Senior Mineral Geologist Specialist

TechConnect is hiring a Senior Mineral Geologist Specialist for its South Jakarta office. This role centers on mineral exploration and resource evaluation, providing technical input to support project development. Collaboration with other specialists and teams is a key part of the position. What you will do Carry out geological mapping, sampling, and logging…

Amartha is a pioneering technology firm dedicated to fostering shared prosperity by developing innovative digital financial solutions tailored for the grassroots economy. Established in 2010 as a microfinance institution, Amartha bridges the gap between rural, women-led micro-enterprises and affordable capital. As we evolve into a tech-centric company, we are constructing a comprehensive microfinance ecosystem that integrates with the expanding digital economy through capital, investment, and payment services. By enhancing the competitiveness of micro and small entrepreneurs, Amartha empowers women-led MSMEs, generates employment opportunities, and promotes inclusive economic growth.About the RoleAs a Senior Accounting Specialist, you will play a crucial role in managing financial records, reconciling data, and maintaining essential supporting documents.Key ResponsibilitiesEnsure accurate and timely recording of all accounting records.Oversee monthly closing processes and deliver regular reports punctually.Maintain all supporting documentation necessary for the audit process.Collaborate with the Lead and business/product teams to establish accounting entries for new products.Monitor audit and accounting issues effectively.QualificationsBachelor’s degree in Accounting with over 5 years of pertinent experience in financial services, including 2-3 years at a prestigious Big 4 consulting firm.Solid grasp of accounting principles and journal entries, with a proven track record in managing monthly closings and financial reporting.Hands-on experience with system migration projects, along with proficiency in Excel, data analysis, and spreadsheet management.Self-driven, detail-oriented, and adept at working effectively with cross-functional teams and external stakeholders.At Amartha, we are committed to fostering a workplace that values diversity, ensures equity, and promotes inclusion. We recognize that diverse perspectives—shaped by gender, age, race, ethnicity, education, culture, and life experiences—drive innovation and growth.We invite individuals from all backgrounds to join us in creating an environment where everyone feels respected, valued, and empowered. Our promise is to provide equal opportunities and cultivate a sense of belonging that enables our employees to flourish and make meaningful contributions.

Join Techconnect.id as a Tax Specialist within our dynamic financial team. In this pivotal role, you will ensure compliance with tax laws, prepare tax returns, and offer strategic tax guidance to enhance our financial position. Collaborating with various departments, you'll gather essential data to guarantee precise tax reporting. Your expertise will be vital in supporting the company's financial strategies while effectively minimizing tax liabilities and risks. The ideal candidate will have a robust background in tax regulations, outstanding analytical capabilities, and proficiency in communicating complex tax topics to non-financial audiences. Come aboard and assist Techconnect.id in navigating the complexities of tax regulations in an innovative and fast-paced environment.

Amartha is a pioneering technology company committed to fostering shared prosperity through innovative digital financial solutions tailored for the grassroots economy. Established in 2010 as a microfinance institution, Amartha bridges the gap for rural, women-led micro-enterprises by providing access to affordable capital. As we evolve into a comprehensive tech enterprise, we are creating a robust microfinance ecosystem that integrates with the expanding digital economy through capital, investment, and payment services. By enhancing the competitiveness of micro and small entrepreneurs, Amartha empowers women-led MSMEs, generates employment opportunities, and promotes inclusive economic growth.About the RoleWe are seeking a dedicated Fraud Recovery Specialist to support our Litigation team in addressing recovery needs associated with Fraud Projects.ResponsibilitiesCollaborate with Field Officers to conduct field visits and collections from individuals identified as fraudsters.Develop and implement strategies for Recovery Fraud in conjunction with the Litigation Team.Oversee the recovery process in the field to ensure efficiency and effectiveness.Assist the Fraud Control Unit Team in investigations that require the Litigation Team's support.Engage with external stakeholders to resolve fraud-related issues encountered during field operations.Negotiate with third parties to successfully address fraud cases and recover financial losses.Support the Litigation Team in legal settlements and provide timely updates to the Litigation Lead and Head of Legal and Compliance as necessary.RequirementsDiploma in any field with a minimum of 1-2 years of relevant experience.Strong interpersonal skills and a quick learner.Excellent verbal and written communication and negotiation capabilities.Sharp analytical and problem-solving skills with a keen attention to detail.Proficient in Microsoft Office Suite, including Excel and PowerPoint.Ability to work collaboratively within a team environment.Effective multitasking and time management skills, with the ability to prioritize tasks efficiently.At Amartha, we celebrate diversity and are committed to creating an equitable and inclusive workplace. We believe that diverse perspectives, shaped by gender, age, race, ethnicity, education, culture, and life experiences, drive innovation and growth.We actively encourage individuals from all backgrounds to join us in fostering a respectful, valued, and empowering environment. Our commitment is to provide equal opportunities and cultivate a sense of belonging that enables our employees to thrive and make significant contributions.

About AmarthaAmartha is on a mission to empower micro-enterprises throughout Indonesia, promoting growth and equitable prosperity. Having assisted over 2.7 million entrepreneurs, predominantly women, we've disbursed IDR 22.8 trillion in funding. As we approach 2025, Amartha is transforming into a tech-driven financial ecosystem, broadening our lending, funding, and payment services. Our focus on innovation and digital solutions aims to improve accessibility, streamline processes, and deliver a seamless user experience.About the RoleWe are seeking a passionate Digital Growth Specialist to join our Strategy & Growth Department within the Agent Network Team. This role is pivotal in enhancing and overseeing the digital acquisition strategies for our Amarthalink agent network. You will be instrumental in expanding our network, incorporating local Warung/Toko Kelontong and Konter Pulsa into the Amartha ecosystem. Through effective digital acquisition strategies, you will provide essential data-driven insights to optimize our initiatives.Key Responsibilities:Digital Acquisition and Performance Monitoring:Formulate a detailed digital acquisition strategy by analyzing segment behavior, business objectives, user research, and competitor analysis.Implement location-based acquisition initiatives by collaborating with product, marketing, and data science teams to refine targeting strategies and penetrate key markets effectively.Partner with the marketing team to create and execute impactful digital marketing strategies aimed at driving acquisition for the Amarthalink agent network across paid and organic channels, including paid ads, social media, user-generated content, SEO, ASO, and referrals, ensuring optimal reach and engagement.Continuously monitor and analyze digital campaign performance in collaboration with marketing.Enhance new registration activation rates for paid users through first-month engagement initiatives, including onboarding campaigns, promotional missions, pricing segmentation, and customer journey optimization.Data Analysis and Strategic Insights:Conduct comprehensive data analysis on agent network performance, focusing on acquisition rates, location coverage, and user lifetime value (LTV).Leverage analytical tools to produce detailed reports and visualizations that showcase trends, successes, and areas for enhancement.Track and monitor key acquisition metrics such as installs, conversion rates, customer acquisition cost (CAC), and return on ad spend (ROAS).Budget Management:Coordinate with relevant teams to effectively manage and allocate budgets for digital marketing initiatives.Ensure that expenditures on digital channels yield optimal ROI and align with strategic growth objectives.Cross-Functional Collaboration:Collaborate closely with various teams to integrate insights and feedback into holistic acquisition strategies.

Founded in 1976 in France, DECATHLON is committed to making high-quality sports products accessible to everyone. Our mission is clear: Move People Through the Wonders of Sport.With a presence in 70 countries and nearly 1,700 stores worldwide, DECATHLON boasts a vibrant community of over 100,000 teammates. In Indonesia, we proudly operate 14 stores in Jabodetabek and 2 in Yogyakarta & Surabaya.Key Responsibilities1. Deliver Exceptional Customer Service: Engage with customers to sell our products and services while ensuring a safe and welcoming store environment. Adapt your availability to customer flow, handle transactions, and manage returns effectively.2. Create a Dynamic In-Store Experience: Implement merchandising guidelines to maintain an engaging shopping atmosphere. Ensure displays align with business objectives, promote best-selling items, and adapt layouts for seasonal changes and promotional events.3. Enhance Operational Efficiency: Oversee stock management and order processes to guarantee product availability. Manage deliveries, returns, fitting room procedures, and quality checks to streamline customer experience.

Kuncie is a pioneering edtech company dedicated to empowering the youth of Indonesia, schools, students, and professionals through its innovative education platform. This platform serves as the cornerstone of Kuncie's offerings, delivering comprehensive learning solutions tailored for junior high and high school students to enhance their academic performance and prepare them for future educational and career opportunities. In addition, Kuncie provides advanced school management systems integrated with the platform, optimizing administrative processes and improving communication within educational institutions.In response to the evolving job market, Kuncie harnesses its platform to meet the increasing demand for upskilling and reskilling within the workforce. By offering access to essential future-proof skills and knowledge, Kuncie fosters a culture of lifelong learning that is vital for career advancement and success in a rapidly changing job environment. The company is committed to delivering an engaging and effective learning experience that meets the unique needs of professionals, enabling them to remain competitive and thrive in their chosen fields. This dedication to professional development complements Kuncie's support for schools and students, creating a holistic ecosystem for lifelong learning powered by the Kuncie education platform.About the Role:We are seeking a dynamic and results-oriented Brand Partnership Specialist to join our team. In this pivotal role, you will serve as the liaison between our product offerings (including digital advertising inventory, branding features, and creative solutions) and various brands and agencies. Your responsibilities will include identifying new business opportunities, crafting innovative partnership proposals, and achieving revenue targets through strategic collaborations.

Role OverviewWe are seeking a dynamic and results-oriented Social Media & Community Engagement Specialist to oversee content distribution across various social media platforms and community channels. The ideal candidate will focus on fostering engagement with our followers and community members while analyzing social media trends and audience interactions to provide actionable insights to our content and creative teams.Key ResponsibilitiesContent Distribution:Oversee the scheduling and dissemination of content on diverse social media platforms.Ensure timely posting and optimization of content tailored to each platform.Community Management:Facilitate meaningful interactions with followers and community members through comments, direct messages, and various community channels.Promote engagement and maintain vibrant, positive conversations within the community.Audience Engagement:Address audience inquiries, comments, and feedback promptly and appropriately.Identify trending topics and discussions within the audience.Trend Monitoring & Insights:Track social media trends and monitor audience conversations.Deliver insights and suggestions to the content and creative teams on relevant topics, content approaches, and formats.

Amartha is a pioneering technology firm dedicated to fostering shared prosperity through innovative digital financial solutions tailored for the grassroots economy. Established in 2010, Amartha began as a microfinance institution that empowers rural, women-led micro-enterprises by connecting them with accessible capital. As a rapidly growing tech company, Amartha is building a comprehensive microfinance ecosystem that integrates capital, investment, and payment services into the expanding digital economy. By enhancing the capabilities of micro and small entrepreneurs, we empower women-led MSMEs, create job opportunities, and drive inclusive economic development.About The Team:Our team plays a vital role in enhancing organizational integrity by cultivating a fraud-aware culture and promoting ethical practices throughout the organization. We evaluate fraud risks associated with employees, branches, and processes utilizing data analytics and behavioral insights. Through comprehensive behavioral assessments—focusing on motivation, pressure, and identifying red-flag patterns—we employ psychology-based tools such as structured interviews and observational techniques to proactively identify risks. Additionally, we collaborate closely with detection and investigation units, providing critical behavioral insights that support early-warning systems and improve overall fraud risk management.Roles and Responsibilities:Design and implement programs to foster a culture of integrity across all operational levels.Conduct thorough risk profiling of employees, branches, and business processes to pinpoint potential fraud vulnerabilities using data and behavioral analysis.Perform detailed behavioral assessments, analyzing factors such as motivation and pressure that may heighten fraud risk.Create and apply psychology-based assessment tools, including structured interviews and behavioral red-flag indicators.Work alongside detection and investigation teams to provide behavioral insights and risk patterns that contribute to early-warning mechanisms.

At Amartha, we empower micro-businesses throughout Indonesia, driving growth and promoting equitable prosperity. With over 2.7 million entrepreneurs supported—predominantly women—we have disbursed IDR 22.8 trillion in funding. As we approach 2025, Amartha is transforming into a technology-centric financial ecosystem, broadening our services in lending, funding, and payments. Through innovative digital solutions, we seek to improve accessibility, streamline processes, and deliver an unparalleled user experience.About The RoleWe are on the lookout for a seasoned Procurement Senior Analyst to become an integral part of our Procurement team at Amartha. This role encompasses the complete tender process, expense oversight in collaboration with the FP&A team, cost analysis, and ensuring our procurement operations are efficient and aligned with corporate standards. This position presents a remarkable opportunity to contribute to the advancement of a leading microfinance technology platform.Key Responsibilities:Oversee the end-to-end sourcing process to effectively meet user requirements.Analyze procurement and financial data to bolster operational efficiency, including process evaluation and the reduction of manual tasks.Collaborate with finance and other departments to ensure procurement activities align with efficiency objectives and corporate strategy.Assess and propose enhancements to procurement procedures, policies, and workflows.Act as a liaison among various business units and teams.

Join Devoteam as a Senior Fullstack Engineer, where you'll play a pivotal role in designing and developing innovative solutions that drive our cloud projects forward. In this dynamic position, you'll collaborate with a talented team to enhance our offerings and tackle complex challenges. Your expertise in both front-end and back-end development will be crucial as you work on various projects that impact our clients positively.

Amartha is a pioneering technology company committed to fostering shared prosperity by providing innovative digital financial solutions tailored for the grassroots economy. Established in 2010 as a microfinance institution, Amartha plays a critical role in linking rural, women-led micro-enterprises with accessible capital. As we expand into a dynamic tech entity, we are dedicated to building a comprehensive microfinance ecosystem that integrates seamlessly with the burgeoning digital economy through capital, investment, and payment services. By enhancing the competitiveness of micro and small entrepreneurs, Amartha empowers women-led MSMEs, generates employment opportunities, and promotes inclusive economic growth.About The RoleWe are on the lookout for a strategic and analytics-focused Senior Analyst in Talent Management to spearhead the design, implementation, and assessment of talent management initiatives throughout our organization. This pivotal role is essential in enhancing workforce efficacy by delivering insightful data analytics and operational support for crucial programs including performance management, succession planning, leadership development, and employee engagement.Key ResponsibilitiesTalent Strategy & Workforce PlanningAlign talent priorities with overarching business objectives.Conduct comprehensive talent assessments to evaluate skills, performance, and potential.Identify capability gaps and forecast future workforce requirements.Facilitate succession planning through insightful, data-driven talent insights.Performance ManagementEstablish clear performance expectations and goal-setting frameworks.Oversee performance review and feedback processes.Provide coaching and support to managers in performance enhancement.Recognize and nurture high performers and high-potential employees.Engagement & RetentionMonitor employee engagement levels and act on insights gathered.Develop and implement retention strategies for key talent.Enhance the overall employee experience.Collaborate on recognition and reward initiatives.Succession & Career ManagementIdentify and prepare future leaders within the organization.Conduct readiness assessments for key positions.Support career progression and promote internal mobility.Diversity, Equity & InclusionIntegrate DEI principles into performance and promotion processes.Identify and mitigate bias in talent decisions.Track and report on DEI-related outcomes.Talent Analytics & GovernanceMonitor and analyze talent metrics (turnover, performance trends, bench strength).Utilize data to guide workforce and talent decisions.Ensure adherence to HR policies and employment regulations.

About AmarthaAt Amartha, we are committed to empowering micro-businesses throughout Indonesia, fostering growth and promoting equitable prosperity. Our mission has positively impacted over 2.7 million entrepreneurs, predominantly women, with a remarkable IDR 22.8 trillion in funding. As we approach 2025, Amartha is transitioning into a technology-driven financial ecosystem, broadening our service offerings in lending, funding, and payment solutions. Through innovative digital solutions, we strive to enhance accessibility, streamline processes, and deliver a seamless user experience.About the RoleJoin our dynamic Corporate Finance & Strategy Team as a Senior Corporate Finance Analyst. This role offers a unique opportunity for direct engagement with C-suite executives and key stakeholders, including international institutional lenders and equity investors. To excel in this position, you will need strong analytical skills, adept project management abilities, and the capability to effectively communicate insights.Key ResponsibilitiesMain Focus: Investor RelationsDeveloping comprehensive reports, presentations, and necessary documentation.Formulating responses to stakeholder inquiries complemented by relevant data.Fostering and maintaining positive relationships with the counterpart team.Secondary Focus: FundraisingAssisting with the fundraising Project Management Office (PMO).Conducting thorough desktop research, including industry and competitor analysis.Executing financial modeling and analysis.

About AmarthaAt Amartha, we are dedicated to empowering micro-businesses throughout Indonesia, facilitating growth and equitable prosperity. To date, we have supported over 2.7 million entrepreneurs—primarily women—by providing IDR 22.8 trillion in funding. As we approach 2025, Amartha is transforming into a technology-centric financial ecosystem, broadening our services in lending, funding, and payments. Through innovation and advanced digital solutions, we strive to improve accessibility, optimize processes, and deliver a seamless user experience.Roles and Responsibilities:Design and implement impactful services that enhance daily operations.Manage and sustain highly scalable services to ensure optimal performance.Create tools to refine existing processes, focusing on infrastructure reliability and developer productivity.Continuously elevate code quality, product execution, and the learning experience.Collaborate effectively across teams (Mobile, Frontend, DevOps, Data, Product, QA, etc.) for successful planning and execution.Tackle complex financial access challenges in Indonesia by leveraging cutting-edge technology.RequirementsMinimum of 5 years of experience in a related field.Fast learner with strong analytical skills.Proficient in Go Language (high priority).Familiarity with architectural patterns for high-scale web applications.Experience with distributed storage and database systems, including SQL and NoSQL.Systematic problem-solving abilities along with knowledge of algorithms, data structures, and complexity analysis.Excellent communication skills, a team player, and comfortable working within a cross-functional team.Passionate about learning and contributing to projects with a robust sense of ownership.Experience with Test-Driven Development (TDD).Proficient in refactoring large systems.Experience with event-driven architecture.Familiarity with Kafka, Kubernetes, Grafana, and Prometheus is a plus.Amartha is committed to fostering a diverse workplace that promotes equity and inclusion. We believe that diverse perspectives—shaped by gender, age, race, ethnicity, education, culture, and life experiences—are essential for driving innovation and growth.We actively encourage individuals from all backgrounds to join us in creating an environment where everyone feels respected, valued, and empowered. Our commitment is to provide equal opportunities and nurture a sense of belonging that empowers our employees to thrive and make meaningful contributions.

About AmarthaAt Amartha, we empower micro-businesses throughout Indonesia, facilitating growth and equitable prosperity. We have successfully supported over 2.7 million entrepreneurs—predominantly women—by distributing IDR 22.8 trillion in funding. As we progress towards 2025, Amartha is transforming into a technology-driven financial ecosystem, broadening our scope in lending, funding, and payments. Through innovative digital solutions, we strive to enhance accessibility, streamline processes, and provide a seamless user experience.About the TeamJoining our Product Management team means becoming part of a group of passionate problem-solvers dedicated to defining the future of Amartha’s digital products. Our mission is to create user-centric, scalable, and impactful solutions that promote financial inclusion for underbanked communities across Indonesia.The team is organized around pivotal product domains, including lending, funding, payments, and core platform. As a Senior Product Manager, you will take responsibility for one of these domains, collaborating cross-functionally with Engineering, Data, UX, Finance, and Compliance to drive initiatives from ideation through to execution.About the RoleIn the position of Senior Product Manager, you will have the chance to address customer challenges, define the product vision, and develop scalable products. You will work closely with fellow Product Managers, Engineers, Data Analysts, and UX Designers to ensure Amartha delivers innovative and delightful user experiences.Responsibilities Define and execute the product vision and strategy to align with company objectives and customer demands. Collaborate with cross-functional teams including engineering, design, data science, operations, risk, and compliance. Gather and synthesize customer insights, market trends, and business requirements to guide product decisions. Drive the end-to-end product development process: from conception to launch and iteration. Act as a product evangelist to enhance awareness and understanding. Analyze performance metrics (usage, conversion rates, NPS, revenue impact, system performance, etc.) to optimize product features. Mentor junior product managers and cultivate a culture of product excellence and accountability. Requirements 5+ years of experience in product management. Demonstrated success in managing all facets of a product throughout its lifecycle. Strong analytical and problem-solving abilities; adept at using data to inform decisions. Experience thriving in an agile and fast-paced environment. Excellent written and verbal communication skills, along with stakeholder management expertise. Experience in a fintech company is an advantage. Bachelor’s degree in a relevant field (e.g., business, computer science, economics); MBA or equivalent is a plus.

Join our innovative team at Devoteam as a Senior Cloud Engineer, where you'll be at the forefront of cloud technology solutions. We're looking for a passionate individual who excels in designing and implementing scalable cloud systems. This role offers the opportunity to work on exciting projects that drive digital transformation for our clients.As a Senior Cloud Engineer, you'll collaborate with cross-functional teams to develop robust cloud architectures, optimize performance, and enhance security protocols. Your expertise will be crucial in guiding our clients through their cloud journey while continuously improving our service offerings.

About the RoleAmartha is a leading fintech company in Indonesia, dedicated to empowering underbanked women entrepreneurs in rural regions through innovative financial services. We believe that achieving financial inclusion is crucial for fostering a sustainable economy that benefits the entire nation.We are on the lookout for a Senior Data Scientist to enhance our dynamic team. In this pivotal role, you will leverage your expertise in data wrangling and advanced problem-solving to address tangible business challenges. You will collaborate with a diverse group of stakeholders, including business specialists, product leaders, and skilled engineers.Join a team of exceptional data scientists who bring a wealth of knowledge in data engineering, machine learning, AI engineering, data warehousing, and data analysis. At Amartha, we prioritize mindset and adaptability just as much as technical proficiency.ResponsibilitiesEngage with stakeholders from business, engineering, and product teams to comprehend their requirements and create effective data solutions that align with business objectives.Design and implement data pipelines to transform transactional data into analytical models.Collaborate with business stakeholders to clarify complex business issues and approach them with a scientific mindset.Extract and process raw data, employing scientific methods to analyze risks and opportunities, translating them into actionable insights.Partner with data engineers, product teams, and business units to develop scalable data products for millions of users.Create data science frameworks that empower fellow data scientists and non-technical personnel to simplify their analytical processes.Draft a data product roadmap and break it down into manageable deliverables that can be quickly released and tested.Lead a small team of data scientists in tackling medium to large-scale projects.Promote a data-driven culture within the organization.RequirementsA Bachelor’s or Master’s degree in engineering or a quantitative discipline.Proficient in SQL for data extraction from databases.Skilled in scripting for data analysis using Python or R, and effectively presenting results through data visualizations.Ability to systematically address ambiguous business problems.Experience in rapid experimentation to test business hypotheses effectively.Strong blend of business acumen and statistical methods to derive actionable insights from raw data.Capability to communicate complex concepts clearly to non-technical audiences and navigate from strategic to operational discussions effortlessly.Resilient in the face of uncertainties and new challenges, with the ability to maintain clarity under pressure.Previous experience in deploying end-to-end machine learning solutions in production is advantageous.

Join our dynamic team at Devoteam as a Senior Data Scientist, where you will leverage advanced analytics and machine learning techniques to drive data-driven decisions and innovative solutions. You will collaborate with cross-functional teams to develop data models and improve business outcomes. If you are passionate about harnessing the power of data and have a proven track record in data science, we want to hear from you!

About the Role The Data Privacy and Protection Specialist is essential to Amartha's mission. As a key player in safeguarding our data, you will lead various initiatives aimed at ensuring compliance and protecting against internal and external threats.About the TeamThe Information Security team at Amartha is a group of innovative, detail-oriented professionals dedicated to embedding security and privacy into every aspect of our product lifecycle and engineering processes. We are passionate about being the security backbone of Amartha’s digital landscape.Key Responsibilities Develop and enhance the Data Privacy and Protection strategy, including comprehensive policies, standards, and guidelines. Design and implement effective solutions that comply with data protection laws and best practices (e.g., UU PDP, GDPR). Conduct assessments to identify gaps in our data privacy and protection practices. Engage with data subjects to communicate their rights, data usage, and the measures we have taken to protect their information. Define and manage Records of Processing Activities (RoPA). Conduct Data Privacy Impact Assessments (DPIA) to evaluate risks associated with data processing. Develop and facilitate training and awareness programs on data privacy and protection for all stakeholders. Qualifications Minimum of 3 years of relevant experience in data privacy or information security. A Bachelor’s Degree in a related field is required. Exceptional analytical and interpersonal skills. Strong communication ability to convey complex information effectively across various organizational levels. Relevant certifications (e.g., CIPP, CIPM, CIPT, FIP, CDPSE) are highly preferred. At Amartha, we are committed to fostering a workplace that values diversity, equity, and inclusion. We believe that a variety of perspectives—shaped by gender, age, race, ethnicity, education, culture, and life experiences—drive innovation and growth.We actively encourage individuals from all backgrounds to join us in creating an environment where everyone is respected, valued, and empowered. Our goal is to provide equal opportunities and cultivate a sense of belonging that allows our employees to thrive and contribute meaningfully.

At Amartha, we are a forward-thinking technology company committed to fostering shared prosperity by delivering innovative digital financial solutions for the grassroots economy. Established in 2010 as a pioneering microfinance institution, we empower rural, women-led micro-enterprises by providing them with access to affordable capital. As we evolve into a robust tech enterprise, we are building a comprehensive microfinance ecosystem that seamlessly integrates with the expanding digital economy through capital, investment, and payment services. Our mission is to enhance the competitiveness of micro and small entrepreneurs, empower women-led MSMEs, generate employment opportunities, and drive inclusive economic development.About The Team:The Senior Underwriting Lead plays a pivotal role in defining and implementing our credit underwriting strategy, ensuring a balanced portfolio growth alongside effective risk management and sustainable business performance. This position oversees the establishment of underwriting standards, data-driven decision frameworks, and portfolio monitoring. The Senior Underwriting Lead collaborates closely with risk management, product development, and business teams to enhance credit quality and optimize customer acquisition outcomes.Responsibilities:Set underwriting standards, decision frameworks, and exception governance to guarantee consistent, compliant, and risk-aligned credit decision-making processes.Lead data analytics and decision-making processes concerning credit underwriting for new and existing clients, leveraging insights to maximize approval quality and maintain portfolio health.Track and analyze acquisition portfolio performance (e.g., approval rates, initial delinquency trends) while continuously fine-tuning underwriting criteria to enhance the risk-return balance.Create and sustain underwriting policies, scorecards, and risk models that align with business growth objectives and regulatory guidelines.Work in partnership with cross-functional teams (risk, product, data, and operations) to advance underwriting tools, automation, and customer experience.Deliver strategic insights and reporting to senior management regarding credit performance, emerging risks, and underwriting efficacy.Mentor and lead the underwriting team to bolster analytical capabilities, consistency in decision-making, and governance discipline.