Credit Risk Manager

Join our dynamic team at weekday-1 as a Credit Risk Analyst. In this pivotal role, you will be responsible for analyzing credit risk and providing insights to guide our financial strategies. You will collaborate with various departments to ensure our credit policies are robust and effective.

Become Part of the Tilt FamilyAt Tilt, we illuminate the financial potential that traditional lenders often overlook. Our innovative mobile-first solutions, powered by advanced machine learning credit models, delve beyond mere credit scores, integrating over 250 real-time financial signals to unveil true potential. Recognized among the next billion-dollar startups, we are not just revolutionizing access to financial products; we are crafting a modern credit ecosystem that empowers individuals in their diverse financial journeys.Your Role: Credit Analyst, NIRA We are on the lookout for a skilled Credit Analyst to bolster the growth and risk management of Tilt's lending arm in India, NIRA Finance. This position is pivotal in shaping our credit policies, analyzing portfolio performance, and collaborating with data science and technology teams to facilitate scalable, data-informed lending decisions.This role is high-impact, offering significant ownership, visibility, and the chance to profoundly influence credit decision-making processes within a rapidly expanding fintech landscape.Your ImpactCraft and enhance credit policies that align with our business growth and risk management objectives.Conduct in-depth portfolio performance analysis and derive actionable insights from data.Collaborate with Data Science, Technology, and Product teams to translate insights into effective execution strategies.Oversee risk metrics and evaluate performance against industry benchmarks.Engage with NIRA leadership and external lending partners to promote responsible lending practices.Disseminate learnings and best practices with global credit and data teams to foster continuous improvement.Qualifications for SuccessA minimum of 4 years of experience in credit risk analysis, data analytics, or unsecured lending, with a preference for candidates familiar with the Indian market.Proficient in SQL (required), with additional skills in Python and Excel being advantageous.Experience in developing credit policies, risk frameworks, and portfolio monitoring strategies.Exceptional analytical and problem-solving capabilities, coupled with strong communication skills.Adept at thriving in dynamic, collaborative environments.Bachelor’s degree in a relevant discipline.Our Recruitment ProcessInitial screening with HR.Technical interview focusing on analytics and credit policy.Final interview with leadership.

Conduct thorough quality control audits for post-loan closing and pre-funding processes. Ensure all documentation is accurate and complete prior to the release of loan documents, and verify post-closing documentation for accuracy, confirming the presence and proper execution of all supporting documents. Document and report any loan exceptions found during the review process.Possess expertise in RADD, forensic reviews, and QM (Conventional, FHA, VA, USDA), as well as non-QM and portfolio loan assessments.Review credit and income details; calculate income from employment, self-employment, rental sources, and any other income streams.Identify potential red flags in loan files through comprehensive reviews of income documentation, asset information, credit reports, fraud reports, and exclusionary lists.Analyze entity documentation to gain insights into business structures and authorized signers.Familiarity with relevant federal regulations and state laws is advantageous.Demonstrate the ability to prioritize tasks and interpret policies, programs, and guidelines effectively.Exhibit strong attention to detail, excellent organization, and communication skills.Manage multiple tasks, embrace new responsibilities, and prioritize effectively within a deadline-driven environment.Showcase strong interpersonal and teamwork abilities, with the capacity to influence through collaboration.Be self-motivated, displaying high personal energy and commitment.Be open to working night shifts as required.

Join Arena Investors, LP as a Risk Operations Analyst, where you'll play an essential role in supporting our Chief Risk Officer in managing the organization's comprehensive risk management framework. Your expertise will ensure that data quality is prioritized, facilitating accurate data integration into Aladdin for both internal and external evaluations.Key Responsibilities:Facilitate seamless and precise data flow into Aladdin.Engage daily with the data integrity team to scrutinize and validate data.Timely identification and escalation of any data quality concerns to relevant stakeholders.Collaborate with colleagues to swiftly address and resolve data discrepancies.Evaluate the portfolio's risk attributes, confirming the validity of daily changes across specific categories.Maintain a thorough understanding of the risks linked to our portfolio.Implement additional checks within our systems and technology frameworks as needed.Develop tools for risk monitoring and analysis to uphold data integrity and precision.Foster open communication channels to promote effective teamwork.

Join our dynamic team at weekday-1 as an Associate Risk Analyst. In this pivotal role, you will contribute to identifying, analyzing, and mitigating potential risks that could impact our operations. You will work closely with various departments to ensure comprehensive risk management strategies are in place.

Role Overview Kaufman Rossin is hiring a Vendor Risk Analyst in Bengaluru, Karnataka. This role focuses on evaluating and managing risks associated with third-party vendors to safeguard client interests and support business operations. What You Will Do Assess and monitor vendor risks to help protect clients and the firm. Work with teams across departments to apply risk management practices. Conduct detailed evaluations of vendors and their compliance with industry standards. Support efforts to maintain and improve compliance processes.

Join our dynamic team at Cred as a Risk Analyst, where you will play a crucial role in identifying and mitigating potential risks within our operations. As a key player in our risk management team, you will analyze data, assess risks, and implement strategies to enhance our business's resilience. This is an exciting opportunity for those looking to make an impact in a fast-paced environment.

Join Capco as a Senior Analyst in our Risk Management Group, where you will leverage your analytical skills to drive innovative solutions in the financial services sector. As a key member of our team, you will be responsible for assessing risk exposure, developing strategies to mitigate those risks, and collaborating with cross-functional teams to enhance overall business performance.We are looking for a dynamic professional who is passionate about risk management and thrives in a fast-paced environment. This role offers an excellent opportunity to work with leading financial institutions and contribute to impactful projects.

About Caxton Associates:Founded in 1983, Caxton Associates is a premier global trading and investment firm, renowned for its innovative macro hedge fund strategies. With offices across major financial hubs including New York, London, Singapore, Monaco, and Dubai, we are excited to expand our footprint by establishing a new office in Bengaluru, India. This office will play a pivotal role in enhancing our global trading, research, and operational capabilities.About the Role:We are on the hunt for a skilled Risk Analyst to bolster our risk management team in Bengaluru. This role is a unique opportunity to collaborate closely with the local Risk Manager and international risk teams located in New York and London. The risk management function is essential to our investment processes, focusing on developing frameworks to evaluate, manage, and control risks across our strategies.Reporting directly to the COO/CRO, this position provides a solid foundation for individuals eager to deepen their expertise in portfolio risk management, particularly in supporting equity portfolios and factor-based risk models.Responsibilities Include:Assisting the local Risk Manager in evaluating the changing risk profile of regional portfolios and strategies.Delivering analytical support for equity portfolios, including the assessment of factor exposures, risk decomposition, and factor-driven P&L.Interpreting and communicating factor risks effectively to portfolio managers.Contributing to the development, enhancement, and maintenance of risk metrics, reports, and analytical tools.Conducting market, portfolio, and scenario analyses as directed by portfolio managers and the Risk Manager.Facilitating pre- and post-trade risk assessments along with ongoing portfolio monitoring across various asset classes.Preparing analytical materials for senior risk managers and global risk committees.Preferred Qualifications:A degree in Mathematics, Engineering, Economics, Computational Finance, or a related field is essential.5+ years of experience in risk management, portfolio analytics, or a similar role within a hedge fund, investment bank, asset manager, or risk services firm.A strong passion for financial markets, particularly equities, and a solid grasp of equity risk concepts and factor-based investing; hands-on experience with factor models is a significant advantage.Comprehensive product knowledge across various asset classes, including derivatives.A quantitative background with proficiency in financial mathematics and statistics.Expertise in SQL, Excel, and a working knowledge of Python; familiarity with Tableau and Orchestrade is a plus.Exceptional communication skills, capable of articulating analytical results with guidance from senior colleagues.

Role overview OakNorth is seeking a Credit Analytics professional at either the Assistant Vice President (AVP) or Deputy Vice President (DVP) level. The position is available in Bengaluru or Gurugram and centers on supporting the company’s approach to intelligent financial technology for business clients. What you will do Use advanced analytical techniques to assess credit risk and guide lending decisions. Contribute to the creation of data-driven strategies that help strengthen OakNorth’s credit portfolio. Collaborate with teams across the business to develop solutions aligned with OakNorth’s mission. Location This role is based in either Bengaluru or Gurugram.

As an Associate in Commercial Credit at Arena Investors LP, you will take the lead in managing bespoke commercial credit investments focused on private cash flow lending. Your expertise will cover structured credit, asset-based lending, and specialty finance, ensuring our portfolio remains robust and responsive to market dynamics.Your responsibilities will include monitoring portfolio performance, identifying emerging risks, and proposing proactive credit measures or mitigants. You will engage extensively with Front Office, Finance, Legal, and Operations teams throughout the investment lifecycle to drive successful outcomes.Your analytical skills will be put to the test as you perform ongoing monitoring, including borrower financial analysis, cash-flow modeling, collateral analysis, and covenant assessments. Prepare insightful presentations and dashboards that detail transaction structures, credit risk assessments, downside scenarios, financial projections, and investment recommendations.In collaboration with the Valuations and Accounting teams, you will also be responsible for periodic valuation support and performance analysis of assigned investments. Your role may involve supporting amendments, waivers, refinancing, and restructurings, ensuring seamless coordination with other teams.We are looking for a proactive individual who can take ownership of complex assets and analyses while providing guidance and training to team members and support analysts.

As a Risk Management Specialist at greenlight, you will play a crucial role in identifying, assessing, and mitigating potential risks that could affect our operations. You will work closely with various departments to ensure compliance with regulatory requirements and internal policies. Your analytical skills and attention to detail will be key in developing strategies to enhance our risk management framework.

Role Overview The SOC Operator at Control Risks monitors and manages security incidents from the Bengaluru office. This role focuses on analyzing security alerts and working closely with incident response teams to address potential threats. Main Responsibilities Monitor security alerts and identify potential incidents Analyze incoming security data for signs of threats or breaches Collaborate with incident response teams to coordinate actions Support a proactive approach to identifying and addressing security risks

About Caxton Associates:Founded in 1983, Caxton Associates is a premier global trading and investment firm, with a presence in major financial hubs including New York, London, Singapore, Monaco, and Dubai. Our core mission is to adeptly manage client and proprietary capital through innovative global macro hedge fund strategies. In line with our expansion efforts, we are excited to announce the establishment of a new office in Bengaluru, India, which will serve as a pivotal support center for our trading, research, and operational initiatives worldwide.About the Role:We are on the lookout for a highly skilled individual to become a vital part of our global risk management team. The ideal candidate will possess robust practical risk judgment, demonstrate an active engagement with market dynamics, and enjoy collaborating closely with portfolio managers in real-time to challenge, inform, and refine investment decisions.Our portfolio management teams employ a diverse array of investment strategies across all asset classes. The risk management function is crucial to our investment process, responsible for developing comprehensive risk management frameworks that assess, manage, and ultimately mitigate risks associated with each strategy and the firm as a whole. The risk management team operates under the direct oversight of the firm's COO/CRO.Responsibilities:Continuously review and evaluate the evolving risk profile of the firm and individual strategies.Serve as the primary risk liaison for regional portfolio managers during local market hours.Engage actively with portfolio managers on scenario analysis, stress testing, and portfolio construction considerations.Evaluate the effectiveness and skill of individual trading teams.Provide ongoing risk assessments and market insights.Contribute to the enhancement of our risk infrastructure and develop innovative risk management measures in collaboration with global risk teams.Participate in risk committee reporting and broader risk framework development initiatives.

We are seeking a motivated Credit Analytics Intern to join our team. The successful candidate will be responsible for developing comprehensive financial models and preparing detailed credit reports. Ideal candidates should possess a strong foundation in financial analysis concepts and demonstrate excellent communication skills. This role is an individual contributor position, offering a valuable opportunity to gain practical experience in credit analytics.

Join KnowBe4, the world leader in Human Risk Management, where over 70,000 organizations trust us to safeguard their workforce and AI agents. With a pioneering presence in the industry for over 15 years and an AI-powered approach since 2016, we are redefining security practices.Our innovative HRM+ platform integrates continuous risk intelligence, advanced technical defenses, and customized training, enabling organizations to cultivate robust security cultures. We empower businesses to comprehend, assess, and diminish human risk across their entire teams, ensuring protection against deepfakes and emerging AI-driven threats.At KnowBe4, we are committed to the belief that cybersecurity and positive environmental impact go hand in hand. True resilience encompasses the safeguarding of our people, data, and planet.

Job SummaryThe Compliance Analyst plays a pivotal role in supporting the Program Office and Allegis Global Solutions (AGS) clients within the Managed Service Provider (MSP) and Sigma programs. This position entails regular reporting and auditing to ensure compliance with the obligations specified in the Master Services Agreements. Compliance Analysts are tasked with managing multiple programs and must be adept at supporting these initiatives in various capacities.Responsibilities:Collect and analyze supplier onboarding documentation for the contingent workforce to ensure adherence to compliance standards.Prepare and manage audits and reports to maintain compliance integrity.Deliver quarterly program compliance summaries to the Program Office.Offer expert guidance and advice to the Program Office, suppliers, and other stakeholders on resolving non-compliance issues.Verify the accuracy and compliance of worker documentation for each program.Conduct audits specific to onboarding, suppliers, and programs to ensure compliance with established standards.

Role OverviewJoin our dynamic global Information Security team as a Cyber Security Analyst. This exciting opportunity is perfect for a junior professional eager to advance their skills in both technical and governance, risk, and compliance (GRC) areas. The ideal candidate will assist in implementing and monitoring cybersecurity controls across various environments, including network, server, application, and cloud. You will also play a vital role in conducting risk assessments and ensuring compliance with frameworks like ISO 27001 and NIST. Familiarity with AI-related risks and responsible usage is essential. Key ResponsibilitiesOversee and enhance security controls across cloud (Azure and other hyperscale platforms), network, server, and application layers.Assist in cyber and information risk assessments, including comprehensive documentation and reporting of findings.Support the development and maintenance of robust security policies, procedures, and standards.Engage in internal and external audits and compliance reviews aligned with SOX, ISO 27001, and/or NIST CSF.Collaborate closely with IT and business teams to identify and prioritize remediation of vulnerabilities.Monitor and report on key risk indicators and mean time to remediate (MTTR) metrics.Remain informed about emerging threats, vulnerabilities, and evolving regulatory requirements.Assist in evaluating and mitigating risks associated with AI technologies and automation tools utilized within the organization.Advocate for responsible AI and technology usage while contributing to awareness initiatives regarding cyber threats such as deepfakes and adversarial attacks.

About Rentokil Initial Hygiene Rentokil Initial Hygiene India is a global leader in hygiene solutions, with operations spanning over 90 countries. With a century of expertise, we provide tailored services that ensure complete peace of mind for businesses. Our comprehensive range of washroom hygiene services includes air fresheners, sanitizers, feminine hygiene units, hand dryers, soap dispensers, and floor protection mats. For more details, visit: https://www.initial.com/in/ Role Overview:As an Executive/Sr. Executive/Assistant Manager in Credit Control, you will play a pivotal role in achieving collection targets, maintaining Days Sales Outstanding (DSO), and overseeing invoice submissions and new accounts. You will collaborate effectively with both internal and external stakeholders to drive results.Key Responsibilities:● Manage the collection portfolio for the assigned branch and achieve set collection targets.● Closely monitor new accounts and work with the sales team to drive collections within the first three months.● Ensure that invoice submissions by the operations team are timely and accurate.● Resolve customer queries regarding GST, billing, and other issues promptly.● Conduct diligent follow-ups with customers for collections.● Maintain DSO as per company policy.● Identify and communicate non-payment issues for corrective actions.● Visit customers with outstanding amounts exceeding 150 days.● Scrutinize account ledgers and conduct customer reconciliations.● Review accounts weekly to minimize unapplied cash.● Adhere strictly to the company’s credit policy.Key Performance Indicators:● DSO metrics● Reduction of 180+ bucket outstanding● Control over unapplied cash