Backend Software Engineer at Cardless | San Francisco

Cardless seeks a Data Analyst in San Francisco to help transform raw data into actionable insights. The work in this role shapes how teams refine internal processes and enhance the customer journey. Insights generated here play a direct part in guiding business decisions across the company. Key Responsibilities Analyze datasets to identify trends and patterns that influence business strategy Create clear, accessible visualizations to communicate findings to team members Apply statistical techniques to support recommendations and assist in decision-making Location This position is based in San Francisco.

As the Customer Support Lead at Cardless, you will be instrumental in leading our customer support team to deliver exceptional service and support to our valued customers. You will manage daily operations, ensuring that the team meets and exceeds performance targets while providing a positive customer experience. Your leadership will foster a culture of excellence and continuous improvement within the team.

Cardless creates credit card and loyalty platforms designed to help consumer businesses build stronger customer relationships. The company works with partners such as Coinbase, Bilt, and Qatar Airways, integrating credit card experiences directly into partner offerings. Headquartered in San Francisco, Cardless has raised about $150 million from investors including Spark Capital, American Express, and Activant Capital. The team values curiosity, humility, and a sense of ownership. Employees are encouraged to take responsibility for their work in an environment that balances speed with thoughtful decision-making. Role overview The Finance Operations Lead manages daily fund flows, prepares reports for lenders and partners, and oversees the borrowing base process for Cardless and its brand partners. This is a hands-on, individual contributor position that emphasizes accuracy and timely execution. Sitting at the intersection of Finance, Capital Markets, Data, and Operations, this role ensures compliance with credit facility requirements and supports effective liquidity management. What you will do Oversee daily operations related to fund flows Prepare and deliver reports for lenders and partners Manage the borrowing base process across Cardless and partner programs Maintain accuracy and integrity in all funding flows and reporting Collaborate with teams in Finance, Capital Markets, Data, and Operations Focus on automation, controls, and building scalable processes Support compliance with all relevant credit facility requirements Who thrives here People who are meticulous and disciplined in their work Those comfortable handling high-volume, transaction-focused tasks Individuals skilled in modern data and banking platforms Professionals who prioritize process automation and strong controls Location This position is based in San Francisco.

Cardless creates digital-first credit card products for well-known brands. The company has earned recognition, including a spot on the Forbes Fintech 50 in 2026, by focusing on integrated and customer-friendly financial solutions. Role overview This Corporate Counsel position is based in San Francisco and reports directly to the General Counsel. The attorney in this role will support Cardless’s commercial and capital markets operations, providing legal guidance across a variety of commercial and financing transactions. What you will do Advise on commercial agreements and transactions involving capital markets Develop and refine legal processes to help the legal function scale and adapt as the company grows Work closely with business teams and executive leadership on legal matters Assist with the adoption and use of AI tools to make legal workflows more efficient Requirements Licensed attorney with a detail-oriented and proactive approach Comfortable navigating a high-growth, evolving company environment Interest in technology and legal solutions that use AI Experience handling commercial and capital markets legal work

At Windfall, we view data as more than just a resource; it is the cornerstone of our product. Our mission is to democratize access to advanced people insights, fundamentally transforming how organizations understand and connect with their audiences. By utilizing our extensive and proprietary data ecosystem, we enable non-profits to surpass their fundraising objectives and commercial enterprises to optimize their marketing ROI through data-driven precision and intelligence.We are seeking a passionate Data Analyst to help us fully leverage our unique data assets. In this pivotal role, you will work closely with a skilled cross-functional team of engineers and data scientists to tackle complex challenges, enhance your analytical capabilities, and create significant value for our clients.Join us on our journey to redefine how organizations perceive and utilize people data, guided by our core values: (1) Communicate excellently; (2) Act with transparency; (3) Provide leverage, not just optimization; (4) Make a meaningful impact every day; and (5) Uphold integrity and trust in all our actions.

Join Metriport as a Data Analyst, where your analytical skills will play a crucial role in driving our data-driven decisions. In this position, you will analyze complex datasets, generate actionable insights, and collaborate with cross-functional teams to enhance our operations and strategies.

Role OverviewThunkable is on the lookout for a Senior Data Analyst to enhance our Data & Analytics team. This pivotal role will involve not just analyzing data to derive valuable insights, but also integrating and organizing data from diverse sources—including product analytics, marketing platforms, payment systems, and user databases—to create a comprehensive and trustworthy overview. We are committed to finding actionable solutions that empower us to accelerate our processes and enhance decision-making throughout the organization. You will collaborate closely with cross-functional teams to interpret data, establish factual clarity, and deepen our understanding of the market dynamics, business operations, customer behaviors, and product performance.Key Responsibilities - Work in partnership with engineers to implement, verify, and sustain event tracking in React-based interfaces. - Enhance data reliability by diagnosing and resolving tracking issues that compromise data integrity. - Collaborate with cross-functional teams to gather and refine business requirements into scalable data architecture and process enhancements, facilitating integration, automation, and smooth data flow (e.g., Google Ads, Meta ads, payment systems, Amplitude, etc.). - Document data architecture, critical components, and data flows to ensure clarity and understanding. - Work alongside teams to query and analyze data from Amplitude and other SQL/NoSQL systems within our existing data ecosystem. - Conduct product and marketing analyses, such as funnel analysis, cohort studies, and user segmentation, to reveal actionable insights.

About Plaud Inc.Plaud is on a mission to create the world's most reliable AI work companion for professionals, enhancing productivity and performance through innovative note-taking solutions. Since its inception in 2023, Plaud has garnered a community of over 1,500,000 users globally. Our vision is to amplify human intelligence by developing next-generation infrastructure and interfaces that capture, extract, and utilize insights from what individuals say, hear, see, and think.Based in San Francisco, Plaud Inc. operates as a Delaware-incorporated entity, driving the frontier of human–AI intelligence with a unique hardware–software integration. We prioritize data security and privacy, proudly holding certifications for ISO 27001, ISO 27701, GDPR, SOC 2, HIPAA, and EN 18031.To discover more about us, visit https://www.plaud.ai and connect with us on Instagram, X, Facebook, LinkedIn, and YouTube.

About NumeralNumeral is revolutionizing the tax compliance landscape for digital businesses, alleviating the complexities of navigating regulations across 47 states and over 50 countries. Our mission is to empower teams to concentrate on their core objectives by eliminating these burdens.As the largest and fastest-growing AI-driven tax solution, Numeral launched in 2023 and has successfully raised over $57 million from esteemed investors including Benchmark, Mayfield, and Y-Combinator. Currently, we proudly serve over 2,500 paying customers while consistently tripling our revenue year over year.While our primary hiring locations are in our San Francisco and New York offices, we also offer remote positions in select cases.About the Role:As a Data Analyst at Numeral, you'll play an integral role within our operations team, focusing on reconciling customer data, enhancing data quality, and advancing our platform's intelligence and scalability. Collaborating closely with Engineering, Product, and Customer Experience teams, your contributions will ensure that customers have access to clean, actionable data and seamless onboarding experiences.This is a pivotal role with significant influence, allowing you to shape our data utilization strategies across the organization—free from bureaucratic constraints, you will experience true ownership and tangible results.What You'll Do:Reconcile financial and transactional data from various sources to facilitate accurate and repeatable sales tax filings.Standardize customer data across platforms (e.g., Stripe, Shopify, Numeral API) to maintain integrity in tax workflows.Collaborate with Sales, Engineering, Product, and Solutions teams to identify and resolve onboarding data issues.Assist customer-facing teams with ad hoc data inquiries, investigations, and insights.Develop internal tools and processes to enhance reconciliation and improve onboarding efficiency.Enhance the fidelity and performance of our DBT pipelines and contribute to the evolution of our broader data architecture.

Join Air Apps as a Data AnalystAt Air Apps, we are driven by innovation and a commitment to excellence. Founded in 2018 in Lisbon, Portugal, and now flourishing in San Francisco, our family-owned company is on a mission to revolutionize personal and entrepreneurial planning through our groundbreaking AI-powered Personal & Entrepreneurial Resource Planner (PRP). With over 100 million downloads globally, we pride ourselves on our self-funded success and long-term vision.We aim to redefine resource management and empower individuals worldwide. As a Data Analyst, you will play a crucial role in analyzing data to inform strategic decisions that enhance our product offerings and user experiences.

Role Overview Cartesia is seeking a contract Data Quality Operations Analyst to join the team at its San Francisco headquarters. This position plays a central part in maintaining accurate and reliable data across company operations. What You Will Do Monitor and uphold data integrity throughout different operational areas Work closely with teams across the company to spot and resolve data discrepancies Develop and refine processes that improve data quality Apply analytical skills to support data-driven decisions within the organization Location San Francisco, CA (Headquarters)

About the Role Chime is a pioneer in the challenger banking sector, recognized as the largest and fastest-growing player in the U.S. Our mission is to provide individuals with financial peace of mind by offering access to bank accounts with no-fee overdraft, early paycheck access, credit improvement tools, and more. We are seeking a Lead Data Analyst to spearhead forecasting initiatives for our critical growth and revenue metrics. In this role, you will oversee comprehensive forecasting workstreams, including member growth, purchase volume, deposit volume, and monthly performance tracking. You will collaborate closely with teams across Analytics, Data Science, Product, Marketing, and Investor Relations. This position is perfect for someone who possesses strong analytical skills, excels in model-driven environments, and can translate complex data into actionable insights for leadership. The starting base salary for this role ranges from $152,000 to $210,000, with full-time employees also eligible for bonuses, competitive equity packages, and comprehensive benefits. The final salary will be determined based on your location, skills, qualifications, and experience.

At Cardless, we are revolutionizing the credit card and loyalty platform space, enabling consumer businesses to create unique customer engagement experiences. We have successfully launched over a dozen credit card programs for innovative companies such as Coinbase, Bilt, and Qatar Airways. Our pioneering technology seamlessly integrates credit card functionalities into their offerings.We prioritize curiosity, humility, and intensity in our team — we are fast-paced and take significant ownership of our work. This is an environment where a driven and resourceful individual can profoundly impact our growth. Based in San Francisco, we have raised approximately $150M in equity funding from esteemed venture capital firms, including Spark Capital, American Express, and Activant Capital.The RoleWe are seeking a Head of Talent Acquisition to spearhead and enhance our recruiting efforts at Cardless. Reporting directly to our COO and collaborating closely with our founders, you will play a vital role in our hiring initiatives. This position demands hands-on involvement as we regard hiring as the most impactful element of our operations. Your contributions will significantly influence our business trajectory over the coming year.As our first full-time recruiting hire, you will have the chance to build upon an existing foundation established through outsourced recruiters and fractional support. This is your opportunity to shape the recruiting function in alignment with your vision while maintaining the momentum we have already established.With ambitious growth plans for the next year, you will own the entire hiring process from sourcing to closing candidates, while also developing a small team to enhance your effectiveness. This role is intensely hands-on, as we are not looking for a leader who prefers to manage from a distance.

As a Marketing Compliance Manager at Cardless, you will play a pivotal role in ensuring our marketing strategies align with regulatory requirements and industry standards. You will work closely with cross-functional teams to develop and implement compliance strategies, conduct audits, and provide training to ensure that all marketing activities meet legal and ethical guidelines.

Join Cardless Inc. as a Monitoring and Testing Manager, where you will play a crucial role in ensuring our systems are operating efficiently and effectively. You will lead a dynamic team responsible for monitoring operations, conducting rigorous testing, and implementing innovative solutions that enhance our services. Your expertise will directly contribute to our commitment to delivering exceptional customer experiences.

Join Cardless as a Payment Operations Manager and play a pivotal role in streamlining our payment processes. You will lead a dynamic team to enhance operational efficiency and ensure seamless payment experiences for our customers. This position requires a strategic thinker with strong analytical skills, capable of identifying opportunities for improvement and implementing effective solutions.

Why join usBrex is revolutionizing the way businesses manage their finances through our AI-powered spend platform. We empower companies to spend confidently with our integrated corporate cards, banking solutions, and global payment capabilities, alongside intuitive software designed for travel and expenses. Our platform is trusted by tens of thousands of businesses, from startups to enterprises, including industry leaders like DoorDash, Flexport, and Compass, to proactively control spending, reduce costs, and enhance operational efficiency on a global scale.Joining Brex means pushing your limits, challenging the status quo, and collaborating with some of the brightest minds in the tech industry. We are committed to building a diverse team and fostering an inclusive culture where your potential is only limited by your ambition. We provide you with the tools, resources, and support necessary for your career growth.Data at BrexThe Data organization at Brex is dedicated to developing insights, models, and robust data infrastructure for various teams across the company, including Sales, Marketing, Product, Engineering, and Operations. Our Data Scientists, Analysts, and Engineers collaborate to make data—and the insights derived from it—a vital asset for the entire organization.What you’ll doAs a Data Analyst II, you will play a pivotal role in enhancing the operational tracking and reporting capabilities across diverse business teams at Brex. Collaborating closely with Data Scientists and Data Engineers, you will generate impactful insights through visualizations, self-service tools, and ad-hoc analyses, making this a high-impact role in a dynamic fintech environment where your contributions will directly influence strategic decisions.Where you’ll workThis position is based in our San Francisco office. We embrace a hybrid work environment that combines the energy and connections of in-office work with the flexibility of remote arrangements. Currently, we require a minimum of three coordinated in-office days per week (Monday, Wednesday, and Thursday), while also offering up to four weeks of fully remote work annually!ResponsibilitiesUtilize your data visualization and storytelling skills to create business intelligence solutions (such as Looker and/or Hex dashboards) that provide actionable insights.Conduct ad-hoc analyses and deep dives to answer business inquiries, uncover trends, and deliver data-driven recommendations.Develop self-service data tools and processes that empower stakeholders to independently monitor their performance and metrics.

Front builds a customer operations platform designed for the complexities of B2B relationships. Over 9,000 organizations, including Uber Freight, Navan, and Stripe, rely on Front to help their customer-facing teams work together and maintain strong connections. The company is supported by investors such as Sequoia Capital and Salesforce Ventures, with $204M raised to date. Recognition includes awards from Built In, USA Today, and Fortune for workplace excellence. Role overview The Senior Product Data Analyst will be based in San Francisco. This position centers on connecting data analysis with product strategy. The analyst will use data to inform key business and product decisions, supporting Front’s mission to help teams manage complex customer interactions effectively. What you will do Analyze data across the product development lifecycle to uncover insights and guide decisions Identify opportunities for product improvement and growth Assess experiments to measure impact and effectiveness Define and track key performance metrics that support the product vision Recognition Built In's 100 Best Midsize Places to Work in SF 2025 Top Places to Work by USA Today 2025 #4 on Fortune’s Best Workplaces in the Bay Area™

Coframe is developing adaptive user interfaces to help businesses interact with technology more intelligently. The team is building what it calls the world's first AI Growth Engineer, with the goal of changing how companies think about growth and engagement. Coframe’s work has been recognized by organizations such as OpenAI and Replit. Role overview The Data Analyst will partner with clients to deliver insights, reports, and analysis that shape important business decisions. This position supports both Coframe’s internal teams and client-facing projects, playing a central role in the company’s growth. What makes Coframe unique Experienced team: Work alongside industry veterans, including a founder who previously co-founded a unicorn with Tom Brady and teaches AI at Stanford. Rapid growth: Coframe has posted 120% growth quarter over quarter, with its AI Agents driving measurable improvements in marketing strategies. Strong backing: Supported by investors such as Khosla Ventures and Nat Friedman. OpenAI partnership: The only marketing technology company with an official partnership with OpenAI. Location This role is based in the San Francisco Bay Area.