Lead Motor Pricing Actuary at Marshmallow | London

Join Marshmallow as a Motor Pricing ActuaryAt Marshmallow, our mission is to streamline the migration process for all. We tackle complex problems with innovative solutions, driven by a team of inquisitive minds that are not afraid to challenge the status quo.We foster a culture of continuous growth, where learning is paramount. You will be encouraged to elevate your skills and equipped with the necessary resources to succeed. Your contributions will directly impact our mission and help us build a more efficient future.Discover more about our culture by exploring our Culture Handbook.Advance your career while making a difference.About the Pricing TeamAs a pivotal member of the Pricing team, you will take charge of our core motor insurance product's pricing. Your role will encompass reserving, capital modeling, and nurturing key actuarial partnerships.This position is critical to refining our pricing strategies, enhancing actuarial governance, and promoting sustainable growth. As the Pricing Function Holder for Marshmallow Insurance Ltd, you will ensure the pricing framework's integrity and compliance with regulatory standards for Gibraltar-based insurers.Collaborate with various teams across the organization to translate technical actuarial work into tangible commercial success. Your efforts in optimizing pricing models, analyzing reserve movements, and assisting with capital assessments will ensure Marshmallow remains committed to making informed, equitable, and data-driven decisions.

About MarshmallowAt Marshmallow, we strive to simplify the migration process for everyone. Our mission is substantial and requires a team of inquisitive minds dedicated to finding innovative solutions. We are looking for individuals who constantly question the status quo, challenge assumptions, and take action to create a better future.A career with Marshmallow is centered around continuous personal and professional development. We offer an environment where you will be encouraged to elevate your skills and provided with the necessary resources to achieve impactful results and drive meaningful change.If our ethos resonates with you, we invite you to explore our Culture Handbook for further insights.Join us in advancing our mission and your career.People TeamOur People Team is integral to Marshmallow, collaborating with leadership across various departments to cultivate high-performing, inclusive, and engaged teams. We are committed to providing a seamless and high-quality experience for our employees at every stage of their journey, empowering them to perform at their best while embodying our core values.As a People Partner / People Advisor, you will engage directly with organizational leaders, focusing on addressing employee relations inquiries and offering clear, actionable guidance on personnel matters. You will partner closely with senior People Partners to support diverse teams, assisting leaders in managing performance, wellbeing, organizational change, and everyday people-related challenges effectively.This role is practical and results-oriented, balancing employee relations casework with broader partnership support. You will be pivotal in implementing consistent people practices, contributing to team initiatives, and ensuring a positive and well-supported experience for both employees and managers as Marshmallow continues to expand.What You'll Be DoingCollaborate with leaders to confidently navigate people-related challenges, from everyday guidance to complex employee relations issues.Offer strategic advice on organizational structure, workforce planning, and overall team effectiveness.Manage the complete employee lifecycle, including onboarding, performance management, professional development, and exits, to enable employee success.Lead employee relations support across various UK business units, ensuring fairness and compliance.

About UsWakam is a B2B2C insurance provider specializing in creating white-label insurance solutions through our innovative Play&Plug® technology platform. With over 80 partners, we deliver most of our insurance products via APIs, ensuring seamless integration for our clients.As the European leader in digital and embedded insurance, Wakam operates across 32 countries.We are deeply committed to social responsibility and are a mission-driven company focused on providing transparent and impactful insurance solutions.

Role overview Marshmallow is looking for a Lead Pricing Data Scientist based in London. The position centers on building pricing strategies and applying data analytics to guide business choices. In this role, efforts will shape pricing models and have a direct impact on how Marshmallow competes in the market. The work supports key decisions that affect both immediate pricing and the company's long-term approach. Key responsibilities Develop pricing strategies informed by data analysis Use analytics to support business decision-making Influence and improve pricing models for market competitiveness Location This position is based in London.

About MarshmallowAt Marshmallow, we are dedicated to simplifying the migration process.Addressing a systemic challenge of this scale demands a team of inquisitive minds who tirelessly seek solutions. We encourage individuals to question the why, challenge assumptions, and proactively take steps to create better methods.Our careers at Marshmallow revolve around ongoing development, with a strong emphasis on learning. You will be encouraged to elevate your skills and will receive the necessary tools and guidance to achieve this. This commitment enables you to produce meaningful work and influence positive change.If you resonate with our mission at Marshmallow, we invite you to delve into our Culture Handbook to discover more about our values.Advance our mission, and take your career to new heights.Customer Operations at MarshmallowCustomer Operations serves as the vital link between our organization and the individuals we assist. From clarifying complex terminology and intricate regulations to ensuring our customers feel valued and understood, every interaction is an opportunity to support them during a challenging transition. You will utilize the latest tools and processes while having the freedom to explore innovative ideas.The environment is dynamic, the challenges diverse, and you will gain more experience in a year than many do in three. We seek individuals who remain curious in unpredictable situations, ask insightful questions before rushing to solutions, and offer fresh perspectives to improve our processes. In return, you will receive early trust, be supported by a close-knit team, and have the opportunity for rapid advancement in the initial phases of your career.Your Responsibilities:The Senior Collections Executive is pivotal to Marshmallow’s financial well-being, focusing on the fair, responsible, and compliant recovery of outstanding debts. You will assist customers throughout their repayment journey, proposing customized solutions that adhere to FCA regulations and the Consumer Duty.In this role, you will communicate with customers facing financial arrears, guiding them toward sustainable repayment options while ensuring a positive experience, even in difficult times. By balancing negotiation skills, empathy, and regulatory compliance, you will assist customers in fulfilling their obligations while safeguarding the company from financial risk.

Ki-insurance is building new approaches in the insurance market, covering risks from space shuttles to renewable energy projects and athlete protection. Working with partners like Google and UCL, the company uses advanced technology, including algorithms, machine learning, and large language models, to deliver insurance quotes rapidly and efficiently. As the largest global algorithmic insurance carrier and a leading Lloyd's of London syndicate, Ki-insurance has achieved significant growth and profitability within a few years. Role overview The Reinsurance Pricing Actuary will shape pricing strategies for the Treaty book and future reinsurance lines. This position works closely with Underwriters to refine risk selection and support commercial and strategic decisions. The actuary will be responsible for deal-level pricing of complex reinsurance risks and facility deals, providing clear guidance and challenge where needed. What you will do Deliver detailed pricing for the Treaty division, focusing on complex and high-value deals while offering subject matter expertise. Develop and maintain advanced pricing models that go beyond algorithms, applying innovative methods and technology solutions. Validate and recalibrate models, assess the impact of changes, and communicate findings clearly. Ensure strong governance and documentation for pricing models, supporting the Actuarial Director and Head of Pricing with governance and reporting tasks. Work with the Algorithmic Underwriting team to improve class models and contribute expertise to the development of new techniques and data sources. Participate daily in the Treaty division of the Portfolio Underwriting Team, collaborating with Underwriters to drive commercial performance.

Join hyperexponential as a Pricing ActuaryAt hyperexponential, we are pioneering an AI-driven platform that empowers crucial decisions in a $7 trillion industry—determining risks and setting prices. Our technology influences significant real-world results: from ensuring rockets reach space to facilitating the launch of autonomous vehicles and assisting communities in storm recovery.The insurance sector has long relied on outdated methodologies for making billion-dollar decisions. We are transforming this landscape. Our platform integrates data, AI, and human expertise, providing insurers with the quickest route from submission to decision. This enables them to act more swiftly, intelligently, and confidently in taking on risks.Supported by prominent investors like a16z, Highland Europe, and Battery Ventures, we are expanding our global footprint. Nearly 50 of the world's leading insurers trust us, boasting zero churn and billions in premiums processed through our system.What began as a singular product in a single market has rapidly evolved into a versatile, multi-product platform that enhances every aspect of pricing and underwriting. With AI at its heart, we are developing the world’s first domain-specific AI peer programmer for insurance, akin to GitHub Copilot but with profound actuarial knowledge, and creating workflows that redefine industry standards.What sets hyperexponential apart is our remarkable team. Here, your impact isn’t bound by title or tenure; it’s defined by the challenges you embrace and the dedication you exhibit. Surrounded by peers who inspire you, you will engage in the most rewarding and challenging work of your career in a company built to last.If this resonates with you, come and help us shape the future.About Our Pricing & Innovation TeamUnlike most actuarial roles that focus on a single portfolio within one organization, at hyperexponential, you will leverage your expertise across diverse insurers, gaining insights into how leading companies are revolutionizing pricing and establishing best practices for the market.As a Pricing Actuary within our Pricing & Innovation team, you will be at the forefront of how hyperexponential defines and implements next-generation pricing strategies. This role transcends traditional back-office actuarial functions; you will collaborate closely with underwriters, actuaries, and product leaders—both within our company and with our clients—to grasp their challenges, craft innovative solutions, and envision the future of pricing and underwriting.The Pricing & Innovation team merges deep actuarial knowledge with technical execution and product insight. In this position, you will establish credibility in pricing while exploring new methodologies, data sources, and technologies, assisting our clients in transforming their pricing strategies.

About hyperexponentialAt hyperexponential, we are revolutionizing decision-making in the insurance industry with our AI-driven platform, tackling critical challenges worth $7 trillion. Our tool helps insurers make vital choices, from launching rockets into space to ensuring communities recover from disasters, all while transforming outdated practices in the sector.We are committed to modernizing the insurance landscape by combining data, artificial intelligence, and expert insights to expedite the path from submission to decision, empowering insurers to act swiftly and confidently.Supported by prominent investors such as a16z, Highland Europe, and Battery Ventures, we are expanding our footprint globally and are already the trusted partner of nearly 50 major insurers, achieving zero churn and processing billions in premiums.What started as a single product has rapidly advanced into a comprehensive multi-product platform, enhancing every aspect of pricing and underwriting. Our innovative use of AI not only includes developing the industry's first domain-specific AI peer programmer but also reimagining workflows within the sector.At hyperexponential, our culture values impact over titles and tenure. You will be surrounded by talented peers who will challenge you to deliver your best work in an environment engineered for resilience and growth.If you resonate with this vision, we invite you to join us in shaping the future.About our Pricing & Innovation TeamThe Pricing & Innovation team at hyperexponential diverges from typical actuarial roles confined to a single portfolio. As a Senior Pricing Actuary, you will apply your skills across various insurers, witnessing firsthand how leading companies are reshaping pricing strategies and setting standards in the market.This role is far from a traditional back-office position. Instead, you will collaborate closely with underwriters, actuaries, and product leaders, both internally and externally, to understand challenges, design innovative solutions, and envision the future of pricing and underwriting.The Pricing & Innovation team combines deep actuarial knowledge with technical execution and product expertise. Here, you will establish credibility in pricing while remaining curious about emerging methods, data, and technologies, aiding our clients in navigating industry transformations.

About MarshmallowAt Marshmallow, we strive to simplify the migration process.Addressing a complex challenge of this scale requires a team of inquisitive minds dedicated to discovering innovative solutions. We are looking for individuals who question the why, deconstruct assumptions, and proactively seek to create better pathways.A career at Marshmallow promotes continuous growth, with a strong emphasis on learning. You will be encouraged to elevate your skills and will receive the necessary tools and support to achieve this, enabling you to produce meaningful work and instigate change.If you resonate with our approach at Marshmallow, we invite you to explore our Culture Handbook to learn more.Advance our mission and your career simultaneously.Data Science at MarshmallowOur Data Science team collaborates across various departments to transform data into informed decisions, enhanced products, and streamlined customer experiences. We partner closely with Product, Engineering, and Operations to develop and implement models and AI systems that are dependable in production and yield measurable results.In this role within Data Science, you will focus on Claims, particularly Claims Fraud, and drive our vision to further automate the claims process. This area represents a vital interaction point for our customers, and we seek a Principal Data Scientist capable of providing technical direction in both traditional Machine Learning and Generative AI. You will apply systemic thinking to scale decision-making processes and confidently assess proposals to ensure we build resilient and sustainable solutions.Key ResponsibilitiesLead technical initiatives within data science for Claims Fraud, influencing risk decision-making and fraud detection in collaboration with Product and Engineering teams.Design, develop, and refine production ML and Generative AI/LLM systems that facilitate claims validation and automation.Work closely with fellow Claims data scientists to incorporate systemic thinking regarding the integration of models, data, and workflows, pinpointing architectural enhancements necessary to scale decision-making and accelerate time-to-production.Advocate for essential platform and tooling investments (monitoring, feedback loops, QA) required to accomplish AI-driven end-to-end claims automation.Champion the development of robust, scalable, and strategic solutions that address the challenges within our claims processes.

Role overview The Senior Actuarial Analyst - PRT Pricing at Legal & General works within the London office to help shape pricing strategies for pension risk transfer products. This role uses actuarial expertise to guide product development and ensure solutions meet client needs. What you will do Analyze data sets to support pricing decisions for PRT products Work closely with colleagues from various teams to enhance products and services Offer actuarial insight during important decision-making processes Location Position based in London.

At Zego, we understand that conventional motor insurance can hinder good drivers. The complexities and high costs often overshadow the true driving capabilities.Since our inception in 2016, our mission has been to revolutionize motor insurance by offering affordable rates for responsible drivers.Our diverse clientele, ranging from van drivers and gig economy workers to everyday car owners, drives our commitment to innovation and excellence.Having successfully sold millions of policies and secured over $200 million in funding, we are just beginning our journey...Role OverviewAs a Senior Pricing Analyst at Zego, you will be pivotal in shaping the company’s pricing strategy with a significant impact on our growth trajectory. You will oversee the complete retail pricing process for various motor products, ensuring alignment with our cutting-edge, data-driven approach. In your senior role, you will spearhead the development of innovative retail pricing models, collaborate with cross-functional teams, and champion advanced techniques in the pricing domain. Your contributions will be vital as we expand our presence in the UK and European markets.Key ResponsibilitiesPartner with Pricing Leadership to execute strategic pricing initiatives for both new and existing motor products.Foster the implementation of advanced pricing methodologies, incorporating telematics and data science, while promoting innovation within the retail pricing team.Evaluate and monitor performance metrics, ensuring alignment with business objectives and providing data-driven recommendations for enhancements.Collaborate across departments including sales, product, data science, and management to share insights and drive business success.Mentor junior team members, helping to cultivate a culture of collaboration and high performance.Qualifications for Success3 to 5+ years of experience in personal lines pricing, with a focus on motor pricing considered a plus.Proven experience in managing personal lines pricing strategies, possessing a creative outlook and a readiness to innovate.Strong analytical and technical skills; proficiency in SQL, Python, R, or similar tools is essential, alongside experience in model development.Exceptional communication skills, with an ability to clarify complex technical concepts to non-technical audiences and influence key stakeholders.A strong balance between commercial goals and pricing integrity, coupled with rigorous analytical standards.Experience in mentoring or coaching junior colleagues, contributing to a supportive workplace culture.

Role Overview Legal & General is hiring an Actuarial Analyst focused on Pension Risk Transfer Pricing in London. This position centers on evaluating and pricing pension risk transfer solutions. The analyst will work alongside senior actuaries to shape strategies that align with client needs. What You Will Do Assess data to support pension risk transfer pricing decisions Collaborate with senior actuaries on solution design and strategy Contribute to the execution of pension transfer pricing projects What You Bring Strong analytical skills Interest in actuarial work and pension risk transfer Desire to develop expertise in the actuarial field Location This role is based in London.

About Marshmallow Marshmallow’s mission is to make migration simpler for everyone. The team works to solve complex problems, always looking for ways to improve and streamline processes. Curiosity and challenging the status quo are encouraged, with support available to help each person develop their skills and make a difference in their role. For more insight into how the company works and what it values, see the Culture Handbook. How the Claims Team Works The Marshmallow claims team is built for speed and efficiency, using technology to support claims professionals in making informed decisions. Team members have the autonomy to act quickly and deliver strong results for customers, without being slowed down by outdated systems or unnecessary bureaucracy. People who enjoy improving processes and want room to grow will find the team a good fit. Role Overview: Experienced Technical Recovery Claims Handler (Motor) This London-based role focuses on subrogation within the motor insurance sector. The Claims Subrogation Team continues to refine its processes, and this position calls for someone with significant experience in claimant insurer recovery and a solid understanding of litigation. The role involves managing a personal caseload, mentoring junior colleagues, and contributing ideas for ongoing process improvement. Independence and technical expertise are essential, as is the ability to support less experienced team members. Key Responsibilities Oversee a portfolio of recovery claims, maintaining strong cost control and delivering excellent outcomes for customers. Lead the recovery process from start to finish: prepare allegations, actively pursue recoveries, and coordinate with all involved stakeholders to keep claims moving forward.

Zego is revolutionizing the world of motor insurance, ensuring that responsible drivers are not held back by outdated systems. We understand that traditional motor insurance can be overly complex and expensive, ignoring the true driving behavior of individuals.Since our inception in 2016, we have dedicated ourselves to providing the most affordable insurance options for conscientious drivers. Our diverse clientele ranges from van drivers and gig economy workers to everyday car users, all of whom are central to our mission.Having successfully sold millions of policies and secured over $200 million in funding, we are just getting started on our journey.Role OverviewAs a Retail Pricing Analyst, your mission will be to implement and enhance our pricing optimization strategy. You will act as the crucial link between sophisticated technical algorithms and their real-world market applications. This role is perfect for an analyst with a robust background in insurance, especially within a large personal-lines insurer, who is eager to transition into a dynamic, Python-driven environment that is reshaping motor insurance pricing.Your ResponsibilitiesDeveloping and optimizing retail pricing strategies across UK and European markets to achieve essential business KPIs.Evaluating customer price sensitivity and churn patterns to suggest pricing adjustments that enhance lifetime value and improve portfolio performance.Tracking the effectiveness of optimized pricing and delivering detailed analyses to the Director of Pricing and senior leadership teams.Leading the pricing strategies for new and innovative products, ensuring competitive and mathematically robust market entries.Qualifications for SuccessProficient in Python programming; familiarity with modern coding environments is essential.A background in a complex pricing or actuarial role, preferably within the motor insurance sector.A strong desire to innovate beyond traditional pricing methodologies and utilize contemporary optimization techniques for business expansion.A proven ability to balance commercial objectives with pricing integrity and stability in loss ratios.

Role Overview Marshmallow is seeking a Business Development Manager in London to help shape and execute our growth plans. This role focuses on finding new business opportunities and building connections with potential clients. Collaboration with marketing and sales teams is central to developing strategies that support our expansion. What You Will Do Identify and pursue new business leads Build and maintain strong relationships with prospective clients Work alongside marketing and sales to develop and refine growth strategies Support efforts to strengthen Marshmallow’s market position

Marshmallow is seeking an Underwriter for a three-month fixed-term contract based in London. This position centers on reviewing insurance applications, analyzing risk factors, and deciding on suitable coverage terms for applicants. Role overview This contract role involves careful evaluation of customer applications and risk profiles. Decisions made in this position directly affect the coverage options offered and support Marshmallow’s goal of making insurance accessible and affordable. What you will do Review and assess insurance applications Analyze risks associated with each applicant Determine coverage terms based on risk evaluation Contract details Fixed-term: 3 months Location: London

Pension Insurance Corporation (PIC) is committed to providing secure retirement incomes through meticulous risk management, superior asset and liability management, and outstanding customer service. Our mission is to ensure that we fulfill the pension promises made to our current and future policyholders. We achieve this by establishing strategic company-wide objectives and fostering a robust culture rooted in our PIC Values: Resilience, Adaptability, and Loyalty.As an Actuarial Analyst, you will embark on a dynamic journey through our Finance department, engaging with diverse teams via our rotation program. You will begin your rotation in the Actuarial Reporting team, gaining invaluable experience and insights into various aspects of our finance operations. Moreover, we are dedicated to supporting your professional growth as you pursue your actuarial qualification with the Institute and Faculty of Actuaries (IFoA).Your Key Responsibilities:Assist in the preparation of internal monthly reports and analyses, including year-end and half-year reports.Contribute to the development of information used in hedging, forecasting, and planning.Identify and implement enhancements to the reporting processes.Ensure adherence to controls and reviews, promptly addressing any issues with senior team members.Maintain up-to-date documentation.Support the Head of Actuarial Reporting with ad hoc actuarial investigations and projects as required.Following your time in the Actuarial Reporting team, you may rotate through various teams, including Automation & Insight, Capital, MA and Investment Business Partnering, Stress and Scenario Testing, Actuarial Modelling & Data, Financial Planning and Analysis, and Origination Business Partnering.

About the Role Legal & General is hiring an Actuarial Manager – Pension Risk Transfer Pricing based in London. This position leads pricing strategies for pension risk transfer products and oversees their execution. The role ensures all pricing activities meet regulatory standards and internal policies. Key Responsibilities Develop and implement pricing strategies for pension risk transfer solutions Lead the execution of pricing processes Maintain compliance with relevant regulations and internal guidelines Contribute to the ongoing development of pension risk offerings Apply actuarial techniques to support financial performance Location London

Who are we?At Ki Insurance, we’re not just making headlines; we’re shaping the future of insurance. From insuring space shuttles to footballers' legs, we cover a diverse range of risks.Our mission is to digitally transform a 335-year-old industry. Partnering with tech giants like Google and UCL, we’ve developed a cutting-edge platform that leverages algorithms, machine learning, and large language models to provide instant quotes to insurance brokers.As the largest global algorithmic insurance carrier and the fastest-growing syndicate in the Lloyd's of London market, we proudly achieved $100 million in profit within our first three years.Our diverse teams collaborate in an agile, cross-functional environment, focused on delivering the best customer experience. With ambitious goals ahead, we are seeking innovative minds eager to challenge the status quo and drive us to new heights.Your Role:As the Reinsurance Pricing Lead, you will collaborate closely with our Underwriters to ensure the profitability of our portfolio. You'll refine Ki's risk selection process and shape our commercial strategies. This includes executing deal-level pricing for complex reinsurance risks and facility agreements, while providing insights and guidance as needed. You will also develop class-specific management information to communicate effectively with stakeholders across various departments including Underwriting, Portfolio Management, Actuarial, and Algorithmic Underwriting.Key Responsibilities:Deliver deal-level pricing across divisions, particularly for complex and significant deals, while providing subject matter expertise and market insights.Develop and maintain state-of-the-art pricing models beyond existing algorithms, incorporating innovative techniques and technological solutions.Conduct model validation and recalibration exercises, clearly communicating the implications of any changes.Establish and uphold governance and documentation standards for pricing models, supporting the Actuarial Director and Head of Pricing with necessary reports.Work collaboratively with the Algorithmic Underwriting team to enhance class models, injecting subject matter expertise into the development of new techniques and data sources.Integrate with the Casualty Treaty division team, working alongside Underwriters to refine Ki's commercial and strategic initiatives through advanced actuarial insights.

About the Role Marshmallow is looking for a Claims Fraud Investigator (Motor) to join the team in London. This role focuses on identifying and investigating suspicious activity within the motor insurance claims process. What You Will Do Review and investigate motor insurance claims flagged as potentially fraudulent Apply analytical skills to assess evidence and spot inconsistencies Help maintain a fair and transparent claims process by preventing fraud Work closely with colleagues to share findings and support ongoing investigations Location This position is based in London.