Data Scientist at SoFi | San Francisco

Employee Applicant Privacy NoticeAbout Us:Join us in shaping a brighter financial future.At SoFi, we are revolutionizing how individuals engage with personal finance. We are a forward-thinking financial services company and national bank leveraging cutting-edge, mobile-first technology to empower our millions of members in achieving their financial aspirations. As the industry undergoes unprecedented changes, we proudly stand at the forefront, fully aware that our contributions directly impact lives. Our core values guide us through every endeavor. Join us to invest in your future, your career, and the financial landscape.The Team:The Credit Team at SoFi is responsible for managing credit risk across our diverse lending products (including Student Loan Refinance, Private Student Loans, Personal Loans, Credit Cards, and Mortgages). This team develops innovative, data-driven credit strategies and policies for new account origination and portfolio management, alongside collections and recovery strategies. We ensure that our lending growth aligns with the company's risk appetite while focusing on our members' best interests.As a Senior Credit Manager, you will analyze and evaluate data to create and propose effective credit risk strategies and models for SoFi’s lending products, initially focusing on Personal Loans, but with opportunities to contribute to other products as well.Your key responsibilities will include independently developing and implementing Personal Loan underwriting strategies that align with our risk appetite, monitoring risk trends within the portfolio, and offering insights for strategy enhancements. You will collaborate with cross-functional teams, leveraging your business acumen, credit experience, and analytical skills to drive revenue, mitigate risk, and add value to both the company and our members.

Employee Applicant Privacy NoticeWho We Are:At SoFi, we are committed to shaping a brighter financial future. We are revolutionizing the way individuals engage with personal finance through innovative, mobile-first technologies that empower our members to achieve their goals. As a next-generation financial services company and national bank, we are at the forefront of unprecedented industry transformation. Join us in our mission to make a genuine impact on people’s lives, while investing in your own career and the financial landscape.The Role:We invite a dynamic and detail-oriented Senior Event Producer to join our Marketing team. This role is pivotal in creating unforgettable experiences that bolster brand loyalty and elevate product awareness. You will seamlessly connect high-level strategy with flawless execution, collaborating across the organization to bring the SoFi brand to life through large-scale member experiences, PR launches, social media activations, and financial wellness initiatives. You are a logistics virtuoso, a creative partner, and a confident communicator, equally adept with data-driven insights and engaging presentations. During the off-season, you will also support our creative studio with project management and campaign production.This position reports to the Executive Director of Creative Operations and plays a vital role within our exemplary project management and creative studio team, collaborating with talented marketers and strategists throughout the department.What You’ll Do:Strategic Planning: Collaborate with strategists, creatives, and product marketers to translate business objectives into impactful event concepts.End-to-End Execution: Manage the complete event lifecycle, from initial planning and RFP distribution to on-site logistics and post-event evaluation.Creative & Film Oversight: Partner with creative teams to ensure alignment with brand messaging and quality standards.

Employee Applicant Privacy NoticeAbout Us:At SoFi, we are on a mission to reshape the future of personal finance. Together with our community of members, we are revolutionizing the way individuals engage with their financial lives.As a pioneering financial services company and national bank, we leverage cutting-edge, mobile-first technology to empower millions of members in achieving their financial aspirations. The financial landscape is evolving rapidly, and we are leading that change. We take pride in knowing that our work has a meaningful impact on people's lives, driven by our core values. Join us to invest in your future, your career, and the financial ecosystem.The Role:SoFi is seeking a talented Senior Copywriter to become a vital part of our internal Creative Studio. You are a proactive and collaborative team player who can effortlessly embrace our brand's tone and style across diverse communications. Your main responsibility will be crafting branded content for various platforms including web, digital, social, blog, and print, specifically focused on our lending products. You will also have the opportunity to contribute to other areas of the Studio as needed. This is a contract position expected to last until the end of the year, with potential extension into early 2027.Key Responsibilities:Take charge of the entire concept and copywriting process for marketing initiatives, which may include:○ Email communications○ In-app messages○ Social media content○ Branding campaigns and associated assets○ Lead generation campaigns and materials○ Digital video scripts○ Website content (including our site, lead generation pages, partner pages) and other interactive elementsLeverage data to guide your creative decisions, balancing established practices with innovation.Collaborate closely with the design team to develop inventive solutions.Work with the Lifecycle Marketing team to shape the customer journey for prospects and members.Utilize AI tools (such as ChatGPT, Writer, Runway, Figma AI) to enhance your workflow—approaching them as amplifiers of creativity rather than shortcuts.Engage with stakeholders and reviewers to maintain a consistent brand voice.Explore new narratives to effectively convey our brand story—creating impactful and engaging content.

Employee Applicant Privacy NoticeAbout Us:Join us in shaping a brighter financial future. At SoFi, we are revolutionizing the personal finance experience for our millions of members through innovative mobile technology.As a next-generation financial services company and national bank, we pride ourselves on being at the forefront of an unprecedented transformation in the industry. Our core values guide our efforts every day, driving meaningful changes that impact people's lives. Invest in yourself, your career, and the financial world with us.SoFi is on the lookout for a seasoned and driven Senior Staff Data Engineer to lead our Data Engineering group within the SoFi Data Platform (SDP) division. The SDP's mission is to harness data across SoFi, enabling the development of personalized and engaging experiences for our members.The Role:In this position, you will have the chance to significantly influence and steer the architecture of our next-generation AI-powered SoFi Data Platform (SDP). You will enhance data reliability through AI-driven workflows, tools, and practices. You will be responsible for leading, defining, and tackling complex problems in a fast-paced, collaborative environment. The ideal candidate will be a mentor and technical leader who is hands-on, with a strong sense of ownership and a commitment to delivering results.

Join SoFi as a Staff Software Engineer focused on our Member AI Features. In this role, you will leverage cutting-edge technology to enhance user experiences, enabling our members to reach their financial goals. You will work in a collaborative environment to design, implement, and maintain high-performance software solutions that utilize artificial intelligence.

SoFi is hiring a Senior Data Scientist to focus on Credit Strategy. This position centers on using analytical expertise to support data-driven decisions that impact both customer experience and business goals. Role overview The Senior Data Scientist works closely with teams across the company to create, refine, and improve credit strategies. Collaboration is key, as the role involves partnering with colleagues from different areas to ensure credit solutions align with SoFi’s objectives. What you will do Design and implement credit strategies that support business outcomes Collaborate with cross-functional teams to optimize credit processes Apply advanced modeling and machine learning techniques to uncover insights Use data analysis to inform and guide strategic initiatives Requirements Strong analytical skills and experience with data-driven problem solving Background in advanced modeling techniques and machine learning Ability to work effectively with teams from multiple disciplines

Join SoFi as a Senior Data Scientist in our Credit Strategy team, where you will leverage data-driven insights to enhance our lending strategies and improve customer experiences. You will be responsible for developing advanced analytical models, utilizing machine learning techniques, and collaborating with cross-functional teams to drive data-centric decisions.

Employee Applicant Privacy NoticeAbout Us:Join us in reshaping the future of personal finance. At SoFi, we are committed to transforming how individuals engage with their financial well-being. As a cutting-edge financial services provider and national bank, we employ state-of-the-art, mobile-first technology to empower our vast membership base in achieving their financial aspirations. Our mission is clear: to lead the industry through an unparalleled evolution while remaining steadfast in our core values that guide us daily. We invite you to invest in your career and the financial landscape with us.Join Our Team: We are seeking a talented Senior UX Researcher to play a critical role in defining our product strategy and facilitating user-centric decisions across the organization. At SoFi, our focus is on enabling our members to attain financial independence through a diverse array of products, including credit score monitoring, banking services, investing, credit cards, personal loans, student loans, home loans, and beyond.

About Us:At Formic, we are committed to transforming American manufacturing by making automation accessible to all factories. As labor shortages, rising costs, and global competition become more pressing, automation is essential for manufacturers seeking to thrive in today's market.Our innovative Robotics-as-a-Service model integrates industrial robotics, proprietary software, and comprehensive support, offering a seamless solution that dismantles the traditional barriers of cost, complexity, and risk. This empowers manufacturers to implement automation swiftly, achieving significant improvements in throughput, safety, and operational efficiency without the burden of substantial upfront investments.Supported by prominent investors such as Lux Capital, Initialized Capital, Blackhorn Ventures, and Mitsubishi HC Capital North America, Formic is rapidly expanding, laying the groundwork for a new era of high-performance, American-made production.Join Our Team:The Formic Credit Team plays a critical role in driving responsible growth by evaluating customer risk and structuring commercial terms that facilitate scalable automation solutions. This team collaborates across departments to assess exposure, protect our capital, and uphold disciplined underwriting standards as we extend our reach nationwide. By balancing rigorous risk management with commercial agility, we ensure that Formic can grow confidently while maintaining a robust portfolio performance.Your Role:As a Senior Credit Analyst, you will spearhead the underwriting processes for small to mid-sized manufacturing clients. Your responsibilities will include assessing financial health, evaluating risks, and proposing commercial structures that align customer opportunities with Formic’s capital strategy. This position requires strong analytical skills, sound judgment, and the capacity to work independently while closely collaborating with Sales and cross-functional teams to facilitate deal execution without compromising our credit discipline.

Join SoFi as a Principal Engineer specializing in Digital Identity, where you will leverage cutting-edge technologies to enhance our digital platforms and secure user identity. This role offers the opportunity to drive innovative solutions that impact millions of customers. You'll collaborate with cross-functional teams to design, develop, and implement robust identity verification systems that ensure the highest standards of security and user experience.

Join SoFi as a Senior Lifecycle Marketing Manager for Home Loans, where you will lead innovative marketing strategies that drive customer engagement and retention. In this pivotal role, you will harness data-driven insights to create compelling campaigns across various digital channels. Your expertise will help us enhance the customer journey and maximize the impact of our marketing efforts.

Join SoFi as a Senior Product Marketing Manager and play a critical role in shaping our marketing strategies for innovative financial products. You will lead cross-functional teams, drive go-to-market strategies, and ensure that our messaging resonates with our target audience. Your expertise will help enhance our brand presence and elevate the customer experience.

SoFi is seeking a Senior Product Manager to lead the development and enhancement of our life insurance and financial protection offerings. In this role, you will collaborate with cross-functional teams to create innovative products that meet the evolving needs of our customers. You will leverage your expertise in product management to drive the product lifecycle, from concept to launch, ensuring we deliver exceptional value to our users.

Employee Applicant Privacy NoticeAbout Us:Join us in shaping a brighter financial future. At SoFi, we are revolutionizing the way individuals engage with personal finance through innovative, mobile-first technology. As a next-generation financial services company and national bank, we are committed to helping our millions of members achieve their financial goals. With a rapidly evolving industry, we are proud to be at the forefront of this transformation. Our core values drive us to make a meaningful impact on people’s lives every day. Invest in yourself, your career, and the financial world by joining our team!The Role:The Risk Data Science team is on the lookout for a strategic and technically proficient Machine Learning Engineer to spearhead the advancement of SoFi’s Home Loan and Home Equity risk frameworks. This pivotal role is part of a high-priority initiative aimed at delivering a comprehensive, loan-level credit risk and valuation framework for our home lending portfolios.As a key technical leader, you will harness cutting-edge ML methodologies to tackle complex challenges, including default and prepayment modeling, property valuation (AVMs), and credit risk assessment, ensuring our valuable secured loan products are underpinned by top-tier data science.Your Responsibilities:Lead the development and implementation of ML models tailored for mortgage-specific applications, such as credit underwriting, debt-to-income (DTI) validation, and automated appraisal reviews.Oversee the technical evaluation and comprehensive ownership of externally developed models, ensuring adherence to stringent internal standards for quality, performance, and scalability.Communicate model performance and portfolio insights to senior leadership, translating intricate data into actionable credit and business strategies.Collaborate with Model Risk Management (MRM) and governance teams to guarantee that all models are developed with the technical rigor necessary to meet complex regulatory and compliance requirements.Work alongside Product and Engineering teams to operationalize models, overseeing their deployment, real-time monitoring, and seamless integration into core business systems.Continuously explore and utilize in-house, external, and open-source ML frameworks to create the next generation of proprietary mortgage risk tools.

Join SoFi as a Senior Product Manager in Transactional Risk, where you will play a pivotal role in steering our risk management strategies. You will work closely with cross-functional teams to enhance our product offerings, ensuring they meet the highest standards of safety and compliance. Your expertise will guide innovative solutions that protect our customers and our organization.

Employee Applicant Privacy Notice About SoFi SoFi is redefining personal finance and changing how people pursue their financial goals. As a national bank and next-generation financial services provider, SoFi uses mobile-first technology to help millions of members work toward their aspirations. The company’s work shapes the financial industry and has a direct, positive impact on people’s lives. SoFi’s mission is to invest in the future of its members, employees, and the broader financial landscape. Role Overview SoFi’s in-house creative studio is seeking a Senior Interactive Project Manager (Contract) to lead a major website redesign. This role is based at the San Francisco HQ in California. The project manager will report to the Associate Director of Project Management and act as the main point of contact among marketing creative, web, product marketing, design, and engineering teams. The focus: ensure SoFi’s digital presence meets strategic goals and maintains technical quality. What You Will Do Website Redesign: Guide the website redesign from discovery through deployment, working closely with creative, web, and product teams. Design System Implementation: Manage the development of templated systems in Figma, supporting creative and engineering teams to ensure consistency and scalability. Interactive Content Coordination: Collaborate with web design and strategy teams on complex front-end features, such as animations and dynamic UI components. Technical Integrations: Oversee API connections, CMS customizations, and enhancements to the Martech tool stack. What We Look For Strong technical background in interactive and web projects Proven project management skills Clear, effective communication across teams Experience with responsive design systems, AI, and API integrations

Employee Applicant Privacy NoticeWho We Are:Join us in shaping a brighter financial future. Together with our members, we are revolutionizing personal finance.As a forward-thinking financial services company and national bank, we leverage innovative, mobile-first technology to empower millions of members to achieve their financial goals. In an era of unprecedented transformation within the industry, we take pride in knowing that our work directly impacts the lives of individuals, guided by our core values every step of the way. Become part of our mission to invest in yourself, your career, and the financial landscape.We are in search of a Senior Software Engineer to join our dynamic team. SoFi Invest represents our cutting-edge investment platform, featuring a market-leading robo-advisor and comprehensive online brokerage services (including stock, ETF, and mutual fund trading).As a vital member of our team, you will be at the heart of our operations—implementing functionality, designing our system architecture, addressing bugs, maintaining the integrity of our code, and continually enhancing your skills as an engineer. The ideal candidate exhibits a proactive mindset, hands-on approach, strong ownership, a commitment to delivery, and the ability to mentor and collaborate effectively. At SoFi, we emphasize collaboration among Product, Design, and Engineering, providing you with the opportunity to engage in the entire product lifecycle—from ideation to building, deployment, and ongoing improvement.At SoFi, you will be part of a pioneering finance company dedicated to helping our members achieve financial independence and fulfill their goals. Our ambition is to integrate ourselves into our members’ financial lives and assist every member in managing their finances effectively. Starting with student loan refinancing to tackle a significant financial challenge for a new generation, we have expanded our offerings across loans, wealth management, and insurance. SoFi has experienced remarkable growth and has ambitious plans for the future, and to sustain this momentum, we need exceptional talent. And that starts with you.Key Responsibilities:Lead the development and testing of system components/services, including code and design reviews.Participate in defining the technical architecture of the product.Translate user stories into effective technical solutions.Deliver highly available and scalable services in a production environment.

Employee Applicant Privacy NoticeAbout Us:Join us in shaping a brighter financial future.At SoFi, we are revolutionizing personal finance through innovative, mobile-first technology, helping millions of members achieve their financial goals. We pride ourselves on being at the forefront of the transformation in financial services, delivering impactful solutions that enhance our members' lives. Become a part of our journey to empower individuals financially.We are looking for a Senior Software Engineer to join our dynamic team focused on developing cutting-edge cryptocurrency products and services for our members. With recent advancements, SoFi is poised to re-enter the crypto space, expanding our product offerings with secure and intuitive solutions spanning crypto Investing, Transfers, Payments, Custody, and more.As a key member of our team, you will be involved in all aspects of our development process—implementing features, architecting systems, debugging, maintaining code quality, and continuously evolving as an engineer. We seek a candidate who is proactive, hands-on, and possesses a strong sense of ownership and commitment to delivering high-quality solutions. Collaboration is at the core of our work culture, and you will engage closely with Product, Design, and Engineering teams throughout the entire product lifecycle, from ideation and development to deployment and ongoing enhancements.At SoFi, we aim to be at the center of our members' financial lives, helping them get their money right. Our innovative approaches, such as student loan refinancing, have already addressed significant financial challenges for many. As we expand our offerings across loans, wealth management, and insurance, we are experiencing remarkable growth and are on the lookout for exceptional talent to continue this trajectory. Your journey begins here.

Employee Applicant Privacy NoticeAbout Us:Join us to reshape the future of finance.At SoFi, we are transforming how individuals approach personal finance, empowering our members to achieve their financial goals through innovative, mobile-first technology. As a leading financial services company and national bank, we are at the forefront of an industry-wide evolution. Our mission is to positively impact lives while adhering to our core values. Become part of our journey to enhance your career and contribute to the financial landscape.We are looking for a talented Senior Software Engineer to join our emerging crypto team. SoFi is expanding its offerings in the crypto space by developing secure, user-friendly products and services that cater to our members' needs, including crypto investing, transfers, payments, custody, and more.In this role, you will be deeply involved in all aspects of our development process—designing system architecture, implementing features, debugging, and ensuring the integrity of our codebase, while also advancing your skills as an engineer. The ideal candidate is proactive, hands-on, and possesses a strong sense of ownership and commitment to success. Collaboration is key at SoFi; you will work closely with Product, Design, and Engineering teams throughout the entire product lifecycle—from conception to deployment and ongoing enhancements.At SoFi, our vision is to be integral to our members' financial lives, assisting them in achieving financial independence. We began with student loan refinancing, addressing significant financial challenges for a new generation with a modern lending approach. As we expand our services across loans, wealth management, and insurance, we are committed to continued growth, driven by exceptional talent like you.