Credit Risk Manager/Director

Credit Risk Manager/Director @ NeloAbout NeloNelo is a prominent consumer fintech and e-commerce platform operating in Mexico, boasting over $500 million in annualized GMV and exceeding $70 million in annual revenue. Our mission is to empower consumers in Latin America by providing a modern alternative to traditional credit cards. To date, Nelo has successfully secured over $40 million in venture capital from esteemed investors such as Homebrew, Two Sigma Ventures, and Susa Ventures, alongside a $100 million asset credit facility from Victory Park Capital. Our dynamic team comprises seasoned leaders from top-tier technology companies such as Uber, Amazon, Rappi, and DiDi. We take pride in our agility, intellectual rigor, and operational efficiency. Nelo maintains offices in both Mexico City and New York City.Location: New York City or Mexico City, with 80% in-office presence.Language: Proficiency in English is required; Spanish is a plus.Role Mission: To enhance gross profit and ensure portfolio resilience through iterative testing of approval/decline processes, line assignments, and loan pricing & duration policies.Key Responsibilities:Portfolio Resilience: Within the first month, design a strategy to create a portfolio capable of absorbing a 100% increase in losses without allowing gross margin to decline below a predetermined threshold.Consistent Acquisition Cohorts: By the end of the third month, ensure that no stable segments exhibit a >=15% (relative) discrepancy between expected and actual credit loss performance at acquisition time, by adjusting short-term rules to target any that do.Early Momentum: Achieve a 1 percentage point increase in gross profit. While achieving the aforementioned outcomes, proactively seek opportunities to refine approval/decline processes, line assignments, pricing, or loan duration policies. Within three months, launch an experiment to test your hypotheses, with the goal of generating at least a 1 percentage point increase in gross profit within the treatment group by the four-month mark.Steady-State Profit Generation: By the end of your first year, produce a cumulative $1 million in gross profit attributable to your experiments and credit policy changes, escalating to $5 million by year two.

We are seeking an experienced Manager/Senior Manager to lead our Credit & Risk Management team at NBCUniversal. This pivotal role demands a strategic thinker who can navigate complex financial landscapes while ensuring the company's risk parameters are met. You will be responsible for developing credit policies, assessing potential risks, and managing relationships with key stakeholders. Join us in this exciting opportunity to make a significant impact on our organization.

SENIOR MANAGER, CREDIT RISK Current is a premier consumer fintech platform dedicated to enhancing financial access for everyday Americans, boasting a community of over five million members. Our mission is to provide interconnected financial solutions that address our members' needs, empowering all Americans to achieve better financial futures. Located in the vibrant heart of NYC, we thrive in a results-oriented environment that encourages product innovation, rapid growth, and enables every team member to contribute meaningfully to our business and mission of improving financial outcomes. ABOUT THE ROLE: We are seeking a skilled Senior Manager, Credit Risk to join our dynamic team and spearhead the expansion of our Credit and Liquidity product offerings. This pivotal role is essential during a period of significant growth for Current. The primary objectives include fostering profitable growth of our Credit and liquidity products by concentrating on credit and underwriting strategy, design, execution, management, and continuous optimization. The ideal candidate will possess remarkable analytical skills, a proactive approach, and a mindset akin to that of a business owner. KEY RESPONSIBILITIES: Formulate the strategy and roadmap for product underwriting; drive the continuous enhancement of existing products to meet business goals. Function as an individual contributor to outline credit product design, approach to underwriting analysis, and modeling, iterating and validating credit underwriting and offer terms from inception to completion. Lead hands-on initiatives with data analysts, cross-functional teams, and external vendors to create, test, deliver, and oversee new underwriting and ongoing account management for our credit/liquidity products, including Paycheck Advance, Overdraft, and Credit Builder. Collaborate closely with internal stakeholders, such as Finance, to ensure effective management of provisioning, true-up and release of loss allowances, and for funding strategy and execution; coordinate with Legal/Compliance to meet regulatory requirements. Engage with bank partners on risk-related agendas and processes. ABOUT YOU: Credit Risk strategist with experience across the credit and liquidity product lifecycle. Critical thinker who evaluates problems from multiple perspectives to eliminate bias and scrutinize key assumptions. Creative problem-solver adept at identifying innovative solutions that achieve mutually beneficial outcomes despite constraints. Results-focused individual who bases contributions on tangible business and customer impact, effectively prioritizing to maximize speed-to-impact. Quick learner with a passion for continuous improvement.

About The Role:Parker is on an ambitious mission to empower individuals to achieve financial independence. We believe that the key to this goal is equipping independent business owners with the essential financial tools required for sustainable growth.Our innovative product features a virtual corporate card paired with dynamic spending limits and profitability-driven software tools. This combination helps eCommerce merchants accelerate their growth while maintaining control over their profit margins.Having successfully raised over $180M in equity and debt from esteemed investors including Valar Ventures, Y Combinator, and SVB, as well as prominent founders such as Solomon Hykes (Docker), Paul Buchheit (Gmail), and Robert Leshner (Compound), we have established a strong product-market fit and are experiencing rapid growth as a Series B fintech.We are currently expanding our credit operations and seeking a detail-oriented and experienced Credit Analyst Manager to assess business creditworthiness and facilitate disciplined portfolio expansion. In this role, you will oversee and enhance Parker’s underwriting operations, develop credit policies, streamline processes, and help us achieve a balanced approach to risk and growth. If you are driven by credit risk, data-focused decision-making, and empowering customers through innovative financial solutions, we want to hear from you.What You’ll Do:Lead the credit analyst team for both new and existing applicants for Parker’s corporate card and lending products.Refine and uphold credit policies, approval thresholds, and risk segmentation frameworks.Evaluate financial statements, banking information, and alternative data sources to determine creditworthiness.Collaborate closely with Risk, Data, and Product teams to enhance automation and develop predictive scoring models.Provide timely, well-informed credit decisions to support Sales and Success teams.Monitor portfolio performance and adapt underwriting strategies as necessary.Assist in building a scalable, high-performing underwriting team over time.What We’re Looking For:10+ years of experience in underwriting, credit risk, or lending, preferably with SMBs, eCommerce, or card-based offerings.Experience in fintech, payments, or embedded credit products.Strong analytical skills and proficiency in data interpretation.Excellent leadership abilities and a collaborative mindset.Passion for innovation in the financial sector.

Arena Investors, LP is a premier global investment management firm dedicated to generating attractive, risk-adjusted, and consistent returns that remain uncorrelated to traditional market fluctuations. Our investment strategy is fundamentally based and asset-oriented, targeting opportunities across the entire credit spectrum, particularly in areas where traditional capital sources are minimal.We excel in the origination and acquisition of asset-oriented investments spanning various commercial and consumer asset classes, including private direct corporate lending, commercial real estate bridge lending, and other unique financial situations. Our expert investment team specializes in navigating off-the-run, stressed, distressed, illiquid, and esoteric transactions, crafting bespoke investment structures tailored to the distinct needs of each opportunity.To bolster our Risk Management Team, Arena is seeking a Senior Risk Manager to report directly to the Chief Risk Officer. This role is pivotal in managing the firm's risks associated with investment portfolios, particularly in the realms of distressed credit and special opportunities, as well as the burgeoning third-party insurance asset management sector.

ABOUT SOTHEBY'SFounded in 1744, Sotheby's stands as the world's leading auction house renowned for art and luxury goods. We facilitate access to and ownership of extraordinary art and luxury items through a variety of channels, including auctions, private sales, e-commerce, and retail. Our esteemed global marketplace is bolstered by a state-of-the-art technology platform and a network of specialists across 40 countries and 70 categories, encompassing Contemporary Art, Modern and Impressionist Art, Old Masters, Chinese Works of Art, Jewelry, Watches, Wine and Spirits, Design, as well as collectible cars and real estate. At Sotheby's, we believe in the transformative power of art and culture, and we are dedicated to fostering inclusivity, sustainability, and collaboration within our industries.THE ROLEThe Senior Risk Manager for the Americas plays a pivotal role in risk governance, reporting, and operational oversight. This position provides strategic guidance and technical expertise to ensure the effective operation of our risk management framework. The Senior Risk Manager is charged with safeguarding Sotheby's assets, employees, clients, visitors, and stakeholders.Reporting to the Director of Global Insurance and Risk Management, this role will oversee the implementation and daily management of Sotheby's insurance programs while promoting best practices in Risk Management throughout the Americas. Collaboration with key cross-functional teams and stakeholders, including Security, Human Resources, Finance, Compliance, Communications, Legal, Property & Facilities Management, and others, will be essential in identifying and implementing risk initiatives and driving standards.The Senior Risk Manager will assess factors that may expose Sotheby's to risk and will be accountable for devising strategies to mitigate those risks through technical, operational, or procedural safeguards, as well as the provision of insurance aligned with corporate requirements and risk appetite.

Join BitGo as a Senior Director of Risk Management, where you will lead our risk strategy and ensure the integrity of our financial operations. Your expertise will guide our proactive risk assessment and management processes, safeguarding our assets and enhancing our reputation in the blockchain space.In this senior role, you will collaborate with cross-functional teams to identify potential risks and develop comprehensive mitigation strategies. Your strong analytical skills and leadership will instill confidence in our stakeholders and drive our commitment to security and risk excellence.

Join Hudson River Trading as a Commodities Risk Manager in our vibrant New York City office. In this critical role, you will lead the design, enhancement, management, and communication of market and liquidity risk associated with commodities instruments and strategies. You will be entrusted with a comprehensive mandate to oversee all aspects of commodities trading risk, offering you the opportunity to thrive in the dynamic environment of automated trading while collaborating with some of the industry's brightest minds. As the inaugural Commodities Risk Manager, your contributions will significantly influence a burgeoning sector of HRT's operations, presenting both challenges and the chance to engage with multiple asset classes and investment timelines.

Director of Risk Management Location: New York, NY or Philadelphia, PA About WithCoverage: WithCoverage is revolutionizing the insurance industry with AI-driven risk management solutions tailored for today’s fast-paced market. We collaborate with numerous high-growth, innovative companies such as GoPuff, Eight Sleep, Bombas, Chomps, and Blank Street Coffee. Our diverse clientele includes iconic consumer brands, leaders in hospitality, general contractors, advanced manufacturers, and next-generation defense contractors, all navigating complex risk landscapes that require agile partnerships. Our approach eliminates the fragmented, manual brokerage model, establishing a new standard in elite risk advisory through proprietary technology. Our in-house Agency Management System provides comprehensive visibility into policies, exposures, claims, billing, and commissions, enabling deep automation and superior decision-making that elevates service standards. Founded by JD Ross (co-founder of Opendoor) and Max Brenner (Bain, Compound), we have successfully raised over $43M from top-tier investors including Sequoia, 8VC, Khosla Ventures, and Crystal Venture Partners. Last year, we experienced over 10x growth while maintaining a positive cash flow, positioning ourselves at the forefront of an expansive opportunity. Our mission extends beyond enhancing brokerage services; we aim to redefine risk management across the entire economy. Why Join Us: Accelerated Growth: Enjoy rapid scaling with ample opportunities to lead, learn, and shape your career and the company's future. Impactful Work: Safeguard the world's most innovative brands in consumer products, hospitality, and advanced manufacturing. Industry Redefinition: Challenge the status quo in one of the largest and slowest markets through pioneering technology and automation. Competitive Rewards: We attract top talent and invest in your development, offering competitive compensation, meaningful equity, and excellent benefits. Internal promotions are a priority, along with clearly defined career growth pathways for all employees. About The Role: As the Director of Risk Management, you will spearhead our client risk advisory strategy and execution, assisting clients in navigating their unique risk profiles and ensuring optimal risk management practices.

Role Overview suno is hiring a Fraud and Risk Manager based in NYC. This position leads efforts to identify and reduce risks tied to fraudulent activity. The role focuses on safeguarding company assets and maintaining compliance with industry regulations. What You Will Do Develop and implement strategies to detect and prevent fraud Monitor risk indicators and investigate suspicious activities Work with teams to ensure regulatory compliance Recommend process improvements to strengthen controls Location This role is based in New York City.

At Ripple, we are redefining the landscape of financial transactions, enabling value to flow as freely as information does today. Our innovative crypto solutions empower financial institutions, businesses, governments, and developers, enhancing the global financial system and promoting economic equity across diverse communities worldwide. Join us to do your best work, grow your skills, and collaborate with a supportive team.If you're eager to see your contributions make a significant impact and unlock remarkable career advancement, come aboard and help us build tangible value in the world.THE WORK:As a pivotal figure in our mission to forge the Internet of Value, we are searching for a Senior Manager, Financial Risk. This role transcends traditional risk management; you will be integral to our business's commercial core, influencing strategies that facilitate product scalability and prudent market entry. You will be a key expert, converting complex financial risks into straightforward, actionable insights that directly influence and safeguard Ripple's growth!WHAT YOU’LL DO:Act as a Strategic Partner: Collaborate closely with leaders across RLUSD, Payments, Lending, and Trading to drive business growth. Your expertise in risk assessment will guide the structuring of innovative deals and the development of new products, ensuring ambitious targets are met while staying within the firm's risk appetite.Innovate Risk Management: Create and implement advanced risk models, loss forecasting, reporting tools, and stress testing frameworks tailored for the digital asset landscape. You will play a crucial role in establishing robust governance structures and reporting systems that keep senior leadership informed and aligned strategically.Educate and Influence: Position yourself as the organization's go-to authority on financial risk. You will simplify complex technical topics into clear insights for various stakeholders, from business development teams to C-suite executives, shaping risk culture and informed decision-making.Counterparty Risk Mitigation: Move beyond traditional financial statement analysis to proactively identify and mitigate counterparty risks.

DriveWealth, based in New York, is seeking a Chief of Risk Management to lead the development and oversight of its enterprise risk management framework. As a key member of the leadership team, this role will shape risk strategy for a company at the intersection of traditional brokerage and digital asset innovation. Role overview This position centers on building and maintaining a risk infrastructure that supports DriveWealth’s global "Brokerage-as-a-Service" platform. The Chief of Risk Management will design systems that can scale with the company’s international growth, ensuring resilience and adaptability as financial services become increasingly API-driven. What you will do Develop and implement a comprehensive enterprise risk management (ERM) framework tailored to DriveWealth’s offerings, including fractional equities, stock loan activities, and liquidity management. Bridge traditional brokerage risk practices with emerging digital asset risks, addressing both operational and financial risk. Provide actionable insights and risk analysis to the Chief Risk and Compliance Officer and executive leadership, helping guide decisions in volatile global markets. Enable sustainable innovation by ensuring risk controls support both regulatory compliance and the company’s appetite for experimentation. Requirements Proven experience designing and managing enterprise risk management programs in financial services or fintech. Strong understanding of both traditional brokerage operations and digital asset risk. Ability to translate complex risk concepts into clear frameworks that support business objectives. Leadership skills to influence executive decision-making and foster a culture of compliance and innovation.

Role Overview Title: Director of Risk Management Location: New York, NY (in-office, 5 days per week) Base Salary: $175,000–$250,000 Equity: Competitive initial equity package, with refreshers Experience: 7–12+ years About Stratos Labs Stratos Labs builds technology for commodity risk management, serving the $10 trillion physical economy. The platform combines real-time market data, AI-powered exposure modeling, and automated trade execution. Operators use Stratos Labs to monitor risk, receive alerts, and act on recommendations, turning complex exposures into a managed, always-on hedging process. Founded in 2023 by a macro market-maker from Barclays and a trading systems engineer from Coinbase, Stratos Labs has raised over $20 million from investors including Andreessen Horowitz (a16z), Crucible Capital, Neo, and DST Global. What You Will Do This position leads all aspects of market and credit risk management for Stratos Labs. The Director of Risk Management designs and maintains frameworks, systems, and strategies that protect the company’s balance sheet. The role works closely with executives, engineering, compliance, and product teams to maintain a disciplined risk approach and to support capital efficiency as the company grows. Key Responsibilities Market Risk and Hedging: Build and maintain real-time visibility into firm-wide exposures, including those from client hedging, execution lags, and temporary risk warehousing. Develop and execute systematic hedging strategies across futures, options, and OTC markets to reduce slippage, basis risk, and execution costs. Credit Risk and Counterparty Management: Create and oversee the credit risk framework, including counterparty evaluation, onboarding, exposure limits, credit lines, and margin requirements. Underwrite and monitor risk for clients using margin or financing, develop models to track exposure at default, collateral, and margin sufficiency. Set and enforce escalation protocols for margin calls, position changes, and trading restrictions.

At StubHub, we are dedicated to transforming the live event experience on a global scale. Whether it’s someone’s first event or their hundredth, we strive to enhance their journey from the moment they start searching for tickets until they walk through the venue gates. We aim to provide the same delightful experience for our sellers, whether they are individual fans selling a ticket or promoters of major tours. Our goal is to make StubHub the safest and most convenient platform for millions of fans worldwide.About the Admissions Team:Our Admissions Team is responsible for managing the entire fan experience from purchase to venue entry. We facilitate a real-time fulfillment network that connects sellers, partners, and systems to ensure a seamless entry for buyers. In instances where issues arise, we quickly diagnose and resolve them through robust systems, automation, and AI-driven interventions that enhance the buyer experience and bolster marketplace trust.Marketplace Risk plays a pivotal role in this mission, developing intelligence that guarantees fans have access to the safest and most diverse inventory of live events without compromise. We believe that trust and growth can coexist, and we focus on creating systems that foster both.About the Role:As a Senior Product Manager – Marketplace Risk, you will design and enhance the intelligence framework that controls how inventory is listed on StubHub. You will oversee a range of scalable, adaptive systems that dictate what can be listed on the platform and the level of friction sellers encounter. Your primary objective is to drive platform growth while simultaneously increasing marketplace trust, transcending traditional risk management trade-offs.

Jump Trading Group is dedicated to pioneering research and innovation. We empower brilliant minds in Mathematics, Physics, and Computer Science to explore scientific frontiers, break barriers, and apply groundbreaking research to the global financial markets. Our unique culture fosters constant innovation, requiring fearlessness, creativity, intellectual honesty, and an unwavering competitive spirit. We believe in collective success and unlocking individual talents through collaboration and mutual respect. At Jump, our research outcomes lead to exceptional risk-adjusted returns, developing and deploying technologies that transform our world, funding startups across various industries, and collaborating with leading global research organizations and universities to tackle pressing challenges.As a Risk Manager, you will join Jump Trading's Global Risk Management team, responsible for managing real-time risk across all trading teams. This role involves evaluating new trading strategies, markets, and products, as well as collaborating with Core Development and Technology teams to enhance the firm's internal risk framework, metrics, and reporting processes. This opportunity is tailored for experienced professionals with strong risk management expertise, technical skill sets, and a track record of thriving in high-pressure environments.

Manager of Fraud Risk Strategy Current is a pioneering consumer fintech platform dedicated to transforming financial access for everyday Americans, with a community of over five million members. We offer an integrated suite of financial solutions designed to meet our members' diverse needs, empowering all Americans to build prosperous financial futures. Our headquarters in New York City fosters a results-oriented culture, driving us to innovate better products, accelerate growth, and empower our team to make a meaningful impact on our mission to enhance financial outcomes. About the Role: We are seeking a dynamic Manager to join our Fraud Strategy team, specializing in managing payments transaction risk. This pivotal role is ideal for individuals who excel in a fast-paced, collaborative, and data-driven environment. You will focus on minimizing fraud losses and operational costs while enhancing user experiences and ensuring compliance. As the owner of the fraud strategies across all card and money movement channels—including debit and credit disputes processing and merchant chargeback processes—you will play a crucial role in our company's expansion. We need a leader with a business ownership mentality and outstanding analytical skills. Key Responsibilities: Develop and manage strategies for payments risk capabilities (both automated and manual) to facilitate growth while mitigating risks, including managing money-in and money-out transactions, disputes processing, and negative balance management. Oversee the forecasting and management of total cost of risk, encompassing loss prevention, detection costs, and false positive costs to optimize risk-adjusted returns. Support the broader Payments Team’s risk roadmap, engaging in exploratory analysis, business case development, experimental design, performance forecasting, and model monitoring. Own the incident detection and management processes, including root cause analysis, resolution, and communication with internal and external stakeholders. Collaborate with Engineering, Product, Data teams, and other internal and external partners to deliver the payments risk roadmap. Contribute to fostering a robust risk management culture at Current. Identify and leverage emerging tools, capabilities, and data sources. Develop expertise in relevant regulations and partnerships with entities such as VISA and money movement partners to achieve business results. Work in partnership with Fraud Operations and Compliance teams to ensure adherence to compliance standards, including procedure management, regulatory exams, and issue resolution.

Squarepoint Capital is seeking a motivated Junior Risk Manager to become an integral part of our expanding discretionary trading team. This role presents a unique opportunity to contribute to the growth of Squarepoint's discretionary trading operations on a global scale. As part of our collaborative environment, you will be key in fostering a structured risk management culture, ensuring the business operates smoothly and sustainably by implementing effective processes and controls for managing various risks, including market, operational, and conduct risks. You will work closely with our talented researchers and traders, utilizing our advanced research platform to drive results. If you are eager to kickstart your career in Risk Management, we invite you to apply.

WHO WE AREAt Nova Credit, we are revolutionizing credit infrastructure and analytics by enabling businesses to grow responsibly through alternative credit data. Our innovative company combines unique data solutions with industry-leading analytics and FCRA compliance, allowing lenders to bridge the gaps left by traditional credit analytics. With our array of solutions—including Cash Atlas™, Income Navigator, Eligibility Compass, and Credit Passport®—we empower over 7,000 businesses, including prestigious organizations like HSBC, SoFi, Scotiabank, Appfolio, and Yardi, to make informed credit decisions and support financial inclusion. Recognized in Forbes’ Fintech 50 and Built In’s Best Places to Work, 2025, we are committed to innovation, diversity, and the professional development of our team members.THE OPPORTUNITYWe are on the lookout for a passionate Senior Product Manager with 6+ years of experience to join our forward-thinking Product team. This role focuses on driving our Product Platform initiatives while also providing support across our two core verticals as needed. You will play a pivotal role in the entire product lifecycle—from ideation to launch and beyond—crafting user-friendly, financially inclusive products that meet and exceed customer expectations.The ideal candidate thrives in a fast-paced B2B2C environment and is committed to engaging deeply with customers to translate their needs into impactful product requirements. Success in this role requires seamless collaboration with cross-functional teams, including engineering, design, and go-to-market strategies. Key responsibilities will encompass defining product strategy, prioritizing initiatives, and ensuring product alignment with company goals.

Join Payoneer as the Head of Risk Management, where you will lead our efforts in identifying, assessing, and mitigating risks across the organization. You will develop and implement risk management strategies, create a culture of risk awareness, and ensure compliance with regulatory requirements. This is an exceptional opportunity for a strategic thinker with a proven track record in risk management.

Join our dynamic team at Hasi as a Senior Analyst / Associate specializing in Risk Management. In this pivotal role, you will leverage your analytical skills to assess and mitigate risks, ensuring the financial health and stability of our organization. Collaborate with cross-functional teams to develop and implement risk management strategies that align with our business objectives.