About the job
At Kroo Bank, we are revolutionizing banking by prioritizing our customers, promoting responsible financial practices, and leveraging technology to simplify, enhance, and clarify everyday banking. As a fully regulated UK bank, we are backed by long-term investors, boasting a rapidly expanding customer base and ambitious goals. We operate with agility, careful consideration, and a commitment to high standards in product development, risk management, and employee welfare.
Your Role and Responsibilities:
As the Regulatory Reporting Manager, your primary responsibility will be ensuring the accuracy, completeness, and timeliness of prudential and regulatory reports in compliance with relevant regulations and supervisory expectations. You will be instrumental in interpreting and implementing capital and liquidity requirements, establishing a robust control framework, and developing scalable reporting processes tailored for a fast-growing challenger bank. Close collaboration with the Treasury team is essential to align capital and liquidity reporting with balance sheet activities and liquidity management. You will also be expected to contribute to broader capital and liquidity initiatives as necessary to meet business deadlines and priorities. Key responsibilities include:
- Overseeing the complete production, review, and submission of regulatory returns, ensuring accuracy and timeliness for both internal and external stakeholders.
- Managing the regulatory reporting calendar, clearly defining ownership of inputs, dependencies, review stages, and final approvals.
- Utilizing your expertise in capital and liquidity regulations to translate requirements into effective processes, controls, and documentation.
- Collaborating closely with Treasury on liquidity and balance sheet reporting, ensuring consistency in data, assumptions, and narratives across submissions.
- Conducting thorough reconciliations between regulatory reporting outputs and the general ledger, investigating discrepancies and documenting resolutions.
- Enhancing the regulatory reporting control framework, including interpretations, policies, review checklists, audit trails, and escalation protocols.
- Supporting regulatory compliance efforts by evaluating impacts of changes, updating methodologies, and implementing improvements as regulations evolve.
- Generating clear management information and insights for governance discussions, emphasizing key trends, judgments, risks, and actions.
- Addressing inquiries from internal stakeholders and external parties, including auditors and regulators, providing well-supported explanations and analyses.
- Participating in broader capital and liquidity activities as needed, including internal analyses, governance documentation, and cross-functional contributions during peak periods.

