Data Analyst - Credit Risk & Underwriting

Role Overview Rentokil Initial seeks a Safety Risk Prevention Technician for its Madrid location. This position focuses on maintaining a safe workplace and supporting compliance with health regulations. Main Responsibilities Identify and assess potential workplace hazards. Develop and implement safety protocols. Conduct training sessions to encourage safe practices among staff. Promote a strong culture of safety throughout the organization.

Veolia Environnement S.A. seeks an Occupational Risk Prevention Technician based in Madrid. The role centers on supporting a safe and compliant workplace for all staff. Key responsibilities Conduct risk assessments in various work areas to identify potential hazards. Create and apply safety protocols that address the risks found during assessments. Work closely with multiple departments to encourage and maintain a strong culture of safety and health throughout the organization. This position plays an important part in ensuring that safety standards are met and that employees have a secure environment at work.

Join Veolia Environnement S.A. as an intern in our Workplace Risk Prevention team. This exciting opportunity will allow you to gain hands-on experience in critical areas of Quality, Health, Safety, and Environment. You will collaborate with seasoned professionals to develop your skills and contribute to our mission of ensuring a safe and efficient workplace.

Join our team at SGS as an Intermediate Health and Safety Technician, where you will play a vital role in ensuring workplace safety and compliance. You will collaborate with various departments to implement and monitor safety protocols, conduct risk assessments, and promote a culture of health and safety within the organization.

Veolia Environnement S.A. is seeking a Health and Safety Technician based in Madrid. This role centers on supporting a safe and compliant workplace by applying and tracking safety measures throughout the facility. What you will do Put safety procedures into action across the site, ensuring they are followed in daily operations. Check that all activities meet health and safety regulations and report any issues. Help maintain a secure environment for everyone in the workplace by supporting ongoing safety initiatives. Location This position is located in Madrid.

Role overview The Senior Fire and Risk Engineer position at AECOM in Madrid centers on fire safety and risk management across a variety of complex projects. This role draws on technical expertise to develop solutions that satisfy safety standards and regulatory requirements. Main responsibilities Provide guidance on fire safety strategies and risk reduction measures for both ongoing and upcoming projects. Work with multidisciplinary teams to help ensure project objectives are consistent with safety regulations. Offer technical input during project execution, focusing on compliance and recognized safety practices. Collaboration and team environment This role involves close cooperation with other experienced professionals at AECOM. Team members share knowledge, communicate openly, and work together to achieve high standards of quality and safety in every project.

Ebury seeks a Senior Product Manager focused on Fraud Prevention to join the Madrid office. This hybrid role involves working four days on site and one day from home each week. The position sits within the Financial Crime team and reports to the Head of Financial Crime Intelligence Product. Role overview Fraud tactics shift rapidly, often outpacing anti-money laundering efforts. Ebury is looking for a product leader ready to rethink, design, and implement advanced, customer-focused fraud controls across our suite of financial products and processes. This role plays a central part in protecting both clients and company assets by developing and executing product strategies that address new and evolving fraud threats. As Ebury expands into new verticals such as embedded payments, launches new products like cards, and explores payment methods including stablecoins, fraud prevention remains a top priority. The Senior Product Manager will work closely with teams in Operations, Compliance, Engineering, Data, and Security to strengthen our security framework and drive innovation in fraud prevention. What you will do Research and analyze emerging fraud trends, attack methods, and best practices in both B2B and B2C fraud prevention. Identify vulnerabilities, assess potential fraud risks, and balance growth with risk trade-offs when designing security features. Develop and lead product strategy to combat fraud, ensuring alignment with the Financial Crime Intelligence Product domain and company objectives. Oversee fraud controls targeting transactional fraud, document fraud, and behavioral anomalies. Detect and address unusual user behavior across multiple platforms to prevent fraudulent activities. Collaboration and impact This position offers the chance to work alongside diverse teams and make a direct impact on Ebury’s approach to fraud prevention. Success in this role requires a strong interest in staying ahead of industry trends, adapting quickly to regulatory changes, and recognizing new fraud patterns as they emerge.

Lynx Financial Crime Tech S.A. is seeking an innovative and strategic Product Owner for Fraud Prevention Solutions to join our dynamic team in Madrid. WHY YOU SHOULD JOIN US At Lynx Financial Crime Tech, we are at the forefront of AI-driven technology, dedicated to identifying and forecasting behavioral patterns to combat financial crime. Our team, composed of industry leaders and top academics, is committed to developing advanced, self-learning AI solutions that power rapid transaction processing, both on-premise and in the cloud. We champion VISION, AGILITY, and SPEED in everything we do, ensuring exceptional customer experiences and fostering enduring partnerships with leading financial institutions, fintech companies, and enterprises across the globe. Our strong culture of risk management is embraced by all our professionals, who are encouraged to take a proactive and responsible stance in their approach to risks. Our mission is to empower individuals and organizations to thrive, and we are committed to maintaining a diverse and inclusive workplace where opportunities are equitable for all, regardless of age, gender, disability, civil status, race, religion, or sexual orientation. WHAT YOU WILL BE DOING As our Product Owner for Fraud Solutions, you will play a critical role in shaping our product strategy and execution, ensuring that our solutions meet client needs and anticipate industry trends. This position demands a strategic mindset and strong leadership capabilities to bridge technical development with market requirements. The ideal candidate will have in-depth knowledge of regulatory standards, market demands, and product lifecycle management in a fast-paced environment. Key responsibilities include: Product Strategy and Vision: Define and communicate the product vision and strategy for Lynx’s Fraud Solutions, guiding the roadmap from current to future. Align product features and functions with company goals and strategic objectives. Gain a profound understanding of market trends, customer insights, and regulatory guidelines to inform product development. We are looking for a proactive leader who thrives in a fast-paced environment and is passionate about driving innovation in fraud prevention.

Location: Madrid (Hybrid: 4 days in office, 1 day remote per week) Team: Product – Financial Crime Role overview Ebury seeks a Senior Product Manager for Fraud Prevention to strengthen its Financial Crime team in Madrid. This position sits at the intersection of product strategy, security, and compliance. The focus is on designing and implementing customer-focused fraud controls that keep pace with evolving fraud tactics and regulatory demands. Protecting both customers and company assets across a variety of financial products and jurisdictions is central to the role. This position reports to the Head of Financial Crime Intelligence Product. Collaboration is key: the team partners with Operations, Compliance, Engineering, Data, and Security. As Ebury expands into new verticals such as embedded payments, introduces new products like cards, and explores payment systems including stablecoins, this role will help set the direction for fraud prevention efforts. What you will do Research and analyze new fraud trends, attacker tactics, and industry best practices for both B2B and B2C fraud prevention. Identify vulnerabilities and anticipate fraud threats, balancing business growth with risk management. Design and lead product strategy for fraud controls, ensuring alignment with the broader Financial Crime Intelligence Product domain and company objectives. Oversee controls for transactional fraud, document fraud, and behavioral anomalies. Detect and address abnormal user behavior across Ebury’s platforms. Who will thrive This role fits someone who tracks industry trends, adapts to shifting regulations, and enjoys solving complex fraud prevention challenges. There is an opportunity here to shape security frameworks and drive new approaches as Ebury continues to grow.

What will your responsibilities be? 1. Functional Safety Analysis (ERTMS)Conduct risk analysis for ERTMS (Hazard Identification, Hazard Log, FTA) in accordance with EN 50129.Evaluate critical scenarios such as train-ground communication, train detection, and control logic.Define and ensure traceability of safety requirements per EN 50128 and EN 50129.2. Safety CasesDevelop Safety Cases for ERTMS following EN 50129 and SIL levels.Manage, document, and track the Hazard Log for the project.Update and review safety documentation in response to technical or regulatory changes.3. Regulatory Compliance and CertificationEnsure compliance with EN 50128 and EN 50129.Provide support during audits and certification processes.Monitor changes in ERTMS regulations.4. Technical CoordinationCollaborate with system, signaling, RAMS, and quality teams to integrate safety requirements into ERTMS design and validation.Assist in resolving safety non-conformities by proposing technical solutions.Participate in meetings with clients and operators to present safety analyses and align requirements.5. Tools and MethodologiesUtilize DOORS for requirements management.Employ Windchill for document management.Use tools for safety analysis and reporting.

Ebury empowers dynamic businesses to achieve global expansion, and we adopt the same philosophy with our team. We promote innovation and mobility, collaboration and problem-solving, nurturing an environment where each individual feels a sense of belonging, is appreciated, supported, and equipped for success.If you are a team player eager to revolutionize global business operations, reach out to us - we would be excited to explore how Ebury can enhance your career journey and help you shape the future.Financial Risk - CASS & Safeguarding ManagerEbury Madrid Office - Hybrid: 4 days in the office, 1 day working from home per weekRole Overview:Ebury is looking for a driven and detail-focused Financial Risk - CASS & Safeguarding Manager to play an essential role in ensuring the robust safeguarding of customer funds and compliance with relevant regulations, particularly regarding safeguarding requirements and applicable regulations of the Client Assets Sourcebook (CASS) or local equivalents.Located in our Madrid office, you will be tasked with establishing, maintaining, and overseeing the monitoring framework for safeguarding and CASS compliance throughout the organization. This role goes beyond safeguarding; you will also be a vital contributor to Ebury’s Financial Risk Management function. This position demands exceptional analytical skills, organizational capabilities, and the ability to collaborate with multiple internal stakeholders to ensure consistent implementation of risk standards.Key Responsibilities:Develop and Implement Monitoring Frameworks: Design, execute, and maintain thorough monitoring programs to evaluate the effectiveness of safeguarding arrangements and, where applicable, CASS compliance across all business sectors.Conduct Compliance Monitoring: Carry out regular monitoring tasks, which include but are not limited to:Reviewing and testing governance, procedures, and controls related to safeguarding and UK Client Money & Assets (CASS).Analyzing transaction data and reconciliation processes to detect potential breaches or vulnerabilities.Conducting thematic reviews and risk-based evaluations of safeguarding and CASS compliance.Performing on-site and remote inspections of operational processes.Identify and Report Findings: Meticulously document monitoring activities, findings, and recommendations in clear and concise reports.

Liquidity Risk Controlling Manager (ILAAP) About the Opportunity Join N26 as a Liquidity Risk Controlling Manager and play a pivotal role in enhancing our Risk Controlling capabilities, primarily focusing on the Internal Liquidity Adequacy Assessment Process (ILAAP) and comprehensive Liquidity Risk Management. As a key member of the Risk Controlling team, you will spearhead the development, implementation, and evaluation of sophisticated models for liquidity risk management, ensuring compliance with regulatory requirements (Pillar I) and internal methodologies. Your expertise will help ensure that N26 maintains a solid liquidity position through innovative modelling, stress testing, and methodological leadership. At N26, we are revolutionizing the banking experience through technological advancements and innovative solutions. As a Liquidity Risk Controlling Manager, you will have the opportunity to shape the future of risk management within a dynamic and progressive environment. Join our team where collaboration, creativity, and excellence are at the forefront of our mission. Key Responsibilities Lead the design, maintenance, and ongoing enhancement of the ILAAP framework to accurately reflect the firm's liquidity adequacy and risk appetite. Develop and refine advanced methodologies for evaluating liquidity risk, including internal liquidity maturity ladders, survival period analysis, and intraday liquidity metrics. Initiate the design and calibration of comprehensive liquidity stress scenarios, identifying potential vulnerabilities and rigorously challenging qualitative assumptions. Ensure compliance with relevant European and German regulatory requirements, such as MaRisk and EBA Guidelines on ILAAP, while supervising regulatory liquidity reporting standards. Establish and uphold the architectural design of risk limits for liquidity and funding, providing expert insights on limit calibration and remediation strategies. Lead initiatives to enhance the quality, governance, and lineage of core balance sheet data utilized in liquidity risk and ILAAP computations. Act as the primary methodological expert and project lead for engagements with internal/external auditors and regulators (e.g., EBA, national central banks) regarding the robustness of liquidity risk practices.

Imagine this... You are stepping into the world of prevention, and your work makes a real impact from day one. As our Health and Safety Assistant (PRL), you will be part of the team that safeguards the individuals building the future of aviation. You will support the implementation of safety programs, assist in risk assessments, and actively participate in training and raising awareness among our teams. Every day presents an opportunity to learn, improve, and contribute to an environment where innovation and safety go hand in hand.At Destinus, we are revolutionizing the defense industry with cutting-edge Unmanned Aerial Vehicles (UAVs). Our innovative technologies are designed to meet the unique demands of modern defense operations, offering unprecedented speed, precision, and cost-effectiveness.Destinus collaborates with government agencies and defense organizations worldwide to provide advanced solutions for critical operations, enabling a new era of efficiency and technological superiority.Join us in shaping the future of defense with groundbreaking aerospace innovations.Your Responsibilities• Assist the Health and Safety Specialist with the implementation, management, and monitoring of the prevention system at our facilities. • Collaborate on administrative, documentation, and logistical tasks related to occupational health and safety. • Keep PRL documentation, mandatory records, checklists, and files up to date. • Perform basic operational tasks on-site: assist with supervised pallet unloading, material replenishment, visual inspections, and support tasks for the team. • Manage the distribution of PPE, uniforms, and safety materials, as well as stock control, replenishments, and coordination with suppliers. • Collaborate in the identification and basic assessment of risks associated with various work areas. • Support the investigation and documentation of incidents and occupational accidents. • Participate in safety inspections and internal audits, recording findings and assisting in the implementation of corrective actions. • Assist in the logistical organization of PRL training for employees and contractors. • Support coordination with the External Prevention Service and medical services. • Contribute to the development and updating of procedures, reports, dashboards, and safety records. • Aid in emergency planning and evacuation drills. • Manage and digitize safety information using Word, Excel, and other internal tools. • Promote a culture of safety by participating in internal campaigns and continuous improvement projects. • Review, replenish, and maintain first aid kits and safety materials.

Veolia Environnement SA seeks a Fire Protection Systems Maintenance Technician based in Madrid. This position plays a key part in maintaining the reliability and safety of fire protection systems throughout company facilities. The work helps protect both people and property by ensuring all equipment meets current safety standards. Main responsibilities Carry out routine inspections of fire protection and suppression systems Complete scheduled maintenance to keep equipment in working order Respond to emergency repair needs when issues arise Assist with compliance efforts related to safety standards and regulations Role impact This role supports a safer workplace and contributes to the ongoing safety of Veolia’s operations. Joining Veolia offers the opportunity to grow a career with a global leader in environmental services while making a tangible difference in workplace safety.

About the Opportunity Join N26 as a Market Risk Controlling Manager and play a pivotal role in enhancing our Risk Controlling function, particularly focusing on interest rate risk in the banking book. You will be integral to our ICAAP Methodology & Analytics team, contributing to model development, implementation, and risk data analysis. Your responsibilities will include assessing, controlling, and reporting on N26’s risks while fostering effective collaboration with various teams and stakeholders. At N26, we are revolutionizing banking through innovative technology, and as a Manager in Market Risk, you will have the opportunity to shape the future of risk management in a dynamic and innovative environment.

Hello! We are Fever, the premier technology platform dedicated to culture and live entertainment.Our vision? To make culture and entertainment accessible to everyone. Utilizing our advanced technology and data-centric approach, we are transforming how individuals connect with live entertainment. Each month, our platform motivates over 300 million people across more than 40 countries to uncover remarkable experiences while also equipping event creators with essential data and technology, enabling them to scale, innovate, and attract new audiences.Our achievements? We've collaborated with prominent industry figures such as Netflix, F.C. Barcelona, and Primavera Sound, created internationally acclaimed experiences, and gained the support of leading global investors! Quite impressive, right? To further our mission, we are in search of dynamic individuals with a proactive mindset who are enthusiastic about shaping the future of entertainment! Ready to embark on this journey with us?Now, let’s delve into the details of this role and how you will contribute to Fever’s mission.About the RoleAs a Supplier Risk & Compliance Specialist, you will be pivotal in enhancing Fever's supplier governance, compliance processes, and procurement tools on a global scale.This role emphasizes supplier risk management, compliance, and the governance of procurement tools, ensuring suppliers are onboarded, managed, and monitored in a structured, scalable, and compliant manner. You will collaborate closely with teams in Procurement, Trust & Safety, Cybersecurity, Legal, and Finance to boost visibility, traceability, and adoption across the organization.Key Responsibilities:Support the implementation of Fever’s policies and procedures regarding supplier risk and compliance.Conduct thorough risk assessments and audits of suppliers.Collaborate with cross-functional teams to enhance compliance frameworks.Monitor supplier performance and compliance metrics.

Welcome! We are Fever, the premier tech platform for culture and live entertainment.Our mission is to democratize access to culture and entertainment. Utilizing our cutting-edge technology and data-driven strategies, we are transforming how audiences engage with live events. Each month, our platform captivates over 300 million individuals across more than 40 countries, guiding them to discover unforgettable experiences while empowering event creators with our innovative tools to scale, innovate, and enhance their offerings for broader audiences.Our achievements include partnerships with industry giants such as Netflix, F.C. Barcelona, and Primavera Sound, delivering internationally recognized experiences and supported by leading global investors! Exciting, right? We seek dedicated individuals with a proactive approach who are excited about shaping the future of entertainment!Ready to be part of this journey?Now, let’s explore the responsibilities of this role and how you can contribute to Fever’s mission.About the Role:The Information Security, Risk & Compliance Manager will be instrumental in crafting and executing our information security and cybersecurity compliance strategy, focusing on maintaining crucial certifications such as ISO 27001 and ENS, among others, while championing the company’s commitment to achieving top-tier security standards.The ideal candidate will collaborate with internal teams to assess and uphold information security policies, conduct risk assessments, align with governance frameworks, and manage responses to security questionnaires. Additionally, this role will assist in preparing for external audits and actively work to bolster the organization’s security posture by identifying areas for compliance enhancement. A strong understanding of security frameworks, governance processes, and risk management is essential to keep the organization's certifications and policies current.If you excel in a dynamic environment and are passionate about pushing the boundaries of what’s possible, this is your chance to make a significant impact in a fast-growing global leader.

Role overview N26 GmbH seeks a Team Lead for Risk Management in Madrid, with a focus on ICAAP and ILAAP processes. The position involves overseeing strategic risk initiatives and ensuring compliance with regulatory standards throughout the organization. What you will do Lead and develop a team handling risk management activities related to ICAAP and ILAAP. Shape and enhance risk assessment frameworks so they align with regulatory expectations. Work with colleagues across departments to refine risk methodologies and support broader company goals. Encourage high standards and continuous improvement within the risk management team. Requirements Background in risk management, with hands-on experience in ICAAP and ILAAP processes. Proven leadership skills, including experience mentoring or developing teams. Strong ability to collaborate with cross-functional groups. Dedication to regulatory compliance and a proactive mindset for process improvement.

About AboundAt Abound, we are revolutionizing consumer lending across the UK and beyond. By leveraging cutting-edge AI and Open Banking data, we strive to make fair and affordable personal finance accessible to a wider audience. Unlike traditional lenders that heavily depend on credit scores, we adopt a comprehensive approach, assessing spending habits and repayment capabilities to develop a nuanced understanding of each customer's financial landscape.Our innovative methods have proven successful on a large scale, having issued over £1.3 billion in loans directly to consumers while maintaining industry-leading credit performance – witnessing only 3 defaults for every 10 anticipated by the industry. Moreover, we reached profitability just 2.5 years post-launch.Supported by over £2 billion in funding from prestigious investors like Citi, GSR Ventures, and Deutsche Bank, we have been recognized as one of Europe’s fastest-growing fintech companies (Sifted, CNBC). As we expand into new markets and product lines, we invite ambitious individuals eager to learn, take initiative, and grow with us.About the Role:We are seeking a Credit Risk Manager/Data Scientist to spearhead our credit risk and data science initiatives in Spain. This role will involve tailoring our product to the Spanish market, identifying and integrating new data sources, developing models and features, and tracking performance to establish a robust foundation for expansion.What You'll Be Doing:Managing credit performance, data science, and reporting in Spain comprehensively.Developing and overseeing our local decision-making model and its associated features.Establishing and nurturing our API integrations and relationships with local data providers.Collaborating closely with our local product, tech, underwriting, and operations teams to iteratively refine and create new features.Understanding the balance between risk and growth, and leveraging the tools at our disposal to drive both.Evaluating successful strategies from the UK and adapting them appropriately for the local Spanish market.Monitoring and reporting key credit performance indicators and concentration metrics.Who You Are:A meticulous, data-driven professional with a passion for enhancing credit risk management and data science.