About the job
Join Our Team in a Hybrid or Fully Remote Role!
Our Vision
At Uncapped, we aim to empower e-commerce businesses globally by transforming their data into immediate access to capital. Our engineering team plays a pivotal role in bringing this vision to life, orchestrating every credit decision, API integration with platforms like Amazon and Walmart, and automated underwriting processes. As we scale our loan book and extend our underwriting-as-a-service offerings, the caliber of our engineering organization will directly influence our growth rate and safety.
Role Overview
As the Head of Engineering, you will spearhead our engineering organization across six vital platform layers: Customer Engagement, Onboarding, Underwriting Automation, Core Financial Platform, Data Infrastructure, and GCP/Kubernetes-based platform engineering. Your responsibilities will include managing engineering managers, overseeing the overall technical architecture, and driving high-velocity execution necessary for a fast-growing fintech company.
This dual-mandate role requires you to be deeply involved in system design and technical strategy while also cultivating a management framework that allows for scalable, high-quality operations. You will lead the team in seamlessly integrating AI tools as a fundamental productivity enhancer rather than an afterthought.
About Uncapped
Founded in 2019, Uncapped is a forward-thinking fintech company dedicated to providing working capital solutions for SMEs across North America and Europe. We utilize diverse data sources to expedite credit decisions, enhancing safety and convenience for our clients. Partnering with major platforms like Amazon and Walmart, we strive to be the premier alternative lender on a global scale.
What You'll Do
Lead Engineering Strategy & Team - Develop a high-performing engineering organization with over 15 engineers and engineering managers, fostering a culture of autonomy, quality, and effective communication across EU, UK, and US time zones. You will define engineering career frameworks, drive manager development, and set high hiring standards.
Own Technical Architecture - Collaborate with the CTO to establish and enforce technical direction across the entire platform stack. Manage architecture reviews, uphold governance frameworks, and make critical decisions regarding build/buy/integrate, particularly as we modernize underwriting automation and onboard new marketplace data partners. You will proactively identify structural vulnerabilities to mitigate operational risks.
Drive AI-Powered Productivity - Champion the organization's adoption of AI tools throughout the development lifecycle, including code generation, testing, documentation, and incident response. Set clear expectations and track progress in leveraging these tools effectively.

