Senior Product Manager - Transactional Risk

Join SoFi as a Senior Product Manager in Transactional Risk, where you will play a pivotal role in steering our risk management strategies. You will work closely with cross-functional teams to enhance our product offerings, ensuring they meet the highest standards of safety and compliance. Your expertise will guide innovative solutions that protect our customers and our organization.

Join Cardless Inc. as a Fraud Strategy Manager or Senior Manager specializing in Transaction Fraud. In this pivotal role, you will lead the development and implementation of innovative fraud prevention strategies to safeguard our customers and minimize risk. You will work closely with cross-functional teams to analyze data trends and enhance our fraud detection capabilities.Your expertise will drive initiatives that not only protect our assets but also enhance customer trust in our services. If you are passionate about leveraging data to combat fraud and are ready to take on a leadership role in a dynamic environment, we want to hear from you!

Join SoFi as a Senior Director of New Product and Business Risk Oversight, where you will lead strategic initiatives to identify, assess, and mitigate risks associated with new product launches. Your expertise will drive innovation while ensuring compliance with regulatory standards and corporate governance.This pivotal role requires a collaborative mindset as you work with cross-functional teams to promote a culture of risk awareness and proactive management. You will also play a crucial part in shaping our risk management framework and contribute to the overall strategic direction of the company.

Earnest is dedicated to empowering ambitious individuals to make informed financial decisions and create the lives they aspire to lead.Our team, known as Earnies, is passionate about providing borrowers with smarter borrowing solutions that offer a clearer path toward financial empowerment. If you share our enthusiasm for this mission, we invite you to explore the details below and join us in building something exceptional.The Senior Model Risk Manager will report directly to the Head of Credit Risk.In this role, you will:Take ownership of and enhance Earnest’s Model Risk Management framework, ensuring that our credit, loss forecasting, fraud, marketing, and finance models are robust, transparent, and scalable.Conduct independent end-to-end model validations, from conceptual soundness and data quality to performance monitoring and implementation review, providing constructive feedback to modeling teams.Collaborate closely with Data Science and Risk leaders early in the model design process to refine assumptions, enhance methodologies, and uplift modeling standards throughout the organization.Supervise model performance monitoring and proactively identify emerging risks, performance drift, or control deficiencies, ensuring timely and effective remediation.Produce clear, decision-ready validation reports and effectively communicate technical findings to drive impactful business outcomes and sound risk management decisions.Act as a trusted advisor on model governance, enabling Earnest to operate swiftly while maintaining the necessary discipline and controls of a leading lending platform.

About the TeamThe IT Risk team within Financial Risk Management (FRM) plays a pivotal role in overseeing technology risks across OpenAI’s engineering and infrastructure systems. These systems are essential for managing usage, monetization, and critical operations, encompassing everything from data generation and processing to pricing and billing logic. The team collaborates closely with Engineering, Product, and Finance, ensuring data integrity and control mechanisms are robustly defined, promoting reliable system performance under both normal and adverse conditions.About the RoleIn the capacity of Senior Manager, you will spearhead technology risk management across engineering-led systems. Your focus will be on ensuring the production, flow, and control of system-generated data is optimized for accuracy, completeness, and reliability. You will engage directly with Engineering and Product teams to influence system architecture, establish clear data ownership, and foster system dependability, eliminating the need for manual adjustments or post-issue fixes. We are eager to find individuals who thrive at the intersection of engineering and risk management, possess insights into systemic failures, and can translate these insights into effective control frameworks and operational expectations.This position is based in San Francisco, CA, following a hybrid work model of three days in-office each week, with relocation assistance available.Key Responsibilities:Define control expectations for systems that generate usage, monetization, and critical outputs.Identify potential failure points within engineering and infrastructure systems, ensuring appropriate controls are in place.Critique system designs that may introduce significant risks to data accuracy or system functionality.Establish clear accountability for data integrity across various systems and teams.Ensure systems yield complete and accurate outputs without the need for manual reconciliation.Lead efforts to address systemic risks comprehensively, beyond mere documentation.Ideal Candidate Profile:Extensive experience with engineering-driven systems, including infrastructure platforms and usage-based or monetization systems.Strong understanding of the intersection between engineering practices and risk management.Proven track record of influencing system design for improved risk mitigation.

Join Checkr as a Staff Product Manager specializing in Identity Risk Solutions. In this pivotal role, you will lead the development of innovative products that enhance identity verification and risk assessment for our clients. You will collaborate with cross-functional teams to identify market opportunities, define product strategies, and drive product development from ideation to launch.As a key member of our team, you will leverage your expertise in product management to influence product direction and ensure alignment with business goals. Your analytical mindset and strong leadership skills will be crucial in navigating complex challenges in the identity verification landscape.

Join Lyft as a Counsel specializing in Product and Commercial matters related to complex transactions. In this pivotal role, you will provide legal guidance to various business units, ensuring compliance and strategic alignment with our organizational goals. You will be responsible for drafting, reviewing, and negotiating contracts, while also advising on regulatory matters and risk management strategies. This is an exciting opportunity to contribute to a dynamic team that values innovation and collaboration.

Employee Applicant Privacy NoticeAbout Us:Join us in reshaping the future of finance.At SoFi, we empower individuals to rethink their approach to personal finance. As a pioneering financial services company and national bank, we leverage cutting-edge, mobile-first technology to assist our millions of members in achieving their financial aspirations. With the industry undergoing a significant transformation, we are proud to lead the charge. Every day, we come to work knowing that our efforts directly impact lives, guided by our core values. Embark on a journey to invest in yourself, your career, and the financial landscape.Your Role:As a Senior Product Manager for Underwriting, you will play a pivotal role in SoFi’s lending operations. You will oversee the product lifecycle for platforms and services that assess risk and determine member qualification for our lending products.Your objective is to develop a scalable, high-performing underwriting infrastructure that harmonizes member experience with stringent risk controls. Rather than merely managing a backlog, you will drive technological capabilities across multiple organizations—collaborating with Risk, Engineering, Data Science, and Legal to ensure our decision-making engines are swift, precise, and compliant. You will excel in navigating complex technical dependencies while delivering quantifiable enhancements to the underwriting team.Your Responsibilities: Own the Underwriting Roadmap: Define and lead the roadmap for our core underwriting and decision-making platforms, ensuring alignment with SoFi’s multi-product growth.Navigate Complexity: Drive technological capabilities and foster stakeholder engagement across various organizations (Risk, Engineering, Legal, Compliance); effectively manage third-party partner integrations.Execution Excellence: Lead technical sprints, manage a complex backlog, and prioritize initiatives aimed at enhancing underwriting throughput and minimizing cycle times.Bridge the Gap: Convert intricate risk and policy requirements into clear technical specifications for engineering teams, ensuring that underwriting considerations are integrated from the outset.Data-Driven Decision Making: Synthesize insights from diverse sources (UXR, data analysis, finance) to formulate strategic rationales...

About AirwallexAirwallex stands as the premier unified payments and financial platform tailored for global enterprises. Through our innovative blend of proprietary infrastructure and cutting-edge software, we empower over 200,000 businesses worldwide—including notable names like Brex, Rippling, Navan, Qantas, and SHEIN—with comprehensive solutions for managing business accounts, payments, spend management, treasury, and embedded finance on a global scale.Founded in Melbourne, our dynamic team comprises over 2,000 of the industry's brightest minds across 26 offices worldwide. With a valuation of US$8 billion, and support from leading investors such as T. Rowe Price, Visa, Mastercard, and Sequoia, Airwallex is at the forefront of developing the global payments and financial infrastructure of the future. If you are ready to undertake the most ambitious work of your career, we invite you to join our mission.Attributes We ValueWe seek successful builders with a founder-like spirit who aspire to create genuine impact, experience accelerated learning, and take true ownership of their work. You will bring strong expertise, analytical thinking, and a deep-rooted motivation aligned with our mission and operating principles. You act swiftly with sound judgment, explore with curiosity, and make decisions based on foundational principles, effectively balancing speed and thoroughness.You are humble and collaborative, transforming innovative ideas into tangible products and driving projects from inception to completion. Leveraging AI to optimize your work process and solve challenges efficiently is second nature to you. Here, you will tackle complex, high-visibility issues alongside exceptional colleagues while advancing your career as we shape the future of global banking. If this resonates with you, let’s create what’s next together.About the TeamThe Legal, Risk & Compliance (LRC) team at Airwallex is a synergistic group of legal professionals and risk management specialists dedicated to protecting the integrity of Airwallex’s operations. We foster a culture of compliance and integrity, ensuring we navigate the global financial landscape responsibly. Our team provides expert guidance and proactive support across all business areas, identifying, mitigating, and managing legal and financial risks to facilitate sustainable growth.What You'll DoAs the Senior Manager, Fraud Risk, you will act as a subject matter expert in fraud risk management within the Second Line of Defense risk team, reporting directly to the Director of Fraud Risk. Your role will encompass...

Join Casap as a Senior Product ManagerAt Casap, we are pioneering the development of AI agents designed to transform the landscape of modern banking.As a Series A startup, we are supported by esteemed investors such as Emergence, Lightspeed, and Primary Ventures, and founded by industry leaders from Robinhood and Chime. Our vision is to revolutionize manual, rules-based back office processes with intelligent agents capable of detecting fraud, assessing risks, and resolving disputes independently. Our goal is to foster an environment where trust prevails and fraud becomes a rarity.Currently, banks often depend on disparate tools and large teams to manage fraud and disputes. With Casap, we are redefining this approach. Our platform employs advanced AI to analyze transactions, customer data, and network signals, enabling real-time decision-making that minimizes losses and safeguards legitimate customers, offering financial institutions an innovative and efficient operational model.We are experiencing significant market success, and our clients appreciate our solutions.We are currently seeking a Senior Product Manager to guide the development and scaling of the next generation of AI-powered risk and fraud mitigation agents. You will take ownership of intricate, high-stakes product sectors, collaborate closely with engineering teams, data analysts, and customers, and influence the decision-making processes of autonomous systems within regulated financial frameworks.If you are passionate about:Creating AI products that function on a grand scaleTransforming complex, high-impact workflows into autonomous solutionsDesigning systems that emphasize trust, transparency, and tangible business outcomes…then you will thrive in this role and contribute significantly to our mission.Casap operates out of San Francisco and New York City, and we are rapidly expanding.

About GoodLeap:GoodLeap is at the forefront of technology, providing innovative financing and software solutions that promote sustainability. Our offerings range from solar panels and batteries to energy-efficient HVAC systems, heat pumps, roofing, and windows. With the help of our user-friendly and efficient technology, over 1 million homeowners have embraced sustainable solutions, making them more affordable and accessible. Our cutting-edge, AI-driven applications and developer tools empower thousands of professionals deploying home efficiency and solar solutions, enhancing customer communication, business intelligence, and operational efficiency. Since 2018, our platform has facilitated over $30 billion in financing for sustainable initiatives.In addition to our commercial endeavors, we proudly support GivePower, our award-winning nonprofit organization, which is dedicated to creating and implementing life-saving water and clean electricity systems, positively impacting the lives of more than 1.6 million individuals across Africa, Asia, and South America.We are seeking a dynamic Principal Product Manager to lead our fraud and risk management efforts within our consumer products division. This pivotal individual contributor role will be responsible for designing and implementing systems, controls, and decision-making processes that safeguard our credit products, consumer payments, and homeowner experiences while ensuring a seamless and high-conversion user journey.As the Principal Product Manager, you will take ownership of the strategy and execution of key fraud and risk domains. You will navigate complex challenges, align stakeholders around effective signals and defenses, and drive initiatives that significantly diminish losses. Your role demands a deep technical understanding and a hands-on approach, positioning you as the go-to expert in fraud vectors, risk modeling, and regulatory compliance.The ideal candidate will possess systems-level thinking and the ability to work autonomously in a dynamic fintech environment, demonstrating a proactive approach to problem-solving.

At Mercury, every new business that applies is like a shining star in the vast night sky. Each application, unique in its own right, contributes to a larger constellation of data trails from partners, filings, founders, and financial histories. Our Risk product engineering teams play a vital role in guiding thousands of business applications through our systems. The challenge lies in maintaining speed without sacrificing safety. Each day, our work empowers founders to open their first account, launch innovative ideas, and propel their growth forward like rocketships. Our mission is to create intelligent, automated systems and operational tools that enable this process—where machine learning, AI, and human insight work in harmony to shape the future of business banking. We leverage intelligence to identify risks early, make confident real-time decisions, and provide instantaneous, satisfying account approvals that match the pace of the builders we support. When executed flawlessly, our onboarding process feels seamless and effortless, powered by a universe of data, precision, and care. We are seeking a Senior Engineering Manager to lead the teams responsible for developing the systems and tools that facilitate this journey—from application approvals to enhanced due diligence—ensuring that every business that partners with Mercury is safe while enjoying a delightful experience.

Join our innovative team at Cardless as a Credit Risk Strategy Manager/Senior Manager, where you will play a crucial role in shaping our credit risk strategies. In this position, you will be responsible for analyzing data, developing risk models, and implementing strategies that ensure sustainable growth while maintaining a robust risk framework.

About the TeamThe Internal Controls function is a vital part of the Finance Risk Management (FRM) team, dedicated to enhancing the integrity, scalability, and reliability of OpenAI’s essential financial operations.Our team meticulously designs and governs the Internal Controls over Financial Reporting (ICFR) framework, which ensures accurate and transparent financial outcomes. We concentrate on business-process controls in various domains, including Order-to-Cash, Compute, Data, Global Financial Close, Accounting Operations, Real Estate, and AI infrastructure-related expenditures. Collaborating closely with departments such as Product, GTM, Corporate Finance, Legal, BizOps, Strategic Finance, Accounting, Finance Platforms, and Compliance, we ensure that processes are thoughtfully constructed, thoroughly documented, and ready for audits.As part of the broader FRM function, we oversee OpenAI’s financial risk posture, encompassing governance over internal controls, third-party risk, audit preparedness, and financial systems management. Together, we establish a foundation of trust that empowers OpenAI to thrive on a global scale.About the RoleWe are looking for an experienced, strategic leader to take ownership of and scale the readiness frameworks and governance that support OpenAI’s ICFR/SOX compliance program and broader Financial Risk Management initiatives. Your role will involve translating ambiguity into clear standards, repeatable practices, and decision frameworks that enable cross-functional teams to operate consistently and with integrity in dynamic, product-driven environments.This role requires strong cross-functional collaboration, intersecting finance, systems, product, and operations, and encompasses subscription and recurring revenue models, global commerce, and complex advertising monetization strategies. You will serve as a crucial partner in aligning stakeholders, driving remediation efforts, and distilling multi-team initiatives into concise leadership insights and risk-based decisions. Success in this role demands sound judgment, effective communication, and the ability to influence outcomes.This position is based in San Francisco, CA or New York, NY, utilizing a hybrid work model of three days in the office each week, along with relocation assistance offered to new hires.In this role, you will:Lead financial readiness assessments for new product launches, ensuring that all subscription, commerce, and advertising monetization processes are equipped with built-in controls and automated reconciliation.Define and operationalize SOX/ICFR readiness frameworks, including standards, playbooks, templates, governance forums, and review cadences that can scale with business growth.

Employee Applicant Privacy Notice About SoFi SoFi is a national bank and financial services company focused on transforming personal finance. The company builds mobile-first tools that help millions of members reach their financial goals. SoFi values direct impact, innovation, and supporting both customers and employees as they navigate the financial landscape. Role Overview The Capital Markets Transactions Manager will join the Capital Markets team and play a key role in supporting SoFi's transaction activities. The position is based in New York, NY or San Francisco, CA. This role involves close collaboration with teams across capital markets, treasury, investor relations, legal, IT, and external partners such as broker-dealers and rating agencies. What You Will Do Manage the asset-backed securitization transaction program for SoFi Products, including selecting loan pools, optimizing structures, preparing marketing materials, and producing both quantitative and qualitative analyses for internal and external audiences. Work with internal and external counsel to review and negotiate transaction terms from initial discussions through execution. Support and coordinate with internal groups such as credit, legal, engineering, product, treasury, accounting, servicing, and finance. Help prepare communication materials, conduct due diligence, and manage correspondence with investors, lenders, rating agencies, and other external stakeholders. Provide additional support for whole loan sales, securitizations, new product launches, and other financing initiatives as needed.

Join Our Team at AirwallexAt Airwallex, we are redefining the landscape of global finance with our all-in-one payments and financial platform designed for businesses around the globe. Our unique blend of proprietary technology and innovative software has empowered over 200,000 companies, including industry leaders like Brex and Qantas, to seamlessly manage their financial needs — from business accounts and payments to treasury and embedded finance solutions.Founded in Melbourne and now boasting a diverse team of over 2,000 talented professionals across 26 global offices, we are backed by prominent investors such as T. Rowe Price and Visa, achieving a valuation of $8 billion. Join us to make an impactful contribution as we lead the future of global payments.Our ValuesWe seek dynamic individuals with a builder's mindset who are eager to create meaningful impact, learn rapidly, and take ownership of their work. If you possess strong expertise, a curious intellect, and a commitment to our mission and operating principles, we want you on our team. You should thrive in a fast-paced environment, approach challenges with a problem-solving mindset, and embrace collaboration to turn innovative ideas into reality.The Operations TeamThe Operations team at Airwallex plays a crucial role in ensuring our services run smoothly and efficiently. Our focus is on optimizing workflows, enhancing operational effectiveness, and providing top-notch customer support. By implementing best practices, we contribute to the company's growth and uphold our commitment to delivering exceptional service to our clients worldwide.Your RoleAs a Senior Risk Investigator, you will be instrumental in detecting, analyzing, and mitigating risk across our product areas. You will conduct comprehensive investigations into complex risk patterns and handle escalated cases from the risk department. Your contributions will be vital in safeguarding our operations and ensuring compliance across our global platform.

As a Senior Product Manager for Contractor Products at Gusto, you will play a pivotal role in shaping and executing our product strategy. You will be responsible for leading cross-functional teams to develop innovative solutions that meet the needs of our contractor clients. Your expertise will guide product development from conception through launch, ensuring alignment with business objectives and customer expectations.

As the Enterprise Risk Management Lead at Gusto, you will play a pivotal role in shaping our risk management strategy. You will be responsible for identifying, assessing, and mitigating risks across our organization, ensuring that we maintain a secure and compliant operational environment. Collaborating with cross-functional teams, you will develop and implement risk management frameworks that align with our business goals and regulatory requirements.

Join Flexport as a Senior Product Manager and lead the development of innovative solutions that drive our business forward. You will collaborate with cross-functional teams to define product vision, strategy, and roadmap, ensuring alignment with our overall business goals. Your expertise will help shape the future of logistics and supply chain management.

Waymo is at the forefront of autonomous driving technology, committed to becoming the world's most reliable driver. Originating from the Google Self-Driving Car Project in 2009, our focus has been on creating the Waymo Driver—The World’s Most Experienced Driver™—to enhance mobility access and save countless lives lost in traffic accidents. The Waymo Driver powers our fully autonomous ride-hail service and is adaptable across various vehicle platforms and applications. With over ten million rider-only trips completed, our driver has autonomously traversed more than 100 million miles on public roads and tens of billions in simulation across over 15 U.S. states.In the role of Insurance Risk Manager at Waymo, you will be at the cutting edge of identifying and managing emerging risks associated with our revolutionary autonomous driving technology. Collaborating closely with our legal, public policy, safety, security, and privacy experts, you will evaluate insurance trends and assess product liability, automotive, cyber, and related risks. Your insights will help us establish robust risk and insurance frameworks that safeguard our users globally. You will work alongside our business development, product partnership, strategy, and operations teams to ensure our company’s interests are shielded from existing and forthcoming risks. Additionally, you will support our legal and policy teams in aligning our exposure with our risk appetite through contract reviews and the assessment of emerging laws and regulations at both state and federal levels. By maintaining strong relationships with insurance and AV industry partners, you will actively anticipate, quantify, and mitigate emerging risks.This is a hybrid position reporting to the Head of Insurance Infrastructure.