About the job
Cardless creates credit card and loyalty platforms designed to help consumer businesses build stronger customer relationships. The company works with partners such as Coinbase, Bilt, and Qatar Airways, integrating credit card experiences directly into partner offerings. Headquartered in San Francisco, Cardless has raised about $150 million from investors including Spark Capital, American Express, and Activant Capital.
The team values curiosity, humility, and a sense of ownership. Employees are encouraged to take responsibility for their work in an environment that balances speed with thoughtful decision-making.
Role overview
The Finance Operations Lead manages daily fund flows, prepares reports for lenders and partners, and oversees the borrowing base process for Cardless and its brand partners. This is a hands-on, individual contributor position that emphasizes accuracy and timely execution.
Sitting at the intersection of Finance, Capital Markets, Data, and Operations, this role ensures compliance with credit facility requirements and supports effective liquidity management.
What you will do
- Oversee daily operations related to fund flows
- Prepare and deliver reports for lenders and partners
- Manage the borrowing base process across Cardless and partner programs
- Maintain accuracy and integrity in all funding flows and reporting
- Collaborate with teams in Finance, Capital Markets, Data, and Operations
- Focus on automation, controls, and building scalable processes
- Support compliance with all relevant credit facility requirements
Who thrives here
- People who are meticulous and disciplined in their work
- Those comfortable handling high-volume, transaction-focused tasks
- Individuals skilled in modern data and banking platforms
- Professionals who prioritize process automation and strong controls
Location
This position is based in San Francisco.
