Associate/Senior Associate - Risk in Technology Services

Join our dynamic team at sia as an Associate Manager in Finance & Risk Management. In this role, you will be pivotal in enhancing our financial strategies and managing risk effectively. We are looking for a proactive leader who thrives in a fast-paced environment and is ready to tackle challenges head-on. Your insights will directly contribute to our strategic objectives and help shape the future of our financial operations.

We are seeking a dynamic and experienced Finance & Risk Management Manager to join our team at sia. In this pivotal role, you will oversee and enhance our financial operations while identifying and mitigating risks to ensure the stability and growth of our organization. You will lead a talented team, develop strategic financial plans, and implement robust risk management frameworks to safeguard our assets.

Join Clutch: Shaping the Future of Car Ownership At Clutch, we are dedicated to transforming the way individuals buy, sell, and own vehicles. Are you ready to make an impact? As Canada's premier platform for buying and selling cars, Clutch provides a seamless, digital-first experience. Customers can explore a vast selection of vehicles online, have their chosen car delivered directly to them, and benefit from our 10-Day Money-Back Guarantee for peace of mind. Looking to sell your car? We purchase over $3 million worth of vehicles daily, offering immediate, AI-generated quotes every 15 seconds. With Clutch, you get paid instantly—now that’s what we call convenience! Recognized for four consecutive years on The Globe & Mail’s list of Canada’s Top Growing Companies and consistently featured in Deloitte’s Technology Fast 50™ and Fast 500™, we are on the lookout for passionate, driven individuals to join our expanding team. Founded in 2017 and based in Toronto, Clutch is operational in Ontario, New Brunswick, Nova Scotia, and Prince Edward Island. Our esteemed investors include Altos Ventures, Canaan, FJ Labs, BrandProject, and Upper90. Discover more at clutch.ca. About the Consumer Financing Team: At Clutch, we are committed to creating an integrated car buying and ownership experience, with financing as a pivotal component. We are developing our consumer financing capabilities from scratch to provide customers with a straightforward and transparent approach to vehicle financing, while simultaneously supporting Clutch’s growth through a scalable and disciplined lending platform. In this role, you will significantly influence our lending strategy, risk framework, and operations as we bring this initiative to fruition. Your Role: We are seeking a Senior Manager for Credit & Risk to design and oversee the credit strategy and risk framework for Clutch’s consumer financing program. You will be responsible for determining how we assess risk, make credit decisions, appropriately price offers, and manage portfolio performance over time. This is a foundational role ideal for someone who thrives in ambiguity, is hands-on, and is adept at creating scalable credit systems that evolve with volume. As a key player, you will collaborate closely with the Director of Consumer Financing and work across departments—including Product, Engineering, Operations, Sales, and Customer Experience—to embed risk management into the customer journey, while establishing the monitoring, controls, and feedback mechanisms to ensure responsible performance management.

Join a Trailblazer in BankingAt Equitable Bank, we pride ourselves on being more than a traditional banking institution. Our mission is to innovate and provide unique banking solutions that cater to the diverse needs of Canadians.How do we achieve this? By fostering a talented and dynamic team of curious individuals who are dedicated to challenging the norms of banking. If you are excited about reshaping the future of banking and enjoy working in a collaborative environment, this could be the perfect opportunity for you.With over 50 years of experience, Equitable Bank serves more than 800,000 customers across Canada through its EQ Bank platform, recognized as one of the top banks on the Forbes World's Best Banks list since 2021. Our wholly-owned subsidiary, Concentra Bank, further strengthens our impact by supporting credit unions that collectively serve over six million members. Together, we manage over $142 billion in assets, with a commitment to driving meaningful change in the Canadian banking landscape to enhance the lives of our customers.Your RoleAs the Manager of Operational Risk Management, you will play a pivotal role in developing and implementing a robust operational risk management program across Equitable Bank. You will provide independent oversight and effective challenge as the second line of defense, ensuring that the Bank operates within its defined operational risk appetite.

Join EQ Bank as a Senior Manager of Risk Transformation, where you will play a pivotal role in reshaping our risk management framework. In this influential position, you will lead initiatives that enhance our risk assessment processes, ensuring our operations are aligned with industry standards and best practices. Your strategic vision and leadership skills will drive transformative change, enabling us to navigate risk effectively while maximizing opportunities for growth.

Turner Townsend is seeking a dedicated and experienced Risk Management Lead to join our dynamic team in Toronto. In this pivotal role, you will be responsible for overseeing risk management strategies within our infrastructure department, ensuring that all potential risks are identified, assessed, and mitigated effectively. You will collaborate closely with project teams, providing guidance on risk-related matters and developing robust risk management frameworks that align with organizational objectives.Your expertise will be crucial in fostering a culture of risk awareness and proactive management. You will lead risk assessments, facilitate workshops, and deliver training sessions to enhance the team's understanding of risk management principles. The ideal candidate will possess strong analytical skills, excellent communication abilities, and a proven track record in risk management within the infrastructure sector.

Join our team as an Associate in the Controls and Third Party Management department, where you will play a vital role in supporting the Senior Associate Director. You will assist in maintaining and implementing the Third-Party Risk Management governance framework while ensuring compliance across the organization.Facilitate the implementation and upkeep of the group’s Third Party Risk Management governance framework, focusing on all third-party provider engagements, including outsourcing arrangements. Conduct ongoing reviews to assess effectiveness in identifying, mitigating, and reporting outsourcing risks that may affect both clients and the business.Act as the main point of contact for various stakeholders, including:Business owners involved in third-party provider relationships.Internal clients and stakeholders for inquiries related to Third Party Management (TPM) and provide necessary guidance and training according to TPRM policies and procedures.Parties involved in third-party engagements as required.Assist in conducting risk assessments and due diligence for all third parties onboarded by the group, while supporting business owners throughout the entire TPM lifecycle, which encompasses onboarding, ongoing monitoring, amendments, and terminations.Support continuous monitoring and periodic reviews of third-party arrangements (including intra-group), performing onsite inspections and evaluations of all new engagements while maintaining comprehensive records of oversight activities.Identify and address third-party management issues and risk trends, particularly regarding outsourcing regulatory requirements, at the earliest possible opportunity. Collaborate on remedial actions and implement best practices for resolution.Contribute to maintaining the group’s records of Third-Party Providers, alongside regulatory-specific registers (e.g., DORA, CBI Outsourcing), including drafting and disseminating documentation for assessments and monitoring activities.Monitor third-party performance and risk metrics, ensuring adherence to contract obligations and service-level agreements.Support ongoing enhancements to third-party data quality and internal controls.Contribute to the development of efficient third-party management processes that bolster the TPRM governance framework.Assist in the preparation of reports for the Outsourcing and Risk Committees and Boards of outsourced service receivers on the governance framework for third-party management.Participate in client due diligence, RFPs, or external third-party provider assessments as necessary.Ensure that Third-Party Risk Management (TPRM) policies and procedures comply with regulatory standards and stay updated with evolving regulations across relevant jurisdictions, coordinating with Compliance, Operational Risk, and internal/external audit teams to fulfill group and regulatory requirements.

About Us:At Financeit, we are a leading provider of point-of-sale financing, catering to some of the most prominent home improvement and retail organizations across Canada. Our innovative platform empowers businesses to enhance their sales capabilities by providing customers with attractive monthly payment options for significant purchases, whether it's a home improvement project, vehicle acquisition, or retail shopping.We foster an environment where your contributions truly matter. With a culture grounded in collaboration, inclusivity, fairness, and respect, Financeit is not just a workplace; it's a community. If you resonate with our values and are eager to make a meaningful impact, we invite you to explore this opportunity with us.Position Overview:Are you passionate about leveraging data and technology to simplify complex challenges? Do you have a keen interest in the realms of indirect consumer lending, capital markets, and fintech? If so, this role is tailored for you! As the Senior Manager of Commercial & Channel Risk Strategy, you will be pivotal in shaping risk management strategies for our key verticals, focusing on home improvement and powersports lending.Reporting to the Director of Risk Strategy, you will spearhead initiatives to develop robust channel risk management frameworks, optimize profitability, and mitigate risk across our product offerings, including multi-stage project financing. Your exceptional analytical skills and strategic mindset will be essential as you navigate this dynamic landscape.If you possess outstanding collaboration and communication skills, along with a sense of fun, we want to hear from you!

Join our dynamic team at System Canada Technologies as an IT Risk Analyst. In this pivotal role, you will be responsible for identifying, analyzing, and mitigating risks associated with our IT systems and processes. You will work closely with various departments to ensure compliance with regulatory requirements and enhance our cybersecurity posture. If you are passionate about technology and risk management, we want to hear from you!

About FeatheryFeathery is at the forefront of streamlining data intake processes for insurance and wealth management firms. Our innovative platform is trusted by industry leaders to enhance critical workflows such as underwriting, client onboarding, and automated account openings.With our impressive revenue growth and increasing demand from enterprises, we are expanding our operational capabilities to facilitate the next stage of our company’s evolution.Why We’re HiringAs Feathery continues to expand, we recognize the necessity for robust financial and operational management to navigate the complexities that arise, including revenue planning, cash management, vendor oversight, compliance, and seamless cross-functional execution.We are seeking a Finance & Operations Manager to construct and manage the essential financial and operational framework of our organization. This opportunity is perfect for an individual with a strong financial background who is eager for strategic involvement and significant responsibility within a thriving B2B SaaS environment.In this role, you will serve as a strategic partner to our leadership team while ensuring adherence to financial discipline and operational excellence in day-to-day activities.About the RoleThis high-responsibility position encompasses:Financial planning and analysisDesigning operational systems and processesDriving cross-functional executionOverseeing team and administrative functionsYou will be tasked with developing long-term financial strategies while maintaining operational integrity throughout the organization.What You’ll DoFinancial Strategy & PlanningLead the annual budgeting and quarterly forecasting processesCreate and maintain financial models to assist in strategic decision-makingOversee company-wide KPI reporting (ARR, CAC, burn rate, runway, gross margin, etc.)Manage cash flow planning and optimize capital efficiencyAssist in preparing board reports and investor communicationsCollaborate with leadership on pricing strategies, hiring plans, and investment considerationsFinancial Operations & ControlsOversee month-end close processes in collaboration with external accountantsEstablish scalable financial controls and reporting systemsManage vendor contracts and oversee expensesEnsure audit readiness and compliance with regulationsImplement effective financial reporting mechanisms

Role overview Capco is hiring a Senior Leader for its Cyber Risk Management practice in Toronto. This senior consulting role centers on expanding and improving cybersecurity and technology risk services for clients in the financial services sector. The Senior Leader will advise senior executives such as CISOs, CROs, and CIOs, guiding them through the complexities of cyber and technology risk management in a shifting regulatory and threat landscape. The position combines strategic leadership, client advisory, and hands-on execution to deliver measurable outcomes. What you will do Client advisory and engagement: Act as a trusted advisor to senior client stakeholders on cybersecurity strategy, governance, risk management, and regulatory compliance. Lead complex consulting projects from planning through delivery, and provide insights on industry trends and best practices. Practice leadership: Drive the growth of Capco’s Cyber Risk Management offerings, focusing on cyber and technology risk management, third-party cyber risk, and cyber strategy, governance, and delivery. Delivery excellence: Oversee multidisciplinary teams delivering cyber programs in areas like identity and access management, vulnerability management, application and data security, and third-party risk. Ensure projects align with client goals, budgets, timelines, and quality standards. Business development: Contribute to thought leadership, develop service offerings, and create marketing materials to strengthen Capco’s presence in cyber risk management. Mentor consulting talent and support business development through proposals, solution designs, and executive presentations. Requirements 8-10+ years of progressive experience in cybersecurity, technology risk, or cyber consulting, preferably within financial services. Demonstrated success leading cyber risk management programs and initiatives.

About Clutch At Clutch, our mission is to transform the way individuals buy, sell, and enjoy their cars. Are you ready to join us? As Canada's leading marketplace for buying and selling vehicles, Clutch provides a digital-first, seamless experience. Customers can explore thousands of cars online, have their selected vehicle delivered directly to their doorstep, and benefit from our 10-Day Money-Back Guarantee. Looking to sell your car? We purchase over $3 million worth of vehicles each day, offering AI-generated quotes every 15 seconds—and when you sell to us, you receive instant payment. That’s the Clutch promise. For four consecutive years, we’ve been recognized in The Globe & Mail’s list of Canada’s Top Growing Companies, along with achieving back-to-back mentions in Deloitte’s Technology Fast 50™ and Fast 500™. We’re on the lookout for curious, dedicated, and ambitious individuals to join our expanding team. Founded in 2017 and headquartered in Toronto, Clutch operates in Ontario, New Brunswick, Nova Scotia, and Prince Edward Island. Our esteemed investors include Altos Ventures, Canaan, FJ Labs, BrandProject, and Upper90. For more information, visit clutch.ca. Consumer Financing at Clutch: Clutch is committed to creating a truly seamless car buying and ownership experience, with financing playing a crucial role in this journey. We are developing our consumer financing capabilities from scratch to provide customers with a straightforward and transparent way to finance their vehicles, while also supporting Clutch’s growth with an efficient, scalable lending platform. In this role, you will help define our lending strategy, risk framework, and operations as we launch this new business unit. About the Role: We are seeking an Operations Manager in Consumer Financing to establish and expand the operational framework behind Clutch’s lending program. This role involves a high level of ownership and requires a hands-on approach to manage key processes, tackle complex challenges, and enhance our systems as we grow. You will collaborate closely with the Director of Consumer Financing and work cross-functionally with teams in Sales, Product, Data, and Finance to build and scale Clutch’s consumer financing business. You will be responsible for the day-to-day execution of core workflows, drive continuous improvements, and help develop the necessary playbooks and tools for scaling. This is an exciting opportunity for someone who thrives in a dynamic environment, embraces uncertainty, and is eager to contribute to building something significant from the ground up.

We are seeking a skilled Business Analyst with a strong background in risk management to join our dynamic team at System Canada Technologies. In this pivotal role, you will leverage your analytical skills to assess and mitigate risks associated with various business processes. You will collaborate closely with cross-functional teams to identify risk factors, develop strategic responses, and implement effective monitoring systems. If you are passionate about risk management and have a proven track record of delivering results, we encourage you to apply and be part of our innovative company.

Join Fullscript as a Strategic Finance Manager, Segment Lead, where you will play a pivotal role in guiding our financial strategies and driving growth. You will collaborate across departments to develop insightful financial analyses that influence key business decisions. Your expertise will enable us to optimize our financial performance and support our mission of improving health outcomes through our platform.

At Relay, we're revolutionizing digital banking for self-made entrepreneurs by equipping them with the essential tools and insights for effective financial management. Our platform brings clarity, confidence, and control to every dollar earned, empowering business owners to transform their hard work into enduring success. We eliminate financial uncertainty by providing real visibility, allowing users to transform cash flow from a source of stress into a reliable indicator for stronger, resilient businesses.As we embark on an exciting growth journey, Relay is seeking an Engineering Manager to join our Risk Engineering team. This role presents a unique opportunity to assemble and lead a team from the ground up while developing a groundbreaking product for Relay. You will make impactful decisions daily, directly shaping a product that is cherished by thousands of users.Please note that we operate in a hybrid work environment, with collaboration in the office three days a week (Tuesday to Thursday).About the Team:The Risk Engineering team at Relay is dedicated to building automated systems that identify, prevent, and mitigate financial risks and fraud, all while ensuring a seamless experience for legitimate customers and minimizing manual intervention. Our mission is to enable Relay to expand confidently and safely, without unnecessary obstacles.Your ResponsibilitiesLead the planning, execution, and delivery of critical engineering projects focused on risk, ensuring that systems adhere to quality, reliability, and safety standards.Ensure that engineering processes and rituals are aligned with the demands of high-stakes systems, including thoughtful sprint planning, robust code reviews, and thorough technical design evaluations.Collaborate with senior leadership to define and implement the technical strategy for risk, fraud, and trust systems, balancing business growth, customer satisfaction, and risk exposure.Work closely with Product, Risk, Compliance, Operations, and other stakeholders to translate complex risk challenges into clear, scalable engineering solutions.Recruit, develop, and nurture a high-performing team of engineers by attracting top talent, establishing clear ownership, and mentoring engineers through challenging, impactful projects.Cultivate a collaborative engineering culture that inspires feedback, learning, and growth. Organize knowledge-sharing sessions and support professional development for team members.

eqbank seeks a Credit Risk Intern based in Toronto. This internship offers practical experience in credit risk management within the banking sector. Role overview Work closely with experienced credit risk professionals. Participate in projects that contribute to daily operations and help shape outcomes for customers. What you will do Support ongoing credit risk management activities Assist with projects that impact both internal processes and customer experience Gain exposure to the tools and practices used in a modern banking environment Location This internship is based in Toronto.

What We Do:At Paddle, we revolutionize payment infrastructure for SaaS companies. Rather than juggling multiple payment-related applications and services, we simplify the process by acting as the Merchant of Record. This innovative approach eliminates payment fragmentation, making transactions faster, safer, and more cost-effective.With backing from prominent investors such as KKR, FTV Capital, Kindred, Notion, and 83North, we proudly serve over 5,000 software vendors across 245 regions worldwide.Your Role:We are seeking an enthusiastic self-starter with proven leadership and onboarding risk management experience in a dynamic environment. As the Risk Onboarding Team Lead, you will oversee the Onboarding Risk Team, evaluating potential SaaS suppliers and monitoring transactions for high-risk accounts during their initial phases. You will work closely with the Onboarding Risk Manager to identify and implement improvements, ensuring our risk processes are comprehensive, compliant, and uphold exceptional standards.We are looking for a creative thinker with a positive attitude, strong onboarding and leadership skills in eCommerce, and a readiness to learn and adapt in the fast-evolving payments landscape.Key Responsibilities:Oversee daily operations of the Onboarding Risk team, coordinating workflows, ensuring timely task completion, and optimizing resource allocation for efficiency and compliance.Foster team growth through recruitment, coaching, mentorship, and training opportunities while promoting a culture of continuous professional development and positivity.Assist teams with complex applications and decision-making by providing expert guidance, reviewing critical scenarios, and collaborating to resolve challenges while minimizing risks.Document, maintain, and enhance procedures to ensure accuracy, accessibility, and alignment with evolving standards and best practices.Build relationships within and outside the Risk department through networking, stakeholder engagement, and collaboration with other departments to improve information sharing and strategic alignment.Supervise and assist with risk management activities, identifying emerging threats, implementing mitigation strategies, and monitoring overall risk exposure to protect organizational objectives.

About figfinancial figfinancial is a Canadian FinTech company based in Toronto, Ontario. Since launching in 2023, the team has focused on simplifying personal loans for Canadians through a fully digital platform. The company aims to remove the usual hurdles and wait times found in traditional lending, making credit more accessible and straightforward. figfinancial has received several industry honors, including Consumer Lender of the Year from the Canadian Lenders Association and FinTech Startup of the Year from the FinTech Breakthrough Awards. The company is also recognized as one of Canada’s Best Workplaces and holds a 4.8 out of 5 rating on Trustpilot, reflecting strong customer and employee satisfaction. Backed by Fairstone Bank of Canada and the Ontario Teachers’ Pension Plan, figfinancial combines deep lending experience with a startup’s agility. This support helps the company serve Canadians from a range of financial backgrounds.

What We’re Looking ForAre you a proactive and analytical finance expert? Phoenix is seeking a Senior Finance Manager who excels in navigating financial complexities and is passionate about establishing scalable financial frameworks. This pivotal role is ideal for someone who prioritizes precision, robust controls, and transparent data, and is eager to influence the growth trajectory of Phoenix.In this position, you will oversee our accounting, tax planning, insurance, and inventory management processes from start to finish, ensuring accuracy in our financials, efficiency in our processes, and adaptability in our systems to match the pace of a dynamic and operationally intricate business environment. You will collaborate closely with the CFO to facilitate informed, data-driven decisions and play a vital role in the forecasting framework.Your role will require cross-departmental collaboration with our Operations and Pharmacy teams to guarantee the seamless flow of financial data across inventory, payments, payroll, and accounting systems. Additionally, you will manage accounting functions across multiple entities, spearheading intercompany accounting and reconciliations to support coherent, consolidated reporting as we expand.What You’ll DoLead and mentor Phoenix’s bookkeeping teamOversee all aspects of Phoenix’s accounting operations, including financial reporting, controls, operational finance, tax compliance, and audit preparationManage accounting across multiple legal entities, including intercompany transactions, reconciliations, and eliminationsSupervise inventory accounting, including valuation, reconciliation, reserves, and cost of goods sold analysisEnhance and adapt financial and accounting systems to support growth and complexityDevelop, document, and implement accounting policies and procedures to maintain strong internal controlsPrepare monthly, quarterly, and annual financial statements in compliance with ASPELead the annual audit process and act as the main liaison for external auditorsOversee accounts receivable, accounts payable, payroll, expense reimbursements, and the monthly close processCollaborate with external tax advisors to manage income tax, sales tax, and other compliance filingsAssist in budgeting, forecasting, and variance analysis in close collaboration with FP&A and department leadersEvaluate financial results, trends, margins, costs, and inventory performance, providing clear insightsSupport supply and demand forecasting with a focus on inventory efficiency and working capital optimization