Data Science Internship 2026 at Perpay | Philadelphia

About Us:At Perpay, a certified B Corp and Philadelphia's leading growth-stage startup, we are dedicated to enhancing the financial stability of everyday Americans. For over a decade, we have successfully established a strong product-market fit and a profitable operating model through our diverse product offerings. Our mission positions Perpay as the trusted financial partner for consumers with subprime credit.With more than 500,000 customers leveraging over $1 billion in spending power, we are at a transformative juncture. We are expanding our operations, introducing new solutions, and amplifying our impact. We seek passionate individuals eager to embark on this journey with us.Our venture partners include esteemed firms such as First Round Capital and L Catterton.Innovative Products We Offer:Perpay Marketplace: Integrates interest-free payments and modern e-commerce to lower ownership costs and encourage responsible repayment behaviors.Perpay+: Utilizes Marketplace repayment history to assist members in monitoring and enhancing credit scores with all three credit bureaus.Perpay Credit Card: Increases access to the benefits of a World Mastercard by eliminating common barriers such as high security deposits and low approval rates.Our team thrives on collaboration in our unique center-city Philadelphia office, a comfortable “home away from home” that features river views and encourages rapid development, strong relationships, and career growth. The excitement of achieving significant milestones is palpable here. While we primarily work in the office, we provide reasonable flexibility for personal needs, such as caring for sick children or urgent errands, and we coordinate official remote weeks around major holidays. If you are passionate about making a meaningful impact, valuing collaboration and equity, and enjoying generous perks, Perpay is the ideal workplace in Philadelphia right now.About the Role:As a Data Science Intern at Perpay, your primary focus will be on learning and growth. We recognize the importance of mentorship and provide students with the opportunity to gain invaluable work experience prior to graduation. Throughout the 10-12 week internship during the summer of 2026, you will utilize our extensive data sets to research, identify, and develop features that will enhance our models and drive tangible results. By applying your knowledge of modeling, statistical methods, and exploratory data analysis, you will collaborate with business leaders and present solutions aimed at fostering company growth. You will also have the chance to think strategically and identify long-term opportunities for contributing to our Data Science roadmap, all while honing the skills necessary for success in the field.

About Us:At Perpay, we are proud to be a certified B Corp and a leading growth-stage startup in Philadelphia, committed to enhancing the financial stability of everyday Americans. For over ten years, we have achieved a strong product-market fit with a profitable and efficient operating model across a diverse range of products, establishing Perpay as the top financial partner for consumers navigating subprime credit.With more than 500,000 customers leveraging over $1 billion in spending power, we are at an exciting juncture. We are expanding our operations, creating innovative offerings, and amplifying our positive impact. We invite enthusiastic team members to join us on this transformative journey.Our venture partners include First Round Capital and L Catterton.Our impactful product offerings include:Perpay Marketplace: Merging interest-free payments with modern e-commerce to lower ownership costs and encourage responsible repayment behavior.Perpay+: Utilizing Marketplace repayment history to assist members in monitoring and improving their credit scores with all three major credit bureaus.Perpay Credit Card: Enhancing access to the benefits of a World Mastercard by eliminating common obstacles like high security deposits and low approval rates.Our team thrives on collaboration in our inviting center-city Philadelphia office, which provides stunning river views and fosters rapid product development, strong relationships, and career growth. The atmosphere is invigorating as we celebrate significant achievements together. While we primarily work on-site, we offer sensible flexibility for personal matters, including caring for sick children or urgent errands, and coordinate remote work weeks around major holidays. If you are passionate about making a difference, teamwork, equity, and enjoying generous perks, Perpay is the ideal place for you in Philadelphia.About the Role:As a Data Engineering Intern at Perpay, your primary focus will be on learning and development. We value mentorship and offer students a unique opportunity to gain valuable experience before graduation. During the 10-12 weeks of our internship in the summer of 2026, you will build data pipelines, design tools and infrastructure for large-scale data analysis, and tackle significant data warehousing challenges. You will collaborate with stakeholders to develop and implement innovative data solutions and extract actionable insights from complex datasets to guide management recommendations. In addition to engaging in impactful projects, you will have the opportunity to network with various business leaders to enhance your personal and professional growth.

About Us:At Perpay, a certified B Corp and one of Philadelphia’s most influential growth-stage startups, our mission is to enhance the financial stability of everyday Americans. Over the past decade, we've achieved a strong product-market fit and an efficient operating model across various offerings, establishing Perpay as the top financial partner for individuals with subprime credit.With over 500,000 customers utilizing more than $1 billion in spending power, we are at a crucial turning point. As we scale our operations, launch new products, and increase our impact, we seek passionate teammates ready to embark on this journey with us.We are proud to partner with industry leaders such as First Round Capital and L Catterton.Our impactful products include:Perpay Marketplace: A platform that merges interest-free payments with modern e-commerce, making ownership more affordable while promoting healthy repayment behaviors.Perpay+: A tool that uses Marketplace repayment history to help members track and improve their credit scores with all three major credit bureaus.Perpay Credit Card: A credit card offering enhanced access to the benefits of a World Mastercard, eliminating barriers like high security deposits and low approval rates.Our team thrives on in-person collaboration in our unique center-city Philadelphia office, designed to be a comfortable "home away from home". This space not only offers stunning river views but also promotes rapid product development, strong relationships, and career growth. The excitement from achieving significant milestones is palpable. While we primarily work in the office, we provide reasonable flexibility for personal needs, such as caring for sick children or handling urgent errands, and we organize official remote weeks around major holidays. If you are passionate about making a meaningful impact, fostering collaboration, and enjoying generous perks, Perpay is the ideal place for you in Philadelphia.About the Role:As a Senior Data Scientist at Perpay, you will play a key role in our business's daily success, driving both new and existing product initiatives with your analytical prowess and machine learning expertise. Additionally, you will help shape the future of our data science team by developing scalable processes and systems to support our rapid growth. This is a thrilling opportunity to positively influence Perpay’s mission and improve the lives of our customers. We seek an individual who is enthusiastic about all facets of data science, including machine learning, exploratory data analysis, and the effective communication of results for real-time deployments. This pivotal position is part of our data science team and reports to the Data Science Manager.

About Us:Perpay is a proud certified B Corporation and a leading growth-stage startup based in Philadelphia, dedicated to enhancing the financial well-being of everyday Americans. Over the last decade, we have achieved a strong product-market fit and established a profitable, efficient operating model across a diverse suite of innovative products, making us the premier financial partner for consumers with subprime credit.With a community of over 500,000 customers utilizing more than $1 billion in spending power, we are at an exciting juncture of expansion. We are actively scaling our operations, developing new offerings, and amplifying our impact, and we are seeking dedicated teammates to join us on this mission.Our esteemed venture partners include First Round Capital and L Catterton.Impactful products we've developed include:Perpay Marketplace: Merges interest-free payments with modern e-commerce to lower ownership costs and foster responsible repayment habits.Perpay+: Utilizes Marketplace repayment history to empower members in monitoring and building their credit profiles with all three credit bureaus.Perpay Credit Card: Enhances access to the benefits of a World Mastercard by eliminating common barriers such as high security deposits and low approval rates.Our team thrives on in-person collaboration within our uniquely designed center-city Philadelphia office, which offers stunning river views and promotes rapid product development, strong relationships, and professional growth. The energy from achieving significant milestones is tangible here. While we primarily work on-site, we also provide reasonable flexibility for personal needs, such as caring for sick children or urgent errands, and we coordinate official remote weeks around major holidays. If you are passionate about making a meaningful impact, collaboration, equity, and enjoying generous perks, Perpay is the ideal workplace in Philadelphia right now.About the Role:As a Strategic Analytics Intern at Perpay, your primary focus will be on learning and professional development. We value mentorship and provide students with an opportunity to acquire practical work experience prior to graduation. During your 10-12 week internship in the summer of 2026, you will delve into our company data to uncover and communicate insights that will influence decision-making on pressing business questions. Collaborating closely with members of the Strategic Analytics team, you will employ rigorous research methodologies to frame analyses that impact critical business areas, develop high-quality analytic code to compile evidence, and deliver clear and actionable recommendations to leadership based on your findings. This role will also help you hone the skills necessary to thrive in a fast-paced tech startup environment.

About Us:At Perpay, a certified B Corporation and one of Philadelphia's most influential growth-stage startups, we are committed to enhancing the financial stability of everyday Americans. Over the last decade, we have successfully achieved a strong product-market fit and established a profitable, efficient operational model across a diverse range of products, positioning Perpay as the leading financial partner for consumers with subprime credit.With over 500,000 customers utilizing more than $1 billion in spending power, we are at a significant juncture. We are expanding our operations, developing new offerings, and amplifying our impact. We seek enthusiastic teammates ready to embark on this journey with us.Our partners include industry leaders such as First Round Capital and L Catterton.Our impactful products include:Perpay Marketplace: Integrates interest-free payments and contemporary e-commerce to lower ownership costs and foster responsible repayment behaviors.Perpay+: Utilizes Marketplace repayment histories to assist members in monitoring and building their credit with all three credit bureaus.Perpay Credit Card: Enhances access to a World Mastercard's flexibility and benefits by eliminating common barriers such as high security deposits and low approval odds.Our team thrives on in-person collaboration from our distinctive center-city Philadelphia office, which offers river views and promotes rapid product development, strong interpersonal relationships, and career advancement. The energy generated from achieving significant milestones is palpable here. While our primary operations are in-office, we provide reasonable flexibility for personal needs, such as caring for sick children or urgent errands, and organize remote work weeks around major holidays. If you are passionate about making a meaningful impact, collaboration, equity, and generous benefits, Perpay is the ideal workplace in Philadelphia right now.About the RoleThis is a unique opportunity to work at the heart of a high-growth fintech company, reporting directly to the Office of the CEO and collaborating closely with the leadership team. The position offers unparalleled insight into decision-making processes, priority setting, and the inner workings of business operations.As Chief of Staff, you will ensure that the CEO and leadership team remain organized, informed, and focused on the company’s most critical priorities. The role encompasses coordination, execution, and problem-solving. Some days you will prepare materials for leadership or board meetings, manage the CEO’s schedule and priorities, or ensure key follow-ups are executed. Other days, you will delve into ad hoc projects, assist in testing concepts, or support initiatives.

About Us:Perpay is a proud certified B Corp and is recognized as Philadelphia’s most impactful growth-stage startup. Our mission is to enhance the financial stability of everyday Americans significantly. For over a decade, we have developed a robust product-market fit and a profitable operating model with a diverse range of products, establishing Perpay as the leading financial partner for consumers with subprime credit.With a customer base exceeding 500,000 and over $1 billion in spending power utilized, we find ourselves at an exciting crossroads. We are expanding our operations, launching new offerings, and amplifying our impact. We invite enthusiastic teammates to join us on this transformative journey.Our esteemed venture partners include First Round Capital and L Catterton.Products we’ve created to drive change:Perpay Marketplace: Merges interest-free payments with modern e-commerce to lower ownership costs and encourage responsible repayment habits.Perpay+: Utilizes Marketplace repayment history to assist members in monitoring and enhancing their credit across all three credit bureaus.Perpay Credit Card: Broadens access to the advantages of a World Mastercard by eliminating typical barriers such as high security deposits and low approval rates.Our team thrives through in-person collaboration at our distinctive center-city Philadelphia office. This welcoming 'home away from home' environment offers scenic river views and encourages rapid product development, strong relationships, and career advancement. The excitement of achieving great successes is tangible here. While we primarily work on-site, we provide reasonable flexibility for personal matters, such as caring for sick children or urgent errands, and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission, teamwork, equity, and generous benefits, Perpay is the ideal workplace in Philadelphia at this moment.

About Us:Perpay is proud to be a certified B Corporation and stands as Philadelphia’s most impactful growth-stage startup. Our mission is to enhance the financial stability of everyday Americans significantly. Over the past ten years, we have achieved a robust product-market fit and developed a profitable, efficient operating model across a range of innovative products, establishing Perpay as the leading financial partner for consumers with subprime credit.With over 500,000 satisfied customers leveraging more than $1 billion in spending power, we are at a crucial juncture of growth. We are expanding our operations, introducing new offerings, and amplifying our impact. We are in search of passionate teammates ready to embark on this exciting journey with us.Our venture partners include renowned investors such as First Round Capital and L Catterton.Innovative products we’ve developed include:Perpay Marketplace: Merging interest-free payments with modern e-commerce to decrease ownership costs and encourage healthy repayment habits.Perpay+: Utilizing Marketplace repayment history to assist members in monitoring and improving their credit scores with all three credit bureaus.Perpay Credit Card: Broadening access to the benefits and flexibility of a World Mastercard by eliminating typical barriers like high security deposits and low approval odds.Our team thrives on in-person collaboration within our unique center-city Philadelphia office, which serves as a comfortable "home away from home" with river views, fostering rapid product development, strong relationships, and career growth. The energy from achieving significant milestones is tangible here. While we primarily work on-site, we offer sensible flexibility for personal needs, like caring for sick children or urgent errands, and organize official remote weeks around major holidays. If you are passionate about making a meaningful impact in a collaborative environment with generous perks, Perpay is the ideal place for you in Philadelphia.About the Role:We are looking for a responsible, driven, and detail-oriented Junior Financial Analyst to join Perpay’s Finance & Accounting Team. The successful candidate will analyze business trends, create financial models, maintain the general ledger, and deliver insights that support our strategic financial decisions. This position necessitates strong quantitative abilities coupled with the skill to distill complex information and communicate effectively. As a vital member of our team, you will collaborate closely with our Accounting and Analytics functions to strategize and report on various business initiatives, metrics, and ad hoc projects.Our greatest asset is our people, and we would love for you to join us!

Perpay is a certified B Corp based in Philadelphia, focused on improving financial health for everyday Americans, especially those with subprime credit. Over the past decade, the company has built a profitable business and established itself as a trusted financial partner for hundreds of thousands of consumers. More than 500,000 customers have accessed over $1 billion in spending power through Perpay’s services. The company continues to expand by developing new products and broadening its impact, with support from venture partners such as First Round Capital and L Catterton. Products Perpay Marketplace: An e-commerce platform offering interest-free payments, designed to help customers lower ownership costs and build responsible repayment habits. Perpay+: A service that leverages Marketplace repayment history to help members monitor and build credit with all three major credit bureaus. Perpay Credit Card: A credit card that makes World Mastercard benefits more accessible by removing barriers like high security deposits and low approval odds. Work Environment The team values in-person collaboration at the center-city Philadelphia office, which features river views and a welcoming atmosphere. This environment encourages quick product development, strong working relationships, and ongoing professional growth. Most work takes place onsite, but flexibility is available for personal needs such as family emergencies or errands. Remote work weeks are scheduled around major holidays. Perpay seeks individuals motivated by meaningful work, who value collaboration, equity, and generous benefits. The company offers a unique opportunity to contribute and grow a career in Philadelphia.

About Us:Perpay, a certified B Corp, is recognized as Philadelphia's most impactful growth-stage startup, dedicated to enhancing the financial stability of everyday Americans. Over the past decade, we have achieved significant product-market fit and have established a profitable, efficient operational model across a diverse suite of products, making Perpay the leading financial partner for consumers with subprime credit.With more than 500,000 customers leveraging over $1 billion in spending power, we are at a critical juncture in our journey. We are expanding our operations, developing new offerings, and enhancing our impact. We are seeking passionate individuals to join us in this mission.Our venture partners include First Round Capital and L Catterton.Our Impactful Products Include:Perpay Marketplace: Merges interest-free payments with modern e-commerce to lower ownership costs and promote responsible repayment habits.Perpay+: Utilizes Marketplace repayment history to assist members in monitoring and building credit with all three major credit bureaus.Perpay Credit Card: Enhances access to the flexibility and benefits of a World Mastercard by eliminating common barriers like high security deposits and low approval odds.Our team thrives on collaboration in our unique center-city Philadelphia office, which offers stunning river views and fosters rapid product development, strong relationships, and career growth. The excitement of achieving significant wins is palpable here. While we primarily work in the office, we provide reasonable flexibility for personal needs, such as caring for sick children or handling urgent errands, and we coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission, collaboration, equity, and generous perks, Perpay is the premier workplace in Philadelphia right now.About the Role:As a Software Engineering Intern at Perpay, you'll have the opportunity to grow with us. Your primary responsibilities will include collaborating with your team to develop and launch features, adopting a product-focused mindset, and demonstrating the resilience needed to navigate challenging projects.We value mentorship and offer students a chance to gain practical experience before graduation. During the 10-12 weeks of the internship, you will be treated as a full member of the engineering team, working on features within our established product roadmap. You will contribute to our codebase, test, and release features into production while collaborating with teams across product, design, data science & analytics, operations, and other stakeholders to deliver innovative solutions.

About Us:At Perpay, a certified B Corp and Philadelphia’s leading growth-stage startup, we are committed to enhancing the financial well-being of everyday Americans. Over the past decade, we have successfully created a strong product-market fit and a profitable operating model across our range of innovative financial products, establishing Perpay as the go-to financial partner for consumers with subprime credit.With more than 500,000 customers utilizing over $1 billion in spending power, we find ourselves at a crucial juncture. As we scale our operations, develop new offerings, and expand our impact, we invite motivated individuals to join us on this exciting journey.Our esteemed venture partners include First Round Capital and L Catterton.Products we’ve developed to drive positive change include:Perpay Marketplace: Merges interest-free payments with modern e-commerce to lower ownership costs and encourage responsible repayment habits.Perpay+: Utilizes Marketplace repayment history to assist members in monitoring and building their credit with all three major credit bureaus.Perpay Credit Card: Expands access to the advantages of a World Mastercard by eliminating common barriers such as high security deposits and poor approval odds.Our team flourishes through in-person collaboration, working from our unique center-city Philadelphia office. This welcoming "home away from home" environment boasts river views and promotes rapid product development, strong relationships, and career advancement. The energy from achieving significant milestones is palpable here. While we predominantly work onsite, we offer reasonable flexibility for personal needs, such as caring for sick children or handling urgent errands, and coordinate official remote weeks around major holidays. If you are passionate about making a meaningful impact, value collaboration and equity, and appreciate generous perks, Perpay is the ideal place to be in Philadelphia right now.

Join CRB as a Construction Intern for the Summer of 2026! This exciting opportunity allows you to gain hands-on experience in the construction field while working alongside seasoned professionals. As an intern, you will assist with various tasks related to project management, site supervision, and quality control, providing you with a comprehensive understanding of the construction process.

About Us:At Perpay, we are proud to be a certified B Corp and the leading growth-stage startup in Philadelphia committed to enhancing the financial well-being of everyday Americans. Over the past decade, we have achieved a strong product-market fit and a profitable operating model through our diverse range of offerings, establishing ourselves as the premier financial partner for consumers with subprime credit.With a community of over 500,000 customers utilizing more than $1 billion in spending power, we are at an exciting juncture, scaling our operations and launching new products to deepen our impact. We invite enthusiastic individuals to join us on this transformative journey.Our esteemed venture partners include First Round Capital and L Catterton.Innovative products that drive our mission:Perpay Marketplace: Merges interest-free payments with modern e-commerce to lower ownership costs and encourage responsible repayment.Perpay+: Utilizes Marketplace repayment history to assist members in tracking and enhancing their credit scores with all three credit bureaus.Perpay Credit Card: Expands access to the benefits of a World Mastercard by eliminating traditional barriers like high security deposits and low approval rates.Our team thrives on collaboration, working from our inviting center-city Philadelphia office that offers stunning river views and supports rapid product development, strong relationships, and career advancement. The positive energy from our collective achievements is palpable. While we primarily work in-office, we offer reasonable flexibility for personal matters, such as caring for sick children or running urgent errands, and we coordinate official remote weeks around significant holidays. If you are driven by a meaningful mission, value collaboration, equity, and enjoy generous benefits, Perpay is the ideal place for you in Philadelphia.

About Us:At Perpay, a certified B Corp and Philadelphia’s leading growth-stage startup, we are dedicated to enhancing the financial stability of everyday Americans. Over the past decade, we have cultivated a strong product-market fit and an efficient, profitable operating model across a diverse range of products, establishing ourselves as the go-to financial partner for consumers with subprime credit.With a community of over 500,000 customers who have accessed more than $1 billion in spending power, we are at an exciting juncture of growth. We are expanding our operations, launching new offerings, and amplifying our impact. We seek passionate individuals to embark on this journey with us.Our esteemed venture partners include First Round Capital and L Catterton.Our impactful products include:Perpay Marketplace: Merges interest-free payments with modern e-commerce to lower ownership costs and encourage responsible repayment behavior.Perpay+: Utilizes Marketplace repayment history to assist members in monitoring and improving their credit scores across all three credit bureaus.Perpay Credit Card: Provides broader access to the benefits of a World Mastercard by eliminating common barriers such as high security deposits and low approval odds.We thrive on in-person collaboration in our unique center-city Philadelphia office, which offers river views and a comfortable atmosphere that fosters rapid product development, strong relationships, and career advancement. Here, the excitement of achieving significant milestones is palpable. While we primarily work on-site, we accommodate personal needs with reasonable flexibility, including support for unexpected family responsibilities or urgent errands, and we coordinate official remote weeks around major holidays. If you are driven by a meaningful mission, value collaboration and equity, and appreciate generous perks, Perpay is the ideal workplace in Philadelphia right now.About the Role:We are looking for a skilled and ownership-driven Software Engineer to join our team at Perpay and enhance our culture of technical excellence. You will spearhead large-scale projects from inception to completion, collaborating across various teams (analytics, commerce, product, design, operations) while mentoring junior engineers. As part of our growing engineering team, your contributions will significantly influence our technology and team dynamics. Our people-first philosophy prioritizes your elevated contributions, bolstering our culture of inclusivity, mentorship, and continuous learning.As a leader within Perpay’s engineering team, you will work closely with stakeholders ranging from entry-level contributors to senior executives. This unique opportunity is critical as it drives our mission forward.

Perpay is a certified B Corp based in Philadelphia, focused on supporting the financial health of everyday Americans. Over the past decade, the company has grown into a profitable business with strong product-market fit, serving more than 500,000 customers and facilitating over $1 billion in spending. With backing from First Round Capital and L Catterton, Perpay continues to expand its team, launch new products, and increase its impact. The company offers several products, including: Perpay Marketplace: An e-commerce platform that combines interest-free payments with responsible repayment options. Perpay+: A service that helps members build and monitor credit using their Marketplace repayment history. Perpay Credit Card: A credit card designed to broaden access to Mastercard benefits by removing common barriers. The team works mainly in person at a center-city Philadelphia office designed for collaboration and fast product development. While most work happens onsite, the company accommodates personal needs and coordinates remote work around major holidays. Role overview Perpay is seeking a Senior Backend Software Engineer who cares about backend systems, user experience, and reliability. The ideal candidate has played a key role in designing and implementing backend features for at least one significant production application within the past year. What you will do Write backend code for production systems Review pull requests and offer constructive feedback Mentor fellow engineers Contribute to scoping and designing new features Share backend expertise, whether by leading learning sessions or guiding major refactors This position suits engineers who enjoy tackling complex problems and delivering solutions alongside a collaborative team. Location This role is based in Philadelphia, Pennsylvania. In-person collaboration is encouraged, but there is flexibility for personal needs and remote work is coordinated around major holidays.

About Us:Perpay is a certified B Corp and one of Philadelphia’s most influential growth-stage startups. Our mission is to profoundly enhance the financial stability of everyday Americans. Over the past decade, we have achieved a strong product-market fit and developed a profitable operational model across a diverse range of products, establishing Perpay as the leading financial partner for consumers with subprime credit.With a community of over 500,000 customers who have accessed more than $1 billion in spending power, we are at a crucial juncture. We are expanding our operations, innovating new offerings, and amplifying our impact. We invite passionate individuals to join us on this exciting journey.Our venture partners include First Round Capital and L Catterton.Our impactful products include:Perpay Marketplace: Merges interest-free payments with modern e-commerce to lower ownership costs and encourage responsible repayment habits.Perpay+: Utilizes Marketplace repayment history to assist members in monitoring and improving their credit scores with all three credit bureaus.Perpay Credit Card: Enhances access to the flexibility and benefits of a World Mastercard by eliminating common barriers such as high security deposits and low approval rates.Our team thrives on in-person collaboration, working from our distinctive center-city Philadelphia office. This inviting "home away from home" space offers stunning river views and promotes rapid product development, strong relationships, and career advancement. The energy from achieving significant milestones is tangible here. While we primarily operate in the office, we provide reasonable flexibility for personal needs, such as caring for sick children or urgent errands, and we coordinate official remote weeks around major holidays. If you are passionate about making a meaningful impact, collaboration, equity, and generous benefits, Perpay is the ideal place to be in Philadelphia right now.

About Us:Perpay is a certified B Corporation and one of Philadelphia’s most influential growth-stage startups. Our mission is to enhance the financial stability of everyday Americans significantly. Over the last decade, we have achieved a strong product-market fit and established a profitable and efficient operating model across a diverse range of products, making Perpay the leading financial partner for consumers with subprime credit.With more than 500,000 customers who have leveraged over $1 billion in spending power, we are at a critical juncture of growth. We are expanding our operations, developing new offerings, and amplifying our impact. We seek passionate teammates ready to embark on this exciting journey with us.Our esteemed venture partners include First Round Capital and L Catterton.Our innovative products designed to make a difference include:Perpay Marketplace: Integrates interest-free payments with modern e-commerce to lower ownership costs and encourage responsible repayment behavior.Perpay+: Utilizes Marketplace repayment history to assist members in monitoring and improving their credit scores with all three credit bureaus.Perpay Credit Card: Increases access to the flexibility and advantages of a World Mastercard by removing typical barriers such as high security deposits and low approval rates.Our team thrives on face-to-face collaboration in our unique center-city Philadelphia office, which offers river views and fosters rapid product development, strong relationships, and career growth. The energy from achieving significant milestones is palpable in our workspace. While we primarily work in the office, we provide reasonable flexibility for personal matters such as caring for sick children or urgent errands, and we arrange official remote weeks around major holidays. If you are passionate about being part of a meaningful mission, promoting equity, and enjoying generous perks, Perpay is the ideal workplace in Philadelphia right now.About the Role:We are in search of senior frontend engineers who are enthusiastic about frontend technologies and delivering exceptional user experiences. The ideal candidate will have led the technical design and implementation of frontend features in at least one substantial production application within the last year. As a senior frontend engineer at Perpay, you will engage in coding, reviewing pull requests, mentoring fellow engineers, and assisting in the scoping and design of new features. We value individuals with frontend technical expertise who can propel our technology forward—whether by hosting a lunch-and-learn on a new frontend technology or leading a significant refactor. We appreciate engineers who are excited about tackling challenging problems and providing solutions in a fast-paced environment.

About the RoleAt Insomnia Cookies, our goal is to enhance the digital journey through tailored personalization, insightful predictions, and dynamic decision-making.We are seeking a Senior Machine Learning & Data Science Lead who thrives in a hands-on environment, engaging with models, data, and production systems while working in close collaboration with our product, engineering, and marketing teams. This role combines applied data science with practical machine learning engineering to design, develop, and enhance AI-driven functionalities across our digital platforms and operations.Sweet Position Perks:• Enjoy a 4-day work week (yes, we take every Friday off!)• Comprehensive benefits including medical, dental, vision, and pet insurance• 401K plan with employer contribution match• 3 weeks of paid vacation plus 2 paid personal wellness days• A relaxed, fun office culture where you can be yourself• Free cookies, branded merchandise, and more!What You’ll Do• Partner with teams to design and implement machine learning models for personalization, recommendations, targeting, and operational enhancements.• Create predictive and forecasting solutions utilizing first-party data to bolster marketing, store operations, and inventory management.• Work on integrating models into production environments, collaborating with engineers to ensure scalability, reliability, and maintainability.• Contribute to experimentation initiatives by designing and analyzing A/B tests to assess impact.• Oversee ongoing model monitoring and improvement, ensuring quality, fairness, and explainability are prioritized.• Engage with various business units to uncover new opportunities where data science and machine learning can enhance customer experiences or operational efficiencies.What You Bring• 5+ years of experience in applied machine learning, data science, or quantitative product roles.• Proficiency with recommendation systems, predictive modeling, clustering, and time series forecasting.• Hands-on experience deploying models in production using Python, AWS/GCP, and APIs.• Strong SQL skills and experience handling large datasets.• Familiarity with A/B testing and statistical analysis for experimental design.• Excellent communication skills, capable of conveying technical concepts to both technical and non-technical audiences.• Bonus: Experience in eCommerce, quick service restaurants, or real-time customer engagement systems.Why This Role Rocks• Engage in high-impact projects that directly affect customers and operations.• Be part of the foundational development of our AI and machine learning capabilities.• Collaborate across teams on initiatives that shape digital experiences.• Join a vibrant culture that embraces experimentation and innovation.

About Us:At Perpay, a certified B Corporation and Philadelphia’s leading growth-stage startup, we are passionate about transforming the financial landscape for everyday Americans. Our mission is to enhance the financial stability of our clients. Over the past decade, we have successfully achieved a strong product-market fit and developed a profitable operating model across a diverse range of offerings, establishing Perpay as the trusted financial partner for consumers facing credit challenges.Having served over 500,000 customers and facilitated more than $1 billion in spending power, we find ourselves at a crucial juncture. We are expanding our operations, innovating new products, and amplifying our impact. We invite dedicated individuals to join us on this transformative journey.Our esteemed investors include First Round Capital and L Catterton.Some of our impactful products include:Perpay Marketplace: This platform offers interest-free payment options and modern e-commerce solutions, promoting responsible ownership and repayment habits.Perpay+: This feature utilizes Marketplace repayment history to assist members in monitoring and enhancing their credit scores with all three major credit bureaus.Perpay Credit Card: This product broadens access to a World Mastercard, eliminating traditional barriers like high security deposits and low approval rates.Our vibrant team thrives on collaboration and operates from a unique office in center-city Philadelphia, designed to foster rapid product development, strong interpersonal relationships, and career advancement. The atmosphere is invigorating, especially during major achievements. While we primarily work in-office, we offer reasonable flexibility for personal obligations, including coordinating remote weeks around holidays. If you are driven by a meaningful mission, value collaboration and equity, and appreciate generous perks, Perpay is the ideal workplace in Philadelphia.

Key Responsibilities:Classroom ResponsibilitiesFoster an environment where every student feels valued, affirmed, and challenged daily.Design and implement rigorous, engaging unit and daily lesson plans utilizing provided curricula/resources.Incorporate core values into daily lessons and school practices, enforcing school-wide culture systems and effective classroom management techniques.Maintain a productive, organized, safe, neat, and focused learning environment.Regularly evaluate student work and academic data to refine lessons and instructional practices.Provide necessary accommodations and modifications to support the growth and success of all students.Keep accurate student records and maintain strong communication with families about students’ progress.Model and adhere to all school policies within the classroom.Act as a positive role model for students.Professional ResponsibilitiesTake ownership of your professional development (meet regularly with an instructional coach, apply feedback, engage in active practice, etc.).Participate actively in school-wide professional development initiatives.Collaborate with grade team members to address common challenges and implement grade-wide strategies.Provide constructive, solutions-oriented feedback to peers and school leadership consistently.Embody KPPS core values: Children First, Cultural Competence, Ownership, Community.Enroll in or complete a teacher certification program, if applicable.School ResponsibilitiesAttend designated school functions outside of regular hours (Back to School Night, Report Card Conferences, Community Events, etc.).Contribute to the planning and execution of all school-wide events.Build strong relationships with students' families through home visits, participation in school events, and communication.Perform necessary support duties, including bus, lunch, and dismissal responsibilities.Chaperone field lessons and trips.Additional responsibilities may be communicated throughout the academic year with appropriate notice and flexibility.Who You Are:You have a deep love for children and recognize their potential.You possess experience in driving student growth and achievement while fostering an inclusive and rigorous learning environment.You are passionate about facilitating professional development and continuously enhancing your skills as a leader.You operate with cultural competence and a commitment to inclusion and anti-racism.You believe teachers are the primary catalysts for student success.

As a Machine Learning Engineer at CapTech, you will play a pivotal role in crafting and executing innovative data-driven solutions tailored for our diverse clientele. Your primary focus will be on the design and deployment of scalable machine learning systems within enterprise environments. At CapTech, we foster a collaborative atmosphere that encourages knowledge sharing and continuous learning among our analysts, architects, and clients.Key Responsibilities:Collaborate with clients, data scientists, engineers, and cross-functional teams to develop comprehensive end-to-end machine learning solutions, identifying novel approaches in machine learning and data science that fulfill business objectives.Translate client requirements into data-driven models and analytical frameworks.Handle and process extensive datasets across various enterprise-level data platforms such as AWS, Azure, and GCP.Design, develop, and implement advanced analytical solutions utilizing client data, including recommender systems, natural language processing, and risk scoring.Optimize and scale machine learning systems to meet client specifications effectively.Contribute to the growth of CapTech’s Machine Learning and Data Science practices through client presentations, proposal writing, participation in business development events, and mentorship of junior data scientists and engineers.