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Finance Operations Analyst

YouTripSingapore, Singapore, Singapore
On-site Full-time

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Experience Level

Experience

Qualifications

Key Responsibilities1. Financial Operations & Reconciliation:Conduct daily reconciliations of transactions, balances, and settlements across various systems and bank accounts. Investigate and rectify discrepancies, exceptions, and transaction failures. Oversee payment flows, including both inbound and outbound transfers.2. Payment & Settlement Management:Oversee the complete payment process lifecycle, including bank transfers, card settlements, and wallet transactions. Monitor settlement timelines, ensuring compliance with scheme and bank regulations. Collaborate with payment partners, banks, and internal teams to troubleshoot and resolve issues.3. Reporting & Analysis:Generate regular financial and operational reports on a daily, weekly, and monthly basis. Analyze transaction trends, volumes, and anomalies to glean insights. Assist in forecasting and monitoring cash flow.4. Process Improvement & Automation:Identify inefficiencies and suggest enhancements to workflows. Collaborate with Product, Engineering, and Data teams to automate processes. Enhance controls to mitigate operational risks.5. Compliance & Controls:Ensure compliance with internal policies and regulatory requirements.

About the job

YouTrip is a leading multi-currency digital wallet in Asia Pacific, headquartered in Singapore. Since 2018, the company has launched digital wallet solutions for individuals and businesses, processing over US$15 billion annually. With more than US$110 million raised, including a recent Series B led by Lightspeed Venture Partners, YouTrip continues to expand its reach and product offerings, including YouTrip and YouBiz.

The company has received recognition from organizations such as the World Economic Forum (Global Innovator 2025), CNBC (World’s Top Fintech Companies 2024, 2025), and LinkedIn (Top Startup 2023, 2024). YouTrip’s team is diverse and entrepreneurial, focused on advancing accessible and cost-effective financial solutions across the region.

Role Overview

The Finance Operations Analyst will support daily financial operations, with a focus on transaction accuracy and process improvement. This position sits at the intersection of finance, operations, and systems, helping to maintain financial integrity and support business growth.

What You Will Do

  • Assist with daily financial operations and transaction processing
  • Monitor and ensure the accuracy of financial transactions
  • Identify and implement process improvements to increase operational efficiency
  • Work closely with finance and operations teams to support business objectives

About You

  • Strong attention to detail and analytical skills
  • Comfortable working with financial data and systems
  • Collaborative mindset and eagerness to work in a diverse team
  • Interest in fintech and digital financial services

Location

This role is based in Singapore.

About YouTrip

YouTrip is at the forefront of innovation in the fintech space, offering cutting-edge solutions tailored for the diverse financial needs of customers across Asia Pacific. Our commitment to transforming how individuals and businesses manage their finances is backed by significant investor confidence and a series of accolades recognizing our impact in the industry.

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