Credit Risk Analyst at tbibankgr | Athens, Greece

Join us at tbibankgr, a pioneering challenger bank in Southeast Europe, recognized as a regional leader in alternative payment solutions. We are dedicated to creating an innovative ecosystem that seamlessly integrates financing and shopping to meet our customers' diverse needs. Our commitment to a customer-centric approach has positioned us as one of the most profitable and efficient banks in the region, proudly serving clients across Romania, Germany, Bulgaria, and Lithuania. With our recent expansion into Greece, we have established strong partnerships with thousands of merchants and consumers. Are you ready to play a pivotal role in our remarkable success story?What You Will Do:Conduct comprehensive credit risk analysis to guide strategic decision-making within our consumer lending portfolio.Prepare and validate both regulatory and internal risk reports, ensuring adherence to compliance standards.Calculate and monitor key risk parameters (e.g., PD, LGD) while ensuring consistent methodologies are applied.Analyze portfolio performance, identifying trends, deviations, and early warning signals of potential risks.Ensure the accuracy, reconciliation, and consistency of data across all risk reports and source systems.Support the implementation and continuous monitoring of credit policies, aligning with our risk appetite.Translate business requirements into clear analytical specifications and validate analytical outputs.Actively engage in User Acceptance Testing (UAT) and Quality Assurance (QA), including designing test cases, executing tests, and validating results.Contribute to the development and maintenance of risk reporting frameworks, dashboards, and data pipelines.Maintain thorough documentation of methodologies, calculations, and reporting processes in compliance with audit and regulatory standards.

About Us: At tbibankgr, we are a dynamic challenger bank situated in Southeast Europe, recognized as a regional leader in alternative payment solutions. Our innovative ecosystem merges financing and shopping to meet the diverse needs of our customers. With a successful and profitable business model, we are proud to serve clients in Romania, Germany, Bulgaria, and Lithuania.In our quest to expand our global presence, we have established a significant footprint in Greece, collaborating with thousands of merchants and consumers. Are you ready to contribute to our unique success story?Your Role: We are seeking a Senior Data Analyst to join our dedicated team in Greece!Key Responsibilities:Conduct data discovery to identify insights.Collaborate with partners to explore potential data sources and develop data interpretation logic.Acquire data from both primary and secondary sources.Analyze and interpret data, providing regular and ad-hoc reports and insights.Engage in the continuous development of our Data Warehouse (DWH) facilities.Work with extensive datasets from multiple sources to create cohesive data reports.Utilize data manipulation and transformation tools effectively.

tbibankgr operates as a challenger bank in Southeast Europe, offering alternative payment solutions and combining financing with shopping experiences. The bank serves customers in Romania, Germany, Bulgaria, and Lithuania, and has established a reputation for profitability and efficiency. With its recent expansion into Greece, tbibankgr now works with thousands of merchants and consumers in the region. Role overview The Athens office is seeking a Financial Analyst to provide strategic financial insights at the group level. This role plays a key part in supporting financial management and decision-making throughout the organization. Main responsibilities Conduct detailed financial analyses to assist with the bank’s financial management. Monitor financial performance and prepare reports, including recommendations for the CFO and senior management. Analyze profitability by product and channel to help guide business decisions. Develop financial models to inform project choices and assess outcomes. Perform market analyses to evaluate the bank’s competitive positioning. Work closely with finance team members on various financial activities. Collaborate with other departments to deliver financial support and expertise. Location This position is based in Athens, Attikí, Greece.

About Our CompanyAt tbibankgr, we are not just any bank; we are a dynamic challenger bank leading the way in Southeast Europe with innovative alternative payment solutions. Our mission is to create a comprehensive ecosystem that seamlessly integrates financing and shopping, fulfilling our customers' diverse needs. Thanks to our customer-centric approach and successful business model, we have established ourselves as one of the most profitable and efficient banks in the region, serving clients in Romania, Germany, Bulgaria, and Lithuania. Now, we are excited to expand our presence in Greece, connecting with thousands of merchants and consumers. If you are eager to contribute to our remarkable journey, we invite you to join us as an Executive Support Officer in Greece!Key ResponsibilitiesAs an Executive Support Officer, you will play a pivotal role in managing the daily operations of our CEO. Your responsibilities will include:Efficiently managing the CEO's daily calendar, including scheduling meetings, personal appointments, and conference calls.Undertaking additional tasks and special projects as directed by the CEO.Providing support to staff on project-related tasks, including document formatting in Word, Excel, and PowerPoint.Performing general clerical and administrative duties.Arranging complex travel and accommodation logistics for the team, and preparing associated expense reports.Organizing local office events and global company gatherings as necessary.Managing other administrative services and activities as required.

Join tbibankgr, a pioneering challenger bank and a regional frontrunner in alternative payment solutions across Southeast Europe. Our innovative ecosystem seamlessly integrates financing with shopping to meet the diverse needs of our customers. With a solid track record of profitability and efficiency, we proudly serve clients in Romania, Germany, Bulgaria, and Lithuania, and have recently expanded our operations to Greece, catering to thousands of merchants and consumers. Are you ready to contribute to our distinctive success story?If so, we invite you to apply for the Risk Technology Specialist position. This role centers on the development and maintenance of robust risk management and decisioning systems. We are seeking candidates with strong JavaScript skills and a solid technical foundation, preferably with experience in banking or financial services.Key Responsibilities:Develop and maintain risk systems and decision engines using JavaScript (Node.js or frameworks) and associated technologies.Construct and support APIs, system integrations, and data pipelines connecting internal and external systems.Transform risk methodologies (e.g., scorecards, rules) into actionable technical solutions.Conduct troubleshooting, debugging, and performance tuning for production systems, ensuring the efficiency and reliability of risk management systems.Assist with testing, deployment, and configuration processes across various stages of the development lifecycle.Provide technical expertise and support to stakeholders including risk analysts, business users, and IT teams.Engage in project planning, estimation, and execution to ensure timely delivery of high-quality solutions.Collaborate with cross-functional teams to gather requirements and translate business needs into technical solutions, effectively communicating technical concepts to non-technical audiences.Maintain technical documentation and ensure compliance with audit requirements.Stay informed about industry trends, emerging technologies, and regulatory developments related to risk management and leverage this knowledge to enhance our risk technology infrastructure.

Join us at tbibankgr, a leading challenger bank in Southeast Europe recognized for our innovative approach to alternative payment solutions. We are dedicated to creating a unique ecosystem that merges financing with shopping to meet our customers' diverse needs. Our commitment to a customer-first philosophy has positioned us as one of the most efficient and profitable banks in the region, serving clients in Romania, Germany, Bulgaria, and Lithuania.As we expand our presence in Greece, we are excited to offer you the opportunity to contribute to our remarkable journey. Are you ready to make a significant impact?About the RoleIn the role of CRM Campaign Manager, you will be at the forefront of transforming how customers shop, borrow, and manage their finances.Your mission will be to create strategies that convert first-time users into loyal advocates, enhancing activation, retention, and reactivation for our lending and transactional offerings.By leveraging data, creativity, and a keen commercial sense, you will develop campaigns that ensure every customer interaction is personal, valuable, and seamless.If you have a passion for customer engagement and enjoy turning insights into tangible growth, this is the challenge you've been waiting for.

Join Avis: Where Your Career Finds Purpose and We Redefine MobilityAt Avis, we are at the forefront of transforming mobility, pioneering innovative solutions that grant our customers unparalleled convenience and flexibility in travel. Our mission is to revolutionize the way people move, creating integrated products and services that unlock new travel experiences.Why Choose Avis?A Vibrant Community: At Avis, we pride ourselves on fostering a collaborative work environment where innovation thrives. Our commitment to placing the customer at the heart of everything we do makes us a great place to work.Your Career, Your Impact: Joining Avis means becoming part of a vision for a more connected world. We are not just offering jobs; we are inviting exceptional talent to help shape the future of mobility.Unlock Your Potential as a Credit Support AnalystAvis Greece is seeking a skilled Credit Support Analyst to join our Credit & Collections Department. In this role, you will be pivotal in supporting our credit operations through financial data analysis, credit evaluations, and ensuring seamless credit and collection processes. Are you a credit analysis expert? This opportunity is tailored for you! Your Responsibilities: Review documentation for accuracy and completeness; Conduct credit analysis for new and existing customers in accordance with company credit policies; Manage workflow to align with company objectives and deadlines; Collaborate closely with Credit Analysts to facilitate credit approvals and manage customer accounts; Accountability for the production, analysis, and dissemination of Credit Management Information to support credit activities; Build strong communication relationships with the sales team to enhance cooperation and deliver added value from both commercial and credit perspectives; Ensure compliance with relevant policies. Requirements Your Path to Success: Qualifications Educational Background: Bachelor's degree in Finance or Business Administration Experience: Proven experience in credit analysis and financial data management.

Antenna is seeking an IT Business Analyst to support its operations in Athens, Greece. This position connects technology teams and business stakeholders, helping ensure IT solutions support the company’s strategic objectives. Role overview The IT Business Analyst gathers requirements from multiple stakeholders, reviews current business processes, and identifies ways to improve efficiency through technology. The role involves translating business needs into clear technical specifications. Key responsibilities Work with stakeholders to collect and document business requirements Analyze existing processes and identify areas for improvement Propose solutions that support operational goals and efficiency Location This role is based in Athens, Attica, Greece.

Role Overview Avis Greece is looking for a Seasonal Parking Agent in Athens. This role focuses on preparing vehicles for delivery and inspecting them when they return from rental. Main Responsibilities Prepare vehicles and check additional equipment such as GPS units and Wi-Fi devices before handing them over to customers. Inspect the condition of vehicles and any rented equipment when customers return them. Complete reservations by finalizing contracts in the system and recording any necessary damage compensation. Monitor and maintain the parking area to ensure it stays organized and safe. Provide helpful and attentive customer service throughout the process.

About Avis Greece Avis Greece is part of a global brand focused on reshaping how people move. The company develops integrated products and services that aim to make travel more flexible and convenient for customers worldwide. Why Work at Avis Greece? Supportive team culture: Colleagues work together to encourage new ideas and keep customer needs at the center of every decision. Purpose-driven work: Employees help shape the future of mobility, contributing to a more connected world. Rental Sales Agent – Athens Downtown The Athens Downtown team is looking for a Rental Sales Agent who will deliver excellent service, drive sales, and make the rental process smooth for every customer. Main Responsibilities Deliver friendly, reliable customer service for each car rental and build long-term relationships with clients. Promote relevant products and services to improve the customer experience. Monitor competitor offerings and market trends to help maintain competitive rates in line with company guidelines. Support daily station operations and suggest improvements for better results. Work with other departments to resolve customer issues and ensure high service standards. Location Athens, Attica, Greece

Join tbi bank, a pioneering challenger bank that is transforming financial services across Southeast Europe. With a commitment to innovation and customer-centric solutions, we proudly serve over 2 million customers and have built a robust network of 30,000 checkout partnerships with retailers. Our inclusive culture emphasizes the values of care and courage, empowering both customers and partners to achieve financial flexibility. Through our Buy Now, Pay Later (BNPL) solutions, we enhance sales for both physical and online retail stores while boosting customer purchasing power.Role Overview As a Product Manager at tbi bank Greece, you will be instrumental in shaping the future of banking products, specifically personal loans and BNPL services. Collaborating with cross-functional teams, you will develop, launch, and optimize products that address our customers’ dynamic needs, driving both satisfaction and business growth.Your Responsibilities: Formulate and implement product strategies that align with tbi bank’s vision and market demands.Manage the complete product lifecycle from conception and requirements gathering through to launch and ongoing enhancements.Conduct market research and gather customer insights to uncover new opportunities.Work collaboratively with engineering, design, marketing, credit risk, compliance, and operational teams to ensure timely delivery of high-quality products.Establish and monitor key product metrics, utilizing data to inform decisions and drive product improvements.Identify and address performance challenges, including funnel drop-offs and default rates.Collect and prioritize customer feedback to ensure products meet user expectations and comply with regulatory standards.Prepare comprehensive product documentation, business cases, and go-to-market strategies.Stay abreast of industry trends, digital banking innovations, and regulatory changes.

Join Avis: Where Your Career Finds Purpose and We Redefine Mobility At Avis, we are revolutionizing the way people travel, spearheading transformation in the global mobility sector. Our mission is to innovate and deliver integrated products and services that create an array of new travel possibilities, defined by exceptional convenience and flexibility.Why Choose Avis: A Collaborative Work Environment: At Avis, we are more than just a business; we are a community that cherishes its employees. We take great pride in fostering a collaborative atmosphere, focused on innovation, and prioritizing customer satisfaction in every action we take. Your Career, Your Purpose: By joining us, you'll find that Avis is the place where your career can truly thrive. We are not merely offering jobs; we are inviting exceptional talent to contribute to our vision of a more connected world. Unlock Your Potential as a Rental Sales Agent with Avis Greece Avis Greece is searching for an outstanding Rental Sales Agent to join our team at the Athens Airport Station. This role is pivotal in delivering extraordinary customer service, driving sales, and ensuring an effortless rental experience for our clients. Your Key Responsibilities: Provide exemplary customer service for every car rental, building trust and fostering long-term client relationships. Promote additional products and services to elevate the overall customer experience. Remain knowledgeable about competitor offerings and market trends to ensure our deals are competitive and aligned with company policies. Contribute actively to the operations of the station, suggesting enhancements to improve performance. Monitor and address customer complaints in collaboration with relevant departments to guarantee outstanding service.

About Us: tbibankgr is a dynamic challenger bank operating in Southeast Europe and a frontrunner in alternative payment solutions. We are dedicated to creating a comprehensive ecosystem that integrates financing and shopping, effectively meeting the diverse needs of our customers. Our customer-centric business model has positioned us as one of the most profitable and efficient banks in the region, serving clients across Romania, Germany, Bulgaria, and Lithuania. With our recent expansion into Greece, we are proud to partner with thousands of merchants and consumers. Are you ready to contribute to our remarkable success story?Position Overview: We are currently seeking a passionate and dedicated Customer Experience Agent to join our team in Greece!Key Responsibilities:Manage incoming customer communications via phone, chat, and email, ensuring a top-tier customer experience at every interaction.Deliver accurate and prompt responses, aligning with internal KPIs for each communication channel.Evaluate and process loan applications through a live agent decision-making process (KYC).Participate in a rotating shift schedule (40 hours per week).Foster collaboration and a positive team spirit among colleagues.

Join us at tbibankgr, a pioneering challenger bank in Southeast Europe, recognized as a regional leader in alternative payment solutions. We are dedicated to crafting a seamless ecosystem that merges financing with shopping to meet our customers' diverse needs. Our innovative business model, complemented by a strong focus on customer satisfaction, positions us as one of the most profitable and efficient banks in the region, serving clients in Romania, Germany, Bulgaria, and Lithuania.As we expand our presence in Greece, catering to thousands of merchants and consumers, we invite you to play a pivotal role in our remarkable success story!We are currently seeking a Financial Manager to assume a group-level position and contribute to our journey of success!Key Responsibilities:Create and maintain robust financial models to enhance business planning, product innovation, and strategic projects.Conduct client behavior modeling and profitability assessments.Analyze investment opportunities and prepare financial evaluations for new ventures.Execute business forecasting, scenario analysis, and sensitivity testing.Deliver financial insights and strategic recommendations to guide investment decisions.Compile financial analyses, reports, and business cases for management and key stakeholders.Collaborate effectively with internal teams across Commercial, Risk, and IT departments.Support resource allocation decisions and initiatives to enhance operational efficiency and value optimization.Establish, review, and monitor key financial performance indicators and analytical standards.Lead and mentor a small team of financial analysts.Present analytical insights and report critical findings directly to the CFO.

Hello! We’re Plum, the innovative app designed for smart saving and investing. Our mission is to empower individuals to grow their money for life, whether they're saving for their first home or enjoying their retirement.Since our inception in 2016, over 2 million users across 10 European countries have entrusted us with more than £2 billion, thanks to our intelligent automation and AI technology – that’s the magic of Plum! Our efforts have been recognized with numerous awards from esteemed organizations like Deloitte and Finder.We're proud of our dedicated team of over 230 passionate Plumsters, who collaborate across Europe to help us fulfill our mission. Now, we invite more talented individuals to join us on this exciting journey.The RoleWe are in search of a skilled KYC Analyst to take on the critical task of executing verification procedures. You will thrive in this role if you are customer-oriented, diligent, embrace challenges, and are continuously seeking ways to enhance processes.Having at least one year of experience in a Payments or Finance environment, particularly with insights into compliance procedures such as Know Your Customer (KYC), PEP/sanctions screening, and anti-money laundering, will be a significant advantage.This position requires availability to work Sunday to Thursday from 10:00 AM to 6:30 PM due to our team's varied shift patterns.What You’ll DoFacilitate the identification and verification of customers by ensuring all operational tasks are completed promptly.Engage with users through chat or email to gather any outstanding KYC documentation and resolve verification issues.Conduct customer screenings against multiple databases.Collaborate with third-party partners on verification-related inquiries.Respond to verification-related questions from both customers and team members.Assist in developing world-class processes to support our rapidly growing team and company.Engage in continuous learning and skill enhancement within your area of expertise.What We’re Looking ForExperience in a banking KYC function.Prior experience in a customer-facing role (e.g., Customer Support or Operations) is highly desired, showcasing exceptional written communication skills.Proficiency in written and verbal English; fluency in another European language is a plus.A genuine passion for navigating the complexities of an operational environment and an eagerness to engage in KYC processes.Strong analytical skills and excellent research capabilities.A proactive approach to problem-solving with a determination to understand the underlying reasons.Ability to work independently and make decisions within your area of responsibility.Meticulous attention to detail and strong organizational skills.Efficiency and speed in completing tasks.

# Join Our Dynamic Team at EnerwaveAt Enerwave, a proud member of HELLENiQ ENERGY, we stand at the forefront of innovative energy solutions. Our commitment to excellence drives us to engage wholeheartedly in our work while fostering an environment where our employees can thrive and create significant value. We are excited to announce multiple openings at our headquarters in Athens, spanning various departments and specialties.We are actively seeking a Commercial Analyst who will be pivotal in transforming intricate wholesale market dynamics into actionable insights. This role is crucial for supporting our commercial pricing strategies, product development initiatives, and strategic decision-making. You will keep a close eye on cost drivers from the electricity and gas markets, ensuring that our commercial teams understand how wholesale market operations impact retail costs. By diligently monitoring market-based expenses, you will help align our commercial strategies with operational realities and regulatory changes.Your Responsibilities:Analyze market trends, pricing factors, and regulatory changes influencing cost structures.Collaborate with the Commercial Division to design energy products and assess their profitability.Monitor wholesale costs associated with Enerwave's commercial activities, working in tandem with the Finance team to analyze revenues and P&L statements.Assist the Regulatory Division in evaluating the framework governing commercial activities in wholesale markets.Stay informed on market trends and competitor activities.Communicate findings and insights to internal stakeholders, including the Commercial and Finance Divisions, to support strategic decision-making.

Join our dynamic team at Intralot as a Business Analyst, where you will be instrumental in enhancing the performance and functionality of our Lottery systems!Your key responsibilities will include:Taking lead on collecting and monitoring change requests within the team.Ensuring that requirements are thoroughly understood by both the Business and Development teams, and that the resulting implementations meet our customers' expectations.Engaging in the definition and analysis of essential business requirements.Identifying and comprehending customer and business needs, and translating them into functional and technical requirements to ensure success in your role.

SnappiBank is looking for a Business Analyst based in Athens, Greece. This position centers on supporting strategic projects and refining business processes across the organization. Role overview The Business Analyst will work closely with teams from different departments. The main focus is on analyzing business data, identifying trends, and generating insights that support better decisions. Improving how things work internally is a key part of the job. What you will do Analyze data from various sources to spot patterns and opportunities Develop actionable insights to guide business strategy Collaborate with cross-functional teams to implement process improvements Support efforts to increase operational efficiency Location This position is based in Athens, Attica, Greece.

Optasia is an innovative B2B2X financial technology platform dedicated to transforming financial decision-making, scoring, disbursement, and collection processes. Our mission is to promote financial inclusion for everyone, and we are making a significant impact in the world.We are looking for passionate individuals who are driven by results and possess a proactive mindset. Join our dynamic team of like-minded professionals who are committed to delivering cutting-edge solutions in an exciting and collaborative environment.As a Junior Quantitative Risk Data Scientist, you will play a vital role in enhancing Optasia's advanced risk management strategies and optimizing revenue as a key member of our Credit Portfolio Optimization team. This team specializes in credit scoring, model development, and managing large loan portfolios daily. Your responsibilities will include (i) creating statistical and machine learning algorithms for credit evaluation, (ii) optimizing revenues through effective risk management, (iii) conducting detailed risk analytics, and (iv) integrating models into day-to-day operations of extensive loan portfolios. You will collaborate within a robust team of 25 skilled professionals.Your ResponsibilitiesConduct comprehensive risk analyses and optimizations on microloans, comprising 80% of your role.Design predictive models, primarily focusing on statistical approaches with occasional machine learning applications.Provide actionable insights into credit risk utilizing advanced big data analytics.Assess and analyze credit risk factors through computational techniques on extensive datasets.Work closely with cross-functional teams to facilitate data-driven decision-making.Continuously enhance risk models to maximize financial outcomes while minimizing risks.Your QualificationsBachelor’s degree in Data Science, Statistics, Mathematics, or a related discipline.Strong background in statistical modeling; familiarity with machine learning is advantageous.Proficient in programming languages such as Python or R, with substantial experience in big data analytics.Thorough understanding of risk analytics and credit risk determinants.Adept at managing and analyzing large datasets to extract valuable insights.Excellent analytical and problem-solving abilities.Key AttributesExceptional interpersonal and communication skills.Capacity to meet tight deadlines while maintaining meticulous attention to detail.Strong judgment and problem-solving capabilities.Experience adhering to secure coding practices and guidelines (e.g., OWASP, NIST).Why Join Us? Experience the thrill of working in a forward-thinking company that is committed to driving change in the financial landscape.

At Euronet Worldwide, we are not just solution builders; we are innovators in the global payment processing and cross-border transactions landscape. Our extensive portfolio, including mobile wallets, card issuing, and real-time payment platforms, empowers digital transformation across more than 160 countries.We are seeking skilled Business/System Analysts who are excited about creating cutting-edge financial solutions and payment systems to join our dynamic team. The ideal candidates will engage in critical projects within the electronic financial transaction realm, collaborating with diverse, international teams in a fast-paced environment.Your journey at Euronet will be supported by a culture centered around human values of trust, respect, and teamwork. We value your contributions and are committed to fostering your professional development through various growth opportunities.Perks & Benefits That MatterCompetitive salary packageAnnual performance-based bonusesComprehensive Private Health InsuranceEmployee Stock Purchase PlanTop-tier tools and equipmentHybrid working modelCareer development initiatives and annual performance evaluationsReferral bonuses and community volunteering opportunitiesChance to thrive in a dynamic, stable, and international settingHow You Will ContributeAnalyze business requirements and translate them into precise system necessities.Craft innovative solutions for Euronet’s clients while recommending enhancements to existing systems.Collaborate with developers and QA teams to ensure practical and high-quality solutions.Produce clear technical documentation and provide regular updates to management.Identify potential risks or issues influencing business performance and suggest impactful solutions or necessary adjustments.What Makes You an Ideal CandidateA degree in Computer Science/Engineering or Information Technology; a postgraduate degree is advantageous.A minimum of 3 years’ experience in System Analysis and Design, preferably in financial technology, services, or banking.Strong understanding of databases and data modeling.Excellent communication skills in both English and Greek, written and verbal.Eligibility to work full-time and permanently in the EU without employer sponsorship.What Will Help You ExcelDetail-oriented and organized work ethic.Exceptional communication and presentation abilities.Capacity to collaborate effectively with international teams.A proactive mindset and problem-solving attitude.