About the job
The traditional credit landscape often favors those who are already financially secure, imposing stringent requirements for credit history, collateral, and expensive underwriting processes. Unfortunately, this leaves over 1.4 billion individuals without access to essential credit services. Consider a vendor in Lagos, who earns cash daily but lacks the documentation to prove a consistent income, or a Colombian nurse with impeccable informal repayment history, yet remains overlooked by banks.
At Divine Research, we have developed an innovative solution known as Credit. Launched in December 2024, we have already provided hundreds of thousands of undercollateralized loans utilizing stablecoins. These loans have empowered individuals globally to cover essential expenses such as groceries, healthcare, and transportation. With a robust backing of $6.6 million from Paradigm and Nascent, we are scaling our system which has successfully assisted half a million unique borrowers. Join us in elevating our mission further.
About the Role
We are on the lookout for a skilled Data Scientist to enhance our data infrastructure and extract actionable insights across our product offerings, specifically focusing on Credit, our premier undercollateralized lending platform. In this role, you will be responsible for designing key metrics, building analytics infrastructure, and converting on-chain data into strategic insights that influence product development and roadmap decisions.
Technology Stack
Python
SQL
Grafana/Prometheus
Statistical modeling and visualization tools
Blockchain data and indexing tools (Dune, Shovel)
Key Responsibilities
Collaborate with product and research teams to establish north star metrics
Develop scalable data pipelines and dashboards
Translate key metrics and trends into practical guidance for product development, strategy, and go-to-market initiatives
Design and analyze A/B tests and experimental studies
Conduct comprehensive analyses of user behaviors and usage patterns
Qualifications
4+ years of experience in a Data Scientist or Research Analyst role
Strong proficiency in Python, SQL, and various data analysis tools
In-depth understanding of EVM-compatible chains, smart contract data, and indexing tools
Excellent problem-solving skills and attention to detail
Ability to communicate complex data insights to non-technical stakeholders

