Credit Risk Analyst - North American Underwriter

Join our dynamic team at System Canada Technologies as an IT Risk Analyst. In this pivotal role, you will be responsible for identifying, analyzing, and mitigating risks associated with our IT systems and processes. You will work closely with various departments to ensure compliance with regulatory requirements and enhance our cybersecurity posture. If you are passionate about technology and risk management, we want to hear from you!

Join Kumarans Systems Private Limited as a Business Analyst specializing in Market Risk, where your analytical skills will drive strategic decision-making and enhance our risk management framework. You will work collaboratively with cross-functional teams to identify and assess market risks, design models, and implement effective risk mitigation strategies. If you possess a keen eye for detail and a passion for data analysis, we invite you to apply for this exciting opportunity.

We are seeking a highly skilled Senior Business Analyst with a focus on Capital Market Risk Analytics, specifically in Liquidity Risk. The ideal candidate will possess around 10 years of relevant experience and a unique blend of expertise in risk modeling, risk analytics, risk software implementation, and software programming.The candidate must demonstrate substantial hands-on experience in developing risk models or quantitative risk analytics, combined with a solid understanding of financial products across retail banking, corporate banking, and capital markets. This knowledge should stem from working within risk, finance, or treasury functions in a large banking environment.Essential qualifications include at least one year of experience implementing liquidity risk solutions from renowned vendors such as Algorithmics or Sunguard, with a strong preference for familiarity with Algorithmics’ RiskWatch.Applicants should also have a theoretical grasp of basic financial and valuation models for bonds and swaps, along with the capability to model cash flows across various financial products. Additionally, candidates should be adept at creating shocks and scenarios for stress testing.A comprehensive understanding of regulatory requirements, including Basel, FSA, and OSFI for credit, market, operational, or liquidity risk, is a must. The candidate should have experience with at least one end-to-end implementation, ideally involving Basel 2 or Basel 3.Furthermore, a minimum of three years of IT experience in system implementation, programming, or software product development is required. The candidate will be responsible for writing data extraction specifications and creating database structures for efficient data storage and liquidity computations, while also engaging in testing data extracts, addressing data gaps, and validating reports and final figures.Knowledge of complex financial instruments such as derivatives, repurchase agreements, securitization products, leasing, fixed income, and various financial securities will be highly advantageous.Strong communication skills and financial/risk expertise are crucial for conducting meetings with senior members of Group Treasury, Finance, and Group Risk Management.We encourage candidates with a Bachelor's degree in a quantitative discipline (finance, economics, engineering, or mathematics) and significant experience in measuring/managing at least one financial risk type, preferably liquidity risk, to apply.

We are seeking a skilled Business Analyst with a strong background in risk management to join our dynamic team at System Canada Technologies. In this pivotal role, you will leverage your analytical skills to assess and mitigate risks associated with various business processes. You will collaborate closely with cross-functional teams to identify risk factors, develop strategic responses, and implement effective monitoring systems. If you are passionate about risk management and have a proven track record of delivering results, we encourage you to apply and be part of our innovative company.

Equitable Bank’s Governance, Risk & Compliance team is hiring a Cyber Security Analyst in Toronto. This position plays a key role in identifying and managing information security risks across the organization, helping to ensure the bank’s technology risk profile stays within its defined risk appetite. What you will do Analyze and assess information security risks throughout the organization Put risk management processes into daily practice Maintain and update the risk register to ensure information is accurate and current Facilitate risk identification workshops with stakeholders from various teams Monitor risks and report findings to management promptly Support efforts to strengthen security across digital banking platforms Role focus This role centers on supporting risk management activities, working closely with teams across the bank to identify, assess, and communicate technology risks. The analyst’s work helps keep security measures aligned with business needs and regulatory expectations. Location This position is based in Toronto.

Join System Canada Technologies as a Business Analyst with a focus on Quality Assurance in our Credit Risk project. We are seeking an experienced professional who can bridge the gap between business needs and technical solutions. This role requires a keen understanding of credit risk processes and the ability to ensure the highest standards of quality in our deliverables.

Join our dynamic team at System Canada Technologies as a Business Analyst / Solution Architect specializing in Commercial Lending and Risk Management. In this role, you will leverage your analytical skills and architectural expertise to design and implement innovative solutions that enhance our lending processes and risk management strategies. You will collaborate with cross-functional teams to identify business needs, develop comprehensive requirements, and produce effective solutions that drive organizational success.

About figfinancial figfinancial is a Canadian FinTech company based in Toronto, Ontario. Since launching in 2023, the team has focused on simplifying personal loans for Canadians through a fully digital platform. The company aims to remove the usual hurdles and wait times found in traditional lending, making credit more accessible and straightforward. figfinancial has received several industry honors, including Consumer Lender of the Year from the Canadian Lenders Association and FinTech Startup of the Year from the FinTech Breakthrough Awards. The company is also recognized as one of Canada’s Best Workplaces and holds a 4.8 out of 5 rating on Trustpilot, reflecting strong customer and employee satisfaction. Backed by Fairstone Bank of Canada and the Ontario Teachers’ Pension Plan, figfinancial combines deep lending experience with a startup’s agility. This support helps the company serve Canadians from a range of financial backgrounds.

Join our dynamic team as a Clinical Risk Lead, where you will play a pivotal role in overseeing risk management activities across a portfolio of innovative clinical projects. You will ensure compliance with ICH GCP E6 requirements while coordinating the development of project-specific risk assessments, risk management plans, and Integrated Strategic Monitoring Plans (ISMPs) during study startup. Your expertise will drive adherence to these plans throughout the project lifecycle. You will also maintain our risk library and provide essential guidance to promote consistency in risk assessment and management across the organization. Collaborating closely with functional leads, you will assist in developing the clinical monitoring strategy and implement Risk-Based Quality Management (RBQM) principles, while delivering necessary training to the study team regarding risk assessment and the clinical monitoring strategy.

What We Do:At Paddle, we revolutionize payment infrastructure for SaaS companies. Rather than juggling multiple payment-related applications and services, we simplify the process by acting as the Merchant of Record. This innovative approach eliminates payment fragmentation, making transactions faster, safer, and more cost-effective.With backing from prominent investors such as KKR, FTV Capital, Kindred, Notion, and 83North, we proudly serve over 5,000 software vendors across 245 regions worldwide.Your Role:We are seeking an enthusiastic self-starter with proven leadership and onboarding risk management experience in a dynamic environment. As the Risk Onboarding Team Lead, you will oversee the Onboarding Risk Team, evaluating potential SaaS suppliers and monitoring transactions for high-risk accounts during their initial phases. You will work closely with the Onboarding Risk Manager to identify and implement improvements, ensuring our risk processes are comprehensive, compliant, and uphold exceptional standards.We are looking for a creative thinker with a positive attitude, strong onboarding and leadership skills in eCommerce, and a readiness to learn and adapt in the fast-evolving payments landscape.Key Responsibilities:Oversee daily operations of the Onboarding Risk team, coordinating workflows, ensuring timely task completion, and optimizing resource allocation for efficiency and compliance.Foster team growth through recruitment, coaching, mentorship, and training opportunities while promoting a culture of continuous professional development and positivity.Assist teams with complex applications and decision-making by providing expert guidance, reviewing critical scenarios, and collaborating to resolve challenges while minimizing risks.Document, maintain, and enhance procedures to ensure accuracy, accessibility, and alignment with evolving standards and best practices.Build relationships within and outside the Risk department through networking, stakeholder engagement, and collaboration with other departments to improve information sharing and strategic alignment.Supervise and assist with risk management activities, identifying emerging threats, implementing mitigation strategies, and monitoring overall risk exposure to protect organizational objectives.

Join EQ Bank as a Senior Manager of Risk Transformation, where you will play a pivotal role in reshaping our risk management framework. In this influential position, you will lead initiatives that enhance our risk assessment processes, ensuring our operations are aligned with industry standards and best practices. Your strategic vision and leadership skills will drive transformative change, enabling us to navigate risk effectively while maximizing opportunities for growth.

Join a Trailblazer in BankingAt Equitable Bank, we pride ourselves on being more than a traditional banking institution. Our mission is to innovate and provide unique banking solutions that cater to the diverse needs of Canadians.How do we achieve this? By fostering a talented and dynamic team of curious individuals who are dedicated to challenging the norms of banking. If you are excited about reshaping the future of banking and enjoy working in a collaborative environment, this could be the perfect opportunity for you.With over 50 years of experience, Equitable Bank serves more than 800,000 customers across Canada through its EQ Bank platform, recognized as one of the top banks on the Forbes World's Best Banks list since 2021. Our wholly-owned subsidiary, Concentra Bank, further strengthens our impact by supporting credit unions that collectively serve over six million members. Together, we manage over $142 billion in assets, with a commitment to driving meaningful change in the Canadian banking landscape to enhance the lives of our customers.Your RoleAs the Manager of Operational Risk Management, you will play a pivotal role in developing and implementing a robust operational risk management program across Equitable Bank. You will provide independent oversight and effective challenge as the second line of defense, ensuring that the Bank operates within its defined operational risk appetite.

Join Turner Townsend as a Risk Lead in our Nuclear Projects division, where you will play a pivotal role in overseeing and managing risks associated with large-scale nuclear projects. Your expertise will guide project teams in identifying, assessing, and mitigating risks to ensure successful project delivery.In this dynamic position, you will collaborate closely with various stakeholders and leverage your extensive experience to create risk management frameworks that align with our strategic objectives. Your leadership will be essential in fostering a culture of risk awareness across all project phases.

About FuturpreneurFuturpreneur is a prominent national non-profit organization dedicated to empowering diverse entrepreneurs between the ages of 18 and 39. We provide comprehensive support for starting, buying, and growing businesses across Canada, offering loans alongside mentorship and resources.Since our inception in 1996, we have successfully assisted over 20,000 young entrepreneurs in launching more than 15,600 businesses, reinforcing entrepreneurship among Canadian youth as a vital component for economic growth, job creation, and a sustainable future.Futurpreneur proudly holds membership in the G20 Young Entrepreneurs’ Alliance, is a founding member of Youth Business International, and hosts Global Entrepreneurship Week (GEW) in Canada.Our Purpose: Driving inclusive prosperity in Canada through the success of young entrepreneurs.Our Mission: Empowering diverse entrepreneurs aged 18-39 with loans, mentorship, and resources to establish and grow effective businesses that contribute to sustainable economic prosperity in their communities and nationwide.Our Values: We operate with a mission-driven approach, fostering a collegial, collaborative, diverse, and inclusive environment, while upholding accountability and transparency.Opportunity Overview: Director of Risk & ComplianceAs the Director of Risk & Compliance, you will be integral in ensuring the quality and effectiveness of our loan adjudication and compliance processes, emphasizing client success and an optimal client experience. You will lead and mentor a team of credit and compliance professionals, serving as a subject matter expert on the eligibility and viability of loan applications within a complex, principle-based framework.This hands-on role involves managing the National Credit Adjudication (NCA) team, participating in loan adjudication, and overseeing compliance processes, collaborating closely with the Manager of National Credit Compliance. The position requires extensive knowledge in consumer credit interpretation, business legal structures, financial statement analysis, contracts, and the broader financial and business regulatory landscape.

eqbank seeks a Credit Risk Intern based in Toronto. This internship offers practical experience in credit risk management within the banking sector. Role overview Work closely with experienced credit risk professionals. Participate in projects that contribute to daily operations and help shape outcomes for customers. What you will do Support ongoing credit risk management activities Assist with projects that impact both internal processes and customer experience Gain exposure to the tools and practices used in a modern banking environment Location This internship is based in Toronto.

Join a Banking InnovatorAt eqbank, we don’t conform to traditional banking norms. Instead, we foster a culture of creativity to deliver groundbreaking banking solutions tailored for Canadians.Our journey is propelled by a dynamic team of curious and adaptable professionals who challenge conventional wisdom. If you are driven by a passion for transforming the banking landscape while enjoying the process, this could be your next significant opportunity.As we continue to expand, we proudly serve over 800,000 customers nationwide through Equitable Bank, recognized as Canada’s Challenger Bank™ for more than 50 years. Our subsidiary, Concentra Bank, collaborates with credit unions across Canada, reaching more than six million members. Together, we manage over $142 billion in assets, committed to driving positive change in Canadian banking to enhance lives. Our EQ Bank digital platform has consistently ranked among Canada's top banks on the Forbes World's Best Banks list since 2021, thanks to our dedicated customers.Your RoleThe Director of Credit Risk will report directly to the Vice President of Credit Risk, playing a crucial role in guiding senior management on all facets of credit risk management at the Bank. This position is pivotal in developing and implementing credit risk strategies while overseeing various loan portfolios to ensure high-quality lending and effective risk mitigation practices.Key responsibilities include credit adjudication, governance, strategic initiatives, and fostering enterprise-wide relationships to promote a robust risk and credit culture across the Bank.

Turner Townsend is seeking a dedicated and experienced Risk Management Lead to join our dynamic team in Toronto. In this pivotal role, you will be responsible for overseeing risk management strategies within our infrastructure department, ensuring that all potential risks are identified, assessed, and mitigated effectively. You will collaborate closely with project teams, providing guidance on risk-related matters and developing robust risk management frameworks that align with organizational objectives.Your expertise will be crucial in fostering a culture of risk awareness and proactive management. You will lead risk assessments, facilitate workshops, and deliver training sessions to enhance the team's understanding of risk management principles. The ideal candidate will possess strong analytical skills, excellent communication abilities, and a proven track record in risk management within the infrastructure sector.

About Us:At Financeit, we are a leading provider of point-of-sale financing, catering to some of the most prominent home improvement and retail organizations across Canada. Our innovative platform empowers businesses to enhance their sales capabilities by providing customers with attractive monthly payment options for significant purchases, whether it's a home improvement project, vehicle acquisition, or retail shopping.We foster an environment where your contributions truly matter. With a culture grounded in collaboration, inclusivity, fairness, and respect, Financeit is not just a workplace; it's a community. If you resonate with our values and are eager to make a meaningful impact, we invite you to explore this opportunity with us.Position Overview:Are you passionate about leveraging data and technology to simplify complex challenges? Do you have a keen interest in the realms of indirect consumer lending, capital markets, and fintech? If so, this role is tailored for you! As the Senior Manager of Commercial & Channel Risk Strategy, you will be pivotal in shaping risk management strategies for our key verticals, focusing on home improvement and powersports lending.Reporting to the Director of Risk Strategy, you will spearhead initiatives to develop robust channel risk management frameworks, optimize profitability, and mitigate risk across our product offerings, including multi-stage project financing. Your exceptional analytical skills and strategic mindset will be essential as you navigate this dynamic landscape.If you possess outstanding collaboration and communication skills, along with a sense of fun, we want to hear from you!

We are seeking a dynamic and experienced Finance & Risk Management Manager to join our team at sia. In this pivotal role, you will oversee and enhance our financial operations while identifying and mitigating risks to ensure the stability and growth of our organization. You will lead a talented team, develop strategic financial plans, and implement robust risk management frameworks to safeguard our assets.