company

Experienced Loan Processor for Lending Operations

team-architectscharlotte, North Carolina, United States
On-site Full-time $55K/yr - $70K/yr

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Experience Level

Experience

Qualifications

Candidates should possess a strong understanding of loan processing and real estate investment. Relevant experience and a detail-oriented approach are essential.

About the job

Job Title: Loan Processor

Position Summary

Join our dynamic lending operations team as a Loan Processor! We are looking for a detail-oriented professional with extensive experience in residential investment lending, specifically in Fix-and-Flip and DSCR loan programs. This pivotal role ensures the smooth and precise processing of loans from submission to closing, providing investors and borrowers with a seamless experience.

Key Responsibilities

  • Loan Intake & Initial Review: Validate and review loan applications and required documentation including credit, income, entity documents, and purchase contracts. Ensure all submissions to underwriting are accurate and complete. Maintain files in the Loan Origination System (LOS) in compliance with internal and regulatory standards.
  • Borrower Communication & Support: Serve as the primary contact for borrowers, brokers, and the sales team throughout the loan processing cycle. Clearly communicate outstanding document needs, next steps, and timelines.
  • Coordination & Pipeline Management: Work closely with third parties such as title companies, inspectors, insurance agents, and closing agents. Manage a pipeline of active loans to guarantee timely closings. Follow up with internal underwriting and credit teams for file decisions and escalations as necessary. Ensure compliance with loan program guidelines, investor overlays, and risk tolerances.

Requirements

Education & Experience:

  • Proven experience processing loans for real estate investors (single-family, multi-family, short-term bridge loans).
  • Familiarity with various ownership structures (LLCs, corporations, trusts).

Technical Skills:

  • Deep understanding of loan documents, title reports, and property insurance requirements.
  • Ability to read and interpret credit, background, entity documents, and title reports.

Soft Skills:

  • Exceptional attention to detail and organizational skills.
  • Outstanding written and verbal communication abilities.
  • Strong problem-solving skills and a proactive, solutions-oriented mindset.
  • Ability to excel in a fast-paced, deadline-driven environment.

Benefits

Base Salary Range:

  • Entry-Level (1–2 years, limited fix-and-flip/DSCR exposure): $55,000 – $65,000
  • Mid-Level (3–5 years with relevant experience): $65,000 – $70,000

Compensation & Benefits:

  • Competitive salary with potential bonus opportunities.
  • Comprehensive health, dental, life, and vision insurance.
  • 401(k) retirement plan with company match.

About team-architects

At team-architects, we are committed to providing innovative lending solutions for real estate investors. Our team values precision, efficiency, and excellent customer service, making us a leader in the industry.

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