Credit Analyst, Flex

Join us on our mission to revolutionize banking for all!At Monzo, we are redefining the banking experience, moving away from the traditional, convoluted methods of financial management.Starting as a prepaid card, our offerings have significantly expanded over the last decade. We now provide a variety of banking solutions including personal and business accounts, joint accounts, accounts for 16-17 year olds, a free kids account, and credit cards in the UK, with innovative features continuously in the pipeline. Additionally, our customers can save, invest, and manage their pensions through our platform.With our iconic hot coral cards, early payment features, and a strong focus on financial education through social media, coupled with award-winning customer service, we consistently create exceptional experiences for our customers!At Monzo, our focus is not on selling products; we are dedicated to solving problems and transforming lives through innovative banking solutions Cardiff/London/Remote (UK) | £35,000 - £45,000 + Performance-Based Incentives + Benefits About Our Procurement Team ⭐We are seeking a Procurement Analyst to take charge of procurement reporting and insights as Monzo continues its growth journey.This pivotal role is at the center of our Procurement team, engaging with supplier, contract, and cost data. You will not only generate reports but will also treat procurement data and reporting as a product that is designed, developed, and regularly enhanced to meet organizational needs.Your goal will be to deliver transparent and actionable insights that will empower stakeholders to understand team performance, make informed decisions, and manage costs efficiently. This involves progressing from sporadic reporting to creating well-structured, self-service, and reliable data products that are actively utilized by the business.

Legal & General is hiring a Reporting and Valuation Analyst based in Cardiff. This position is part of the SMPX Client Reporting team and centers on preparing accurate, well-structured reports and valuations for clients. Main responsibilities Produce and deliver client reports and valuations on a regular basis Assist in developing and improving client reporting solutions Work with data and reporting tools to maintain accuracy and clarity in all outputs What we look for Close attention to detail Interest in data analysis and reporting Ability to work comfortably with numbers and structured data This role provides the opportunity to play a part in shaping client reporting practices at Legal & General.

Join a dynamic energy company dedicated to enhancing profitability through strategic trading and hedging activities. We are on the lookout for a skilled Commercial Forecasting Analyst to join our focused team.The ideal candidate should possess strong numerical proficiency and analytical expertise, with a background in energy commodity trading, risk management, or pricing, specifically within the UK energy sector.Key responsibilities include:Develop and enhance existing price forecasting models, databases, and methodologies.Continuously monitor market trends and regulatory developments, evaluating news and external consultant forecasts.Regularly maintain and review market data and underlying assumptions.Create price forecasts and scenarios, offering insights for optimization, hedging, budgeting, and business development decisions.Conduct analyses and generate reports assessing forecasting accuracy and variability sources.Communicate findings effectively to stakeholders, including senior management and investors.

Monzo Bank Ltd. is looking for a Security Operations Analyst to help protect its digital infrastructure and customer data. This position plays a key role in supporting the security team’s daily operations and maintaining the safety of banking services. Responsibilities Monitor security alerts and investigate any suspicious activity across systems. Respond to security incidents, assisting with resolution and documentation. Identify vulnerabilities and suggest improvements to existing security measures. Collaborate with colleagues to uphold a strong security posture throughout the organization. Location This role can be based in Cardiff, London, or performed remotely within the UK.

Role Overview Legal & General is hiring a Data & Insight Analyst in Cardiff. This position focuses on turning data into clear insights that inform business decisions. The analyst works closely with data sets, applying statistical methods and visualization tools to identify trends and support ongoing projects. What You Will Do Analyze business data to identify patterns and key findings Use data visualization tools to present insights clearly Apply statistical techniques to support strategic planning Contribute to initiatives that help shape company direction Location This role is based in Cardiff.

About the Role Legal & General is hiring a Finance Analyst for a 12-month fixed-term contract based in Cardiff. This role centers on analyzing financial data, preparing reports, and offering insights that inform strategic decisions. What You Will Do Analyze financial data to support business operations Prepare accurate financial reports Provide insights to assist in decision-making Help maintain accuracy and compliance in financial processes Contract Details 12-month fixed-term contract Location: Cardiff

Legal & General is hiring a Senior Data Analyst for a 6-month fixed-term contract in Cardiff. This position centers on working with complex data sets to inform decisions and shape strategy within retail operations. Key responsibilities Analyze large and diverse data sets to identify trends and provide actionable insights Support strategic planning and drive operational improvements across retail teams Contribute to refining data processes and improving reporting methods Help maintain strong client service by providing reliable, data-driven analysis to guide business decisions Contract details 6-month fixed-term contract Location: Cardiff

Join a dynamic and commercially driven energy organization seeking to recruit a skilled Commercial Analyst. This vital role entails working within a close-knit team dedicated to enhancing the profitability of the company's trading and hedging operations.The ideal candidate will possess strong numerical capabilities alongside superb analytical skills, with a background in energy commodity trading, risk assessment, or pricing within a UK energy context.(The office is conveniently accessible from Cardiff, Bristol, and Gloucester, and personal transport is necessary.)Key Responsibilities:Continuously refine and enhance existing price forecasting models, databases, and methodologies.Monitor market and regulatory developments, including news analysis and the evaluation of external consultant forecasts.Regularly maintain and assess market data and input assumptions.Generate price forecasts and scenarios, providing valuable insights for optimization, hedging, budgeting, and investment/business development.Analyze and produce periodic reports evaluating forecasting accuracy and variance sources.Present findings to stakeholders, including senior management and investors.

Join Turner Townsend as a Security Cleared Senior Business Analyst and take your career to the next level. We are seeking an experienced consultant to lead key projects in Cardiff, with a focus on delivering innovative solutions in the infrastructure sector. Your expertise will drive strategic planning, project management, and stakeholder engagement, ensuring that our clients achieve their objectives effectively.

Join a dynamic and commercially driven energy firm as a Commercial Analyst. This role is pivotal in enhancing the profitability of our trading and hedging operations, working within a focused and collaborative team environment.The ideal candidate will possess strong numerical aptitude, exceptional analytical skills, and preferably have experience within the energy commodity trading, risk management, or pricing sectors of the UK energy market.Our Cardiff-based offices are conveniently accessible from the surrounding areas, including Bristol and Gloucester. Reliable transportation is essential for this position.Key Responsibilities:Enhance and maintain existing price forecasting models, databases, and methodologies.Analyze and track market and regulatory changes, including scrutinizing external consultant forecasts.Regularly review and manage market data and input assumptions.Generate price forecasts and scenarios to inform critical business decisions around optimization, hedging, budgeting, and investment.Prepare and deliver detailed reports on forecasting accuracy and variance analysis.Effectively communicate findings to stakeholders, including senior management and investors.

Role Overview Legal & General is hiring a Workflow Optimization and Performance Analyst in Cardiff. This position focuses on analyzing operational workflows and identifying ways to improve efficiency and performance. What You Will Do Examine existing processes to find areas for improvement Work with colleagues from different departments to implement workflow changes Support efforts to streamline operations and boost productivity Location This role is based in Cardiff.

Location: Cardiff, Wales, United Kingdom Closing date: Monday 27th April, 12pm About Starling Bank Starling Bank is building a digital banking experience focused on fairness, intelligence, and a personal touch. The team is driven by technology, integrity, and a commitment to excellent service. As a branchless, mostly paperless bank, Starling values responsible banking, sustainability, and inclusion. The company’s core values, Listen, Keep It Simple, Do The Right Thing, Own It, and Aim for Greatness, guide both strategy and culture. Hybrid Working Starling colleagues work at least 10 days per month in the Cardiff office, with the option to work from home for the rest of the month. Role Overview The Mid-Term Planning & Forecasting Analyst develops and maintains resource plans and forecasts for Operations, focusing on longer-term needs. This role supports informed decision-making by ensuring plans align with both current and future business requirements. Main Responsibilities Translate long-term forecasts into mid-term resource plans, taking into account intraday and intra-month patterns and emerging trends. Monitor actual versus forecasted volumes, identify trends, and recommend adjustments for future forecasts. Maintain a reliable supply plan, track capacity impacts, and suggest ways to better match capacity with demand. Update forecasts in the workforce management system as needed. Carry out ad-hoc impact assessments for new initiatives. Work closely with the wider planning team to ensure plans are executed effectively and key metrics stay aligned.

Role overview Legal and General is seeking a Data Analyst in Cardiff. This role focuses on turning complex data into clear, useful insights for the business. The position involves working closely with a team of data professionals to spot trends, inform decisions, and strengthen data-driven strategies.

Join Monzo as a Senior Credit Analyst focusing on our credit card offerings. In this role, you will leverage your analytical skills to assess credit risk and contribute to the strategy of our credit card products. You'll work closely with cross-functional teams to optimize our credit decisioning process and enhance customer experience.

Role Overview Legal & General is hiring a Workflow Optimization and Performance Analyst for a 12-month fixed-term contract based in Cardiff. This position focuses on improving operational efficiency and supporting retail operations through data-driven analysis and process enhancements. What You Will Do Analyze workflow and performance metrics to identify trends and areas for improvement. Recommend and implement changes that streamline processes within retail operations. Collaborate with teams to support strategic initiatives aimed at boosting operational effectiveness. Location This role is based in Cardiff. Contract Details 12-month fixed-term contract.

Role overview Legal & General Group Plc seeks a Data Analyst for a 6-month fixed-term contract in Cardiff. This role centers on interpreting data and providing insights that guide strategic decisions throughout the company. Main responsibilities Analyze data sets to uncover trends and patterns. Present clear, actionable insights that support business operations. Work with different departments to ensure data remains accurate and reliable. Location and contract details Based in Cardiff. 6-month fixed-term contract.

Legal & General is seeking a Graduate Technology Business Management & FinOps Analyst to join the team in Cardiff starting in 2026. This position bridges technology and finance, helping to advance financial operations by using digital tools and smarter processes. Key responsibilities Collaborate with various teams to review and enhance financial workflows Use analytical skills to produce financial insights that inform business decisions Support projects aimed at making financial operations more efficient and effective Who this role suits This graduate role is designed for those interested in combining technology and finance at the start of their career. Working from Cardiff, you will have the opportunity to learn from experienced professionals and develop skills in both fields.

Join us in our mission to revolutionize banking for everyone.At Monzo, we're transforming the banking experience, moving away from the complexities of traditional finance.Starting as a prepaid card provider, our offerings have expanded significantly over the last decade in the UK. We now provide personal and business bank accounts, joint accounts, accounts for 16-17 year olds, a free kids account, and credit cards, with more innovative solutions on the horizon. Our UK clients can also save, invest, and manage their pensions through us.With our distinctive hot coral cards, early payment features, and a robust focus on financial education through social media, we've crafted memorable experiences for our customers, all backed by our award-winning customer service.We’re not just selling products; we’re dedicated to solving real problems and enhancing lives through Monzo Location: London, Cardiff, or Remote (UK) | Salary: Starting from £63,800 + share options + Benefits ⭐ About Our Financial Risk Team:Our Stress Testing team is expanding, and we’re seeking a Senior Stress Testing Analyst to design, lead, and implement Monzo’s stress testing framework.In this role, you will oversee the entire stress testing lifecycle—from developing methodologies and scenarios to executing models, interpreting outputs, and presenting results to senior stakeholders within Finance, Risk, and the broader business. This position offers significant visibility and demands the ability to confidently articulate complex analyses to executive-level audiences.In addition to execution, you will play a key role in enhancing our processes, governance, and analytical toolkit. This is an excellent opportunity for an individual who possesses strong analytical skills, effective communication abilities, and the maturity to engage senior leaders in impactful discussions. What You’ll Be Working On:

Veezu is hiring a Pricing Executive at its Cardiff HQ. This position centers on developing and managing pricing strategies to help the company stay competitive and profitable. Role overview The Pricing Executive will analyze market trends and customer behavior to determine effective pricing points. The goal is to balance profitability with market competitiveness, ensuring Veezu’s offerings remain attractive and aligned with business objectives. Collaboration This role works closely with sales and marketing teams. Regular coordination helps ensure that pricing decisions support both company goals and customer satisfaction. Key skills Strong analytical abilities Understanding of market trends Ability to interpret customer data Teamwork and communication