumptions, foster accountability for budgets, and enhance the quality of forecasting inputs organization-wide.
- Contributing to the development of FP&A processes, templates, and controls.
