Senior Staff Engineer, Payments Compliance

Airbnb, founded in 2007, has revolutionized the way people travel by connecting over 5 million hosts with more than 2 billion guests worldwide. Our platform offers unique stays and experiences that foster genuine connections with communities around the globe.The Role:The Airbnb Payments team is dedicated to facilitating seamless monetary exchanges through user-friendly payment services, embodying our mission to 'belong anywhere.' We are constructing a premier payments platform capable of processing billions of dollars across 191 countries and 75 currencies through a complex network of payment partners. As we expand, we will be integrating new partners, licenses, compliance measures, and enhancing the payment experiences for both guests and hosts.As a Senior Staff Engineer and Technical Lead within the Payments Compliance organization, you will oversee the technical strategy and architectural vision across a comprehensive Compliance engineering landscape, which includes Policy Enforcement, Identity, Screening, Auditing, and Compliance Experience. Your focus will be to ensure the scalability and cohesion of compliance systems while aligning them with the broader objectives of the company in an increasingly complex regulatory environment.We seek a seasoned technical leader capable of bridging deep systems expertise with organizational influence. You will drive Compliance's strategic initiatives, defining component integration, identifying shared capabilities, and ensuring optimal use of platform investments made by partner teams. Your decisions will significantly impact Airbnb's compliance with obligations such as Anti-Money Laundering (AML), Know Your Customer (KYC), and sanctions screening, all while minimizing operational costs and enhancing customer experience.This role extends beyond the Compliance team, requiring collaboration with various engineering teams and cross-functional stakeholders across Product, Content, Legal, and Design.

Who We AreAt Stealth Fintech, we are committed to transforming the landscape of ERP-native B2B payments. As a well-backed early-stage startup operating in stealth mode, we are developing innovative solutions designed to redefine how businesses transact. If you are passionate about addressing significant challenges from the ground up, we invite you to join our team. Led by visionary founders, we are focused on building modern infrastructure for B2B payments that empowers enterprises to leverage their ERP systems for swift, transparent, and controlled payment processes, whether it’s paying suppliers, card issuers, or reimbursing employees globally.About the PositionWe are in search of a Payments Compliance Analyst to enhance our compliance program tailored for enterprise clients making payments to vendors and suppliers worldwide. In this role, you will facilitate compliance operations related to onboarding and payment monitoring, collaborating closely with our regulated payment partners. Our platform integrates within ERP and finance systems, allowing enterprises to automate accounts payable and supplier payments across borders. Your primary focus will be on managing supplier risk at scale, ensuring compliance in onboarding and payment execution while supporting complex workflows for large enterprises.Your Key ResponsibilitiesSupport compliance for enterprise vendor and supplier payment flows, involving high-value and recurring payments, which includes:Conducting Know Your Business (KYB) and customer due diligence for enterprise clients.Performing fraud and sanctions screening for both domestic and international vendors, suppliers, and contractors.Conduct transaction monitoring and investigations for global supplier payments.Review risks associated with sanctions, embargoes, and adverse media, specifically concerning:Supplier jurisdictions.Counterparties and beneficial owners.Assist with Suspicious Activity Report (SAR) and Suspicious Transaction Report (STR) filings, regulatory reporting, and internal escalations.Collaborate with Product, Engineering, and ERP integration teams to:Embed compliance controls within accounts payable and supplier workflows.Support the integration of new payment rails, currencies, countries, and supplier types.

About PayJoyAt PayJoy, we are driven by our mission to empower under-served communities in emerging markets, enabling them to achieve financial stability and success. Our innovative secured credit technology serves as a gateway for new customers to access the credit system. With PayJoy’s point-of-sale financing and credit card solutions, we elevate our customers’ quality of life. Our offerings also enable micro-entrepreneurship, providing a safety net during challenging times. Leveraging advanced machine learning, data science, and anti-fraud AI capabilities, we have proudly served over 18 million customers as of 2025, all while maintaining profitability for sustainable growth.Role OverviewWe are seeking a Senior Staff Software Engineer to spearhead our technical infrastructure, initially partnering with the Money - Payments teams to foster innovation. This role offers the exciting opportunity to collaborate with various teams, take on a mentorship role, design scalable systems, and impact cross-functional initiatives. You will be actively involved in making critical technical decisions and developing essential services in a hands-on capacity.

About Gusto Gusto supports over 400,000 small businesses nationwide by handling payroll, health insurance, 401(k) plans, and HR services. This work helps business owners focus on what matters most to them and their customers. With offices in Denver, San Francisco, and New York, Gusto aims to build a workplace that reflects the diversity of the communities it serves. Full-time employees receive competitive salaries, a comprehensive benefits package, and equity in the form of RSUs. Compensation varies by role, level, and location. Details about Gusto’s approach to rewards can be found on their Total Rewards philosophy page. AI plays a key role in daily operations at Gusto. Team members are expected to use AI tools relevant to their work and continue building their skills as technology evolves. The level of AI experience required depends on the position and will be assessed during the interview process. Role Overview: Staff Software Engineer – Payments & Risk Gusto is hiring experienced full-stack engineers for teams working on payments and risk platforms. These systems serve small business owners every day. Staff Software Engineers in this group work across the full lifecycle of payments or risk systems: shaping architecture early in design, building internal features and APIs, and maintaining performance after launch. The work includes engineering the core business engine, providing reliable backend services for product teams, and setting a high standard for engineering practices. Team Focus Areas Payments: The Payments team manages all financial transaction operations for Gusto’s products. This includes ensuring secure fund transfers among partners, employers, employees, and government agencies. Engineers on this team build new payment features for both U.S. and international markets and help redesign the payments platform to support future growth. Risk: The Risk team develops systems that protect Gusto and its clients from financial risks. This work shapes experiences that keep customers and the company safe. Location This role is based in San Francisco, CA (hybrid) or New York, NY (hybrid).

At Qualia, we take pride in revolutionizing the B2B real estate technology landscape, transforming the home buying and selling experience into a seamless, secure, and enjoyable journey. Our innovative SMB and Enterprise products connect users across the real estate ecosystem—including homebuyers, sellers, lenders, title and escrow agents, and real estate professionals—onto a unified digital closing platform, enhancing clarity and transparency in real estate transactions. Millions of consumers leverage Qualia through our business partners nationwide to successfully close on homes each year. YOUR ROLE As a key member of our team, you will contribute to the development of payment solutions designed to streamline financial transactions in real estate closings. You will play a vital role in our Compliance and Payment Operations department, managing daily payment processes, transaction oversight, and issue resolution while scaling compliant and repeatable procedures as our business expands. Collaborating with Compliance, Operations, Product, Engineering, Customer Support, and our banking partners, you will ensure all payment activities align with regulatory standards, network rules, and internal controls. Additionally, you will assist in establishing a robust Compliance and Payment Operations function in partnership with the Director of Compliance. KEY RESPONSIBILITIES Compliance & Risk Management Support our Compliance Management System (CMS) for embedded payments, focusing on governance, oversight, and operational excellence. Assist in building and managing a future team of Payment Operations Analysts. Monitor payment activities across various channels for ACH returns, transaction irregularities, and potential fraud, escalating issues as per established protocols. Address escalations related to customer onboarding, coordinating with the sponsor bank to resolve matters within SLA. Own and manage daily payment operations workflows, including exception handling, returns management, and issue tracking. Facilitate internal and external audits by collecting evidence, validating controls, and ensuring compliance with documented policies and procedures. Ensure adherence to NACHA Operating Rules, Reg E, BSA/AML requirements, consumer protection obligations, and sponsor bank standards. Resolve Level 2 and Level 3 customer complaints in collaboration with Customer Support. Oversee onboarding workflows and address any escalations. Process Improvement & Growth Track and analyze key operational and risk metrics, including ACH return rates and exception volumes, to inform decision-making.

Join Discord, where over 200 million users connect each month for various reasons, with a significant focus on gaming. More than 90% of our users engage in gaming, collectively dedicating 1.5 billion hours monthly to an array of unique titles within our platform. Discord is pivotal in shaping the future of gaming, enhancing the experience for players to communicate and interact seamlessly before, during, and after gameplay.Be a part of our journey to redefine Discord’s business landscape! We are on the lookout for innovative engineers to join our exceptional Revenue team, driving Discord’s growth through the development of engaging paid products. These offerings enable us to scale our business while preserving the fundamental features of Discord as free, without relying on advertisements or compromising user data. You will be reporting directly to the Engineering Manager of Payments. For insights into Discord Engineering, explore our engineering blog!

Role overview Stripe is hiring a Staff Product Manager to focus on Payments. This role shapes product strategy and leads execution to improve how millions of businesses handle payments worldwide. The work centers on building products that make payments simpler and more reliable for Stripe’s users. What you will do Define and refine the product vision and roadmap for Payments at Stripe Work closely with engineering, design, and data science teams to deliver new payment solutions Identify user needs and translate them into product features Guide projects from concept through launch, measuring impact and iterating as needed Location This position is open to candidates based in San Francisco, Seattle, New York City, or remote.

Join the Airwallex TeamAs a leader in global payments and financial solutions, Airwallex is revolutionizing the way businesses manage their financial operations. Our platform unifies payments, treasury, and embedded finance, empowering over 200,000 businesses worldwide, including industry giants like Brex, Rippling, and SHEIN.Founded in Melbourne, our dynamic team of over 2,000 innovators spans 26 offices globally. With a valuation of US$8 billion and support from premier investors, we are at the forefront of creating the global financial platform of the future. If you’re eager to make a significant impact and take on ambitious challenges, we invite you to be part of our journey.

Role overview Dropbox seeks a Senior Backend Software Engineer to focus on payment systems. This position involves designing, building, and maintaining backend services that handle payment transactions at scale. The work shapes how customers pay for Dropbox products and services, with a direct impact on user experience and business operations. What you will do Design and develop backend systems that process payments Maintain and enhance existing payment services to support reliability and scalability Collaborate with engineers, product managers, and cross-functional teams to deliver new features and improvements Contribute to solutions that improve user experience and help drive business growth Location This is a passive posting. Dropbox has not specified location requirements for this role.

Join us at Adyen as a Staff Engineer specializing in Financial Products, where you will play a critical role in shaping the future of payment solutions. As part of our dynamic team in San Francisco, you will leverage your engineering expertise to develop innovative financial products that enhance our clients' experience.

Nium: A Global Leader in Payments Innovation Nium is at the forefront of revolutionizing real-time, cross-border payments, dedicated to building the global payments infrastructure of the future. Our advanced payment solutions are transforming how banks, fintechs, and businesses globally manage their finances, enabling them to collect, convert, and disburse funds instantly across borders.Our extensive payout network supports transactions in 100 currencies across over 220 markets, with real-time processing in 100 of those. We facilitate fund disbursements to accounts, wallets, and cards, and enable local collections in 35 markets. Nium's burgeoning card issuance service is operational in 34 countries, and we hold regulatory licenses in over 40 countries, ensuring seamless onboarding, swift integration, and comprehensive compliance regardless of geography. Our dual headquarters are located in San Francisco and Singapore.Position Overview We are seeking a detail-oriented and proactive Senior Analyst for Licensing and Reporting in our Regulatory Compliance team. This role is crucial for maintaining and overseeing regulatory licenses across the United States, including Money Transmitter Licenses, as well as various jurisdictions in the Americas such as Canada, Brazil, and Mexico. The Senior Analyst will also be responsible for managing ongoing regulatory reporting requirements and supporting the Ongoing Due Diligence (ODD) Program within the Americas Regulatory Compliance framework.The ideal candidate will possess a strong organizational aptitude, comprehensive regulatory knowledge, and the ability to collaborate effectively across functions including Compliance, Legal, Finance, HR, and other internal teams to ensure strict adherence to regulatory obligations.Key Responsibilities

Complete is dedicated to transforming compensation into a strategic advantage for the most impactful companies globally. We're revolutionizing compensation processes by moving away from outdated spreadsheets to modern, efficient systems. Our solutions encompass comprehensive compensation cycle planning, leveling, total rewards statements for employees, and interactive candidate offers, among other features!Why Join Us at Complete?We understand that effective compensation strategies are vital to a company's success and represent one of its largest expenditures. Many enterprises struggle to develop and implement a solid compensation strategy, which can lead to significant financial and operational inefficiencies. We believe that innovative compensation approaches are the key to sustainable success.Complete is proudly supported by Accel and Y Combinator, and we are fortunate to have esteemed advisors like Will Larson (CTO of Carta), Eric Sagar (COO of Plaid), and Mathilde Collin (CEO of Front).About Our Team We are passionate builders focused on delivering quality. We believe that 21st-century software should be intuitive and require minimal training. Our culture is characterized by low ego and rapid execution. Success doesn't come from large teams but from focused efforts. Our tight-knit team of fewer than 10 people combines exceptional product and business expertise, allowing us to compete effectively in the market. This is your opportunity to join us at a pivotal moment!⭐ Our clientele ranges from innovative startups like Linear and Brex to established public companies like Roblox, and we are continually adding remarkable names to our roster. We thrive in a collaborative environment at our San Francisco office, located near Embarcadero BART, where we work together in person 4-5 days a week. We believe that bringing top talent together in a creative space is the fastest route to success.Your RoleAt this exciting juncture, we are seeking Senior or Staff Engineers to help us scale towards $XXM+ in ARR. Ideal candidates are those who are proactive, enjoy working with urgency, and have a strong focus on customer outcomes. You will have the opportunity to make significant contributions in three key areas:Ownership: We are looking for experienced individuals who can take charge of projects and drive them to successful completion.

About AirwallexAirwallex is a pioneering unified payments and financial platform tailored for global enterprises. Our unique fusion of proprietary infrastructure and cutting-edge software empowers over 200,000 businesses globally—including industry leaders like Brex, Rippling, Navan, Qantas, and SHEIN—with fully integrated solutions for managing business accounts, payments, spend management, treasury, and embedded finance at an international scale.With our roots in Melbourne, we have assembled a talented team of over 2,000 innovative professionals across 26 offices worldwide. Valued at $8 billion and supported by prestigious investors such as T. Rowe Price, Visa, Mastercard, Robinhood Ventures, Sequoia, Salesforce Ventures, DST Global, and Lone Pine Capital, Airwallex is at the forefront of developing the future of global payments and finance. If you’re eager to engage in transformative work, we invite you to join our mission.

Join our innovative team at Fal as a Senior/Staff Virtualization Engineer, where you will play a crucial role in optimizing and managing our virtualization platforms. You will leverage your extensive expertise to enhance system performance, improve scalability, and ensure robust security measures are in place. If you are passionate about virtualization technologies and thrive in a fast-paced environment, we want to hear from you!

At Plaid, we envision a future where financial interactions are transformed for the better. Our mission is to empower developers with innovative tools and experiences that enable them to build exceptional products. We are at the forefront of facilitating connections between millions of users and their financial accounts through applications they trust. Collaborating with industry leaders like Venmo, SoFi, numerous Fortune 500 companies, and major banks, we simplify access to financial services across a vast network of 12,000 institutions in the US, Canada, UK, and Europe. Founded in 2013 and headquartered in San Francisco, with offices in New York, Washington D.C., London, and Amsterdam, Plaid continues to push the boundaries of financial technology. #LI-Remote Join our dynamic Machine Learning team, where we are dedicated to developing models that enhance users' understanding and growth in their financial journeys. We are seeking experienced Machine Learning Engineers who can leverage cutting-edge techniques such as natural language processing, anomaly detection, optimization, and time series forecasting to tackle diverse product challenges. We value technical expertise, creativity, user empathy, and collaboration. As a Senior Machine Learning Engineer within our core Payments team, you will play a pivotal role in addressing significant machine learning challenges. Your responsibilities will include designing, building, and deploying scalable ML solutions and systems. You will lead initiatives to explore innovative modeling strategies while working closely with a talented group of engineers to integrate signals and operationalize these models. If you are passionate about creating state-of-the-art AI/ML solutions that promote financial freedom for everyone, we would love to hear from you!

Join Stripe as a Senior Staff Engineer specializing in Billing. In this pivotal role, you will lead initiatives to enhance our billing systems, ensuring they are scalable, efficient, and user-friendly. You will collaborate with cross-functional teams, including product managers, designers, and other engineers, to deliver innovative solutions that meet our customers' needs.

Join Crusoe as a Staff Governance, Risk, and Compliance (GRC) Engineer, where you will play a pivotal role in enhancing our compliance strategies and risk management frameworks. You will be responsible for developing and implementing GRC policies, ensuring regulatory compliance, and collaborating with cross-functional teams to mitigate risks effectively. If you have a passion for governance and compliance within the tech industry, we want to hear from you!

About ApiphanyApiphany is a trailblazing AI company focused on revolutionizing physical product development. We empower innovators across automotive, aerospace, medtech, and energy sectors to convert vast unstructured technical data into real-time, actionable insights. Supported by elite investors including Markforged, Databricks, GM, and Character, our mission is to transform engineering decision-making, turning complexity into simplicity for leading manufacturers worldwide.Our advanced models are designed to address the intricacies of engineering and manufacturing, comprehending physics principles, design specifications, and program constraints. Our small, elite team consists of builders hailing from prestigious institutions such as Stanford, Berkeley, MIT, UW, and CMU, along with industry veterans from GM, Ford, and Genesis Therapeutics. We are committed to advancing hard-tech and establishing a market-leading company together.About the RoleIn the role of Senior / Staff Infrastructure Engineer at Apiphany, you will architect, build, and manage the infrastructure that underpins our intelligence platform. Your responsibilities will encompass secure, reliable, and scalable cloud deployments, including the unique challenge of deploying across both internal and customer-managed cloud environments.You will ensure our systems adhere to stringent requirements for latency, availability, and compliance within data-intensive environments. Additionally, you will shape our security strategy, implement infrastructure-as-code practices, and establish a solid foundation enabling engineering teams to deliver with assurance.

About DEUNA DEUNA is an innovative startup transforming the landscape of global commerce with our groundbreaking AI-driven orchestration and payments platform, ATHIA. Our solution empowers large enterprises to enhance approval rates, minimize costs, and discover new revenue streams. Developed by a team recognized as the fastest-growing Commerce OS in Latin America, ATHIA integrates payment intelligence, checkout optimization, and data orchestration into a unified solution.With robust integrations across over 300 payment service providers and alternative payment methods, and with more than 20% of Mexico’s digital economy processed through our platform, we simplify global payment processes via a single integration and centralized reconciliation.As we expand into the U.S. market to fulfill the pressing requirements of large retailers, marketplaces, airlines, and quick-service restaurants (QSRs), we invite you to join us in shaping the future of payments! Role OverviewWe are on the lookout for a Backend Staff Engineer who will serve as a technical expert and architectural leader for our backend systems. This position focuses on tackling complex engineering challenges, scaling distributed systems, and establishing backend engineering standards across the organization.This is not a management role; instead, you will act as a technical authority, collaborating with Engineering Managers while taking charge of technical depth and backend architecture decisions. You will thrive in a dynamic startup environment where backend systems are critical to product capabilities.Key ResponsibilitiesBackend Architecture & System Design- Create and enhance scalable, secure, and resilient backend systems.- Architect high-availability APIs and distributed services.- Establish best practices for reliability, observability, and performance.Deep Technical Contribution- Write high-quality, production-ready backend code.- Lead refactoring initiatives and performance enhancements.- Identify system bottlenecks and implement scalable solutions.- Design data models, caching strategies, and asynchronous workflows.Technical Influence- Provide technical guidance across teams.- Facilitate complex design discussions and evaluate trade-offs.- Enhance backend development standards and documentation practices.Scalability & Reliability- Design systems capable of managing high-traffic and transaction-intensive workloads.- Define strategies for load balancing, scaling, monitoring, and failure management.- Optimize system instrumentation and monitoring practices.

At Crusoe, we are dedicated to accelerating the abundance of energy and intelligence. As a pioneering AI infrastructure company, we control every aspect of our operations — from energy generation to the digital tokens that power the world’s most ambitious AI workloads. Joining Crusoe means being part of a team that is shaping the future at an unprecedented pace.We are amid a transformative industrial revolution. The endless demand for AI computing power poses significant challenges, particularly concerning energy supply. Our energy-first strategy not only enhances AI infrastructure but also contributes positively to the environment, empowering innovators in the AI sector.We seek proactive, problem-solving team members who recognize the scale of our mission and are eager to navigate uncharted territories. If you aspire to advance your career alongside experts in energy, manufacturing, data center construction, and cloud services, we invite you to become part of our dynamic team.If you are ready to engage in the most impactful work of your career, assist our customers and partners in elevating their AI strategies, and contribute to a high-performing, supportive team, we welcome you to build the future with us at Crusoe.About This RoleThe Cloud Storage team at Crusoe is searching for a Senior Staff Software Engineer to act as the principal architect for our storage strategy. Unlike a Staff Engineer who leads feature development, a Senior Staff Engineer will define the long-term technical roadmap essential for our AI-scale infrastructure. You will play a crucial role in establishing the architectural strategy, ensuring the integrity and global scalability of our specialized storage services. Your work will focus on the underlying physics of the stack, bridging high-performance NVMe hardware with globally distributed object storage solutions that compete with S3.Your ResponsibilitiesArchitectural Vision & Strategy: Lead the development and execution of the long-term technical strategy for Crusoe's storage engine, while identifying and integrating industry trends such as CXL and NVMe-oF into a unified roadmap.System Programming Expertise: Utilize your extensive experience in system programming with languages such as C, C++, Go, and Rust to lay the groundwork for our V2 storage re-architecture.Storage Protocols: Design and implement solutions employing industry-standard storage protocols, including NFS, SMB, iSCSI, and NVMe/TCP.