Business Analyst with Quality Assurance Experience - Credit Risk Project

About UsAt Passage, we envision a world where one's birthplace does not hinder the pursuit of dreams. We serve as more than just a financial support bridge; we connect families globally to transformative opportunities. Our commitment is to a future where talented students can chase their aspirations, regardless of their parents' financial situation.Our mission is clear and ambitious: by 2030, we aim to break down the obstacles that prevent bright minds from accessing the opportunities they rightfully deserve. Starting with financial hurdles, we are providing loans to international students and refugees, enabling them to seek superior education in Canada and opening doors not only for themselves but also for their families and generations to come.Note: We uphold an in-office working policy, and candidates must either reside in Toronto or be willing to relocate, committing to a five-day work week in the office.Your RoleWe are in search of a Credit Strategy Analyst to enhance and manage the operational engine that drives our growth. This role is not confined to back-office tasks; it offers a front-row seat to witness how strategy is transformed into execution. You will navigate operational workflows one day and engage in cross-functional brainstorming the next. Your responsibilities will include analyzing, optimizing, and developing systems to scale our mission and impact.If you are early in your career, eager to grow rapidly, and motivated by solving complex problems with a practical approach, this role is for you. We are looking for someone who excels in fast-paced environments, takes initiative, and desires substantial ownership—quickly. This is your opportunity to contribute to something impactful from the ground up, with a clear trajectory for growth.Key ResponsibilitiesOwn and Optimize Core Workflows: Manage operational processes such as loan application processing, underwriting, due diligence, and servicing, ensuring systems are audit-ready, precise, and consistently updated.Build Scalable Tools and Systems: Develop and enhance SOPs, dashboards, and internal tools to streamline workflows and boost team productivity while identifying operational bottlenecks and driving continuous improvements.Cross-Functional Collaboration: Work closely with teams across credit, finance, and operations to align strategies and enhance overall efficiency.

Who We AreAt Momentum Financial Services Group, we empower individuals by transforming the way financial services are provided to those in need. With over 40 years of experience, we are the driving force behind Money Mart—Canada's leading non-bank branch network and a champion of financial solutions for underrepresented communities.Our offerings range from short-term loans to money transfers and prepaid cards, connecting over a million customers annually with the funds they require, precisely when they need it.At MFSG, we collaborate across teams and disciplines to create impactful solutions that eliminate barriers, granting access to financial resources that may otherwise be unavailable. Whether you're tackling complex challenges, developing innovative systems, or crafting strategic initiatives, your contributions directly support real individuals and communities.

emcocorporation is hiring a Credit Analyst in Toronto. This position centers on evaluating creditworthiness and delivering insights that support financial decision-making. Role overview The Credit Analyst collaborates with teams across the company to review financial data and assess credit risk. Preparing clear, detailed reports and offering recommendations on credit solutions are key parts of this role. The work directly supports the company’s broader financial strategies. What you will do Analyze financial information to assess credit risk Work with multiple departments to gather and interpret relevant data Prepare comprehensive reports on findings Recommend credit solutions that align with company goals Location This role is based in Toronto.

We are seeking an experienced Business Analyst specializing in Credit Card services to join our dynamic team. The ideal candidate should possess 6 to 12 years of experience in Retail Banking, with a strong background in the complete life cycle of back office operations for various banking products and services. Expertise in the Credit Card domain is essential.Key responsibilities include gathering requirements, documenting processes, and managing IT projects tailored for banks. A thorough understanding of Canadian Banking Regulations is crucial.Strong written and verbal communication skills are a must, with proven experience in liaising with senior management.

Who We Are About Stripe Stripe serves as a robust financial infrastructure platform tailored for businesses. Our services are leveraged by millions of companies, ranging from the largest multinational corporations to the most innovative startups, enabling them to accept payments, enhance revenue, and accelerate new business opportunities. Our mission is to elevate the GDP of the internet, and we have a monumental task ahead of us. This presents a unique opportunity for you to contribute to the global economy while engaging in some of the most meaningful work of your career. About the Team The Credit team safeguards Stripe's financial interests by managing the comprehensive risk associated with our largest and most intricate users. We utilize profound underwriting expertise and data-informed stress heuristics to make strategic decisions at every phase of the user lifecycle—from onboarding to loss recovery. Our objective is to empower Stripe’s growth by making well-informed, calculated decisions regarding our highest-exposure users. What You’ll Do Stripe processes billions of dollars annually for businesses worldwide, and the Risk team is crucial to the financial success of the company. As a Credit Analyst Underwriter on the North America Strategy Risk team, you will be responsible for underwriting and managing a portfolio of our largest and fastest-growing businesses. Your efforts will facilitate Stripe’s growth objectives while minimizing our credit risk. This role demands strong cross-functional collaboration with Sales, Legal, Treasury, and Finance teams. Responsibilities Engage directly with our top merchants, including successful venture-backed startups and established institutions, to assess their business models and financial statements. Offer tailored credit risk recommendations that reduce Stripe’s exposure while fostering growth for partner companies. Assist in managing the portfolio through a comprehensive understanding of risk across various industries, geographies, and operating models. Deliver insights to guide senior management decisions, influencing onboarding strategies and merchant pricing analyses. Contribute to the refinement of tools and processes to help the team meet key performance indicators, including credit loss targets and portfolio coverage metrics. Collaborate with internal and external partners to support merchants globally. Who You Are We are searching for a candidate who meets the minimum requirements to be considered for this role.

Initially this role will be remote, transitioning to a hybrid model with in-office attendance required twice a week in downtown Toronto. About OpenTable: With a robust network of millions of diners and over 60,000 restaurant partners, OpenTable, a proud member of Booking Holdings, Inc. (NASDAQ: BKNG), stands at the forefront of the dining technology industry. Our commitment lies in empowering restaurants to excel by allowing them to focus on their core— their team, their guests, and their financial success. In parallel, we enable diners to effortlessly discover and reserve the ideal restaurant for any occasion. At OpenTable, each team member contributes meaningfully to our mission. You will join a diverse global team that embodies our core value of hospitality, which is central to our culture. The Role: As a Senior Analyst, you will report to the Manager of Revenue Strategy and Operations and play a pivotal role in supporting various sales and service initiatives across North America. You will leverage your expertise in data manipulation to identify trends and provide actionable recommendations. This position requires collaboration across multiple departments, including executive leadership, sales, marketing, operations, finance, engineering, and data analytics, to drive the design, implementation, and optimization of business strategies. By delivering data-driven insights to our internal stakeholders, you will help shape both short-term and long-term strategic plans. The ideal candidate will appreciate the synergy between accurate data, streamlined processes, and effective reporting. This role is suited for candidates with a profound understanding of the OpenTable Sales, Services, and Marketing landscape, quick adaptability, and the ability to thrive in ambiguous situations. Strong communication, project management, and data analysis skills are essential, along with a proficiency in Salesforce, SQL, BI tools (such as Preset, Tableau, Power BI, Looker), and a background in finance, analytics, or strategy.

About figfinancial figfinancial is a Canadian FinTech company based in Toronto, Ontario. Since launching in 2023, the team has focused on simplifying personal loans for Canadians through a fully digital platform. The company aims to remove the usual hurdles and wait times found in traditional lending, making credit more accessible and straightforward. figfinancial has received several industry honors, including Consumer Lender of the Year from the Canadian Lenders Association and FinTech Startup of the Year from the FinTech Breakthrough Awards. The company is also recognized as one of Canada’s Best Workplaces and holds a 4.8 out of 5 rating on Trustpilot, reflecting strong customer and employee satisfaction. Backed by Fairstone Bank of Canada and the Ontario Teachers’ Pension Plan, figfinancial combines deep lending experience with a startup’s agility. This support helps the company serve Canadians from a range of financial backgrounds.

eqbank seeks a Credit Risk Intern based in Toronto. This internship offers practical experience in credit risk management within the banking sector. Role overview Work closely with experienced credit risk professionals. Participate in projects that contribute to daily operations and help shape outcomes for customers. What you will do Support ongoing credit risk management activities Assist with projects that impact both internal processes and customer experience Gain exposure to the tools and practices used in a modern banking environment Location This internship is based in Toronto.

Join a Banking InnovatorAt eqbank, we don’t conform to traditional banking norms. Instead, we foster a culture of creativity to deliver groundbreaking banking solutions tailored for Canadians.Our journey is propelled by a dynamic team of curious and adaptable professionals who challenge conventional wisdom. If you are driven by a passion for transforming the banking landscape while enjoying the process, this could be your next significant opportunity.As we continue to expand, we proudly serve over 800,000 customers nationwide through Equitable Bank, recognized as Canada’s Challenger Bank™ for more than 50 years. Our subsidiary, Concentra Bank, collaborates with credit unions across Canada, reaching more than six million members. Together, we manage over $142 billion in assets, committed to driving positive change in Canadian banking to enhance lives. Our EQ Bank digital platform has consistently ranked among Canada's top banks on the Forbes World's Best Banks list since 2021, thanks to our dedicated customers.Your RoleThe Director of Credit Risk will report directly to the Vice President of Credit Risk, playing a crucial role in guiding senior management on all facets of credit risk management at the Bank. This position is pivotal in developing and implementing credit risk strategies while overseeing various loan portfolios to ensure high-quality lending and effective risk mitigation practices.Key responsibilities include credit adjudication, governance, strategic initiatives, and fostering enterprise-wide relationships to promote a robust risk and credit culture across the Bank.

Momentum Financial Services Group (MFSG) supports millions of customers across Canada with financial products such as short-term loans, money transfers, and prepaid cards. With over four decades of experience, MFSG operates the Money Mart network, offering services to individuals who may not have access to traditional banking options. As Product Manager - Credit Cards, the focus is on developing and managing credit card offerings that help remove barriers for underserved communities. This role involves working with cross-functional teams to design solutions that expand access to essential financial resources. Role overview Collaboration is central to MFSG’s approach. Product Managers contribute by addressing complex challenges, improving existing systems, and influencing the company’s strategic direction in the credit card space. What you will do Work closely with teams to develop and enhance credit card products Help identify and solve barriers to financial access for customers Contribute to ongoing improvements in product design and delivery Location This position is based in Toronto, Canada.

About IBUInternational Business University (IBU) is Ontario's pioneering independent not-for-profit university. With Ministerial consent for full accreditation obtained in 2020 and DLI approval in 2023, IBU stands as Ontario's sole not-for-profit independent university. Our foundation is inspired by the world's most prestigious independent universities, establishing a 'next generation' model characterized by innovation, agility, and responsiveness. IBU is dedicated to being a truly student-centric, industry-aligned institution, employing best practices to cultivate the future talent relevance of tomorrow. Our commitment to curricula and learning experiences integrates rigorous academic preparation with practical skill development, reflecting emerging technologies and the evolving needs of society and the global workforce.Job Title: Manager of Pathways & Transfer CreditsTerm: Full-time, IndefiniteDepartment: Office of the RegistrarReports to: RegistrarLocation: Toronto, OntarioExpected Salary Range: $75,000.00 – $80,000.00 annuallyThe Manager of Pathways & Transfer Credits plays a pivotal role in identifying, developing, and managing academic pathways and articulation initiatives with Ontario colleges and universities while also supporting international pathway projects.

Salary range: starting from $140,000 CADReason for hiring: expansion of team Entain’s Strategy team for the Americas and Southern Europe is on the lookout for a dynamic Strategy Manager to bolster its operations in Canada. In this pivotal role, you will be instrumental in shaping and executing strategies aimed at enhancing financial outcomes.As a member of the team, you will report directly to the Associate Director of Strategy for the region. This role bridges the gap between strategic planning and operational execution, collaborating with both local and regional leadership to tackle significant strategic initiatives. You will also engage with local operational teams to drive measurable results.Your collaboration will span various commercial functions across Canada and central Entain, including Digital, Product and Technology, Operations, Marketing, Sales, and regional corporate leadership.We seek exceptionally talented Strategy professionals who uphold the highest ethical standards and have a background in Strategy Consulting. If you thrive in a fast-paced commercial environment, this opportunity is for you.The ideal candidate will demonstrate experience in developing and executing commercial strategy frameworks, influencing Executive leaders on crucial strategic and investment matters, and conducting commercial due diligence and growth strategy initiatives. Experience with large-scale transformations and project management will be considered a strong asset.While prior experience in the sports and gaming sector is preferred, it is not a strict requirement.Key Responsibilities:Strategic Projects: Lead high-visibility growth strategy initiatives by conducting strategic analysis, financial modeling, and synthesizing findings for presentation to internal executive leaders and functional managers.Operational Execution: Assist in the development and implementation of plans to operationalize strategies aimed at revenue growth, market expansion, and competitive positioning in Canada.Partnership Management: Provide strategic direction and foster relationships with key external vendors (e.g., sports and media partners, suppliers, and agencies).Market & Competitive Analysis: Stay abreast of industry trends, competitor actions, and regulatory changes to identify opportunities and threats.Business Performance Monitoring & Optimization: Collaborate with cross-functional teams (product, marketing, finance, etc.) to create frameworks for evaluating and enhancing performance.Data-Driven Insights: Utilize data analysis to derive business insights that inform strategic decision-making.Thought Leadership: Share industry knowledge and contribute to thought leadership initiatives.

Join Clutch: Shaping the Future of Car Ownership At Clutch, we are dedicated to transforming the way individuals buy, sell, and own vehicles. Are you ready to make an impact? As Canada's premier platform for buying and selling cars, Clutch provides a seamless, digital-first experience. Customers can explore a vast selection of vehicles online, have their chosen car delivered directly to them, and benefit from our 10-Day Money-Back Guarantee for peace of mind. Looking to sell your car? We purchase over $3 million worth of vehicles daily, offering immediate, AI-generated quotes every 15 seconds. With Clutch, you get paid instantly—now that’s what we call convenience! Recognized for four consecutive years on The Globe & Mail’s list of Canada’s Top Growing Companies and consistently featured in Deloitte’s Technology Fast 50™ and Fast 500™, we are on the lookout for passionate, driven individuals to join our expanding team. Founded in 2017 and based in Toronto, Clutch is operational in Ontario, New Brunswick, Nova Scotia, and Prince Edward Island. Our esteemed investors include Altos Ventures, Canaan, FJ Labs, BrandProject, and Upper90. Discover more at clutch.ca. About the Consumer Financing Team: At Clutch, we are committed to creating an integrated car buying and ownership experience, with financing as a pivotal component. We are developing our consumer financing capabilities from scratch to provide customers with a straightforward and transparent approach to vehicle financing, while simultaneously supporting Clutch’s growth through a scalable and disciplined lending platform. In this role, you will significantly influence our lending strategy, risk framework, and operations as we bring this initiative to fruition. Your Role: We are seeking a Senior Manager for Credit & Risk to design and oversee the credit strategy and risk framework for Clutch’s consumer financing program. You will be responsible for determining how we assess risk, make credit decisions, appropriately price offers, and manage portfolio performance over time. This is a foundational role ideal for someone who thrives in ambiguity, is hands-on, and is adept at creating scalable credit systems that evolve with volume. As a key player, you will collaborate closely with the Director of Consumer Financing and work across departments—including Product, Engineering, Operations, Sales, and Customer Experience—to embed risk management into the customer journey, while establishing the monitoring, controls, and feedback mechanisms to ensure responsible performance management.

eqbank seeks an Associate Director of Commercial Credit based in Toronto. This position shapes the commercial credit strategy and plays a central role in lending decisions across the business. What you will do Oversee credit risk assessments for all commercial lending activities Develop and revise credit policies to meet business objectives and regulatory standards Lead and mentor a team of credit analysts Support lending initiatives while ensuring compliance with industry requirements Role impact This position has a direct influence on credit strategy and the performance of eqbank’s lending portfolio. The Associate Director will help guide responsible growth and uphold strong risk management practices as the financial landscape evolves.

Join our dynamic team at AppLovin as a Business Operations, Strategy & Product Analyst. In this role, you will play a crucial part in analyzing and enhancing our business operations and product strategies. Your insights will be invaluable in driving efficiency and innovation across our organization.

Vidsy is looking for a Creative Strategy Coordinator based in Toronto. This role centers on supporting the creation of strategies that enhance brand storytelling through video content. Role focus The Creative Strategy Coordinator helps shape campaigns that engage audiences. Working closely with various teams, this position contributes ideas and assists in developing approaches that make brand stories stand out in video formats. Collaboration Success in this role depends on strong teamwork. The Coordinator partners with colleagues across departments to bring creative concepts to life and ensure campaigns resonate with viewers. Who succeeds here Creative thinking and the ability to work well with others are key. This position suits someone who enjoys finding new ways to connect brands and audiences through video storytelling.

Role overview Entain seeks a Senior Strategy Manager in Toronto to shape strategic decisions for the Canadian market. This role centers on identifying and evaluating new opportunities, creating practical strategies, and partnering with teams across the company to bring those strategies to life. Key responsibilities Study the Canadian market to identify trends and areas for growth Design clear, actionable strategies to strengthen Entain’s market position Work with colleagues from multiple departments to implement strategic plans Apply data and insights to support business development and innovation Impact This position plays a direct role in advancing Entain’s growth and fostering innovation within a competitive industry.

Join NeoFinancial as a Principal in Strategy and Operations within the Banking sector. In this pivotal role, you will lead strategic initiatives to enhance operational efficiency and drive growth. Collaborate with cross-functional teams to develop and implement innovative solutions that address complex challenges and create value for our clients. Your expertise will help shape the future of banking with cutting-edge strategies and operational excellence.

Role Overview Klick Health is hiring a Vice President of Medical Strategy in Toronto. This senior leader shapes medical strategy for clients, guiding both development and execution. The role sets direction for a skilled team and works closely with colleagues across departments to strengthen Klick Health’s medical offerings. What You Will Do Develop and implement medical strategies that align with client goals Lead and mentor a team focused on medical strategy Collaborate with cross-functional partners to advance client projects Apply medical expertise to expand and refine Klick Health’s capabilities Shape the company’s growth and influence within the healthcare sector