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Assets and Liabilities Management (ALM) Expert

tbiSofia, Sofia, Bulgaria
On-site Full-time

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Experience Level

Experience

Qualifications

Key Requirements for Success:Bachelor's degree in Finance, Economics, or a related disciplineMinimum of 3 years of experience in a similar role within a financial institutionProficient in MS Office, particularly MS ExcelStrong command of English, suitable for a highly international work environmentExceptional analytical abilities, with a keen eye for detailCapable of working independently and collaboratively while embracing new responsibilities

About the job

tbi is recognized as one of Bulgaria's prominent banks, combining a record of profitability with a mindset that encourages innovation. The organization values new ideas and growth, while maintaining a stable foundation. Internal surveys show that a large majority of employees would recommend tbi, highlighting strong engagement and satisfaction within the team.

Role overview

The Assets and Liabilities Management (ALM) Expert is responsible for managing the bank’s balance sheet and overseeing related financial risks. This role is based in Sofia, Bulgaria.

Main responsibilities

  • Coordinate and supervise ALM activities throughout the bank
  • Identify, evaluate, and monitor key ALM risks, including liquidity, capital, funding, and interest rate exposures
  • Ensure compliance with regulatory standards such as Basel, EBA, and ECB, particularly regarding liquidity and capital requirements
  • Analyze the structure of the balance sheet, financial ratios, and performance metrics
  • Stay informed about developments in European banking regulations
  • Collaborate with teams across the organization to enhance financial processes

About tbi

At tbi, we pride ourselves on being one of the most profitable banks in Bulgaria, combining a rich history of success with the agility and innovation of a start-up. Our culture fosters growth and transformation, making us a desirable employer in the banking sector.

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