Software Engineer II, Data at KOHO | Canada

Join KOHO: Revolutionizing Financial ServicesAt KOHO, we are driven by a vision to transform financial services for Canadians. Our goal is to eliminate hidden fees and predatory interest rates, offering products that empower users to make smart spending decisions, save effectively, and accumulate real wealth. We pride ourselves on being a performance-driven organization with a strong commitment to meaningful outcomes. Our mission is to financially empower a generation of Canadians.We embrace a flexible work culture that promotes real impact through trust, empowerment, and support. At KOHO, we prioritize work-life integration, allowing for asynchronous collaboration, flexible hours, and a remote-first environment that fosters autonomy and mutual trust.As KOHO enters an exciting new chapter—one that is leaner, smarter, and increasingly integrated with AI—we are focused on building for impact and eliminating bureaucracy. If you thrive in a setting that appreciates clarity, ownership, and innovative thinking, you’ll find a great fit with us.Role OverviewWe are looking for a talented Software Engineer II, Data to join our Data Platform team. In this vital role, you will be responsible for developing, maintaining, and enhancing the data infrastructure that supports KOHO’s analytics, data science initiatives, and product features.You will report to the Data Platform Development Manager and collaborate with a team dedicated to maintaining and expanding KOHO's data engineering capabilities.Key ResponsibilitiesEmbodying KOHO’s valuesGathering requirements and implementing both streaming and batch data pipelinesDeveloping and maintaining batch data pipelines leveraging AWS Glue, Lambda, and PythonCollaborating with business stakeholders, Data Analysts, and Data Scientists regarding inquiries related to our data platformImplementing shared infrastructure utilized by all services and teams across the KOHO platformContributing to and enhancing our internal standards for coding style, maintainability, and best practicesParticipating in a rotating on-call schedule, including incident management responsibilitiesYour Profile2-5 years of professional experience in data-related roles, or equivalent internships/co-op experience, along with:Strong proficiency in Python and SQLExperience with AWS services, particularly Glue and LambdaExcellent problem-solving skills and ability to work collaboratively in a team environment

KOHO is seeking a Treasury Manager to support the launch of KOHO Bank and expand treasury operations across several regulated entities. This fully remote role is open to candidates based anywhere in Canada. Role overview The Treasury Manager will report to the Treasurer and focus on building and running core treasury functions. The work includes overseeing cash management with multiple banking partners and products, handling daily financial transactions, and leading efforts to centralize treasury processes using a modern Treasury Management System (TMS). What you will do Work directly with the Treasurer to establish and operate bank treasury functions Oversee cash management across various partners and products Manage daily financial transactions Drive the centralization of treasury processes using a TMS Requirements Experience working at both the strategic level (liquidity, asset-liability management, funding) and in daily transaction execution Comfort in a lean, evolving, and technology-driven setting Strong ownership mindset and clear communication skills KOHO values initiative, practical results, and clear thinking. The company supports flexible hours, asynchronous collaboration, and a remote-first approach, encouraging employees to take ownership of their work while maintaining work-life integration.

KOHO focuses on transforming financial services for Canadians by removing hidden fees and high interest rates. The company’s products help users manage money wisely, save more, and build lasting wealth. KOHO values performance and heart, aiming for real outcomes that support its mission of financial empowerment. The team works in a remote-first setting across Canada, with flexible hours and a culture built on trust and autonomy. KOHO believes meaningful impact comes from people who feel empowered to do their best work. Role overview The Community Marketing Manager will join KOHO’s remote team in Canada, reporting to the Director of Integrated Marketing. This position manages the full marketing funnel, blending creative content production with hands-on community engagement. What you will do Oversee KOHO’s presence on platforms such as Reddit, Trustpilot, and other social channels. Develop and run a VIP user program that highlights real customer voices and helps shape the product roadmap. Create engaging content and foster active conversations within the community. Collaborate with internal teams and external agencies to keep KOHO’s social media presence lively and on-brand. Who thrives here This role suits someone who enjoys connecting with people, shaping conversations, and building communities. A creative approach and the ability to work across teams will help ensure KOHO’s brand remains vibrant and relevant.

KOHO is working to transform financial services in Canada by eliminating hidden fees and predatory interest rates. The company creates tools that help people manage spending, save money, and build wealth. KOHO emphasizes results and aims to empower Canadians to reach financial well-being. The team operates remotely across Canada, with flexible hours that support both strong performance and personal balance. Trust, support, and autonomy shape KOHO’s culture. The company values clarity, ownership, and creative problem-solving, and it is committed to using smarter, AI-driven strategies as it grows. Role overview The Director of New Business Initiatives leads KOHO’s product team in launching and scaling new business lines. This leader manages a group of Product Managers, each focused on a separate initiative, and ensures projects are executed thoroughly to maximize their impact. The role reports to the VP of Product. The main responsibility is to guide the development of new ventures. This includes keeping each initiative clearly defined, using rapid learning cycles, maintaining transparent economic models, and tracking progress. Success means building a portfolio of businesses that contribute meaningfully to KOHO’s growth. What you will do Lead and develop Product Managers: Recruit, mentor, and support Product Managers as they manage new business lines. Set high standards for moving projects from idea to execution. Drive quality execution: Oversee each initiative to ensure a consistent approach: start with the smallest testable version, use tight feedback loops, and evaluate data honestly. Support PMs through uncertainty: Help Product Managers build skills in scoping, user research, partner engagement, and making critical go/no-go decisions, especially during early stages. Establish operational rhythm: Create a cadence that keeps multiple new business lines accountable and aligned with KOHO’s objectives. Location This is a remote-first role based in Canada.

About KOHOAt KOHO, we are on a transformative mission to enhance financial services for every Canadian. Our commitment is to eliminate hidden fees and predatory interest rates, offering financial products that empower our users to spend wisely, save effectively, and accumulate genuine wealth. As a performance-driven organization with a compassionate core, we prioritize outcomes that align with our mission: to financially empower a generation of Canadians.We are not your typical 9-5 workplace. We believe that real impact stems from individuals who feel trusted, empowered, and supported to excel in their roles without compromising their personal lives. We emphasize work-life integration rather than just work-life balance, offering asynchronous collaboration, flexible hours, and a remote-first environment rooted in autonomy and high trust.As KOHO embarks on its next chapter, we are embracing a leaner, smarter, and more AI-driven approach. If you thrive in an atmosphere that values clarity, ownership, and innovative thinking, you will feel right at home with us.About The RoleWe are seeking a Senior Business Analyst, Fraud Strategy to join our expanding team remotely from Canada. In this pivotal role, you will be instrumental in developing the data systems, models, and controls that shield our users and the business from fraud and financial crime.You will operate at the nexus of data and financial crime risk, converting intricate fraud and AML challenges into analytical frameworks and actionable strategies. The ideal candidate will possess profound insights into the dynamics of fraud, encompassing its patterns, motivations, and evolving tactics, utilizing this understanding to create more intelligent and focused controls.Technical proficiency alone is insufficient; we seek someone with a customer-centric mindset who recognizes that every friction point, false decline, and delayed transaction affects real individuals. You will strike a balance between risk management and product development, contemplating not only whether a strategy prevents fraud but also how it enhances the KOHO experience for our users.What You’ll Be DoingYou will take ownership of the complete fraud control landscape concerning applications and transactions: evaluating effectiveness, identifying gaps, and initiating enhancements to minimize losses and protect customers.

About KOHOAt KOHO, our mission is to revolutionize financial services for all Canadians. We strive to eliminate hidden fees and predatory interest rates, offering financial products that empower our users to spend wisely, save effectively, and build genuine wealth. We are a performance-driven organization that deeply values outcomes, with a commitment to financially empowering the next generation of Canadians.Unlike traditional workplaces, KOHO fosters an environment where impact is driven by trust, empowerment, and support—allowing our team members to excel without compromising their personal lives. We emphasize work-life integration through asynchronous collaboration, flexible hours, and a remote-first setup that prioritizes autonomy and mutual trust.As we embark on our next chapter, KOHO is becoming leaner, smarter, and more integrated with AI. If you thrive in a setting that values clarity, ownership, and innovative thinking, you will feel right at home with us.About The RoleWe are seeking a talented Analytics Engineer, Treasury & Payments to develop and enhance robust reporting pipelines that support our intricate banking processes. Collaborating closely with the Banking Team, you will work with Payment Operations, Technology, Security, and Finance teams, as well as fellow Analytics Engineers, on extensive builds that ensure our data infrastructure meets the demands of ambitious banking initiatives.This newly created role will merge analytics engineering expertise with the evolving needs of banking data transformation. You will be responsible for maintaining the technical foundation that guarantees accurate processing and reporting of funds, both internally and to financial authorities.Your ResponsibilitiesLead the development of complex financial pipelines: Design and implement scalable data pipelines that facilitate banking processes, from initial scoping to final delivery.Collaborate with cross-functional teams: Partner with Payment Operations, Technology, Security, and Finance to define data requirements.Establish financial reporting infrastructure: Create reliable and efficient operational data models that support internal and external reporting, audits, and financial transactions.Design scalable data models: Utilize modeling frameworks tailored for banking reporting use cases, including techniques like one big table, entity tables, event streams, and Kimball methodologies.Optimize and monitor: Ensure the health of data pipelines, enhance query performance, and proactively manage data flow.