Chief of Risk Management

Manager of Fraud Risk Strategy Current is a pioneering consumer fintech platform dedicated to transforming financial access for everyday Americans, with a community of over five million members. We offer an integrated suite of financial solutions designed to meet our members' diverse needs, empowering all Americans to build prosperous financial futures. Our headquarters in New York City fosters a results-oriented culture, driving us to innovate better products, accelerate growth, and empower our team to make a meaningful impact on our mission to enhance financial outcomes. About the Role: We are seeking a dynamic Manager to join our Fraud Strategy team, specializing in managing payments transaction risk. This pivotal role is ideal for individuals who excel in a fast-paced, collaborative, and data-driven environment. You will focus on minimizing fraud losses and operational costs while enhancing user experiences and ensuring compliance. As the owner of the fraud strategies across all card and money movement channels—including debit and credit disputes processing and merchant chargeback processes—you will play a crucial role in our company's expansion. We need a leader with a business ownership mentality and outstanding analytical skills. Key Responsibilities: Develop and manage strategies for payments risk capabilities (both automated and manual) to facilitate growth while mitigating risks, including managing money-in and money-out transactions, disputes processing, and negative balance management. Oversee the forecasting and management of total cost of risk, encompassing loss prevention, detection costs, and false positive costs to optimize risk-adjusted returns. Support the broader Payments Team’s risk roadmap, engaging in exploratory analysis, business case development, experimental design, performance forecasting, and model monitoring. Own the incident detection and management processes, including root cause analysis, resolution, and communication with internal and external stakeholders. Collaborate with Engineering, Product, Data teams, and other internal and external partners to deliver the payments risk roadmap. Contribute to fostering a robust risk management culture at Current. Identify and leverage emerging tools, capabilities, and data sources. Develop expertise in relevant regulations and partnerships with entities such as VISA and money movement partners to achieve business results. Work in partnership with Fraud Operations and Compliance teams to ensure adherence to compliance standards, including procedure management, regulatory exams, and issue resolution.

Role Overview suno is hiring a Fraud and Risk Manager based in NYC. This position leads efforts to identify and reduce risks tied to fraudulent activity. The role focuses on safeguarding company assets and maintaining compliance with industry regulations. What You Will Do Develop and implement strategies to detect and prevent fraud Monitor risk indicators and investigate suspicious activities Work with teams to ensure regulatory compliance Recommend process improvements to strengthen controls Location This role is based in New York City.

Join Novo as a Senior Manager of Fraud Strategy and AnalyticsAt Novo, we are revolutionizing the way small businesses manage their banking needs. As a venture-backed fintech company, we have expanded our services since our beta launch in Fall 2018, offering everything from free checking accounts and debit cards to comprehensive lending solutions and business tools, including invoicing and bookkeeping.Today, we proudly support over 250,000 small businesses with our innovative banking platform, which has processed billions in transactions in partnership with established banking institutions. Our mission is to be the trusted platform for small businesses, empowering entrepreneurs to focus on growth while we ensure seamless money management and access to capital.As we look to the future, we aspire to reflect on the generations of small businesses that have thrived thanks to Novo's commitment to excellence.For more information, visit us at https://www.novo.co.Role OverviewIn the role of Senior Manager of Fraud Strategy and Analytics, you will spearhead the development and execution of our Fraud Strategy. You will assess current risks and anticipate future threats, integrating these insights into a dynamic strategic framework that positions Novo at the forefront of fraud prevention.Collaboration is key; you will work across various departments to enhance existing systems and tools while advocating for innovative solutions. Your efforts will be critical in delivering an exceptional customer experience, all while maintaining rigorous fraud controls.Utilizing data and analytics, you will proactively address fraudulent activities, continuously refining our strategies to counter emerging threats. Your work will safeguard the hard-earned funds of small businesses while ensuring they have access to our cutting-edge financial tools.This is a unique chance to influence the fraud strategy of a rapidly growing fintech platform and achieve positive outcomes for both small businesses and Novo.

Employee Applicant Privacy NoticeAbout Us:Join us in shaping a brighter financial future.At SoFi, we are revolutionizing the way individuals approach personal finance. As a forward-thinking financial services company and national bank, we leverage innovative, mobile-first technology to empower millions of our members to achieve their financial goals. We are proud to lead the charge during this unprecedented transformation in the industry, committed to making a meaningful impact in people’s lives through our core values. Invest in yourself, your career, and the financial landscape by joining us.The Opportunity:We are on the lookout for a dedicated Staff Fraud Risk Analyst who is self-driven, analytical, and possesses a solid understanding of debit card fraud and account takeover strategies. This role involves developing and implementing effective fraud prevention strategies throughout the banking transaction stages of the customer journey, ensuring a safer and more transparent environment on our platform. You will collaborate with various stakeholders to optimize strategy performance while ensuring a seamless customer experience.As part of SoFi, you will engage with a dynamic company that is transforming the financial services industry for the better, combining the excitement of a rapidly growing startup with the stability of a leading management team.Key Responsibilities:Design and scale robust data structures and analytics using advanced SQL and Python to support global risk detection and real-time reporting.Create sophisticated fraud decision-making strategies by integrating login, entity, and tokenization signals to counter complex threats such as Account Takeover (ATO) and high-risk transactions.Lead cross-functional initiatives by translating complex technical risks into simple business logic and collaborating with stakeholders to find the right balance between security and user experience.Enhance detection accuracy through rigorous statistical analysis, particularly by utilizing False Positive Rate (FPR) modeling to safeguard the customer experience.

Director of Risk ManagementCurrent is a pioneering consumer fintech platform that is dedicated to transforming financial access for everyday Americans, boasting a membership of over five million individuals. We offer a suite of financial solutions that work in harmony to meet the needs of our members, empowering all Americans to build better financial futures. Located in the heart of New York City, we thrive in a results-driven environment that encourages innovation, rapid growth, and the ability for every team member to make a significant impact on our mission to enhance financial outcomes.About the Role:We are on the lookout for a Director of Risk to spearhead Current’s fraud strategy function. This position entails overseeing new account creation, authentication processes, management of first-party fraud, authorizations, disputes, and chargebacks. This role requires a balance of hands-on management and strategic foresight, enabling the business to innovate while effectively managing fraud risk. The successful candidate will play a pivotal role in establishing a world-class enterprise risk management function. Reporting directly to the Vice President of Risk, this individual will collaborate across various teams, serve as a trusted partner to business owners and compliance groups, and foster a culture of proactive risk management.Key Responsibilities:Proactively manage fraud risk to achieve company objectives.Oversee risk strategy throughout the account lifecycle, including onboarding (KYC), ongoing authentications, and processing of card and money movement transaction risks.Define and manage fraud risk tolerances with accountable business leads, integrating system and manual processing controls.Create a multi-phase risk roadmap that directs company investments into fraud hot spots and measures progress against risk appetite.Monitor risk trends and performance; lead incident response efforts including root cause analysis and implementation of preventive controls.Identify emerging tools, capabilities, and data sources that will provide a strategic advantage for Current.Build and nurture relationships with relevant risk vendors.Support business leads and compliance partners in managing bank partner relationships.Develop and maintain a top-tier enterprise risk management framework.Promote a transparent and pragmatic risk culture, empowering teams to take ownership of risk and make informed decisions.Establish and maintain robust risk procedures.

About FinFin is an innovative payments platform designed for high-value, instantaneous global transactions. As a Series A-stage company supported by prominent investors such as Sequoia and Circle, Fin leverages the power of stablecoins to facilitate the transfer of millions of dollars in mere seconds—whether between Fin users, directly into bank accounts, or through crypto channels. By merging the rapidity of cryptocurrency with the dependability of traditional finance, Fin is reshaping the global movement of money. If financial institutions and payment solutions were to be reinvented today, they would embody the essence of Fin.Role OverviewWe are seeking a dedicated and skilled Fraud/Risk Analyst to join our Risk & Compliance team. This pivotal role entails identifying, analyzing, and mitigating risks associated with digital asset transactions, including ACH fraud and ensuring compliance with regulations such as the Patriot Act and Bank Secrecy Act. Reporting directly to the CEO, the position demands a blend of technical, analytical, and regulatory acumen to establish a robust fraud detection and risk assessment framework from the ground up.Key ResponsibilitiesCraft and execute a thorough risk management strategy tailored to the dynamic digital asset environment.Address and resolve transactions and individuals flagged by automated systems.Prepare and submit suspicious activity reports as necessary.Monitor and scrutinize transaction data to uncover potential fraud, suspicious activities, and emerging risk patterns.Employ advanced data analysis methods and fraud detection technologies to pinpoint anomalies and potential security vulnerabilities.Develop and uphold risk assessment models to analyze the financial and reputational ramifications of potential fraud incidents.Collaborate with the engineering team to design and implement fraud detection systems, utilizing machine learning and predictive analytics.Ensure compliance with regulatory obligations, including AML, KYC, and digital asset regulations.Draft comprehensive reports and dashboards on risk findings, fraud incidents, and risk mitigation strategies for senior leadership and stakeholders.Lead cross-functional risk evaluations for new product introductions, ensuring security and fraud prevention measures are integrated into product design.Stay updated on emerging risks in the digital asset sector, including regulatory shifts and novel fraud tactics.

Fraud and Risk Specialist (Nights/Weekends)$65K – $75K • meaningful equityAbout NovigNovig is revolutionizing the sports betting landscape by establishing America's premier sports prediction market. Founded by visionaries Jacob Fortinsky and Kelechi Ukah, our platform uniquely offers commission-free sports trading, ensuring users benefit from superior pricing, complete transparency, and an efficient market structure devoid of traditional sportsbook constraints.Supported by leading investors from Silicon Valley, Novig has successfully raised over $100 million from notable figures such as Pantera, Forerunner, Lux, NFX, Paul Graham, and Joe Montana.Who We AreAt Novig, we are dedicated to transforming a system that has long favored the house, ensuring that sports fans can finally thrive. Our mission is to democratize sports betting, shifting it from a casino-driven model into a fair, efficient marketplace where users are empowered.Who You Are and Why This Role Will Excite YouYou’re naturally curious. When something seems off, you instinctively dive into the data to uncover hidden insights.You enjoy investigative work. From detecting multi-accounting schemes to identifying suspicious betting patterns, you thrive on unraveling complex user behaviors.You’re detail-oriented and analytical. Your comfort with data and internal tools allows you to pinpoint risks and construct compelling, evidence-based cases.You’re decisive under pressure. With the ability to make sound judgment calls quickly, you excel in fast-paced environments.You care about marketplace integrity. Ensuring a fair and trustworthy exchange for our users motivates you deeply.You’re excited to help build something new. The chance to enhance Novig’s fraud and risk systems while staying ahead of bad actors is invigorating.You have 1–3 years of experience in fraud operations, trust & safety, risk management, or a related investigative role.You possess experience in fintech, gaming, marketplaces, or high-volume e-commerce (preferred).

Role Overview imprint is seeking a Director of Fraud Operations based in New York. This leader will shape and direct the company’s approach to identifying and preventing fraud across all operations. What You Will Do Oversee the design and rollout of strategies to detect and prevent fraudulent activities Guide the development of fraud detection systems and tools Work closely with teams across the company to strengthen fraud prevention protocols Analyze complex data sets to uncover trends and provide clear, actionable recommendations What We Look For Strategic mindset with experience in fraud operations or risk management Strong analytical skills and the ability to interpret and act on large data sets Experience collaborating with cross-functional teams

About RainAt Rain, we're redefining the future of payments on a global scale. Our dynamic and innovative team of experienced founders and passionate professionals is dedicated to creating cutting-edge solutions that make stablecoins practical for everyday use. We enable seamless card transactions, cross-border payments, B2B purchases, remittances, and much more. Collaborating with fintech firms, neobanks, and various institutions, we empower them to launch inclusive and efficient solutions. Join us to make a significant impact in a rapidly growing company backed by leading investors in fintech, crypto, and SaaS, including Sapphire Ventures, Norwest, Galaxy Ventures, Lightspeed, Khosla, and others. If you possess curiosity, courage, and a desire to contribute to a borderless financial future, we are eager to connect with you.Our Company CultureWe embrace an open and flat organizational structure that encourages personal and professional growth. Our team members are empowered to explore their interests and influence the company's roadmap and vision.About Our TeamThe Fraud Risk Management team at Rain is dedicated to developing sophisticated, scalable solutions that safeguard our customers while ensuring a frictionless experience. We achieve this through continuous transaction and lifecycle monitoring, building alerts to enhance fraud detection and response times, and designing risk strategies supported by machine learning models. As a crucial component of our business, we support new product launches and their success by addressing the unique fraud challenges that come with our next-generation payment technology.Your ResponsibilitiesLead the development of metrics, dashboards, and reports that guide business strategy and decision-making processes.Create and implement real-time monitoring systems for fraud signals and establish alerting thresholds.Design, simulate, and deploy real-time risk controls utilizing both predictive and offline machine learning models.Strike a balance between risk management and customer experience by focusing on loss prevention, minimizing user friction, and enhancing profit margins.Collaborate with go-to-market teams to showcase the technical and business benefits of risk controls to our customers.Present complex analytical findings in a clear and concise manner to both leadership and non-technical stakeholders.Support partners experiencing fraudulent activity with their traffic.

About RainRain is pioneering the future of payments globally. Our dedicated and innovative team is committed to transforming payment systems by making stablecoins practical and accessible. We facilitate card transactions, cross-border payments, B2B transactions, remittances, and much more. By collaborating with fintech companies, neobanks, and institutions, we empower them to create global, inclusive, and efficient solutions. Join us at this high-growth company backed by leading investors across fintech, crypto, and SaaS sectors, including Sapphire Ventures, Norwest, Galaxy Ventures, Lightspeed, Khosla, and others. If you are enthusiastic, bold, and eager to contribute to a borderless financial future, we want to hear from you.Our PhilosophyAt Rain, we advocate for an open and flat organizational structure. Each team member is encouraged to pursue their aspirations and take ownership of their career advancement. We value creativity and initiative at all levels, allowing you to influence our company's roadmap and vision.About the Fraud Risk Management TeamOur Fraud Risk Management team specializes in crafting advanced, scalable solutions to mitigate risks and ensure a seamless customer experience. Through comprehensive monitoring of transactions and lifecycle events, we enhance fraud detection and response efficiency. Our strategies are driven by machine learning models that support new products and guarantee their success. Rain's innovative payment technology presents new challenges that demand a holistic approach, strong data analytics, and adept fraud management skills.Your ResponsibilitiesDesign and develop scalable machine learning systems focused on fraud detection, anomaly detection, and behavioral analysis.Establish and maintain end-to-end ML pipelines including data ingestion, feature engineering, model training, deployment, and ongoing monitoring.Create low-latency, real-time decision systems in collaboration with data scientists, integrating with transaction and behavioral data streams.Manage ML infrastructure encompassing model versioning, automated retraining, and secure deployment strategies.Develop robust performance monitoring and alert systems for model performance, latency, data integrity, and drift.Lead experiments focused on model explainability, drift detection, and adversarial robustness in fraud prevention initiatives.

About The Role At Whop, we thrive in the dynamic landscape of digital markets. As a pioneer in our Payments Risk division, you will not just be part of a system; you will be instrumental in building it from the ground up. We are seeking a Payments Risk Specialist who will vigilantly monitor, analyze, and enhance transaction and merchant risk frameworks to facilitate our growth. What You’ll Do Oversee transaction activities and merchant conduct across various payment channels, including card and alternative methods. Investigate fraud patterns, chargeback trends, and misuse tactics, utilizing innovative investigative techniques to reveal the hidden activities of fraudsters. Collaborate with Compliance teams on Know Your Customer (KYC), Know Your Business (KYB), and onboarding risk management protocols. Refine rules and thresholds to optimize approval rates while mitigating losses, understanding that a simple 'no' is not the goal; precision is key. Create dashboards and alerts to highlight emerging risk trends, developing data narratives from scratch. Engage cross-departmentally to avert systemic risks while maintaining growth momentum. What We’re Looking For 2–5 years of experience in payments risk, fraud operations, or transaction monitoring, with a keen analytical mindset and the ability to interpret behavioral and financial signals. You excel in uncharted environments, capable of making principled risk decisions even amidst uncertainty and incomplete information. A strong analytical mindset with proficiency in interpreting behavioral and financial indicators. You possess a proactive 'can-do' spirit. Instead of waiting for perfect solutions, you devise workarounds, challenge limits, and find effective ways forward. Attention to user experience is paramount; you recognize that effective risk management is not just about minimizing losses but maximizing legitimate revenue. Bonus Qualifications Experience with digital goods, marketplaces, or content creator platforms. Familiarity with sponsor bank environments or card network monitoring programs. Your first 90 days will look like this: In your first month, you will thoroughly understand Whop’s payment risk processes. By the second month, you will take charge of daily operations, employing your analytical skills to identify fraud and make informed risk decisions. By the end of your third month, you will...

Mercury is hiring a Manager - Account Fraud Enablement to help protect clients from fraudulent activity. This role shapes how the company detects and prevents account fraud, supporting a secure banking experience for users. Role overview The Manager - Account Fraud Enablement develops and refines strategies to identify and stop fraudulent behavior. This includes designing systems for fraud detection, analyzing data for emerging trends, and working with teams across the company to strengthen fraud prevention efforts. Key responsibilities Create and implement methods to detect and prevent account fraud Analyze data to spot patterns and potential risks Collaborate with teams throughout Mercury to improve fraud prevention tools and processes Location This position is open to candidates in San Francisco, New York, Portland, or remote within Canada or the United States.

About RadarRadar is the premier provider of geolocation technology, offering advanced geofencing SDKs, maps APIs, and AI-powered solutions tailored for marketing, fraud prevention, and operational excellence.Why choose Radar as your next workplace?We serve a diverse range of clients, from innovative startups to established Fortune 500 companies.Our scale is impressive: we handle over 1 billion API calls daily from a vast network of devices.We are well-funded, having raised $85.5M from distinguished investors such as Accel and Insight Partners.Our culture fosters high performance with driven and entrepreneurial colleagues.We recently relocated to a stunning new office in Flatiron, Manhattan, NYC.Recognized as one of the top 10 best workplaces in NYC by Crain's.As we continue to grow, we are seeking a talented individual like you to join our team.About the RoleAs a Fraud Operations Manager for Gaming, you will be instrumental in helping our clients maximize their use of Radar’s geo-compliance and anti-fraud software solutions.Your responsibilities will include enhancing automated reporting and case management tools to meet the unique needs of our gaming customers, empowering stakeholders to leverage new features in Radar’s back office, uncovering fraud and operational insights, and refining gaming customer implementations.As Radar forges ahead in the regulated gaming sector, your role will be vital in ensuring the efficiency and accountability of our operations for some of the industry's largest operators.You will report directly to our Vice President of Gaming Operations. This position is based at our headquarters in Flatiron, NYC, with in-office work from Monday to Thursday and the flexibility to work remotely on Fridays.Your ResponsibilitiesDevelop a comprehensive understanding of Radar’s back office user experience and functionality to proactively assist gaming customers in utilizing the Radar platform effectively.Identify, document, and analyze unusual or potentially fraudulent user behaviors for our gaming clientele.Keep current with fraud trends in the gaming sector to ensure that Radar and its clients remain ahead of emerging threats.

Role Overview Title: Director of Risk Management Location: New York, NY (in-office, 5 days per week) Base Salary: $175,000–$250,000 Equity: Competitive initial equity package, with refreshers Experience: 7–12+ years About Stratos Labs Stratos Labs builds technology for commodity risk management, serving the $10 trillion physical economy. The platform combines real-time market data, AI-powered exposure modeling, and automated trade execution. Operators use Stratos Labs to monitor risk, receive alerts, and act on recommendations, turning complex exposures into a managed, always-on hedging process. Founded in 2023 by a macro market-maker from Barclays and a trading systems engineer from Coinbase, Stratos Labs has raised over $20 million from investors including Andreessen Horowitz (a16z), Crucible Capital, Neo, and DST Global. What You Will Do This position leads all aspects of market and credit risk management for Stratos Labs. The Director of Risk Management designs and maintains frameworks, systems, and strategies that protect the company’s balance sheet. The role works closely with executives, engineering, compliance, and product teams to maintain a disciplined risk approach and to support capital efficiency as the company grows. Key Responsibilities Market Risk and Hedging: Build and maintain real-time visibility into firm-wide exposures, including those from client hedging, execution lags, and temporary risk warehousing. Develop and execute systematic hedging strategies across futures, options, and OTC markets to reduce slippage, basis risk, and execution costs. Credit Risk and Counterparty Management: Create and oversee the credit risk framework, including counterparty evaluation, onboarding, exposure limits, credit lines, and margin requirements. Underwrite and monitor risk for clients using margin or financing, develop models to track exposure at default, collateral, and margin sufficiency. Set and enforce escalation protocols for margin calls, position changes, and trading restrictions.

Join Hudson River Trading as a Commodities Risk Manager in our vibrant New York City office. In this critical role, you will lead the design, enhancement, management, and communication of market and liquidity risk associated with commodities instruments and strategies. You will be entrusted with a comprehensive mandate to oversee all aspects of commodities trading risk, offering you the opportunity to thrive in the dynamic environment of automated trading while collaborating with some of the industry's brightest minds. As the inaugural Commodities Risk Manager, your contributions will significantly influence a burgeoning sector of HRT's operations, presenting both challenges and the chance to engage with multiple asset classes and investment timelines.

Director of Risk Management Location: New York, NY or Philadelphia, PA About WithCoverage: WithCoverage is revolutionizing the insurance industry with AI-driven risk management solutions tailored for today’s fast-paced market. We collaborate with numerous high-growth, innovative companies such as GoPuff, Eight Sleep, Bombas, Chomps, and Blank Street Coffee. Our diverse clientele includes iconic consumer brands, leaders in hospitality, general contractors, advanced manufacturers, and next-generation defense contractors, all navigating complex risk landscapes that require agile partnerships. Our approach eliminates the fragmented, manual brokerage model, establishing a new standard in elite risk advisory through proprietary technology. Our in-house Agency Management System provides comprehensive visibility into policies, exposures, claims, billing, and commissions, enabling deep automation and superior decision-making that elevates service standards. Founded by JD Ross (co-founder of Opendoor) and Max Brenner (Bain, Compound), we have successfully raised over $43M from top-tier investors including Sequoia, 8VC, Khosla Ventures, and Crystal Venture Partners. Last year, we experienced over 10x growth while maintaining a positive cash flow, positioning ourselves at the forefront of an expansive opportunity. Our mission extends beyond enhancing brokerage services; we aim to redefine risk management across the entire economy. Why Join Us: Accelerated Growth: Enjoy rapid scaling with ample opportunities to lead, learn, and shape your career and the company's future. Impactful Work: Safeguard the world's most innovative brands in consumer products, hospitality, and advanced manufacturing. Industry Redefinition: Challenge the status quo in one of the largest and slowest markets through pioneering technology and automation. Competitive Rewards: We attract top talent and invest in your development, offering competitive compensation, meaningful equity, and excellent benefits. Internal promotions are a priority, along with clearly defined career growth pathways for all employees. About The Role: As the Director of Risk Management, you will spearhead our client risk advisory strategy and execution, assisting clients in navigating their unique risk profiles and ensuring optimal risk management practices.

About UsAt Riskified, we empower businesses to unlock their ecommerce potential by eliminating risks. Our platform is the trusted choice for some of the world’s leading brands and publicly traded companies, offering guaranteed protection against chargebacks, combating fraud and policy abuse at scale, and enhancing customer retention. With a dedicated team of ecommerce risk analysts, data scientists, and researchers, our AI-driven fraud and risk intelligence platform evaluates every interaction in real-time, delivering identity-based insights and decisions. We're proud to collaborate with exceptional companies across diverse industries, including Acer, Gucci, Lorna Jane, GoPro, and many more.We thrive in a collaborative environment where talented individuals come together to create impactful products. Our commitment to innovation and teamwork provides a sense of purpose that resonates beyond our workplace, allowing us to make a meaningful difference.About the RoleThe Product team at Riskified plays a crucial role in shaping the future of commerce by developing cutting-edge, AI-powered risk intelligence solutions that serve the largest eCommerce brands globally. As we expand our product portfolio and scale operations, we are focused on establishing a long-term product strategy to drive our next phase of growth.We are seeking a visionary Product Strategy leader to define our long-term product vision and identify roadmap opportunities. This role will bridge product development, corporate strategy, and go-to-market teams. You will identify emerging market trends, evaluate significant investment initiatives, and help shape Riskified’s long-term product direction.In this position, you will collaborate closely with executive leadership, Product, Data Science, GTM, Finance, and external partners to determine where Riskified should compete and how we can excel in the evolving commerce and Fintech landscape.Joining our team means working with intelligent, results-oriented colleagues who blend analytical precision with bold creativity. We maintain high standards, take comprehensive ownership, and are unafraid to challenge the status quo as we define the future of our company and industry.

ABOUT SOTHEBY'SFounded in 1744, Sotheby's stands as the world's leading auction house renowned for art and luxury goods. We facilitate access to and ownership of extraordinary art and luxury items through a variety of channels, including auctions, private sales, e-commerce, and retail. Our esteemed global marketplace is bolstered by a state-of-the-art technology platform and a network of specialists across 40 countries and 70 categories, encompassing Contemporary Art, Modern and Impressionist Art, Old Masters, Chinese Works of Art, Jewelry, Watches, Wine and Spirits, Design, as well as collectible cars and real estate. At Sotheby's, we believe in the transformative power of art and culture, and we are dedicated to fostering inclusivity, sustainability, and collaboration within our industries.THE ROLEThe Senior Risk Manager for the Americas plays a pivotal role in risk governance, reporting, and operational oversight. This position provides strategic guidance and technical expertise to ensure the effective operation of our risk management framework. The Senior Risk Manager is charged with safeguarding Sotheby's assets, employees, clients, visitors, and stakeholders.Reporting to the Director of Global Insurance and Risk Management, this role will oversee the implementation and daily management of Sotheby's insurance programs while promoting best practices in Risk Management throughout the Americas. Collaboration with key cross-functional teams and stakeholders, including Security, Human Resources, Finance, Compliance, Communications, Legal, Property & Facilities Management, and others, will be essential in identifying and implementing risk initiatives and driving standards.The Senior Risk Manager will assess factors that may expose Sotheby's to risk and will be accountable for devising strategies to mitigate those risks through technical, operational, or procedural safeguards, as well as the provision of insurance aligned with corporate requirements and risk appetite.

Credit Risk Manager/Director @ NeloAbout NeloNelo is a prominent consumer fintech and e-commerce platform operating in Mexico, boasting over $500 million in annualized GMV and exceeding $70 million in annual revenue. Our mission is to empower consumers in Latin America by providing a modern alternative to traditional credit cards. To date, Nelo has successfully secured over $40 million in venture capital from esteemed investors such as Homebrew, Two Sigma Ventures, and Susa Ventures, alongside a $100 million asset credit facility from Victory Park Capital. Our dynamic team comprises seasoned leaders from top-tier technology companies such as Uber, Amazon, Rappi, and DiDi. We take pride in our agility, intellectual rigor, and operational efficiency. Nelo maintains offices in both Mexico City and New York City.Location: New York City or Mexico City, with 80% in-office presence.Language: Proficiency in English is required; Spanish is a plus.Role Mission: To enhance gross profit and ensure portfolio resilience through iterative testing of approval/decline processes, line assignments, and loan pricing & duration policies.Key Responsibilities:Portfolio Resilience: Within the first month, design a strategy to create a portfolio capable of absorbing a 100% increase in losses without allowing gross margin to decline below a predetermined threshold.Consistent Acquisition Cohorts: By the end of the third month, ensure that no stable segments exhibit a >=15% (relative) discrepancy between expected and actual credit loss performance at acquisition time, by adjusting short-term rules to target any that do.Early Momentum: Achieve a 1 percentage point increase in gross profit. While achieving the aforementioned outcomes, proactively seek opportunities to refine approval/decline processes, line assignments, pricing, or loan duration policies. Within three months, launch an experiment to test your hypotheses, with the goal of generating at least a 1 percentage point increase in gross profit within the treatment group by the four-month mark.Steady-State Profit Generation: By the end of your first year, produce a cumulative $1 million in gross profit attributable to your experiments and credit policy changes, escalating to $5 million by year two.