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Collateral Analyst at SoFi | Sacramento, CA

SoFiCA- Sacramento
On-site Full-time

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Experience Level

Experience

Qualifications

Qualifications:Strong analytical skills with a focus on data interpretation and financial modeling. Proficient in commercial real estate data sources and tools. Excellent communication skills for presenting insights effectively. Ability to work collaboratively in a team-oriented environment. Detail-oriented with a commitment to accuracy.

About the job

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About Us:

Join us in shaping a brighter financial future. At SoFi, we are transforming how individuals engage with personal finance, leveraging next-generation technology to empower our millions of members in achieving their financial goals. As a national bank at the forefront of an unprecedented industry transformation, we take pride in our impactful work guided by core values. Become a part of our journey to invest in yourself, your career, and the financial landscape.

The Role:

The Collateral Analyst will play a vital role in supporting our commercial real estate (CRE) lending platform, particularly focusing on multifamily properties. This position involves detailed analysis of collateral performance, the development of analytical reports and financial models, and providing senior management with actionable insights into the commercial real estate market. The ideal candidate will possess strong analytical acumen, familiarity with CRE data sources, and the ability to distill complex data into clear insights for decision-making.

Key Responsibilities:

  • Monitor and analyze collateral for commercial real estate loans, focusing on multifamily assets.
  • Create and maintain both recurring and ad-hoc reports for senior management, credit committees, and portfolio oversight.
  • Develop financial models to evaluate collateral performance, trends, and risk exposures.
  • Aggregate, clean, and analyze CRE data from internal and external sources.
  • Generate market insights regarding multifamily and broader CRE trends, including supply/demand dynamics, rent growth, cap rates, and geographic performance.
  • Utilize CoStar for market research, property comparisons, and regional trends analysis.
  • Organize datasets and track collateral metrics using Airtable to support reporting processes.
  • Collaborate with credit, underwriting, and portfolio management teams to enhance risk assessments and strategic decision-making.
  • Support stress testing, portfolio reviews, and special projects as required.

About SoFi

SoFi is a pioneering financial services company committed to transforming personal finance through innovative mobile-first technology. We aim to empower our members to achieve their financial aspirations while making a meaningful impact in their lives.

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