About the job
Location: Hybrid in London, United Kingdom
Role Overview
iwoca is seeking a Director of Data Science & Artificial Intelligence to lead its data science division. This leadership role involves managing a skilled team focused on building probabilistic and statistical models that drive real-time lending decisions. The position also plays a central part in integrating AI across the company, setting the direction for how AI enhances capabilities both within and beyond the data science team.
About iwoca
iwoca supports small businesses with financing that matches their changing needs. By combining technology, data science, and a customer-first approach, iwoca has delivered over £4 billion in funding to more than 100,000 businesses. The company’s goal is to empower one million SMEs, helping them grow and strengthen their communities and local economies.
Team Focus
The data science team creates models that directly impact lending decisions, forecasting, and commercial strategies. Their work is implemented in production code and has a tangible effect on business outcomes. Collaboration is key, with close partnerships across engineering, product, and commercial teams. The Director will lead initiatives to embed AI into these processes and drive further innovation.
What You Will Do
- Define and shape the operating structure of a technically strong data science team
- Guide the adoption of AI across the business, identifying where it can boost productivity or accelerate processes
- Evaluate the suitability of AI tools and approaches for different business needs
- Challenge assumptions and recommend when alternative solutions may be more effective than AI
- Apply deep knowledge of modeling to determine the best use of AI and data science for business impact

