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Business Banking Relationship Officer

On-site Full-time

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Experience Level

Experience

Qualifications

Bachelor’s degree in Banking or a related field1-3 years of relevant experience in banking or customer serviceStrong customer-centric approach with excellent problem-solving skillsProficient in computer applications with outstanding written and verbal communication abilitiesAbility to work collaboratively in a team-oriented environment

About the job

As a Business Banking Relationship Officer, you will be the first point of contact for customers, handling both inbound and outbound communications through calls, chats, and emails. Your primary responsibility will involve addressing inquiries, resolving account-related issues, and providing detailed information about our products and services.

Your role will include engaging with customers to identify their financial needs, enabling you to effectively cross-sell our banking products and services that best meet their requirements. You will also be responsible for reporting any suspected fraudulent transactions in accordance with established fraud detection protocols.

In addition, you will work to manage and de-escalate customer frustrations or complaints, demonstrating empathy and patience while striving for satisfactory resolutions. Adhering strictly to security and compliance guidelines, you will ensure the confidentiality and integrity of customer information and transactions.

Collaboration with team members and other departments will be essential in addressing customer issues and enhancing overall service delivery. Staying informed about banking products, policies, and procedures will empower you to provide accurate and up-to-date information to customers.

You will document all customer interactions accurately in our designated systems, maintaining detailed records for future reference. Your commitment to exceptional service delivery will be key in enhancing customer satisfaction and loyalty.

To succeed in this role, you will be expected to achieve monthly sales targets through effective cross-selling and closing of sales, as well as provide valuable market feedback on competition and suggestions for product improvement.

This role demands personalized service, where you will efficiently gather customer information, assess their needs, and educate them accordingly, while capturing and reporting customer feedback for continual product development. It is essential to follow all bank procedures and processes with full adherence to BCP steps, ensuring differentiation between Conventional and Islamic calls based on customer preferences.

About RAK Bank

RAK Bank, officially known as the National Bank of Ras Al-Khaimah, has been a cornerstone of the banking industry in the United Arab Emirates since its inception in 1976. As one of the oldest banks in the UAE, RAK Bank offers a diverse range of retail and corporate banking services, including personal and business banking, credit cards, loans, investment services, and wealth management. The bank has garnered numerous accolades, including recognition as one of the world's best banks by Forbes ME in 2022 and being awarded UAE's SME Bank of the Year by the Asian Banking and Finance Awards. Known for its impressive profitability and low cost of risk since 2015, RAK Bank has also witnessed significant growth in its acquiring business, card spending, and business loans. Committed to sustainability, RAK Bank is on a transformational journey, collaborating with Honeywell to reduce overall energy consumption and promote environmentally friendly practices.

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