Senior Analyst, Credit Strategy

Who We AreAt Momentum Financial Services Group, we empower individuals by transforming the way financial services are provided to those in need. With over 40 years of experience, we are the driving force behind Money Mart—Canada's leading non-bank branch network and a champion of financial solutions for underrepresented communities.Our offerings range from short-term loans to money transfers and prepaid cards, connecting over a million customers annually with the funds they require, precisely when they need it.At MFSG, we collaborate across teams and disciplines to create impactful solutions that eliminate barriers, granting access to financial resources that may otherwise be unavailable. Whether you're tackling complex challenges, developing innovative systems, or crafting strategic initiatives, your contributions directly support real individuals and communities.

About UsAt Passage, we envision a world where one's birthplace does not hinder the pursuit of dreams. We serve as more than just a financial support bridge; we connect families globally to transformative opportunities. Our commitment is to a future where talented students can chase their aspirations, regardless of their parents' financial situation.Our mission is clear and ambitious: by 2030, we aim to break down the obstacles that prevent bright minds from accessing the opportunities they rightfully deserve. Starting with financial hurdles, we are providing loans to international students and refugees, enabling them to seek superior education in Canada and opening doors not only for themselves but also for their families and generations to come.Note: We uphold an in-office working policy, and candidates must either reside in Toronto or be willing to relocate, committing to a five-day work week in the office.Your RoleWe are in search of a Credit Strategy Analyst to enhance and manage the operational engine that drives our growth. This role is not confined to back-office tasks; it offers a front-row seat to witness how strategy is transformed into execution. You will navigate operational workflows one day and engage in cross-functional brainstorming the next. Your responsibilities will include analyzing, optimizing, and developing systems to scale our mission and impact.If you are early in your career, eager to grow rapidly, and motivated by solving complex problems with a practical approach, this role is for you. We are looking for someone who excels in fast-paced environments, takes initiative, and desires substantial ownership—quickly. This is your opportunity to contribute to something impactful from the ground up, with a clear trajectory for growth.Key ResponsibilitiesOwn and Optimize Core Workflows: Manage operational processes such as loan application processing, underwriting, due diligence, and servicing, ensuring systems are audit-ready, precise, and consistently updated.Build Scalable Tools and Systems: Develop and enhance SOPs, dashboards, and internal tools to streamline workflows and boost team productivity while identifying operational bottlenecks and driving continuous improvements.Cross-Functional Collaboration: Work closely with teams across credit, finance, and operations to align strategies and enhance overall efficiency.

Initially this role will be remote, transitioning to a hybrid model with in-office attendance required twice a week in downtown Toronto. About OpenTable: With a robust network of millions of diners and over 60,000 restaurant partners, OpenTable, a proud member of Booking Holdings, Inc. (NASDAQ: BKNG), stands at the forefront of the dining technology industry. Our commitment lies in empowering restaurants to excel by allowing them to focus on their core— their team, their guests, and their financial success. In parallel, we enable diners to effortlessly discover and reserve the ideal restaurant for any occasion. At OpenTable, each team member contributes meaningfully to our mission. You will join a diverse global team that embodies our core value of hospitality, which is central to our culture. The Role: As a Senior Analyst, you will report to the Manager of Revenue Strategy and Operations and play a pivotal role in supporting various sales and service initiatives across North America. You will leverage your expertise in data manipulation to identify trends and provide actionable recommendations. This position requires collaboration across multiple departments, including executive leadership, sales, marketing, operations, finance, engineering, and data analytics, to drive the design, implementation, and optimization of business strategies. By delivering data-driven insights to our internal stakeholders, you will help shape both short-term and long-term strategic plans. The ideal candidate will appreciate the synergy between accurate data, streamlined processes, and effective reporting. This role is suited for candidates with a profound understanding of the OpenTable Sales, Services, and Marketing landscape, quick adaptability, and the ability to thrive in ambiguous situations. Strong communication, project management, and data analysis skills are essential, along with a proficiency in Salesforce, SQL, BI tools (such as Preset, Tableau, Power BI, Looker), and a background in finance, analytics, or strategy.

emcocorporation is hiring a Credit Analyst in Toronto. This position centers on evaluating creditworthiness and delivering insights that support financial decision-making. Role overview The Credit Analyst collaborates with teams across the company to review financial data and assess credit risk. Preparing clear, detailed reports and offering recommendations on credit solutions are key parts of this role. The work directly supports the company’s broader financial strategies. What you will do Analyze financial information to assess credit risk Work with multiple departments to gather and interpret relevant data Prepare comprehensive reports on findings Recommend credit solutions that align with company goals Location This role is based in Toronto.

We are seeking an experienced Business Analyst specializing in Credit Card services to join our dynamic team. The ideal candidate should possess 6 to 12 years of experience in Retail Banking, with a strong background in the complete life cycle of back office operations for various banking products and services. Expertise in the Credit Card domain is essential.Key responsibilities include gathering requirements, documenting processes, and managing IT projects tailored for banks. A thorough understanding of Canadian Banking Regulations is crucial.Strong written and verbal communication skills are a must, with proven experience in liaising with senior management.

Who We Are About Stripe Stripe serves as a robust financial infrastructure platform tailored for businesses. Our services are leveraged by millions of companies, ranging from the largest multinational corporations to the most innovative startups, enabling them to accept payments, enhance revenue, and accelerate new business opportunities. Our mission is to elevate the GDP of the internet, and we have a monumental task ahead of us. This presents a unique opportunity for you to contribute to the global economy while engaging in some of the most meaningful work of your career. About the Team The Credit team safeguards Stripe's financial interests by managing the comprehensive risk associated with our largest and most intricate users. We utilize profound underwriting expertise and data-informed stress heuristics to make strategic decisions at every phase of the user lifecycle—from onboarding to loss recovery. Our objective is to empower Stripe’s growth by making well-informed, calculated decisions regarding our highest-exposure users. What You’ll Do Stripe processes billions of dollars annually for businesses worldwide, and the Risk team is crucial to the financial success of the company. As a Credit Analyst Underwriter on the North America Strategy Risk team, you will be responsible for underwriting and managing a portfolio of our largest and fastest-growing businesses. Your efforts will facilitate Stripe’s growth objectives while minimizing our credit risk. This role demands strong cross-functional collaboration with Sales, Legal, Treasury, and Finance teams. Responsibilities Engage directly with our top merchants, including successful venture-backed startups and established institutions, to assess their business models and financial statements. Offer tailored credit risk recommendations that reduce Stripe’s exposure while fostering growth for partner companies. Assist in managing the portfolio through a comprehensive understanding of risk across various industries, geographies, and operating models. Deliver insights to guide senior management decisions, influencing onboarding strategies and merchant pricing analyses. Contribute to the refinement of tools and processes to help the team meet key performance indicators, including credit loss targets and portfolio coverage metrics. Collaborate with internal and external partners to support merchants globally. Who You Are We are searching for a candidate who meets the minimum requirements to be considered for this role.

Join System Canada Technologies as a Business Analyst with a focus on Quality Assurance in our Credit Risk project. We are seeking an experienced professional who can bridge the gap between business needs and technical solutions. This role requires a keen understanding of credit risk processes and the ability to ensure the highest standards of quality in our deliverables.

Join Clutch: Shaping the Future of Car Ownership At Clutch, we are dedicated to transforming the way individuals buy, sell, and own vehicles. Are you ready to make an impact? As Canada's premier platform for buying and selling cars, Clutch provides a seamless, digital-first experience. Customers can explore a vast selection of vehicles online, have their chosen car delivered directly to them, and benefit from our 10-Day Money-Back Guarantee for peace of mind. Looking to sell your car? We purchase over $3 million worth of vehicles daily, offering immediate, AI-generated quotes every 15 seconds. With Clutch, you get paid instantly—now that’s what we call convenience! Recognized for four consecutive years on The Globe & Mail’s list of Canada’s Top Growing Companies and consistently featured in Deloitte’s Technology Fast 50™ and Fast 500™, we are on the lookout for passionate, driven individuals to join our expanding team. Founded in 2017 and based in Toronto, Clutch is operational in Ontario, New Brunswick, Nova Scotia, and Prince Edward Island. Our esteemed investors include Altos Ventures, Canaan, FJ Labs, BrandProject, and Upper90. Discover more at clutch.ca. About the Consumer Financing Team: At Clutch, we are committed to creating an integrated car buying and ownership experience, with financing as a pivotal component. We are developing our consumer financing capabilities from scratch to provide customers with a straightforward and transparent approach to vehicle financing, while simultaneously supporting Clutch’s growth through a scalable and disciplined lending platform. In this role, you will significantly influence our lending strategy, risk framework, and operations as we bring this initiative to fruition. Your Role: We are seeking a Senior Manager for Credit & Risk to design and oversee the credit strategy and risk framework for Clutch’s consumer financing program. You will be responsible for determining how we assess risk, make credit decisions, appropriately price offers, and manage portfolio performance over time. This is a foundational role ideal for someone who thrives in ambiguity, is hands-on, and is adept at creating scalable credit systems that evolve with volume. As a key player, you will collaborate closely with the Director of Consumer Financing and work across departments—including Product, Engineering, Operations, Sales, and Customer Experience—to embed risk management into the customer journey, while establishing the monitoring, controls, and feedback mechanisms to ensure responsible performance management.

Role overview Entain seeks a Senior Strategy Manager in Toronto to shape strategic decisions for the Canadian market. This role centers on identifying and evaluating new opportunities, creating practical strategies, and partnering with teams across the company to bring those strategies to life. Key responsibilities Study the Canadian market to identify trends and areas for growth Design clear, actionable strategies to strengthen Entain’s market position Work with colleagues from multiple departments to implement strategic plans Apply data and insights to support business development and innovation Impact This position plays a direct role in advancing Entain’s growth and fostering innovation within a competitive industry.

About figfinancial figfinancial is a Canadian FinTech company based in Toronto, Ontario. Since launching in 2023, the team has focused on simplifying personal loans for Canadians through a fully digital platform. The company aims to remove the usual hurdles and wait times found in traditional lending, making credit more accessible and straightforward. figfinancial has received several industry honors, including Consumer Lender of the Year from the Canadian Lenders Association and FinTech Startup of the Year from the FinTech Breakthrough Awards. The company is also recognized as one of Canada’s Best Workplaces and holds a 4.8 out of 5 rating on Trustpilot, reflecting strong customer and employee satisfaction. Backed by Fairstone Bank of Canada and the Ontario Teachers’ Pension Plan, figfinancial combines deep lending experience with a startup’s agility. This support helps the company serve Canadians from a range of financial backgrounds.

About Clutch: At Clutch, we are passionately committed to transforming the car buying, selling, and ownership experience for our customers. Are you ready to join us in this mission? As Canada's largest online used car retailer, we pride ourselves on providing a seamless and hassle-free car buying journey. Customers can explore a vast selection of vehicles from the comfort of their homes, enjoy delivery right to their doorsteps, and benefit from our 10-Day Money-Back Guarantee. And that’s just the beginning. Recognized for five consecutive years on the Globe & Mail’s list of the Top Growing Companies in Canada, and featured on Deloitte’s Technology Fast 50™ and Fast 500™ lists, we are eager to expand our dynamic team with motivated, curious, and hardworking professionals. Founded in 2017 and headquartered in Toronto, Clutch operates across Ontario, New Brunswick, Nova Scotia, British Columbia, and Prince Edward Island. We are supported by a range of world-class investors, including D1 Capital, Canaan, Real Ventures, BrandProject, and Upper90. Discover more at clutch.ca. About the Role: We are on the lookout for a Senior Manager of Strategy & Operations to join our Vehicle Markets Group / Pricing Team. In this pivotal role, you will be responsible for transforming complex pricing and operational data into clear, actionable strategies. This includes owning reporting, frameworks, and cross-functional execution that enhances funnel conversion, margin expansion, and inventory efficiency across retail, wholesale, and export markets. You will convert market insights into playbooks that propel growth—optimizing our conversion engine, refining day-0 pricing and aging rules, and guiding inventory management for optimal value. You will also manage the reporting cadence and strategic projects that ensure alignment among executives, translating insights into actionable steps to meet our ambitious growth and margin-expansion targets. Essentially, you will act as the strategic connector between analytics and execution.

At Range Group, we harness the transformative power of professional travel advisors, representing over $4.5 billion in annual travel sales. We are committed to the belief that travel advisors provide unparalleled value to every journey. With the right technology and round-the-clock support, they become irreplaceable assets. Our dedication to philanthropy is equally central to our mission; through the Range Foundation, we allocate 10% of our group profits to social impact initiatives, spanning exploration grants, educational access, cultural infrastructure, and immediate aid to global communities in need — all aimed at building a brighter future.Role OverviewAs the Senior Director of Strategy, reporting directly to the President, you will play a crucial role in steering Ensemble towards its strategic objectives. You will be instrumental in business planning, providing forward-looking analysis, and establishing key operational metrics essential for data-driven decision-making. Additionally, you will lead the development and validation of strategic projects while fostering strong internal relationships and cross-functional collaboration across various business units.

At Constant Contact, we pride ourselves on being a dynamic team that embraces ownership and drives impact with the integrity and determination of small business owners. There's a profound sense of fulfillment in knowing your work enables people everywhere to chase their aspirations. We play an essential role in empowering business owners, entrepreneurs, non-profits, and individuals by equipping them with the tools and support necessary for online growth. Energized by fresh challenges and new opportunities, our journey has just begun!We are seeking a strategic and highly analytical Senior Marketing Analyst to enhance our marketing funnel measurement framework. In this pivotal role, you will transition from single-channel attribution to a comprehensive analysis of how our media investments stimulate growth—from top-of-funnel brand awareness to bottom-funnel conversions.You will serve as a strategic ally to our Growth and Brand teams, employing advanced measurement techniques (Marketing Mix Modeling, Incrementality) to assess the true value of our marketing mix. If you are passionate about linking brand health metrics with concrete sales data, this role is tailored for you.

Role Overview Clutch is looking for a Senior Manager, Pricing Strategy based in Toronto, Ontario. This position shapes pricing approaches that support profitability and sharpen Clutch’s position in the market. What You Will Do Develop and refine pricing strategies informed by market trends and customer behavior Work with teams across the company to align pricing models with business goals Analyze data to uncover patterns and opportunities for pricing optimization Translate complex findings into clear, actionable recommendations What We’re Looking For Strategic mindset with a strong foundation in data analysis Experience using data to guide pricing decisions Ability to communicate insights to both technical and non-technical stakeholders

eqbank seeks a Credit Risk Intern based in Toronto. This internship offers practical experience in credit risk management within the banking sector. Role overview Work closely with experienced credit risk professionals. Participate in projects that contribute to daily operations and help shape outcomes for customers. What you will do Support ongoing credit risk management activities Assist with projects that impact both internal processes and customer experience Gain exposure to the tools and practices used in a modern banking environment Location This internship is based in Toronto.

Join a Banking InnovatorAt eqbank, we don’t conform to traditional banking norms. Instead, we foster a culture of creativity to deliver groundbreaking banking solutions tailored for Canadians.Our journey is propelled by a dynamic team of curious and adaptable professionals who challenge conventional wisdom. If you are driven by a passion for transforming the banking landscape while enjoying the process, this could be your next significant opportunity.As we continue to expand, we proudly serve over 800,000 customers nationwide through Equitable Bank, recognized as Canada’s Challenger Bank™ for more than 50 years. Our subsidiary, Concentra Bank, collaborates with credit unions across Canada, reaching more than six million members. Together, we manage over $142 billion in assets, committed to driving positive change in Canadian banking to enhance lives. Our EQ Bank digital platform has consistently ranked among Canada's top banks on the Forbes World's Best Banks list since 2021, thanks to our dedicated customers.Your RoleThe Director of Credit Risk will report directly to the Vice President of Credit Risk, playing a crucial role in guiding senior management on all facets of credit risk management at the Bank. This position is pivotal in developing and implementing credit risk strategies while overseeing various loan portfolios to ensure high-quality lending and effective risk mitigation practices.Key responsibilities include credit adjudication, governance, strategic initiatives, and fostering enterprise-wide relationships to promote a robust risk and credit culture across the Bank.

This role is Hybrid and will require presence in our Toronto, ON office 2 days a week. OpenTable has been a leader in the restaurant industry for over 25 years, serving millions of diners and collaborating with more than 60,000 restaurant partners. As a subsidiary of Booking Holdings, Inc. (NASDAQ: BKNG), we are committed to empowering restaurants to flourish by providing innovative technology that allows them to focus on their teams, guests, and profitability while enabling diners to effortlessly find and reserve their ideal dining experiences. At OpenTable, every team member plays a crucial role in our mission and culture, which is rooted in hospitality and the care for others. You will join a global team and contribute to our portfolio of metasearch brands. The Senior Manager, Revenue Strategy & Operations will lead various sales and services programs, initiatives, and analytical efforts. The ideal candidate will possess the ability to manipulate large data sets to identify trends and provide actionable recommendations. This role will require collaboration with multiple departments, including executive leadership, sales, marketing, finance, product, and data engineering, to support the design, implementation, and optimization of business strategies. You will deliver data-driven insights to internal stakeholders to shape both short- and long-term strategic plans. A strong understanding of the correlation between clean data, efficient processes, and impactful reporting is essential. As a Senior Manager, you should have a comprehensive understanding of the OpenTable Sales and Services organization, or the capacity to acquire this knowledge. This role demands excellent communication, project management, and data analysis skills, along with a comfort in formulating strategic recommendations. Proficiency with Salesforce, reporting tools such as Preset, SQL queries, and a background in finance or analytics is required.

Transforming Learning through AIAt Docebo, we are at the forefront of revolutionizing workplace learning through our AI-driven platform. Our mission extends beyond simply providing a solution; we're committed to empowering organizations to streamline their training processes, enhance team performance, and create meaningful learning experiences. We replace mundane tasks with intelligent tools that allow training to become a strategic advantage rather than a mere obligation. By joining us, you contribute to a transformative journey that prioritizes efficiency and impactful results.We embrace innovation and challenge conventional thinking within our dynamic team. If you're passionate about leveraging AI to improve work-life for individuals, you'll thrive in our environment. Our core values, encapsulated in the Docebo Heart, emphasize trust, positivity, and inclusivity, guiding our actions every day.Ready to join 900+ dedicated Docebians worldwide? Help us redefine the future of learning, because the journey of learning is limitless.About the Role:We are looking for a visionary and analytical leader to spearhead revenue strategy, performance analysis, and predictive modeling across our global go-to-market teams.In this pivotal role, you will translate corporate growth ambitions into actionable revenue strategies. You will serve as the chief architect of our planning cycles, constructing robust financial and operational models that align top-line objectives with effective execution.You will collaborate with Finance, Revenue Leadership, and Systems to ensure our planning framework is not only measurable and scalable but also predictive of future performance.This impactful position reports directly to the VP of Revenue Operations.

We are seeking a highly skilled Senior IT Business Analyst to join our dynamic team at EntireHire in Toronto. The ideal candidate will play a crucial role in bridging the gap between IT and business objectives, ensuring that technology solutions align with strategic goals.Key Responsibilities:Lead the analysis, specification, and validation of business requirements.Collaborate with stakeholders to identify opportunities for technology-driven enhancements.Facilitate Joint Application Development (JAD) sessions to gather requirements effectively.Work with development teams to ensure solutions meet business needs and expectations.Utilize knowledge of UML and SDLC methodologies to document and design processes.Join us to make a significant impact in the Financial Industry, where your expertise will help shape innovative solutions!

Join our dynamic team at Lightspeed Commerce Inc. as a Senior Benefits Analyst. This is an exciting opportunity for a professional who is passionate about employee benefits and wants to make a significant impact within our organization. You will play a critical role in the development and administration of our benefits programs, ensuring they meet the needs of our diverse workforce.Your responsibilities will include analyzing current benefits offerings, researching market trends, and recommending enhancements to improve employee satisfaction and retention. You will collaborate closely with HR and finance teams to ensure compliance and budget management. This is a chance to leverage your expertise in benefits analysis and contribute to a culture of excellence at Lightspeed.